ChaChing vs. VatPay Comparison


ChaChing ChaChing.io	VatPay	+	+
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About ChaChing is a Stripe Billing alternative that cuts SaaS subscription billing fees by 50%. At 0.35% of billing volume (vs Stripe Billing's 0.70%), SaaS companies save thousands annually without changing their payment processor. Stripe still processes every payment. ChaChing replaces only the billing management layer — subscriptions, invoicing, dunning, tax compliance, and analytics. Built on Kill Bill, the open-source enterprise billing engine (Apache 2.0) trusted by Fortune 500 companies invoicing billions annually since 2010. Kill Bill's core engineers are actively involved in ChaChing's development. Key features: - 0.35% billing fee (half of Stripe Billing) - Automated subscription management with smart dunning - One-off and recurring invoicing with payment links - Native TaxJar and Anara tax integrations (Avalara coming soon) - Real-time MRR, ARR, LTV, and churn analytics - REST API with OpenAPI spec and testing sandbox - Branded host	About Online Billing and Invoicing for B2B Service Providers. VatPay billing software will take care of your complete billing process allowing you to create & Send your invoices faster than any platform. Online invoicing and time tracking has never been easier. VatPay will help you organize your business in one place with powerful features. Track time, manage your projects and convert your actual work hours into invoices. VatPay supports serveral payment gateways including Stripe, Authorize.Net and PayPal. Track your expenses and generate highly intuitive financial reports to help facilitate business decisions.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Supported Mac Supported Linux Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience SaaS companies, subscription businesses, B2B software companies, indie hackers, and startups using Stripe for payments who want to reduce billing management costs	Audience B2B Service Providers
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Not Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Not Supported	API Offers API Supported
Screenshots and Videos No images available	Screenshots and Videos View more images or videos
Pricing 0.35% of billing volume Free Version Not Supported Free Trial Not Supported	Pricing $9/Month 1 Team Member (User) Invoice up to 5 Clients 50 Invoices 50 Estimates Manage & Collaborate on Projects Accept Credit Cards & PayPal Upload and Manage Receipts Track Time & Expenses Send Recurring Invoices Multi-Currency Support Setup Multiple Businesses Record Manual Payments 24/7 Web & Email Support Free Version Not Supported Free Trial Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews
	Pros & Cons from Real Users Pros VatPay not only has very effective tools for team collaboration like projects and time tracking, but also has great reporting tools as well. The platform also has built-in billing and invoicing tools. This is the first end-to-end platform for managing your projects, converting billable hours into invoices and paying your independent contractors all in one spot. The application is highly intuitive and very user friendly and I strongly recommend it to all SMEs. I just had a zoom meeting with Kelvin &, oh boy, it was scheduled for a 30 minutes meeting but it last 1 hour: he took his time to show me all the features I didn't knew about. Cons The project billing part of the application is good. It would be nice to have a scheduling system to book appointments with clients and capture them as part of the project artifacts. None: I don't have negative comments because I didn't find any major flaws. This software is constantly adding new features & are asking for feedback so they can fix any issues, that's why I'm not worrying about anything
Training Documentation Not Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Supported Live Online Supported In Person Supported
Company Information ChaChing.io Founded: 2025 United States chaching.io	Company Information VatPay United States www.VatPay.com
Alternatives Stripe Billing Stripe	Alternatives Invoicing You
Redux Payments	BillingMe
Zoho Billing Zoho	InvoiceQuick
BillPro	Unlimited Invoices
Chargebee View All	InvoiceBerry Invoiceberry.com View All
Categories Billing and Invoicing Supported Subscription Management Supported	Categories Billing and Invoicing Supported
	Billing and Invoicing Features Billing Portal Supported Contact Database Supported Contingency Billing Supported Customer Portal Supported Customizable Invoices Supported Dunning Management Supported Hourly Billing Supported Invoice History Supported Mobile Payments Supported Multi-Currency Supported Online Invoicing Supported Online Payments Supported Payment Processing Supported Project Billing Supported Recurring/Subscription Billing Supported Service Ticket Billing Supported Tax Calculator Supported
Integrations Authorize.Net Not Supported Google Workspace Not Supported Microsoft 365 Not Supported PayPal Not Supported Stripe Not Supported Xero Not Supported	Integrations Authorize.Net Supported Google Workspace Supported Microsoft 365 Supported PayPal Supported Stripe Supported Xero Supported View All 6 Integrations
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