Alternatives to CentSense
Compare CentSense alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to CentSense in 2026. Compare features, ratings, user reviews, pricing, and more from CentSense competitors and alternatives in order to make an informed decision for your business.
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1
FreshBooks
FreshBooks
Make invoicing and billing painless for your small business with FreshBooks. A top-rated invoice and accounting software for self-employed professionals and small businesses, FreshBooks offers a fast, easy, and secure way of crunching numbers so companies can focus on doing the work they love. It offers a wealth of powerful features that includes invoicing, expense tracking, time tracking, project management, payment processing, and reporting. FreshBooks also lets users work from anywhere with the Freshworks mobile app.Starting Price: $6.30/month -
2
QuickBooks Self-Employed
Intuit
QuickBooks gives self starters and small businesses the features they need to get ahead. Track mileage automatically. Easily sort and track expenses. Keep tabs on your finances right from your smartphone. Import expenses directly from your bank account. Sort business from personal spending with a swipe. Track all expenses in one place and save time on taxes. Snap a photo of your receipt, or forward it directly from your email. Transaction information is seamlessly entered for you. We’ll match and categorize expenses automatically. Receipts are stored, organized, and ready for tax time. Know what you owe each quarter before taxes are due. Avoid late fees with automatic reminders of quarterly tax due dates. Easily organize income & expenses for instant tax filing. Upgrade to the TurboTax bundle and instantly transfer your financial data. Connect to TurboTax Self-Employed to reduce manual data entry.Starting Price: $4.50 per month -
3
Neat
The Neat Company
Neat is an all-in-one expense management, tax preparation, and receipt tracking app built for freelancers and small businesses. It helps users organize receipts, track spending, categorize expenses, and prepare financial records for tax season. The platform brings together business expenses from areas such as subscriptions, travel, supplies, meals, invoices, and documents in one organized workspace. Neat includes automatic expense categorization, real-time spending visibility, searchable records, shareable expense reports, and secure cloud storage. Users can scan, upload, store, and retrieve receipts, invoices, contracts, bank statements, and other important financial documents. With a simple interface, mobile access, and tools designed for non-accountants, Neat helps small business owners stay organized and tax-ready without complicated accounting workflows.Starting Price: $200/year -
4
MoneyFeed
Maxe Feed Holdings LLC
MoneyFeed is a web-based bookkeeping and expense-tracking service for freelancers, self-employed workers and small businesses. Users record income and expenses by messaging MoneyFeed on WhatsApp or submitting receipt and invoice photos; the software extracts transaction details, categorizes entries and organizes records for review in a dashboard. It also supports mileage logging, invoice creation, bill reminders, tax estimates and region-specific tax categories. Users can export categorized activity and receipt records as CSV, Excel or PDF to share with an accountant or import into other accounting tools. Optional bank connections can import transactions, and teams can collect expenses from multiple contributors into one account. MoneyFeed provides organized financial records and tax-related summaries for users and their accountants to review when preparing filings.Starting Price: $0 -
5
Shine
Shine
Simple, transparent, accessible. Shine is the professional online account designed to support the self-employed and small businesses. The Shine account adapts to you, whatever your status. It is particularly designed for the needs of micro-businesses, self-employed people and small businesses. A real administrative co-pilot designed to simplify the daily life of your micro-business. The pro account designed to facilitate the financial and accounting management of your activity. An offer that evolves to help you manage your finances with ease, alone or with your associates Specially designed for freelancers and small businesses, Shine is easy to use and allows you to calmly manage expenses related to your activity. An ally of choice for your accounting. Shine simplifies the management of your receipts and streamlines your organization, whether you have an accountant or not.Starting Price: €7.90 per month -
6
Sole App
Sole App Pty Ltd
Sole App is an accounting and invoicing software designed specifically for Australian sole traders, freelancers, and small business owners. The platform helps users manage invoices, track expenses, organize receipts, monitor GST obligations, and maintain accurate financial records from a single dashboard. Built with simplicity in mind, Sole App removes the complexity often associated with traditional accounting software. Users can create professional invoices, record business expenses, stay tax-ready, and access essential financial information anytime through a web-based platform. The software is ideal for self-employed professionals and small businesses looking for an easy-to-use solution to streamline bookkeeping and day-to-day financial management without requiring accounting expertise. -
7
BrassWell
Rise Above Media LLC
BrassWell is a web and mobile finance app for U.S. freelancers and self-employed workers. It combines income and expense tracking with tools for irregular cash flow and estimated taxes. Users can manually record transactions, import CSV files, scan receipts for AI data extraction, or connect a bank account. Tax estimates use 2026 federal brackets, self-employment and income taxes, the user's state rate and W-2 wages to calculate a set-aside and suggested quarterly payment, with email reminders before due dates. BrassWell offers invoices with payment links, savings goals, budgets and a financial-planning tool. Pro adds unlimited invoicing, time tracking, mileage logs, receipt storage, bank connections and quarterly P&L and tax statements. Users can export data and secure the app with Face ID or a PIN. Available in a browser and through iPhone, iPad and Android apps, BrassWell helps self-employed people monitor business finances; its tax estimates are not tax advice.Starting Price: $19.99/month -
8
Jeramyl
Jeramyl
Jeramyl is a cloud-based bookkeeping and business finance application designed for freelancers, consultants, self-employed professionals, and small business owners. The platform helps users record and organize income, expenses, and business transactions, categorize financial activity, and upload receipts with OCR-assisted data extraction for review. Users can create and manage invoices and estimates, track unpaid customer invoices, maintain customer statements, and organize bills and vendor records. Jeramyl provides business finance visibility through dashboards, profit and loss reporting, cash flow tracking and forecasting, cash runway estimates, accounts receivable and accounts payable aging, tax summaries for accountant review, and month-end bookkeeping cleanup workflows. -
9
Rompslomp
Rompslomp
Rompslomp is the simple accounting program specially designed for entrepreneurs / self-employed workers / freelancers who prefer to do business. Rompslomp aims to make online accounting as easy as possible for you, this saves you a lot of time! Effort is not a traditional administration program, it works much easier than other accounting software, especially for self-employed persons / one-man businesses, but BVs, (sports) associations and foundations also do their accounting with Effort. At Rompslomp you don't have to deal with general ledger accounts and other accounting terms, we do this for you. Create an invoice with your own logo that will immediately be processed in your accounting, or scan your receipt with our Android or iPhone / iPad app and put it in the "shoe box", after which you have to do it in an instant if you have to submit your VAT return processed. In addition to the fact that it always works on your laptop, it is also available as an Android and iPhone.Starting Price: €5 per month -
10
InvoiceKoi
Fang Ventures Private Limited
InvoiceKoi is an invoicing app for self-employed tradespeople, freelancers and small service businesses. It lets users create invoices, estimates and receipts; save client records and a price book; add business branding; and share documents as PDFs. Other features include time tracking, job details, recurring invoices and receipt scanning. Core invoicing and PDF creation work offline; AI features, cloud backup and payment collection require an internet connection. Paid subscriptions provide unlimited invoicing, and an Android app is available.Starting Price: $99.99/year -
11
Namu
Namu
Instead of subscribing to multiple platforms, we've built one solution - an integrated and automated financial platform designed and built specifically for you, the self-employed professional. Our robust invoicing module is built to make your life easier. The data from your invoices seamlessly connects to your bank and credit card transactions and ultimately flow into your tax planner so you always know where you stand when it comes to taxes. We also calculate sales tax for you natively in the system so if you’re selling products or merchandise and need to be sales tax compliant, we have you covered there too. We have made accounting much simpler for you. No more Accounts Payable or Receivable, no journal entries, and no accruing income or expenses. We have built a custom accounting system specifically for the self-employed. The difference? Unlike other products that market to self-employed workers, our solution does not work for small to medium sized businesses.Starting Price: $5 per user, per month -
12
Hurdlr
Hurdlr
Hurdlr is a business expense and mileage tracker built for self-employed entrepreneurs, freelancers, and the gig economy. Enable auto-mileage tracking to effortlessly capture tax-deductible business mileage, and link your bank or card to import potential expense deductions. Hurdlr also estimates your self-employment taxes in real time, so you know your true bottom line and when payments are due. On average, people find over $5600 in tax deductions, and to date Hurdlr has helped users track $8B in finances and save over $300M in taxes.Starting Price: Free -
13
IOP Technologies CRM
IOP Technologies
Work assignments & tracking, service-requests with notifications, help desk type ticketing with analytics for business users such as self-employed professionals and corporates. From pre-sales-marketing processes with schemes and offers to post purchase cycles with construction linked payment plans, construction agreements, demand notices and receipts, we have got everything covered for you post sales.Starting Price: $15 per month -
14
FYRST
FYRST Banking
FYRST is the digital bank for all founders, self-employed and freelancers with inexpensive banking services, a comprehensive range of digital services and innovative business solutions. As simple & digital as with a FinTech and as secure & competent as with an established major bank. Current information and assistance for self-employed and freelancers in the context of the corona crisis can be found on our dedicated page. Now with the latest information on KfW loans and how you can apply for them from us. FYRST is your new digital business customer bank that offers you extensive services and first-class service at very favorable conditions. With our entry account FYRST BASE there is no account maintenance fee for tradespeople and freelancers. Or opt for FYRST COMPLETE, our inexpensive all-inclusive business account with a free connection to the clever FYRST order management! Find out more about our attractive account models for your business now!Starting Price: €10 per month -
15
Imprezz
Imprezz
Invoices in imprezz are gst compliant, digital, interactive, and personalized. Imprezz is the leading finance and invoicing program that enables the self-employed and small businesses to create their invoices, quotes and reminders directly in the cloud - easily, intuitively and in seconds. Invoices in imprezz are gst compliant, digital, interactive, and personalized. Imprezz is the leading finance and invoicing program that enables the self-employed and small businesses to create their invoices, quotes and reminders directly in the cloud - easily, intuitively and in seconds. Convert your quotations to invoices easily, just some clicks on a few buttons and done. Get paid faster! With GST legal templates, manage the contents of your invoices and we take care of rest. Be on the safe side! We are just a touch away. Contact us through chat or by e-mail. We are here for you - of course for free! -
16
Kontist
Kontist
Kontist’s mission is to make life easier for the self-employed. For this purpose, we have not only rethought banking and taxes, but also created the Kontist Foundation. Not a tool, but real, qualified people who take care of your financial bookkeeping, all tax-related topics and advise you professionally. No more tax stuff! You don't need accounting tools anymore, nor do you have to invest time in paperwork on a regular basis. We take your administrative work off your hands. Finally concentrate fully on your self-employment. Stay organized when your transactions are automatically categorized. Scan paper receipts on the go, straight from your phone. Combine a digital business bank account with the Kontist Steuerberatungtax: take back control of all your tax matters. Gain time and save money while focusing on what really matters: your self-employment, your side-hustle, your life.Starting Price: €99 per month -
17
Knab
Knab
The cheapest business account for freelancers. For self-employed persons who have been registered with the Chamber of Commerce for less than 3 years. Receive extra starter benefits with your business account. Optionally request a credit card with a starter limit. The business account for self-employed people in the Netherlands. Get up to 5 payment accounts with debit card. Open as many savings accounts as you want. Easily open extra accounts via the Knab App. Expand your package with a business credit card or accounting link. Log in to your Personal Banking Environment or Knab App. Switch to the cheapest business account for freelancers today and receive € 50 as a gift. With a business credit card you always have an easy and safe payment method at hand. Request the accounting link and link it to your online accounting program. Knab helps you with your business insurance through partners. This way you cover the most important business risks. -
18
Friendly Invoice
Friendly Invoice
Friendly Invoice is a Hebrew-language cloud invoicing and bookkeeping tool for Israeli self-employed professionals and small businesses. Users can create receipts, tax invoices, invoice-receipts, pro-forma invoices and credit notes, including documents that use Israel Tax Authority allocation numbers where applicable. The service also offers photo-based receipt and expense capture, client payment reminders, an exempt-dealer turnover ceiling tracker, accountant-oriented tax reports and a Hebrew AI assistant. It supports workflows for both VAT-exempt and VAT-registered businesses, helping users prepare routine billing documents and organize records for tax reporting. Users can access a free tier with up to three documents per month; paid plans start at ₪15 per month.Starting Price: ₪15/month -
19
KAZAALBAIDA
KAZAALBAIDA
KAZAALBAIDA is a web-based tax and rental-income software service for landlords, non-resident property owners, self-employed workers and freelancers dealing with Spanish taxes. It provides rental-income tax simulations for Spanish filing models, including personal income, quarterly self-employment and non-resident returns, alongside checks for housing-law tax reductions. Property tools include rental-contract generation, rent updates and deductible-expense tracking. For freelancers, the service offers VAT and quarterly income-tax estimates, invoice and withholding calculators. The site also provides tax simulators and multilingual informational guides. Users can explore calculations and prepare estimates for tax scenarios; the service is not described as filing returns with the tax authority on their behalf.Starting Price: €39/year -
20
StubCreator
StubCreator
Stubcreator is an online paystub generator provider for employees, sole-proprietor, and self-employed, providing an easy-to-generate stub platform. Generating professional stubs for employees, sole proprietors, and self-employed get easy and quick with an online stub creator. The professionally designed free paystub generator will help you generate stubs quickly and conveniently. We have tailored our pay stub generator to efficiently streamline your process. We have different stub-generating templates that you can use to create stubs according to your requirements. To generate stubs, all you have to do is choose the template that best matches your needs and enter basic details, and our stub generator will create 100% accurate and professional stubs. The preview option will allow you to verify all the entered details before submitting. There is no additional cost to preview the stub before submitting it.Starting Price: Free -
21
Billbooks
Billbooks Pty Ltd
Billbooks is invoicing and quoting software for freelancers, self-employed professionals and small businesses. Founded in 2010 and built by a team in Sydney and Pune, it is used in more than 30 countries. Billbooks includes recurring invoices, automatic payment reminders, multicurrency and multilingual invoicing, digital signatures, quotes and estimates, expense and project tracking, and reporting. Every feature is included on every paid plan; higher plans add users, clients and projects, never features.Starting Price: $7.95 per month -
22
MyPayStubs
MyPayStubs
MyPayStubs is a reliable and user-friendly online pay stub generator designed to meet the needs of freelancers, self-employed individuals, and small business owners. Our platform makes it simple to create professional, accurate, and compliant pay stubs within minutes, no technical skills required. Key Features: Fast and easy pay stub generation Accurate calculations and professional templates Instant download and secure transactions 100% customer satisfaction guarantee 14-day money-back guaranteeStarting Price: $5.99/stub -
23
PrivacyBox
EDV Sachverständigen- und Datenschutzbüro Michael J. Schüssler
PrivacyBox – Consent Management Platform (CMP). Easily manage cookie consents, tracking, and external services. PrivacyBox is a consent management platform designed for website operators to transparently manage cookie consents, external services, and tracking technologies. Visitors can provide their consent in a clear and understandable way, make individual selections, and modify or withdraw their consent at any time. PrivacyBox is suitable for modern corporate websites, medical practices, law firms, associations, freelancers, and self-employed professionals.Starting Price: 5,30 € -
24
Capital Float
Capital Float
Founded in 2013, Capital Float is India’s leading buy-now-pay-later and credit platform serving the financial needs of salaried & self-employed individuals. We offer quick finance to consumers shopping online through numerous partnerships with A-list brands. We also provide digital credit to individuals for their personal and business needs. Get a customized renewable credit facility in real-time on your phone. Capital Float is the preferred finance partner for thousands of self-employed individuals in India. Our short-term digital loans help these small businesses to break limits and achieve quick growth. Our expertise enables us to create cutting-edge credit products for small businesses that may not have availed of formal finance in the past. BNPL facility that makes shopping affordable and enjoyable. Quick, collateral-free finance for personal and business needs. Apply from anywhere at any time whilst connected to the internet. -
25
SnapClaim
SnapClaim
SnapClaim is an AI-powered receipt scanner built specifically for Australian tax deductions. Snap a photo or upload a PDF and SnapClaim's AI reads the receipt, then classifies it against ATO rules tailored to your specific occupation — covering 50+ job types from tradies to nurses to teachers — flagging what you can and can't claim, plus apportionment rules like logbooks and phone diaries. It auto-calculates GST, tracks claimable totals toward your BAS (with ATO-coded reports for G11 and 1B), and lets "Oscar" scan bank statements to surface work-related transactions missing a receipt. Export ATO myDeductions-ready CSVs at tax time. Built for PAYG employees, sole traders, and contractors who want their deductions classified correctly the first time — not just photographed and filed. -
26
TaxNav
TaxNav
Making Tax Digital for Income Tax Self-Assessment Simplified for Self-Employment and Landlords. TaxNav is HMRC-recognised software that makes this easy, affordable, and fully compliant, helping you save time, reduce your tax bill, and navigate your income tax with ease. TaxNav is HMRC-recognised, MTD-compliant software, designed to: - Simplify digital record-keeping and submissions - Improve data safety with encryption and authentication Our software will help you reduce confusion and save time, reduce errors and avoid penalties, provide guidance to maximise deductions, and navigate self-assessment obligations with ease. TaxNav software is Excel spreadsheet-friendly and is purpose-built for the self-employed and landlords to manage their own records.Starting Price: £100 -
27
OfficeText
OfficeText
OfficeText is a simple browser-based business writing tool for freelancers, self-employed professionals and small businesses. It helps users create clear, professional emails, replies, reminders and follow-up messages through four focused assistants. Choose what you want to write, enter the relevant details and OfficeText creates a ready-to-use business message. There is no complicated dashboard, software installation or technical setup. OfficeText is designed for people who want to finish their business communication quickly and get back to work.Starting Price: €119.40/year -
28
Holvi
Holvi
Holvi’s all-in-one business account helps you calm the chaos of self-employment. Create, send and track invoices right in Holvi. Get paid fast, and keep your business earnings separate from personal finances. Cover your costs with Holvi Business Mastercard® and simplify complicated tasks like expense reporting and receipt matching. From real-time cash flow insights to detailed accounting reports, get the info you need to make smarter business decisions. Sole traders looking to simplify work life with easy invoicing, expense management and bookkeeping tools. 1–9 employees. Self-employed people and small teams looking to manage team spending and scale smart. 10–50 employees. Established small businesses looking to streamline operations and gain financial clarity. Shows your upcoming balance based on scheduled transactions in and out – so you always stay ahead of the curve.Starting Price: $0/month/user -
29
EY TaxChat
EY
EY TaxChat™ connects you with an EY Tax professional who prepares your return and files for you on your schedule, eliminating the hassle of appointments, paper documents and complicated software. Put our wealth of experience to work. Being self-employed is a major achievement, but it comes with additional responsibilities. If you’re a business owner, partner, contractor or gig worker, you may have to pay self-employment tax. We can prepare and file the necessary returns for you, including federal Schedules C, E and SE to report your business income and expenses, and ultimately calculate your self-employment tax. We stay current on tax laws to identify the deductions and credits applicable to you. -
30
Bukuzi
Carriage
Bukuzi is a bookkeeping assistant for small businesses and self-employed operators that use WhatsApp to record day-to-day finances. Users can send text messages, voice notes, or receipt photos to log sales and expenses, track outstanding customer balances and bills, and review monthly profit summaries. The service is designed for users who want to keep basic business records through messaging rather than a separate bookkeeping app. Accountants and bookkeepers can use a dashboard to review client books, identify records needing attention, and export data to spreadsheets or accounting software. Clients connect their books to an accountant using a linking code. The product supports English, French, Swahili, Spanish, and Portuguese and works with multiple national currencies. Its Mexico workflow can read CFDI invoices in XML or PDF format.Starting Price: $5/month -
31
Hnry
Hnry
Hnry is a digital accounting and tax service for sole traders, freelancers, contractors, and other self-employed people. Its web and mobile apps bring income administration into one workflow: users can receive earnings into an Hnry Account, create quotes and invoices, record business expenses and receipts, and review business reports. Hnry calculates and pays applicable taxes as income arrives, and its accounting team manages eligible tax filings, including income tax and GST returns, and provides on-demand support. The service includes a dedicated business account and debit card for handling business income and expenses. Customers can also use the separate Mileage by Hnry app to record business trips and claim mileage expenses. Hnry is designed around the tax and accounting needs of independent earners in New Zealand and combines software with human accounting support.Starting Price: 1% + GST -
32
EasyLedger
AEVUM L.L.C.
New Version of EasyLedger v3.0.0 Most accounting software is either too complicated, too expensive, or quietly charges you on every transaction. EasyLedger is the honest alternative. EasyLedger is simple bookkeeping and accounting software for freelancers, self-employed professionals, and small businesses. Track your income and expenses, send clean invoices, organize receipts, and get clear reports on what you're actually making — without needing an accounting degree. What makes EasyLedger different: - One flat, transparent price — the price you see is the price you pay - No per-transaction or payment fees eating into what you earn - No surprise annual price hikes - Built for simplicity, not for accountants Whether you're a freelancer tired of QuickBooks' rising prices and add-ons, or a small business frustrated by the limits and hidden fees of "free" tools, EasyLedger gives you complete, trustworthyStarting Price: $299 - One Time -
33
Shopify Pay Stub Generator
Shopify
Shopify's free online Pay Stub Generator allows you to create professional pay stubs for your employees or, if you're self-employed, yourself. Our tool will generate a detailed pay stub after you type in the relevant information. A pay stub, also known as a paycheck stub or a pay slip, is documented proof an employer gives to their employee that provides detailed information about their wages or salary. As a part of the payroll process, it serves as a record of earnings and deductions. Pay stubs provide employees with a breakdown of their earnings and deductions for each pay period. They are essential for understanding one's income, ensuring correct payment, and addressing any discrepancies. They are often used as proof of income when applying for loans or an apartment rental.Starting Price: $14 per month -
34
Clean Invoice
Clean Invoice
Clean Invoice is a web-based invoicing and quotation software specifically designed for freelancers, self-employed individuals, and small businesses. The tool enables users to create and manage clients, systematically record products and services, generate professional quotes, and send invoices with just a few clicks. Clean Invoice ensures compliance with e-invoicing regulations, allowing users to easily meet legal standards. Its intuitive user interface allows users to efficiently manage their business documents without complex processes. The goal is to simplify the entire invoicing process and provide companies with a reliable solution for their financial management.Starting Price: €10 -
35
Smoothbalance
Smoothbalance
Smoothbalance is a financial management app for sole traders, limited companies, and their accountant. The app allows users to create and send quotations and invoices and log expenses. Smoothbalance is designed for plumbers, interior decorators, graphic designers, tree surgeons, painters and decorators, tutors, musicians, web developers, programmers, translators, electricians, network engineers, PC technician and anyone who are either self-employed or running a small business. This app is to make sure businesses are never late to send quotations, invoices or record expenses. Smoothbalance is developed to integrate small businesses with their accountant to reduce paperwork by managing invoices and receipts within an app. All small businesses spend a time to manage their invoices and expenses. To arrange paperwork (invoices and receipts) small businesses will either have to arrange that paperwork himself or his/ her accountant/bookkeeper will have to spend a time to manage it.Starting Price: $3.99 per month -
36
FlyFin
FlyFin
For freelancers, self-employed, and business owners, CPAs file your taxes from start to finish, 5x cheaper. A.I. scans for all possible tax deductions. Simply connect all your expense accounts & FlyFin eliminates 95% of your work. FlyFin is a consumer startup focused on automating the financial lives of US consumers. AI can answer your tax filing questions, our tax team members are experts in all aspects of US & international taxes. They ensure 100% accurate tax review and preparation. A dedicated CPA will review every deduction and suggest tax-saving strategies for you. Find every tax deduction in minutes. Accept or reject deductions, or ask a CPA. Quarterly tax estimator based on your deductions & income. An expert CPA reviews everything & files your taxes. Ask unlimited tax questions to a CPA anytime and automatically track your finances. You can export the tax summary for IRS form 1040 in Excel format if you wish. -
37
Kick
Kick
Daily bookkeeping for the modern business owner. Minimize your audit risk and only pay when you save. Get your business transactions categorized in real time and reviewed by an expert for accuracy. Kick AI immediately adapts to any changes you make. Ditch the shoebox and let your receipts match themselves. Get the easy-to-miss deductions like your home office, vehicle, and travel all handled. Kick back knowing where you stand across all your accounts and entities. Get insight into what’s driving profitability with a real-time profit & loss you can trust. Share the reports you need to get taxes done. Immediately cut unnecessary business expenses. Get a high-level view across all your entities, accounts, and teams, for no added cost. Kick is self-driving bookkeeping for the modern business owner. Kick helps you minimize audit risk, and save money on your taxes to give you the financial confidence you need to build a more profitable business. -
38
Saldy
Dienstleistungen24
Saldy is a browser-based accounting and invoicing app for freelancers, self-employed professionals and small businesses in Germany. It supports quotes, invoices and structured e-invoices in XRechnung and ZUGFeRD formats, with sequential numbering and an audit journal. Users can record expenses and receipts, import bank statements from CSV, retrieve PayPal transactions, track time, keep cash records and monitor overdue invoices. Saldy calculates VAT advance returns and cash-basis income statements (EÜR); it prepares an ELSTER file for the VAT return but does not submit tax returns or replace tax advice. DATEV-format exports support tax advisers. Other tools include recurring invoices, payment reminders, reporting and shared team access for up to three users, depending on plan. Its free plan limits use to five invoices a month; paid plans include unlimited invoices and additional features.Starting Price: €14.90/month -
39
Monkey Office
ProSaldo
Do you work as a freelancer, self-employed person or entrepreneur? Then writing offers and invoices, accounting and preparing tax returns is an important part of your work. MonKey Office combines order management and financial accounting in one clear application. The software has a modular structure. Even the basic module, which can be used free of charge, enables you to do preparatory bookkeeping, for example as an input for your tax advisor. And by purchasing expansion modules, you can add further functions to the scope of services at any time. Manage customers and suppliers. Enter and account for open items (incoming and outgoing invoices). Compare incoming and outgoing payments with the open items. Posting income and expenses and cash transactions. Collective receipt for digital documents. Evaluations such as open items, journal, account statements, totals and balances, cost centers. Preparatory bookkeeping for the tax advisor: DATEV import and export.Starting Price: €90 one-time payment -
40
InvoiceXpress
InvoiceXpress
We know how invoicing can be a headache. That's why we help entrepreneurs change to the simple side of invoicing. InvoiceXpress is an online invoicing software approved by the Portuguese Tax and Customs Authority, which you can have access to from anywhere. Using InvoiceXpress doesn't make you attached to it. Use it whenever you need to issue documents and change your plan according to your invoicing. Aimed at companies that provide all sorts of services, InvoiceXpress also suits freelancers, self-employed professionals and online stores. Add invoicing to your business through our API or plugins. Direct communication with the Taxing Authority. Proceed immediately to create the invoice. Once it is finished, it's valid and ready to send.Starting Price: $6 per month -
41
Invois
EONGERRA TECH
Invois is an Android app for self-employed people and small service businesses in Malaysia to prepare itemised quotations, invoices and receipts. Users save a reusable price list, add customers and build quotes by selecting items, typing, speaking, photographing a price list or importing a document. Optional AI tools turn spoken work descriptions into line items and help extract details or draft terms. Accepted quotations convert into invoices; users can record payments and issue receipts. Documents support Malaysian ringgit, SST, deposits and instalments, and can be shared as PDFs through WhatsApp or other apps. The interface is available in Bahasa Melayu, English and Chinese. A free plan includes unlimited quotations, invoices, customers and price-list entries, with monthly AI-action limits. Invois Pro raises the AI allowance and removes the app footer from documents. Invois does not submit e-invoices to LHDN.Starting Price: RM 19.90/month -
42
Motorica.io
Motorica.io
Motorica.io is cloud-based business management software and a digital office for self-employed professionals, tradespeople, service companies and small businesses in Germany. It connects work from quote to payment: create quotes, invoices, XRechnung and ZUGFeRD e-invoices; manage customers, receipts and documents; reconcile bank transactions and open items; and prepare VAT data plus DATEV and CSV exports for tax advisors. Teams can manage employees, schedule jobs and locations, and record time, services and expenses for billing. MIRA, Motorica.io's AI document assistant, analyzes invoices, receipts and official letters, summarizes their content and helps users understand what needs attention. The interface is available in German, English, Turkish, Arabic, Polish, Ukrainian, Russian, Romanian, Italian, Croatian, French and Spanish. Motorica.io runs in the browser, as a progressive web app and as an Android app. A 7-day free trial is available without a payment method.Starting Price: €59 per month -
43
F The Hours
F The Hours
F The Hours is a web app for UK freelancers and sole traders that combines time tracking, invoicing, expenses and a UK tax estimate. Time tracking: log by client, project and task type; grouped or flat view; filter, search and one-click export. Invoicing: branded PDF invoices generated from logged hours; invoice numbering; draft, sent, paid and overdue states; download or email. Tax: a running estimate for the chosen tax year with UK income tax bands, Class 4 and Class 2 National Insurance, student loan plans and payments on account; a take-home pay calculator for employed or self-employed income. Self Assessment: income and expenses mapped to SA103 box numbers, a readiness score, and a spreadsheet export to copy into the return on gov.uk. No filing to HMRC. Expenses and mileage: HMRC expense categories, mileage at the approved rates, home office allowances. Data: encrypted in transit and at rest, stored in the UK, exportable as JSON, deletable by the user. -
44
Receipt Lens
Receipt Lens
Just snap a picture of a receipt and turn it into digital data on-the-go. Add your expenses manually in the absence of receipts. Customize consumption categories and customize the names of your folders. Categorize, tag, and group your receipts and invoices into different folders for easy management and reimbursement. Organize your receipts into different folders. Select receipts to generate your professional expense report, and export the report and receipt images to your mail and QuickBooks. Reimburse with your expense report and see your incomes and expenses at a glance. Share your folders with friends, family, roommates or coworkers to track co-expenses. No need to identify the same receipt on multiple devices. Batch processing, import images of your receipts and get recognition results in seconds. Auto-sync with Receipt Lens Mobile, changes made in the app will show on the web, and vice versa. -
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BCS Insurance Company
BCS Financial Corporation
A flexible follow-form excess policy with the capability to be written on a stand-alone basis, or in combination with cyber security/privacy and technology – admitted in all states except AK, HI, SD, and WA. An admitted cyber liability policy designed for small to mid-size businesses, and the ONLY admitted quote/bind/issue system that can be completed in under two minutes. A cyber liability insurance program for insurance agents and other self-employed individuals to protect their business for incidents that involve preach of private data and communications. -
46
Ubiquity Retirement + Savings
Ubiquity Retirement + Savings
A 401(k) is a savings vehicle established by a business or self-employed person to help employees and business owners save for retirement as well as take advantage of the tax benefits provided to both the business owner and employees. The flexible features of a 401(k) can accommodate the needs of a broad range of retirement planning objectives. Each individual gets to choose how much of their pay will be deposited into their 401(k) account each pay period – before taxes are deducted and how those dollars will be invested. Many businesses choose to match a portion of the employees’ contributions, helping retirement savings grow even faster. In addition to providing financial security in retirement, saving in a 401(k) provides tax advantages for both the business owner and the employees, including tax deductions, tax-deferred earnings, and tax credits. For example, when an employee saves in a 401(k), their contribution is deducted from their paycheck before income taxes are withheld. -
47
ActionClient
ActionClient
ActionClient, for SMEs and the self-employed, lets you concentrate on sales and prospecting. CRM for SMBs, small businesses, freelancers, and sales reps – simple, easy, and effective to boost your sales. The only customer relationship manager made by salespeople for salespeople. You’ll be interested in this tool if you’re a small business, SME, VSE, startup, or freelancer, and your priority is to develop your business. A company is only as good as its customers, so your priority is to serve them as well as possible so that they stay and to attract new customers. Representatives and agents in the following sectors: insurance agents, real estate brokers, financial advisors, financial planners, multi-card representatives, and brokers in all fields. Customer service agents who want to provide personalized service and develop a new customer base. -
48
DailyDial
DailyDial
DailyDial is a lightweight sales cadence and follow-up tracking tool built for small businesses and self-employed tradespeople who find a full CRM overkill and a spreadsheet unreliable. It tells you exactly who to call today, tracks every touchpoint automatically, and stops leads and quotes from going cold between jobs. Built specifically for plumbers, electricians, roofers, builders and other trades alongside general small business sales teams. No lengthy setup, no CRM training. Plans start from £1.99/month.Starting Price: £1.99/month -
49
InvoPlanner
Digital-e UG (haftungsbeschränkt)
InvoPlanner helps freelancers, self-employed professionals and small agencies create quotes and invoices in the browser. It includes customer and product records, orders, delivery notes, advance and partial invoices, final invoices, payment tracking and reminders. Users record incoming payments manually and see outstanding balances. Invoices can be exported as PDF, ZUGFeRD and XRechnung. The interface and invoice documents support German and English. The permanent free Starter plan includes five invoices per month, four customers and one user. No credit card is required. Paid plans start at EUR 4 per month and increase usage limits. Recurring invoices, scheduled email delivery, reporting and additional users depend on the plan.Starting Price: Free; paid from EUR 4/month -
50
InvoicePlane
InvoicePlane Project
InvoicePlane is a free and open source invoicing application. The project is the official successor and owner of the codebase of FusionInvoice version 1.x, which was written by Jesse Terry. FusionInvoice was an open source software before but was transformed into a commercial product with the release of version 2.x. The main idea behind the InvoicePlane software is the creation of an application you host on your own server and use it for basic invoicing and client management. The target groups are freelancers, self-employed workers and small to medium sized companies which need a reliable and easy to use invoicing system but who can't afford an expensive software. InvoicePlane is translated into many languages by community members and more languages are coming soon.
