Zemam
4.0 out of 5 stars
(3 Ratings)
Zemam (زمام), or Zemam ERP, is a cloud ERP from Smartly Coded, built for small and mid-sized businesses in Egypt and the MENA region. Everything runs on one IFRS-compliant, double-entry ledger, so a single sale updates inventory, posts the accounting entry, and adjusts the customer balance at once — no double entry, no separate tools to reconcile.
It covers accounting, inventory (WAC/FIFO with batch and expiry across multiple warehouses), sales, purchasing, treasury, the full cheque lifecycle, installments, and multi-currency (IAS 21) — plus manufacturing, fixed assets, CRM, and HR & payroll. The point of sale for retail and restaurants runs fully offline and auto-syncs, and a near-complete mobile app puts the whole system on your phone.
Built for Egypt: VAT calculated after discount and native ETA e-invoicing. Fully Arabic (RTL) with English, multi-tenant isolation, role-based permissions, approval workflows, and a public API with webhooks. Start free — no credit card.
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Volk Accountant
Volk Accountant is accounting and invoicing software built for companies registered in Cyprus, operated by Volk Web Ltd, a Cyprus limited company based in Paphos.
Cypriot compliance is the starting point rather than an add-on. The software handles 19% VAT with freely selectable rates including the 3% super-reduced rate, reverse charge per line item, VAT-4 return figures and the monthly VIES statement — all included from the €29 Starter plan rather than a tier higher.
Invoices and quotes are unlimited on every plan, with multi-currency support and, from the Business plan, automatic translation of invoice line items so the client reads their language while the tax office gets English. Receipts are captured by photo from a phone and read by OCR. Stripe payments are matched automatically.
Your own accountant or bookkeeper gets a dedicated portal free of charge on every plan, laid out like the Cyprus Tax For All portal, with read access and exports as PDF, Excel and JSON.
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Papertools
Papertools is cloud accounting for sole traders, freelancers and small businesses, including incorporated companies. Plain-language workflows connect to real double-entry books. Manage quotes, invoices, payment receipts, customer credits, bills, expenses, purchase orders, inventory, payroll, mileage, projects and contracts. Quick Journal guides complex transactions such as asset purchases, financing and depreciation. Paper-Ai turns voice or text requests into drafts and answers questions about your books; its reader extracts PDF and image data for review. Import CSV/PDF bank statements, match transactions or connect supported bank feeds. Work across currencies, automate recurring tasks and accept payments through your own Stripe or PayPal account with no added Papertools transaction fee; provider fees apply. Access journals, the general ledger and financial reports, with team permissions and data exports. Start with Essential, free forever. No credit card required.
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Mercury Books
Mercury Books is full double-entry accounting software built directly into a Mercury account, bringing banking and books together so financial records stay complete, current, and accurate. It automatically captures activity across Mercury banking, cards, invoicing, and bill pay, then categorizes transactions and reconciles accounts in real time without manual imports, exports, or data entry. Businesses can choose between cash and accrual accounting and generate profit and loss, cash flow, and balance sheet reports using current numbers. External bank accounts, credit cards, and financial platforms such as Stripe, PayPal, and Gusto can also be connected to provide a more complete view of the business. Command AI adds an intelligent layer to accounting work, allowing users to ask questions about spending, trends, and general ledger codes using their account data. It can also handle tasks such as writing journal entries, organizing the chart of accounts, and categorizing transactions.
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