Best Finance Software - Page 76
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Enlivy
Enlivy
Enlivy is a commercial operations platform for service businesses. It connects proposals, contracts, invoicing, payments, and bank reconciliation in one system with EU e-invoicing through PEPPOL and ANAF eFactura built in natively. A proposal converts into a contract with multi-party parallel e-signature. A signed contract generates an invoice with automatic tax and multi-currency support. Payments are matched against imported bank statements. Every record links back so audit trails and client history stay complete. Clients access a branded Customer Portal with passwordless login to view, accept, sign, and pay. The platform is API-first with a REST API, webhooks, Slack, Zapier, and MCP server integrations. Six languages, 41 countries, multi-organization support. Free plan with no card and no time limit. Paid packs from EUR 4.99/month.Starting Price: $4.99 -
2
FreeBillKit
FreeBillKit
FreeBillKit is a free online business document generator that helps freelancers, contractors, startups, landlords, nonprofits, and small businesses create professional invoices, quotations, purchase orders, contractor invoices, commercial invoices, proforma invoices, credit notes, delivery challans, rent receipts, cash receipts, and donation receipts within seconds. Everything runs directly in your browser, so your data stays private. There is no signup, no watermark, and no software installation required. Users can customize templates, upload their company logo, choose multiple currencies, preview documents in real time, and instantly download professional PDF files.Starting Price: $0 -
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Tradeics
Tradeics Inc.
Global B2B trade powers economies, yet most businesses still run on outdated systems, fragmented tools, and processes that slow growth instead of enabling it. Procurement is treated as a cost center, supply chains remain siloed, and digital transformation often adds layers of complexity rather than clarity. Tradeics is changing this. We are building the B2B Trade OS, a next-generation operating system for global trade that unifies Source-to-Pay, B2B Sales, e-Procurement, Finance, and Supply Ecosystem Management in one seamless platform. But Tradeics is more than a product. It is a network where buyers, suppliers, and experts connect, collaborate, and grow together. Our mission is clear: simplify trade, accelerate growth, and bring trust and transparency into every transaction.Starting Price: $0 -
4
Slash
Slash
Slash is a financial platform that brings business banking, corporate cards, treasury, working capital, stablecoin payments, invoicing, bill pay, and global money movement into one place. Businesses can open checking accounts, send and receive ACH, wires, RTP, and FedNow transfers, create virtual accounts for separate money pools, and manage multiple entities in one workspace. Slash corporate cards include unlimited virtual and physical cards, spend insights, granular limits, merchant controls, user permissions, and multi-step approval workflows. Intelligent tools automate routine financial operations through balance-based transfers, vendor-specific ACH authorizations, scheduled payments, reimbursements, receipt collection, and accounting categorization. Teams can connect QuickBooks, Xero, and Plaid, sync transaction data, and use analytics to monitor spending and financial trends across accounts.Starting Price: $25 per month -
5
Dash.fi
Dash.fi
Dash.fi is the financial OS for scaling businesses, bringing corporate cards, spend management, approval workflows, expenses, accounting automation, bill pay, vendor management, financial accounts, rewards, and AI audit agents into one account. More than a card, it gives teams the right spending power while maintaining precise controls over every dollar. Businesses can issue cards, set rules, route approvals, capture receipts, code expenses as they happen, and synchronize transactions with QuickBooks Online, NetSuite, Xero, or Sage Intacct. Merchant mapping, chart-of-accounts synchronization, and bidirectional ERP integration help ensure every transaction is accurately coded and posted without manual intervention. Dash.fi also uses AI audit agents to find money businesses may be losing across advertising, shipping, and AI usage.Starting Price: Free -
6
Lejr
Lejr
Lejr is double-entry accounting software for small businesses. It runs as a web app with an AI assistant built in, and it optionally connects to outside assistants like Claude, so you can ask about your books and make changes in plain language instead of clicking through menus. The ledger is real accounting. Every entry balances before it saves, corrections point back to the original instead of overwriting it, and every change is logged. Bank and card feeds connect through Plaid. Transactions land in a review queue with suggested categories, and can be split, matched to open invoices and bills, or paired as transfers. Lejr also handles estimates, invoices, bills, customers, vendors, documents, fixed assets and depreciation, mileage, loans, and sales tax. Reports include the balance sheet, income statement, cash flow, trial balance, general ledger, and A/R and A/P aging.Starting Price: $15/month -
7
VRTrust
VRPlatform
VRTrust is an all-in-one vacation rental accounting software built for short-term rental property managers, accounting teams, and growing portfolios. Manage trust accounting, operations accounting, owner statements, bank reconciliation, financial reporting, and owner payouts in one connected platform. VRTrust helps teams automate complex accounting workflows, reconcile OTA payouts to bank activity, track revenue and expenses by property, manage owner funds, monitor guest balances, and maintain a clear general ledger. Built-in reporting includes profit and loss statements, balance sheets, trial balances, trust reconciliation, lodging tax reporting, owner statements, and property-level financial insights. With bank feeds, automated reconciliation tools, customizable fees and commissions, multi-property reporting, ACH owner payouts, API access, and AI-ready workflows through MCP, VRTrust reduces manual work and gives property managers greater confidence in their numbers at scale.Starting Price: $375/month -
8
ARPilot
DALE Labs LLC
ARPilot is an AI-driven accounts receivable automation platform for B2B finance teams that invoice on terms. It runs the entire invoice-to-cash follow-up cycle — AI-drafted multi-channel outreach, self-service payment plans with automatic ACH/card charging, payment links, bank-feed cash application, dispute intake, and AR analytics — while keeping a person in control: nothing sends to a customer, and nothing writes back to your ledger, until someone approves it. The AI drafts outreach and times it from your own response history. Follow-up runs on schedule, stops the moment an invoice is paid, and pauses automatically when a customer raises a dispute. ARPilot sits alongside your accounting system (bidirectional QuickBooks sync; REST API or CSV for others) rather than replacing it. Free tier available; self-serve signup, live in days.Starting Price: $99/month -
9
Restryde
Lacentra Labs
Restryde is automated payment recovery for subscription businesses using Stripe. When a customer’s payment fails, Restryde detects it immediately and recovers it through a graduated sequence of personalised emails, no manual chasing required. Built for businesses too small for enterprise tools like Churn Buster or Churnkey, but still losing real revenue to failed payments. Every recovery email is matched to the actual reason a payment failed, expired card, insufficient funds, or otherwise, so customers get the right message, not a generic template. AI-personalised and fully AI-generated email tiers are available, along with Bring Your Own Key (BYOK) support, connect your own OpenAI or Claude key instead of Restryde’s, and pay less. A built-in recovery guarantee means you’re not charged unless Restryde recovers more than your subscription costs in your first month. Pause, resume, or manually adjust any recovery in progress, automation doesn’t mean losing control.Starting Price: $10/month, Basic Tier. -
10
Invora
Ownware
Self-hosted invoicing you own outright - no monthly fee, no cut of what you bill, no invoice cap. Estimates convert to invoices in one click, every document renders to a branded PDF, and clients open a public link without an account. Record part-payments and see what you are owed by client and by age. Recurring invoices draft each cycle for you to review; a unique period stamp means the same month can never draft twice. Nothing is emailed automatically - every client email is a button you press, sent through your own SMTP, each attempt logged. Version 3.1 adds emailed invoices and reminders plus an .ics feed of due dates, all shipped switched off. Also included: REST API with revocable keys, webhooks, an MCP endpoint for AI assistants, 2FA, OIDC sign-in, scheduled backups, audit log, dark mode. Plain PHP 8 + MySQL or SQLite, no framework, no build step. It never phones home. A live demo runs on the product page - it opens signed in, with no signup and no password.Starting Price: $99 one-time -
11
SaturnShift
SaturnShift Inc
SaturnShift is a unified payments platform for small businesses. Merchants can send invoices and payment links and accept credit and debit cards, ACH bank payments, and stablecoins including USDC and USDT from one platform. SaturnShift includes automated invoice reminders, customer management, refunds and payment reporting, plus native QuickBooks Online integration that synchronizes customers and invoices and automatically records payments, fees and refunds. A native WooCommerce plugin lets online stores accept supported payment methods directly through their checkout. SaturnShift is designed to simplify payment acceptance and reconciliation without requiring businesses to manage separate systems for traditional and stablecoin payments.Starting Price: $49/month -
12
OneTouch Leasing
OneTouch Leasing UK Ltd
OneTouch Leasing is a specialist lease accounting platform. Everything we have built is designed to solve one problem: making lease accounting simple, accurate, and auditable. Built by a team with over two decades of combined experience in treasury and financial management software. We have brought this depth to the specific challenges of lease accounting under IFRS 16, and critically for the UK market the amended FRS 102 standard. These standards are our entire focus, and our software reflects that specialisation in every workflow and calculation engine. OneTouch Leasing is designed for finance teams who need flexibility, speed, and clarity. Whether managing property, equipment, or vehicle leases, our platform adapts to your needs and makes lease lifecycle management effortless. OneTouch Leasing delivers seamless connections across your financial ecosystem. From ERPs and GLs to file storage, APIs, and SFTP servers, we automate data flows for speed, accuracy, and compliance.Starting Price: £250 per month -
13
LexaVero
LexaVero
LexaVero is local-first payout reconciliation software for marketplace sellers. It helps merchants verify whether expected marketplace revenue has actually reached their bank account — directly on their own device, without connecting marketplace or bank accounts and without uploading imported financial data to a cloud service. Sellers export marketplace sales or payout data and open it together with the relevant bank statement file in LexaVero. The software compares expected payments with actual bank deposits and flags missing, delayed, unclear, or mismatched payments. Dedicated editions support Etsy, Shopify, eBay, Amazon, Walmart US, Kaufland, TikTok Shop, and AliExpress. LexaVero supports 12 interface languages, multiple bank statement formats, and common desktop operating systems. No accounting or reconciliation expertise is required.Starting Price: $29.90 -
14
OpenBudget
OpenBudget
OpenBudget connects your bank and investment accounts to Claude, ChatGPT, and any other AI assistant through MCP, so you can ask real questions about your money and get real answers, not generic advice. Once connected, every transaction and every holding syncs automatically. Ask about your spending, your net worth, your dividend income, or what you'd owe in capital gains tax before you sell, and Claude answers from your actual accounts instead of guessing. The connection is read-only. OpenBudget can see your data but can never move money, place a trade, or change anything in your accounts. It works with whichever AI client you already use, so you're not locked into one app to get value from it. Plans start at $5/month with a 7-day free trial.Starting Price: $5/month -
15
CollectIQ
Vaidev Technologies
CollectIQ is a locally-run Accounts Receivable Intelligence Dashboard. It reads AR transaction data directly from Excel and generates a professional dashboard covering ageing analysis, per-customer DSO tracking, credit scoring, an interest engine, and payment reminder drafts. Runs 100% on your machine — no cloud, no login, no subscription. One-time payment. Free tier available for up to 50 customers.Starting Price: $0 (Free tier); Pro $39 -
16
Yodiwo
Yodiwo
Yodiwo is an AI-powered full ESG management platform that centralizes and automates sustainability processes across environmental, operational, and organizational domains. Its modular subsystems collect, validate, consolidate, analyze, and report sustainability data from corporate systems, IoT sensors, energy meters, HR platforms, ERP software, emails, and other sources. Yodiwo serves as the ESG data management and reporting layer, continuously calculating KPIs, validating data with AI, forecasting performance, and generating reports aligned with frameworks and standards such as GRI, ESRS, the GHG Protocol, and ISO. Organizations can manage Scope 1, 2, and 3 emissions, supplier sustainability, corrective actions, audits, and compliance while maintaining traceability across business units and subsidiaries. Additional modules extend the platform into energy and asset management, IoT monitoring, task management, employee scheduling, workspace management, and more.Starting Price: Free -
17
InboxDoc
Techarenabg LTD
InboxDoc is an AI-powered invoice processing tool that turns a cluttered email inbox into clean, structured financial data. It connects to Gmail, Outlook, or any IMAP account and automatically scans incoming mail for invoices and receipts, no manual forwarding needed. InboxDoc reads each invoice with AI and extracts vendor name, amount, tax, currency, and date. It flags duplicate invoices before they get paid twice, and flags zero-value invoices caused by scanning or formatting errors. All data exports directly to Excel, pre-sorted into Income and Expense categories, ready for a bookkeeper or existing accounting workflow, eliminating hours of manual data entry. Built for freelancers, bookkeepers, and small business owners handling a steady stream of vendor invoices. Free trial covers the first 5 invoices, no credit card required. Paid plans start at €19/month.Starting Price: 19€ -
18
CommodityPriceAPI
Jfreaks Software Solutions
CommodityPriceAPI is a developer-first REST API delivering real-time and historical price data for 170+ commodities, including gold, silver, WTI and Brent crude, natural gas, and agricultural assets. Prices are aggregated from exchange-grade sources and refreshed second-by-second, with rates available in 150+ quote currencies. Five predictable endpoints cover the full workflow: latest rates, historical rates back to January 1990, time-series data, fluctuation calculations, and a symbols reference, all authenticated with a single API key and returned as clean JSON. No SDK is required, integration typically takes under 5 minutes. The platform includes an official MCP server, letting AI assistants like Claude and Cursor query live and historical commodity data directly. Built for fintech dashboards, trading tools, agri-tech platforms, and energy monitoring, with 99.97% uptime and sub-80ms average response times.Starting Price: $15.99/month -
19
Sokin
Sokin
Sokin is a global business payments platform that helps companies manage accounts, move money, accept payments, and operate across international markets from one place. Businesses can hold and manage funds with local or international bank details in 26 currencies, reducing the need for multiple providers or regional entities. Global payments support 70+ payout currencies across 170+ countries through local payment routes, SWIFT, and instant transfers between Sokin accounts. Teams can save beneficiaries, convert currencies, assign user roles for payment authorization, and process up to 5,000 unique payments at once to reduce manual work. It also supports payment acceptance through cards and alternative payment methods, as well as embedded financial services through flexible APIs. Businesses can automate payouts, currency conversions, onboarding, KYC and KYB processes, and other payment workflows while integrating functionality into their own products.Starting Price: Free -
20
Greatwill
Greatwill Oy
Greatwill is Finnish consolidation software built for preparing consolidated financial statements under the Finnish Accounting Act (FAS, Finnish GAAP). It breaks the consolidation down into group events: each event is a short form, and the elimination entries, reconciliations and the consolidation worksheet are generated from the data entered in the forms. There is a form for every group event: founding and acquiring a subsidiary, intra-group income, expenses, receivables and payables, unrealised margins in inventory and fixed assets, intra-group dividends, translation differences of foreign subsidiaries, minority interests, the transfer of depreciation differences and tax-based reserves to equity and deferred tax, equity-method accounting for associates, and the sale or merger of a subsidiary. Each form asks only for what matters; exchange rates, tax effects and minority shares are handled automatically.Starting Price: $3,500/year -
21
StitchInvoice
StitchInvoice
StitchInvoice is invoicing and client-document software for independent businesses and freelancers who bill clients directly, not for bookkeepers. It covers the full client-facing flow: quotes, estimates, proposals, contracts, invoices, receipts and credit notes, each with a live preview and a clean PDF. Card payments run on your own connected Stripe account. The charge is created directly on your account, so only Stripe's standard processing fee applies and no platform sits between you and your payout. Requirements Memory lets you set how each client must be billed once (billing email, PO format, terms, currency) and applies it to every future invoice. A Payability Check flags common reasons an invoice gets delayed before you send. On the Pro Autopilot plan, reminder sequences run before and after the due date and stop when payment lands, and recurring invoices handle retainers. StitchInvoice is not accounting software: no chart of accounts, no inventory, no tax filing.Starting Price: $19/month -
22
Sensus Tech
Sensus Tech
Sensus Tech is a multi-tenant, white-label payment orchestration platform that helps payment service providers (PSPs), marketplaces, aggregators, e-commerce businesses, fintech startups, and digital ecosystems launch and scale branded payment infrastructure without building a processing core from scratch. The platform connects businesses to 100+ payment providers and supports 150+ payment methods across 200+ currencies, unifying payment routing, PSP integration, and merchant management in one dashboard. Core capabilities include smart routing and cascading through a no-code, drag-and-drop rule builder, transparent balance management (available, hold, rolling reserve), multi-currency rate management, role-based access control, bulk group operations, and a fully brandable checkout and admin cabinet. Sensus Tech gives finance, operations, and technical teams the same clarity and control — not just developers. Smart inside, simple outside.Starting Price: €0/month (Starter plan) -
23
WealthNX
WealthNX AI
WealthNX AI brings personal finance, investing and AI into one experience. Users can track net worth, budgets, cash flow, debt, investments and crypto; scan receipts; track recurring bills and subscriptions; review portfolio exposure, earnings, insider transactions and market news sentiment; and ask questions through Wealth Genie, AI Stock Assistant and AI Crypto Assistant. WealthNX also supports household and family views, custom Build Mode and voice experiences. Connected-account access is read-only, and WealthNX does not move money or place trades. Information is for informational and educational purposes and is not investment, tax or legal advice.Starting Price: $8.99 -
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Mercury Books
Mercury.com
Mercury Books is full double-entry accounting software built directly into a Mercury account, bringing banking and books together so financial records stay complete, current, and accurate. It automatically captures activity across Mercury banking, cards, invoicing, and bill pay, then categorizes transactions and reconciles accounts in real time without manual imports, exports, or data entry. Businesses can choose between cash and accrual accounting and generate profit and loss, cash flow, and balance sheet reports using current numbers. External bank accounts, credit cards, and financial platforms such as Stripe, PayPal, and Gusto can also be connected to provide a more complete view of the business. Command AI adds an intelligent layer to accounting work, allowing users to ask questions about spending, trends, and general ledger codes using their account data. It can also handle tasks such as writing journal entries, organizing the chart of accounts, and categorizing transactions.Starting Price: $29.90 per month -
25
Qoyod
Qoyod
Qoyod is an all-in-one cloud accounting platform built for business owners and accountants, bringing financial management, e-invoicing, inventory, point of sale, payroll, and reporting into one connected system. Businesses can issue invoices, record expenses, manage customer and supplier accounts, track inventory across branches, and monitor revenue, profit, and other financial metrics from a real-time dashboard. Accounting entries are created automatically as transactions occur, helping non-accountants manage day-to-day finances while giving professional accountants access to advanced tools such as reusable journal templates, recurring entries, cost centers, accounting dimensions, fixed assets, deferred revenue and expenses, multi-currency accounting, and consolidated financial reports. Qoyod supports ZATCA Phase 2 e-invoicing, generating UBL XML invoices with QR codes and digital signatures and submitting them directly to the Fatoora platform.Starting Price: $319.56 per year -
26
PaymentForm.io
PaymentForm.io
PaymentForm.io is a no-code payment form and checkout platform for businesses, nonprofits, creators, organizations, and individuals. It makes it easy to collect payments, donations, registrations, and orders without building a complex e-commerce system. Users can create customizable forms, connect supported payment gateways, and share forms through links, QR codes, social media, email, or embed them into an existing website. PaymentForm.io includes modules for event tickets, donations, fundraising, product sales, memberships, contracts, and general forms. Users can sell event tickets, manage attendees and QR check-ins, accept one-time or recurring donations, run fundraising campaigns, sell products, manage memberships, and combine contracts, signatures, and payments. It is built for businesses, nonprofits, charities, event organizers, creators, freelancers, agencies, clubs, and anyone who needs a simple way to collect payments or information online.Starting Price: $9/month -
27
Argo Books
Argo Books
Argo Books is easy-to-use accounting software for small businesses that want to manage their books without the complexity. It runs as a desktop app on your own computer, so there is no account to create, it works offline, and your company file stays on your machine encrypted with AES-256. Turn receipts and statements into books: photograph a receipt and it extracts the vendor, date, total and every line item; import spreadsheets with any column layout; import bank statements and match transactions automatically. Run the rest of the business in one place: invoicing and quotes with online payments through Stripe or Square, customers and suppliers, inventory with purchase orders and returns, rental bookings, and Canadian payroll with T4s. Plan ahead with revenue forecasting, reports, an analytics dashboard, and export to spreadsheets or Google Sheets. Windows, macOS and Linux. The free plan never expires: 25 invoices, 10 scans and 25 bank imports a month.Starting Price: $15 CAD/month -
28
LayerNext
LayerNext Inc.
LayerNext builds AI agents that automate accounts payable and reconciliation across legacy and desktop ERP environments. No API required. Traditional AP automation captures invoice data. LayerNext completes the entire workflow: invoice arrives, agent reads it, validates it, matches it to the PO, handles exceptions, posts to the ERP, reconciles, and your team approves every step with a full audit trail. Built for mid-market distributors on Epicor, Sage, Microsoft Dynamics, QuickBooks Desktop, and custom ERPs. No rip-and-replace. No IT project. If a human can use it, the agent can automate it. What LayerNext does: • Accounts payable automation • Invoice validation and PO matching • Exception handling and ERP entry • Real-time reconciliation • Human-in-the-loop approvals • Full audit trail Finance work done by AI. Humans in control.Starting Price: 299 -
29
BillMyWeek
BillMyWeek
BillMyWeek is a browser-based invoicing tool for UK contractors, freelancers and tradespeople who bill by the week or month. Users save business and client details, set day or hourly rates, standard hours, overtime and weekend multipliers, then create invoices with dated work rows and calculated line totals. The app tracks draft, sent, paid and overdue invoices, shows outstanding totals, and lets users preview, download or (when email is enabled) send an A4 PDF invoice. Users can customize invoice colours and fonts, add a logo, and export their account, client and invoice data. BillMyWeek is currently free during beta. It does not calculate VAT or CIS deductions, so it is intended for straightforward invoicing rather than tax calculation or full accounting.Starting Price: Free (beta) -
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Swipe Again
Swipe Again
Your subscribers aren't leaving. Their payments are failing. When a subscription payment fails, your billing platform retries a few times — then the subscription quietly cancels. Swipe Again picks up where those retries leave off and wins back the 30–50% of failures the defaults write off. On connect, it scans 90 days of past-due payments, then runs decline-aware recovery on autopilot: smart retries by decline code, branded day 1/3/7 dunning across email, SMS and voice, dedicated expired-card flows, and cancel deflection that actually executes save offers — discount, pause, service — on Stripe, Recharge, Chargebee, Recurly, Paddle, Seal, Skio, Loop and Braintree. Every dollar is attributed in a real-time dashboard. $179/mo flat — no percentage of recovered revenue, no tiers, no per-seat fees. 14-day free trial.Starting Price: $179/month
