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About

Cardinity is an all-in-one payment system providing e-commerce websites with a payment gateway and a merchant account. It is a licensed payment institution registered on Visa and Mastercard networks to provide a global payment solution. Online merchants from the EU/EEA countries can use Cardinity payment services and charge customers all over the world. By opening a merchant account with Cardinity, clients can enjoy many useful features for free: recurring billing, one-click payments, tokenization, enhanced security measures, 3D Secure tool, and more.

About

Paytia is a secure payment platform built for organizations that take card payments over the phone and other customer channels without exposing sensitive card data to agents or business systems. Customers enter card details using their own phone keypad while DTMF masking replaces the tones with a flat signal in real time, so agents never hear or see the digits and call recordings remain free of card information. Payments are routed directly through the business’s existing gateway, including providers such as Stripe, Braintree, Authorize.net, Adyen, and Worldpay, allowing organizations to keep their current merchant setup. It supports agent-assisted phone payments, IVR self-service, outbound collections, mobile and Zoom payments, as well as payment links through SMS, email, chat, WhatsApp, Messenger, and customized web checkout. It also supports recurring billing, ACH, FedNow, RTP, bank account capture, merchant services, and secure capture of sensitive data.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

eCommerce companies in EU/EEA that want to accept payments online

Audience

Contact centers and regulated businesses needing a tool to collect phone and digital payments without exposing card data to agents, recordings, or internal systems

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

Pricing per transaction. No monthly fees. No setup fees.
Free Version
Free Trial

Pricing

$11.10 per month
Secure Virtual Terminal is sold on a per user per month basis. Packages can be billed annually or billed monthly.
Free Version
Free Trial

Reviews/Ratings

Overall 3.7 / 5
ease 4.7 / 5
features 4.7 / 5
design 4.7 / 5
support 4.3 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Pros & Cons from Real Users

Pros

  • Site is easy to use Team polite Site with good design
  • It was simple to integrate and they have recurring payments which is a must for my business model
  • I always get quick responses from customer support, can easily track all my transactions and generally have everything I need.

Cons

  • Pay each month (what is complicated) Ask many many documents Day of payment they not pay Search new reasons do not pay (like rules or law)
  • would be useful if they supported more currencies.
  • Only one thing - no AmEx support, but currently it is just a nice to have.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Cardinity
Founded: 2007
Lithuania
cardinity.com

Company Information

Paytia
Founded: 2016
United Kingdom
www.paytia.com

Alternatives

Alternatives

SmartSIP

SmartSIP

IntraNext Systems
eCom Merchant Solutions (eCMS)

eCom Merchant Solutions (eCMS)

eCom Merchant Solutions
InLattice

InLattice

Apara

Categories

Categories

Payment Processing Features

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Recurring Billing Features

Customer Portal
Deferred Billing
Discount Management
Dunning Management
Invoice History
Multi-Currency
Multi-Period Recurring Billing
Payment Processing
Recurring Donations
Subscription Billing

Integrations

3CX
Aircall
Braintree
Cybersource
Facebook Messenger
Global Payments
HostBill
Opayo
PayPal
Sonaro
Stripe
WhatsApp
Worldpay
Zoom

Integrations

3CX
Aircall
Braintree
Cybersource
Facebook Messenger
Global Payments
HostBill
Opayo
PayPal
Sonaro
Stripe
WhatsApp
Worldpay
Zoom
Claim Cardinity and update features and information
Claim Cardinity and update features and information
Claim Paytia and update features and information
Claim Paytia and update features and information