Alternatives to PCI Pal
Compare PCI Pal alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to PCI Pal in 2026. Compare features, ratings, user reviews, pricing, and more from PCI Pal competitors and alternatives in order to make an informed decision for your business.
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NMI Payments
NMI
NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently. -
2
Feroot
Feroot Security
Feroot Security is a global leader in AI-powered website compliance and security. Feroot AI protects websites and web applications from hidden threats while enforcing compliance with PCI DSS 4.0.1, HIPAA rules on online tracking technologies, CCPA/CPRA, GDPR, CIPA, and 50+ laws and standards. The Feroot AI Platform replaces manual compliance work with continuous automation, delivering real-time protection and audit-ready evidence in minutes. Feroot unifies JavaScript behavior analysis, web compliance scanning, third-party script monitoring, consent enforcement, and data privacy posture management to stop Magecart, formjacking, and unauthorized tracking. Trusted by enterprises, healthcare providers, retailers, SaaS platforms, payment service providers, and public sector organizations. Feroot AI solutions include PaymentGuard AI, HealthData Shield AI, AlphaPrivacy AI, CodeGuard AI, and MobileGuard AI. Visit feroot for more information. -
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Safetica
Safetica
Safetica delivers Intelligent Data Security. Its AI-powered platform helps security teams see and control how sensitive data is used across endpoints, cloud applications, and AI, so they can prevent data loss, reduce insider risk, and support compliance without disrupting productive work. Safetica AI Protection gives teams visibility into AI activity and sensitive data sharing, with controls that protect data while enabling productive AI use. ✔️ Data Protection: Classify, monitor, and control sensitive data across endpoints, cloud applications, and AI interactions in real time. ✔️ Insider Risk and User Behavior: Identify risky and anomalous activity to reduce the risk of careless data handling, compromised accounts, and malicious actions. ✔️ Compliance and Data Discovery: Discover and classify sensitive data, then use audit-ready reporting to support compliance across data at rest, in motion, and in use. ✔️ Cloud Security: Protect sensitive data across Microsoft 365 and other cloud and file-sharing platforms by monitoring and classifying files and enforcing policies on file activity. -
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EBizCharge
EBizCharge
EBizCharge is the leading embedded payments application for businesses to accept payments directly inside QuickBooks, Microsoft Dynamics, NetSuite, SAP, Acumatica, and 100+ other business systems. Trusted by 20,000 companies and voted best fintech solution by the Globee® Awards, EBizCharge combines modern billing tools with integrated payment processing to help B2B companies get invoices paid faster, eliminate manual work, and keep payment data automatically synced to their ERP. Companies use EBizCharge to: ◉ Accept credit card, debit card, and ACH payments natively in their ERP, CRM, or shopping cart ◉ Automate billing and reconciliation to save time and reduce errors ◉ Speed up collections with easy billing tools: payment links, online customer portal, recurring billing, saved cards, and more ◉ Reduce risk with enterprise-grade security certified by the PCI-Security Council: PCI-compliance, encryption, and tokenization -
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Jscrambler
Jscrambler
Jscrambler is the leader in Client-Side Security for the modern, composable web. As organizations increasingly build digital experiences through third-party software supply chains and AI-powered agents, sensitive data is now created directly in the browser — the point of creation for digital interactions — making it one of the enterprise’s most privileged yet least governed attack surfaces. Jscrambler’s Client-Side Security Platform is powered by a Behavioral Enforcement Core that governs how application code, third-party scripts, and sensitive data behave at runtime. By enforcing software integrity and data governance directly in the browser, the platform ensures sensitive data and AI inputs are controlled according to enterprise policy at the point of creation — before they leave the client environment. Trusted by leading global retailers, airlines, financial services providers, and healthcare organizations, Jscrambler provides the visibility and enforcement organizations need to stop client-side attacks, prevent data leakage, and maintain compliance with regulations including PCI DSS, GDPR, HIPAA, CIPA, CCPA, and the EU AI Act. -
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Mollie
Mollie
Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing, and fraud prevention tools. Get started in minutes with transparent pricing, no hidden fees, and no lock-in contract.Starting Price: €0.25 per transaction -
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Alviere Hive
Alviere
Alviere’s embedded finance platform allows any organization to seamlessly integrate financial products and services into their existing offerings, and provide customers and partners with the most comprehensive embedded financial solution on the market. Alviere’s platform offers an extensive range of customizable branded products and services that include FDIC-insured virtual accounts and physical card issuing, payments, digital global money transfers, and crypto/web3 products, all through one API integration. Alviere is a fully licensed and regulated financial institution, and provides comprehensive compliance, risk management, fraud/AML montioring and security to ensure long-term program success.Starting Price: $0 -
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Payrix
Payrix
Payrix is on a mission to be the global leader in embedded payments for vertical software businesses. We are committed to giving our clients more freedom and peace of mind with a proven solution that helps eliminate friction, unleash their possibilities with new revenue, and make their customers’ lives easier. Payrix clients including Real Green Systems, Storable, iClassPro and SupporterHub have harnessed our unique, all-in-one platform — combined with a white-glove approach — that enables them to capitalize on the opportunities within embedded payments for growth, innovation, and transformation. -
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Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
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Stripe
Stripe
The new standard in online payments. Stripe is the best software platform for running an internet business. We handle billions of dollars every year for forward-thinking businesses around the world. Stripe builds the most powerful and flexible tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Millions of the world’s most innovative technology companies are scaling faster and more efficiently by building their businesses on Stripe. We believe that payments is a problem rooted in code, not finance. We obsessively seek out elegant, composable abstractions that enable robust, scalable, flexible integrations. Because we eliminate needless complexity and extraneous details, you can get up and running with Stripe in just a couple of minutes.Starting Price: 2.9% + 30¢ per charge -
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Juspay
Juspay
Juspay's Payments Orchestration Platform offers a comprehensive product suite for businesses, including open-source payment orchestration, global payouts, seamless authentication, payment tokenization, fraud & risk management, end-to-end reconciliation, unified payment analytics & more. The company’s offerings also include end-to-end white label payment gateway solutions & real-time payments infrastructure for banks. These solutions help businesses achieve superior conversion rates, reduce fraud, optimize costs, and deliver seamless customer experiences at scale. Trusted by leading enterprises across the US, Europe, LatAm and APAC, Juspay’s no-code platform enables businesses to integrate 300+ local payment methods across 50+ countries, design a pixel-perfect checkout UI, deploy seamlessly across all platforms, launch customizable offers & incentives, reconcile your transactions across PSPs & channels, and track PSP performance & buyer conversion. -
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Exact Payments
Exact Payments
Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes nearly 1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax. Exact is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. Our payment solutions are designed for performance and reliability, supporting over 10,000 merchant clients and delivering 99.99% uptime availability with transaction response times of less than 1 second.Starting Price: Free -
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Spreedly
Spreedly
Spreedly is a Payments Orchestration platform. Organizations rapidly growing, entering new markets, seeking to limit their compliance burden, or to lower payments costs often find that they can’t adapt their infrastructure to accept payments the way their business requires. Our Payments Orchestration platform enables payments flexibility and redundancy by allowing customers to build one integration and then route transactions through virtually any combination of payment services without ever touching end-consumer card data. Capture and secure payment methods in a portable PCI-compliant vault. Then leverage our massive ecosystem of Spreedly and third-party payment services to enable and optimize digital transactions. Connect to virtually any payment service via a single API rather than building complex integrations. Leverage our experience across billions of transactions to enhance your payments strategy. -
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BlueSnap
BlueSnap
BlueSnap's All-in-One Accounts Receivable Automation solution, formerly Armatic, is the highest rated software solution for Payment Processing, Billing/Invoicing, Recurring Billing and Subscription Management. Billing and Invoicing: Create beautiful invoices with our powerful invoice editor synced into your accounting system. Provide a customer portal, automatic charging, payment collection, and apply late fees. Recurring Billing & Subscription Management: BlueSnap provides enterprise-class subscription billing management for fast-growing businesses worldwide. Enable trial periods, manage plans, or prorate subscriptions. Payment Processing: BlueSnap is processor agnostic and provides integrations to all types of payment solutions from credit card payments, ACH, SEPA to wires. We handle partial payments, automatic failed payment retry, and automatic payment recovery.Starting Price: $35/user/month -
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Paytia
Paytia
Paytia is a secure payment platform built for organizations that take card payments over the phone and other customer channels without exposing sensitive card data to agents or business systems. Customers enter card details using their own phone keypad while DTMF masking replaces the tones with a flat signal in real time, so agents never hear or see the digits and call recordings remain free of card information. Payments are routed directly through the business’s existing gateway, including providers such as Stripe, Braintree, Authorize.net, Adyen, and Worldpay, allowing organizations to keep their current merchant setup. It supports agent-assisted phone payments, IVR self-service, outbound collections, mobile and Zoom payments, as well as payment links through SMS, email, chat, WhatsApp, Messenger, and customized web checkout. It also supports recurring billing, ACH, FedNow, RTP, bank account capture, merchant services, and secure capture of sensitive data.Starting Price: $11.10 per month -
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Interactions Trustera
Interactions
The only real-time way to ensure PCI compliance with zero interruption to the customer experience. Interactions Trustera operates in real-time to protect your employees and customers by protecting contact center agents from having access to payment card information (PCI). Interactions Trustera employs AI to anticipate and mask highly sensitive information that is often spoken and shared during conversations between agents and customers. Trustera ensures that your agents in the new work-from-anywhere model remain PCI compliant while still delivering high-quality experiences. World’s only real-time, audio-sensitive redaction platform. Ability to secure and protect your agents wherever they are, onsite or remote. Peace of mind for your customers knowing their data is protected. Reduce fraud and risk associated with collecting PCI data in the voice and digital channels. Secure capture of PCI with no disruption to customers. -
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Flute
Flute
Flute is a payments platform designed to help growing businesses accept, manage, and optimize payments across in-person, mobile, online, and embedded channels. The platform supports point-of-sale transactions, tap-to-pay, QR payments, virtual terminals, PCI-compliant payment pages, ACH, invoicing, recurring billing, and digital wallets. Businesses can use Flute’s dashboard and reporting tools to manage customers, monitor activity, automate workflows, and gain visibility into payment operations. Growth features include recurring billing, tokenized customer payment storage, instant payouts, and working capital tools designed to improve cash flow flexibility. Security capabilities include fraud protection, encryption, network tokenization, and safeguards against chargeback abuse, card testing, and other payment risks. Flute also provides APIs, SDKs, gateways, hardware options, and embedded payment tools for merchants, software companies, ISOs, and associations. -
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WePay
WePay
We provide payments infrastructure for independent software vendors (ISVs) and software platforms to ensure small businesses get paid quickly and easily. We deliver payments you can bank on. Our APIs make flexible, integrated payments possible via referral, white label or payment facilitator models, so our customers can focus on their core strategy. WePay’s corporate values are core to who we are and how we operate. We endeavor to live up to them every day in our interactions with each other and with our customers and partners. Seamlessly integrate payments into your application; we’ll support you from behind-the-scenes. Leverage the Chase brand & network to maximize adoption of digital payments. -
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Finix
Finix
Finix's Payments Infrastructure-as-a-Service decreases the time, cost, and headache SaaS businesses, ISVs, and marketplaces experience when bringing payments in-house. The Finix Professional Services (FPS) team wrote the book on the payment facilitation model. Simply stated, a payment facilitator is a technology company that provides a payments solution to the sub-merchants it sponsors or underwrites. We’re committed to exceeding the highest global data security standards. Our team works with regulators around the world to ensure our platform adapts to ever-changing regulatory requirements so you don’t have to. Payments ownership gives companies the ability to earn more revenue, enhance product experiences, and delight customers. Finix Flex helps fast-growing software companies monetize their payments today while putting them on the path to full payment facilitation. When you’re ready to make the transition, remain on the same Finix platform to avoid switching costs. -
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Adyen
Adyen
End-to-end payments, data, and financial management in a single solution. Meet the financial technology platform to help realize your ambitions fast. Easily add more payment methods and grow into new markets with local acquiring. Create superior customer experiences using cross-channel insights. Gain a deeper understanding of your business with all your global payment data in one place. Protect your business by detecting and responding to fraud without impacting real transactions. Optimize your finances and increase automation with our banking infrastructure. Especially valuable for platforms and marketplaces looking to payout users faster in a preferred currency. -
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Finastra Global PAYplus
Finastra
Finastra Global PAYplus is an enterprise grade, ISO 20022 native payment hub designed to help banks and financial institutions centrally process and manage payments across multiple channels, currencies, and types including real time, ACH, high value, cross border, and digital payments. It enables end to end orchestration, regulatory compliance, and seamless integration with existing systems through open APIs. The platform uses configurable business rules and pre certified workflows to simplify operations, reduce risk, and improve efficiency with high straight through processing performance. It supports dashboards, analytics, intelligent routing, and liquidity monitoring for better control and visibility. Flexible deployment options across cloud and on premises environments ensure scalability, resilience, and innovation. -
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Tilled
Tilled
Seamlessly integrate into Tilled’s payments platform and immediately start earning revenue by accepting online or in-person payments via credit, debit, and ACH processing, as well as alternate payment methods like Apple Pay®. Seamlessly integrate into Tilled’s payments platform and immediately start earning revenue by accepting online or in-person payments via credit, debit, and ACH processing, as well as alternate payment methods like Apple Pay®. Through our Secure Storage Vault, your merchants can easily manage recurring payments and subscriptions as well as provide payment plan options. Merchants can also send invoices through text or email, and customers can click to pay instantly. Our reports and dashboards are available to both you and your merchants, and can be customized to your company’s brand and specific customer needs. Instantly view updates to merchant transaction history, batch settlement history, average payment volumes, and more.Starting Price: 0.07% + $0.05 per transaction -
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Razorpay
Razorpay
Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts. -
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Airwallex
Airwallex
Airwallex is the business account built for global businesses. Your account comes standard with features like multi-currency business accounts, so you can collect and hold money in over 11 currencies while avoiding double conversions. Issue virtual debit cards for you and your team in seconds. Transfer money internationally in up to 23 different currencies, without the excessive fees and transfer wait times. Integrate with our API to improve your platform product offering and scale your business. Invoice and accept payments from international customers in their preferred currency. Seamlessly connect your business accounts with popular platforms like Amazon, eBay, Shopify and PayPal. Pay out in the same currency, or convert and withdraw in USD using outstanding FX rates. Issue new virtual payment cards in seconds. Change spend limits and revoke access, all from our online platform. -
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Checkout.com
Checkout.com
Unleash innovation with connected payments. Adapt, innovate and thrive with more value from every transaction flowing through your business. You deserve more than plain old payments. Our super-connected technology makes them seamless and so much more. Get faster, more reliable transactions. Higher conversions. Unbeatable insight and flexibility. So you can delight your customers and unlock new revenue streams. Streamline your payments through one unified API that evolves with you and responds to change as it happens. Grow anywhere with local acquiring in major markets, 150+ currencies and most popular payment methods. Get a radically transparent view of your payments data and instant insights you can change your world with. See how we can free your payments potential. -
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Aleran Merchant Services
Aleran Software
Process credit card payments securely with full PCI compliance. With Aleran Merchant Services you can securely process credit card payments anywhere, anytime, with full PCI-compliance guaranteed and no IT or specialized tech skills required. Our partnership with award-winning payments company, Payroc, allows you to securely capture and store credit card information to process payments now or later, combining the best parts of PayFac and traditional credit card processing models. Merchant services are free. No PCI, scan or monthly fees. Gets you up and running and processing payments within a few minutes. Guarantees PCI-compliant transactions. Securely captures and stores credit card info from customers to charge at a later date. Credit card readers available for in-store or in-person credit card processing. Eliminate time spent chasing down reissued, expired or compromised credit cards with the Card Auto Updater feature. -
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Ivy
Ivy
Ivy is a unified financial infrastructure platform designed to move money at internet speed by combining payments and banking in one solution that lets businesses receive, hold, send, and convert funds across fiat and stablecoins with a single API. It supports real-time account-to-account payments so merchants can collect funds directly from customers’ bank accounts instantly and reduce reliance on cards, wallets, or intermediaries while improving margins and eliminating chargebacks. Ivy includes products for instant payments, multi-currency accounts with local IBANs, stablecoin settlements, and real-time payouts that send funds directly to customer bank accounts. Ivy’s infrastructure connects local and cross-border fiat rails with major blockchains to enable seamless on- and off-ramps between fiat and stablecoins, empowering global and crypto businesses to manage deposits, withdrawals, settlement, and conversion in a compliant way. -
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IntelliPay
Convenient Brands
IntelliPay — Cloud-Based Payment Processing & Recurring Billing. PCI DSS Level 1-certified payment platform for SaaS, subscription, healthcare, government, and service-based businesses. Operating since 2004, IntelliPay processes billions annually across thousands of U.S. organizations. Features: Online, virtual, EMV, mobile, ACH/eCheck, recurring billing, installment plans, text-to-pay, IVR, kiosk, and custom branded payment portals — all from one dashboard. No-Cost Processing: Keep 100% of every sale by shifting card fees to the cardholder via dual pricing, surcharging, or convenience fee models. Traditional processing also available. Integrations: REST API, QuickBooks Online, and prebuilt plugins for most platforms. Why IntelliPay: 20+ years in payments 70+ years combined team experience Google Cloud-hosted, end-to-end encryption Transparent interchange-plus pricing, no hidden fees U.S.-based support -
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Cybersource
Cybersource
From customer-friendly payment experiences to automated fraud protection, easy tech integrations to 24/7 support, our platform has what you need to innovate and scale. Fulfill your ambition with a worldwide payments leader. Accepting payments has never been easier. Flexible, secure commerce solutions for everyday life. From customer-friendly payment experiences to automated fraud protection, easy tech integrations to 24/7 support, our platform has what you need to innovate and scale. Enhance your customer experience with a digital-first approach, powered by a global payments leader. Accept payments worldwide. Our integrated platform supports popular payment methods across channels and helps boost conversion. Get the tools and expert help you need to reduce fraud and accept more valid orders across channels and geographies. Keep sensitive payment data off your network. Our services reduce your exposure to risk and simplify your PCI DSS compliance. -
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Fidesmo Pay
Fidesmo
Trusted by the world’s leading payment schemes – Visa and Mastercard – Fidesmo provides oen of the most simple, scalable and secure platforms for tokenized payment. We enable a secure and convenient way to tokenize payment cards onto a variety of devices containing a secure element. We collaborate with more than 800 issuing banks offering their customers Fidesmo Pay to easily and securely tokenize their payment cards to any device. Fidesmo Pay is a pure software platform that allows device manufacturers to select which secure element they prefer based on their device features. Fidesmo Pay is future-proof and is constantly onboarding more and more banks and payment schemes allowing for device manufacturers to focus on business and commercial development rather than integrations. The Fidesmo Pay platform also for full white label solutions and customisations. -
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Cashfree Payments
Cashfree Payments
Cashfree is a B2B payments platform that helps businesses collect and disburse payments with its suite of solutions including Payment Gateway with advanced features like Instant Refunds, Instant Settlements and Card Pre-authorization. API Banking platform - Payouts are used to do bulk disbursals like vendor payments, delivery partner payments, salary disbursals etc. Other solutions include Refunds Suite, UPI Stack, and Marketplace Settlements among others. Achieved with direct integrations with banks, card networks and third-party payment players along with in-house dynamic routing algorithms. Highly customizable APIs to give you desired payment flow. Building your next tech product? We would be happy to provide you the blocks. -
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Nuvei
Nuvei
One platform. One partner. Limitless global possibilities. Bring it all together through one end-to-end payment technology platform. Take advantage of all Nuvei has to offer without changing provider. That’s right. We believe in choice, flexibility and redundancy. Add us to your gateway stack for faster growth and geographic coverage, or take advantage of our full platform for maximum benefits. Leverage our connections with 200+ global acquirers to capture every payment opportunity, increase acceptance rates, and reduce operating costs. Reach a new level of payment processing capability with our extensive flexibility and customization. Start processing fast. Our payment platform easily integrates with multiple gateways, platform partners and eCommerce plugins. Take advantage of all Nuvei has to offer without changing providers. That’s right. We believe in choice, flexibility and redundancy. -
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Rainforest
Rainforest
Grow revenue by embedding payments into your product — without taking on risk or compliance headaches. With Rainforest, you can make money flow through your platform in more ways than one. Use a single provider for cards, ACH, faster payments, next-day funding, and more. Reduce development time and get to revenue faster with our pre-built, embeddable components for payments, reporting, chargebacks, merchant onboarding, and more. We take care of risk and compliance headaches, so you don’t have to — including transaction monitoring, merchant KYC, and all the necessary reporting. Take full ownership of your merchant customers and their data. Create a fully white-labeled experience, with no contract lock-in, minimums, or monthly fees. Use our revenue calculator to learn how much you could grow by adding payment processing to your platform.Starting Price: $0.20 per item -
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Priority Commerce
Priority Commerce
Priority Commerce offers a unified commerce platform designed to streamline revenue and accelerate growth through its Priority Commerce Engine (PCE). It integrates multiple financial services, enabling businesses to collect, store, lend, and send money efficiently. With tools like MX Merchant, users can centralize billing, sales tracking, and customer engagement, facilitating same-day funding across all payment routes, including cards, ACH, and cash. Priority Commerce supports various fee-based solutions, allowing for customizable payment processing tailored to specific business needs. For developers and ISVs, Priority provides secure, feature-rich APIs that integrate seamlessly into applications, offering low-code or no-code solutions to expedite development. It automates banking operations, enhance financial transparency, and provides robust security measures to reduce fraud risks. -
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Xplor Pay
Clearent
Xplor Pay is an embedded payments partner built to help vertical SaaS companies launch, scale, and monetize payments with far greater efficiency than traditional processors. Backed by Xplor Technologies, the platform offers software providers deep collaboration, transparent reporting, and hands-on support throughout every stage of integration. Its PayFac-as-a-Service model enables SaaS teams to activate embedded payments quickly while minimizing development burdens and operational risk. Xplor Pay also empowers partners with sales and marketing resources designed to accelerate adoption and build recurring revenue. With over 800 partners and more than $31 billion processed annually, the company delivers proven reliability at enterprise scale. Developers and growth teams can rely on Xplor Pay for seamless APIs, proactive guidance, and a partnership approach that prioritizes long-term profitability. -
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Zai
Zai
Zai is a financial technology company that simplifies complex payments through its API-powered platform, enabling businesses to create and manage end-to-end payment flows effortlessly. Customers can quickly pay online via all popular payment methods, while automated payouts ensure timely payments. The platform allows for the creation and customization of any payment flow to address specific business challenges. Zai offers bank-grade security with built-in fraud checks, scalability to grow with your business, and full PCI DSS compliance to avoid lengthy data security assessments. Processes are streamlined to free up valuable time for teams, with features like automatic matching, tracking, and reconciliation of payments using virtual accounts. The platform is flexible, offering both hosted and API integration options. Protect your business with bank-grade security and built-in fraud checks. -
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TokenEx
TokenEx
Alongside Payment Card Information (PCI), Personally Identifiable Information (PII) also known as personal information and Protected Health Information (PHI) have become a favorite target of hackers. TokenEx can tokenize any type of data, so PII, PHI, PCI, ACH, etc. can be safely vaulted away from business systems and replaced with tokens that are mathematically unrelated to the original data and, thus, useless to data thieves. Tokenization offers virtually unlimited flexibility in how you store, access, and secure your sensitive data sets. -
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The Card Association
The Card Association
Unlock effortless payment processing solutions with The Card Association. Our comprehensive array of setup options ensures seamless transactions for your business needs. Whether you require traditional card reader payments, convenient mobile payment capabilities, robust e-commerce solutions, or fully integrated POS (point of sale) applications, we have you covered. With our user-friendly interface and versatile platform, you can easily navigate through various payment methods to cater to your diverse clientele. Our team is dedicated to providing you with top-notch support and guidance every step of the way, ensuring a smooth transition and optimal performance. Experience the convenience and efficiency of modern payment processing with The Card Association. Join countless satisfied merchants who have streamlined their transactions and elevated their business operations. Discover why businesses trust us for secure, reliable, and customizable payment solutions. -
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VyaPay
VyaPay
VyaPay provides fully embedded and on-demand payment solutions. We help businesses of all sizes to navigate the intricate world of payments with ease and confidence. Our comprehensive suite of services not only simplifies payment operations but also amplifies security and efficiency, ultimately contributing to the success and growth of our clients in an increasingly digital and interconnected economy. Code your system to our payment gateway through our API in less than a day. Working with an experienced partner, like VyaPay, will not only improve your margins, it will make your payment transactions work for you. Our experienced team of engineers and industry experts will help you embed commerce directly into your platform, giving you end-to-end ownership of your digital transactions. Together, we’ll make payments an extension of your service and brand by implementing customized solutions that support your growing business and channel partner network. -
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Sightline Payments
Sightline Payments
Sightline Payments Application Network (SPAN) is the gaming industry’s only processing network that connects guests, financial institutions, game system platforms, and integrated resort operators — it solves the last mile to any gaming device or hospitality system and fully integrated with most major gaming system providers. SPAN is a payment ecosystem experience that is fast, reliable, secure, and unique. -
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Sola Payments
Sola Payments
Sola Payments is a complete omnichannel payment processing platform that unifies online, in-person, and mobile transaction acceptance with tools for billing, invoicing, recurring and usage-based billing, and flexible pricing logic, enabling businesses to offer seamless checkout experiences across channels while managing all payment activity from a centralized merchant portal. It supports a wide range of payment methods, including credit and debit cards, ACH, digital wallets like Apple Pay and Google Pay, EBT/EBT SNAP, gift cards, multi-currency transactions, and contactless payments, so merchants and platforms can meet customer preferences and expand revenue opportunities. Sola’s integrated suite includes features like smart retry for failed transactions, automated reporting and revenue recognition, and promotional pricing, helping reduce revenue loss and streamline financial operations.Starting Price: Free -
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Lithic
Lithic
Lithic makes it simple to create payment cards to enable and control spending. Designed for developers, Lithic’s accessible building blocks reduce time to market, unlock new revenue streams and scale with your evolving business. Whether you’re creating payment cards for your customers, optimizing back-office operations, or simplifying disbursements, Lithic makes it easy to start without wading through lengthy MSAs or Sales demos. Pricing is simple, with no expensive monthly fees. Create your first card in minutes and use it right away. -
43
Usio
Usio
Usio is an integrated payments platform designed to help businesses accept, process, and disburse payments through a single, unified infrastructure that supports multiple payment methods and workflows. It provides a full suite of payment capabilities, including credit and debit card processing, ACH transfers, prepaid card issuing, and multi-channel disbursements such as real-time payments, push-to-debit, and checks, enabling organizations to move money securely and efficiently across different channels. It is built around embedded payments, allowing software companies and enterprises to integrate payment functionality directly into their own systems using flexible APIs, reducing friction and creating seamless user experiences. Usio also supports payment facilitation, electronic billing, and hosted payment pages, along with additional services like document composition, printing, and mailing, which together create a comprehensive end-to-end financial operations solution. -
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Curbstone
Curbstone Corporation
Credit Card, ACH, and IVR Payment SaaS for Your IBM i, iSeries, and AS/400. Ensure a simple, stress-free implementation using native RPG APIs for the IBM i, iSeries, and AS/400. Eliminate manual data entry, achieve real-time authorizations, and perform background and recurring charges using cards on file. Take your entire existing infrastructure out of scope for PCI, helping you spend less time on compliance reporting and audits. Reduce your risk – and protect your data – by eliminating sensitive data on your systems with remote payment tokenization. Control your costs with a flat-fee pricing structure. We’ll show you easy ways to improve transaction quality, reduce unnecessary downgrade fees, and secure the best possible credit card processing rates.Starting Price: $17,000 -
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Net1
ECI Solutions
Simplify payment processing with a solution that directly integrates into your ECI software. Net1 integrated payment processing saves you time, reduces costly data entry errors, provides enhanced security, and increases your business cash flow. Improve the way you manage payments. Our integrated card and automatic clearing house (ACH) solutions provide quick, efficient payment processing, usually at a significantly lower cost than other payment providers. Increase productivity and accuracy with an integrated solution that automates payments and billing, removing liabilities associated with data entry errors and disjointed systems. Eliminate repetitive tasks and manual mistakes. Secure sensitive customer and business information with a solution that encrypts and protects data in the Net1 payments vault. Tokenized payments keep sensitive data safe and out of unwanted hands and minimize PCI compliance costs and effort. -
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Aeropay
Aeropay
Aeropay is a financial technology company that helps people move money with bank-to-bank (ACH) transfers. We enable businesses to accept compliant, digital payments, giving customers the freedom to spend. Leaving cash and cards behind and paying with a personal mobile device promotes safety, convenience and a modern lifestyle. Filter payments to view, adjust, void or refund transactions. Capture pre-authorized payments from your customers and adjust payment amounts. Offer monthly subscriptions for recurring revenue. Add multiple locations, and send out location-specific payment links. Create your own branded payment experience. Test the experience in our sandbox environment. Work hand-in-hand with our development teams. Accept digital payments at point-of-sale. Customers simply scan a QR code, link to their bank and pay. Accept online pre-payments for delivery, buy online, pick up in-store and orders. At checkout, customers choose Aeropay to simply link to their bank and pay. -
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Enigma Vault
Enigma Vault
Enigma Vault is your PCI level 1 compliant and ISO 27001 certified payment card, data, and file easy button for tokenization and encryption. Encrypting and tokenizing data at the field level is a daunting task. Enigma Vault takes care of all of the heavy liftings for you. Turn your lengthy and costly PCI audit into a simple SAQ. By storing tokens instead of sensitive card data, you greatly mitigate your security risk and PCI scope. Using modern methods and technologies, searching millions of encrypted values takes just milliseconds. Fully managed by us, we built a solution to scale with you and your needs. Enigma Vault encrypts and tokenizes data of all shapes and sizes. Enigma Vault offers true field-level protection; instead of storing sensitive data, you store a token. Enigma Vault provides the following services. Enigma Vault takes the mess out of crypto and PCI compliance. You no longer have to manage and rotate private keys nor deal with complex cryptography. -
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Inswitch
Inswitch
Inswitch Platform is a cloud-native, modular embedded-finance platform that enables any company to integrate banking, payments, wallet, card-issuing, and cross-border money-services capabilities via a single API. It supports core banking and digital wallets (top-ups, bill payments), pay-in/pay-out and alternative payments, virtual and physical card programs (with real-time authorization controls and white-label branding), and multi-currency transactions with global reach across Latin America, the U.S., and beyond. Included in-platform features are built-in compliance and security (KYC/KYB, AML, fraud management), real-time settlement and reconciliation, business-intelligence dashboards, smart orchestration of financial flows, and a business portal for managing branded channels, bank rules, and analytics. -
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BigID
BigID
BigID is data visibility and control for all types of data, everywhere. Reimagine data management for privacy, security, and governance across your entire data landscape. With BigID, you can automatically discover and manage personal and sensitive data – and take action for privacy, protection, and perspective. BigID uses advanced machine learning and data intelligence to help enterprises better manage and protect their customer & sensitive data, meet data privacy and protection regulations, and leverage unmatched coverage for all data across all data stores. 2 -
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Preferred Payments
Preferred Payments
A secure platform and API to accept payments, grow revenue and scale your business. Straight forward API documentation and dedicated developer support to integrate ECRYPT's powerful payment solutions to your software. Accept payments, manage customers and build a powerful payment stack on the ECRYPT platform. Integrate secure and simple card-present payment solutions with ECRYPT’s Cloud EMV devices. Secure hosted payment fields for software applications and websites. Reduces PCI scope and offers more customization. A secure solution to manage customers, store payment methods and keep sensitive financial data safe. Secure and store sensitive payment data with ECRYPT’s tokenization and P2PE solutions. A payment platform built for enterprises, developers and innovators. ECRYPT gives businesses the tools to manage, scale and monetize payments services. Card-present transactions are now easier and faster than ever before.
