Audience
Freelancers, sole traders and small businesses with up to 3 users in Germany
About Saldy
Saldy is a browser-based accounting and invoicing app for freelancers, self-employed professionals and small businesses in Germany. It supports quotes, invoices and structured e-invoices in XRechnung and ZUGFeRD formats, with sequential numbering and an audit journal. Users can record expenses and receipts, import bank statements from CSV, retrieve PayPal transactions, track time, keep cash records and monitor overdue invoices. Saldy calculates VAT advance returns and cash-basis income statements (EÜR); it prepares an ELSTER file for the VAT return but does not submit tax returns or replace tax advice. DATEV-format exports support tax advisers. Other tools include recurring invoices, payment reminders, reporting and shared team access for up to three users, depending on plan. Its free plan limits use to five invoices a month; paid plans include unlimited invoices and additional features.