Acctual
Acctual is a simple invoicing and payment platform designed to help small businesses create professional invoices in seconds and get paid faster. Users can generate clean, minimalist invoices with their logo, business details, accent color, payment terms, saved clients, and reusable line items, then send one secure payment link that lets customers choose how they want to pay. The same invoice can accept cards, ACH or SEPA bank transfers, and stablecoins such as USDC or USDT, without forcing the client to create an account or install anything. Payments are converted into the user’s preferred currency and sent directly to a connected bank account or wallet through a non-custodial system, supporting same-day access to funds. Acctual also handles recurring invoices and sends gentle automatic reminders when a payment is late, reducing the need for awkward follow-up emails.
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Coldtill
Coldtill is self-hosted software for merchants and developers who want to accept cryptocurrency payments on infrastructure they control. It provides a branded checkout, payment monitoring, deposit-address generation, automatic sweeps to merchant cold wallets, refunds and controlled payouts. Customers can pay using supported coins and networks, with optional conversion through NEAR Intents to USDC or USDT. The product includes a merchant dashboard, REST API, signed webhooks, OpenAPI documentation, a TypeScript SDK and a WooCommerce plugin. Businesses install Coldtill on a Linux server using Docker and configure their own wallets and networks. Its editions differ in one-time licence price and sweep fees; merchants retain control of payment funds and deployment.
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Fianto
Fianto provides stablecoin subscriptions for SaaS businesses, API providers and memberships. Businesses can accept recurring stablecoin payments with automatic renewals on Solana. Customers authorize payments up to a cap per billing period, and payments settle directly from the buyer wallet to the merchant wallet.
Fianto currently supports USDC on Solana. Hosted checkout, a merchant dashboard, developer SDKs and signed payment webhooks help businesses add subscription billing to their products and connect payment events to access-management workflows.
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Ivno
Ivno is a modern fiat and crypto payment gateway that enables businesses to accept global payments via cards, Apple Pay, Google Pay, and direct cryptocurrency checkout. For fiat-originated payments, merchants receive payouts instantly in USDC, while crypto payments are settled in the original coin paid by the customer. Ivno supports Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Tether (USDT), USD Coin (USDC), Litecoin (LTC), Monero (XMR), Dogecoin (DOGE), Cardano (ADA), and Tron (TRX).
The platform offers a seamless checkout experience, fast onboarding, and tools for merchants to manage transactions, payment links, subscriptions, and payouts from a unified dashboard. Ivno supports WooCommerce and Shopify integrations, API access for developers, and flexible payment configurations. Designed for global businesses, Ivno helps reduce chargeback risks, improve cross-border payments, and unlock new revenue streams through both fiat and crypto
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