Visa Token Service
Visa Token Service can help you build and maintain your digital payment experiences while protecting consumers’ sensitive information from fraud. As more consumers come to expect mobile payment solutions, Visa Token Service provides three essential tools to help you meet the demand. Visa offers standards, specifications, development tools, and turnkey mobile solutions to help partners build and deploy their own tokenized apps to cardholders. Work with us to create your own mobile payment application with the Visa Token Service SDK. Develop payment solutions that integrate directly with token management tools. Contactless mobile transactions are leading the next wave of digital payments, and Visa Token Service can make them simple and secure. With Near Field Communication (NFC) technology and Visa PayWave, secure purchases are as easy as the wave of a hand. Make convenient, on-the-go purchases with compatible iOS devices.
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Visa Intelligent Commerce
Visa Intelligent Commerce is an AI-driven commerce infrastructure that enables intelligent agents to securely discover, recommend, and complete purchases on behalf of consumers within the Visa network. It provides end-to-end capabilities that support personalized shopping experiences while embedding secure payment functionality directly into AI-powered environments. It provisions agent-specific payment tokens and lifecycle management tools so authorized AI agents can transact safely according to user-defined permissions and controls. It is designed to accelerate AI commerce by combining Visa’s global payment reach with built-in protections against fraud, disputes, and unauthorized activity, helping merchants deliver seamless and trustworthy transactions. Through integrated APIs and secure infrastructure, developers can embed Visa payment credentials into AI applications, enabling autonomous agents to search, shop, and pay while maintaining transparency.
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Ada
Ada is the omnichannel AI platform for customer service - built to automate, scale, and elevate CX across channels with generative AI agents. Trusted by global brands like Square, Pinterest, Canva, and monday.com, Ada has powered 5.5B+ interactions since 2016. Its AI agents deliver always-on, multilingual support across voice, messaging, and email, resolving up to 83% of inquiries instantly.
Eliminate wait times with natural AI Voice, deliver personalized service via AI Messaging, and automate 70% of email responses. Ada combines automation and intelligence with enterprise-grade control, transparency, and security (HIPAA, SOC2, GDPR). Own your AI strategy end-to-end - train agents with Playbooks, measure ROI through CSAT and KPIs, and integrate seamlessly via APIs. Discover how Ada reduces costs and improves response times without compromising quality.
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Atlantic-Pacific Processing Systems
APPS digital platform delivers high end optimization & real-time data to provide greater visibility into payment analytics. We offer industry-leading, end-to-end, scalable processing solutions in line with your growth strategy. APPS is proud to be Visa’s FINTECH partner. We create the platforms & technology that unite your data into a central command center at your fingertips. Tie the customer’s payment data to your merchant processing platform on a global level with one master login. A true omnichannel experience. APPS is proud to be selected as the North American Acquirer for VISA payment gateways Cybersource and Authorize.net. We provide payment and data-centric acquiring solution platforms throughout North America. APPS digital platform delivers high-end optimization & real-time data. to provide greater visibility into payment analytics. We offer industry-leading, end-to-end, scalable processing solutions in line with your growth strategy.
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