Alternatives to PayOS
Compare PayOS alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to PayOS in 2026. Compare features, ratings, user reviews, pricing, and more from PayOS competitors and alternatives in order to make an informed decision for your business.
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1
Auth0
Okta
Auth0 takes a modern approach to Identity, providing secure access to any application, for any user. Safeguarding billions of login transactions each month, Auth0 delivers convenience, privacy, and security so customers can focus on innovation. Auth0 is part of Okta, The World’s Identity Company™. Auth0 lets you quickly integrate authentication and authorization for web, mobile, and legacy applications, with new Fine Grained Authorization (FGA) that goes beyond role-based access control. Authenticate users across all applications with a customized, secure, and standards-based single login. Universal Login connects users to a central authorization server. Credentials aren’t transferred across sources, which boosts security and protects against phishing and credential stuffing attacks. OAuth 2.0 recommends that only external user agents (like the browser) be used by native applications for authentication flows. Auth0’s Universal Login achieves this while enabling SSO. -
2
AgentWorks
Synergetics.ai
AgentWorks is a comprehensive suite designed to enable autonomous AI agents to operate across enterprise boundaries, interact securely, and conduct transactions independently. It brings together core components including Agent ID, which provides identity, verification, authentication and authorization for AI agents; AgentRegistry, which supports registration, discovery and Know-Your-Agent (KYA) verification; AgentTalk, a patented protocol for secure agent-to-agent communication and transactions; AgentConnect, enabling agents to connect to websites, metaverses and digital ecosystems; AgentWallet, a wallet infrastructure where agents can store their Agent ID, digital assets and currencies (available both as a mobile wallet for human owners and an embedded wallet managed by agents themselves); and AgentWizard, a tool for assigning unique Agent IDs, registering agents and provisioning wallets. AgentWorks supports agent-to-agent transactions in real-world use cases.Starting Price: $49 per month -
3
AgentShield
AgentShield
AgentShield is a next-generation identity platform built to verify both human users and AI agents acting on their behalf. It enables organizations to confirm who an agent is, whether the person behind the agent has provided explicit authority, and that the agent is trustworthy, all through APIs and JavaScript integrations. The product includes tools that detect agentic sessions on a website. and enforces identity and permission checks for agent-to-agent or agent-to-service interactions under the open Model Context Protocol Identity (MCP-I) specification. With KYA, businesses can securely manage agent identities and permissions, institute audit-trails, automation workflows, and finely-tuned access control for autonomous systems, thereby protecting themselves from misuse of digital identities and ensuring transparency when AI systems act on behalf of users. -
4
Skyfire
Skyfire
Sell your product and service to a whole new customer base with AI agents. Design your pricing model and automate sales using Skyfire. Use the Skyfire SDK to enable your agent to discover and pay for services, data, and infrastructure. Automate payments for your use case according to your specific business rules and logic. Make your product, services, and data available for purchase to the fastest-growing new user group: AI Agents. Integrate Skyfire’s SDK in less than 10 minutes. Create an identity for your agent for authentication and payments. Establish your agent’s identity by getting verified and building its trust score through good transactions. Identity plays a critical role as we build Skyfire’s trusted network of agents. Our developer portal contains documentation on how to integrate and a dashboard for payment monitoring, and administration of details/API keys. -
5
Universal Commerce Protocol (UCP)
Universal Commerce Protocol (UCP)
The UCP and AP2 documentation describes how the Universal Commerce Protocol (UCP) integrates with the Agent Payments Protocol (AP2) to support secure, verifiable transactions initiated by AI agents or platforms on behalf of users, making it possible for commerce systems to handle discovery, checkout, and payment without intermediaries. UCP is fully compatible with AP2, which acts as the trust layer for agent-led transactions by requiring a secure, cryptographically verifiable exchange of intent and authorization between platforms and businesses using Verifiable Digital Credentials (VDCs); this ensures businesses receive signed checkout commitments that can’t be altered mid-flow and platforms issue proofs of payment authorization tied specifically to a cart state, reducing fraud and making transactions final and authentic. -
6
Cua
Cua
Cua is a computer-use agent platform that lets AI agents see screens, click buttons, type, and run code just like a human across macOS, Windows, Linux, browsers, and mobile environments. It provides cloud-based, sandboxed desktops where agents can automate real software workflows without relying on APIs. Built on open-source Cua agents, the platform enables developers to build, run, and scale computer-use agents with precision and reliability. Cua supports multi-step tasks, structured outputs, and human-in-the-loop recovery for complex automation. Agents operate in fully isolated environments to ensure safety and reproducibility. Cua is designed to make AI interaction with real applications practical and scalable.Starting Price: $10/month -
7
Claude Agent SDK
Claude
The Claude Agent SDK is a developer toolkit that enables the creation of autonomous AI agents powered by Claude, allowing them to perform real-world tasks beyond simple text generation by interacting directly with files, systems, and tools. It provides the same underlying infrastructure used by Claude Code, including an agent loop, context management, and built-in tool execution, and is available for use in Python and TypeScript. With this SDK, developers can build agents that read and write files, execute shell commands, search the web, edit code, and automate complex workflows without needing to implement these capabilities from scratch. It maintains persistent context and state across interactions, enabling agents to operate continuously, reason through multi-step problems, take actions, verify results, and iterate until tasks are completed.Starting Price: Free -
8
Microsoft Agent Framework
Microsoft
Microsoft Agent Framework is an open source SDK and runtime designed to help developers build, orchestrate, and deploy AI agents and multi-agent workflows using languages such as .NET and Python. It combines the simple agent abstractions of AutoGen with the enterprise-grade capabilities of Semantic Kernel, including session-based state management, type safety, middleware, telemetry, and broad model and embedding support, creating a unified platform for both experimentation and production use. It introduces graph-based workflows that give developers explicit control over how multiple agents interact, execute tasks, and coordinate complex processes, enabling structured orchestration across sequential, concurrent, or branching scenarios. It supports long-running and human-in-the-loop workflows through robust state management, allowing agents to maintain context, reason through multi-step problems, and operate continuously over time.Starting Price: Free -
9
AgentScope
AgentScope
AgentScope is an AI-driven agent observability and operations platform that provides visibility, control, and performance analytics for autonomous AI agents across production workloads. It enables engineering and DevOps teams to monitor, diagnose, and optimize complex multi-agent applications in real time by capturing detailed telemetry on agent actions, decisions, resource usage, and outcome quality. With rich dashboards and timelines, AgentScope helps teams trace execution flows, identify bottlenecks, and understand how agents interact with external systems, APIs, and data sources, improving debugging and reliability for autonomous workflows. It supports customizable alerting, log aggregation, and structured event views so teams can quickly surface anomalous behavior or errors across distributed agent fleets. In addition to real-time monitoring, AgentScope provides historical analysis and reporting that help teams measure performance trends, model drift, etc.Starting Price: Free -
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Visa Intelligent Commerce is an AI-driven commerce infrastructure that enables intelligent agents to securely discover, recommend, and complete purchases on behalf of consumers within the Visa network. It provides end-to-end capabilities that support personalized shopping experiences while embedding secure payment functionality directly into AI-powered environments. It provisions agent-specific payment tokens and lifecycle management tools so authorized AI agents can transact safely according to user-defined permissions and controls. It is designed to accelerate AI commerce by combining Visa’s global payment reach with built-in protections against fraud, disputes, and unauthorized activity, helping merchants deliver seamless and trustworthy transactions. Through integrated APIs and secure infrastructure, developers can embed Visa payment credentials into AI applications, enabling autonomous agents to search, shop, and pay while maintaining transparency.
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11
Payment Depot
Payment Depot
The credit card processing industry isn’t exactly transparent. Below, we uncover how the industry works and what Payment Depot is doing to save you money. Payment processors make money by marking up the fees charged by credit card networks like Visa and Mastercard. Think of it this way: the fees of Visa and Mastercard are the wholesale costs of payment processing. Your credit card processor then adds their fees on top of those wholesale rates to make a profit. With traditional credit card processing, the payment processor takes a cut out of every transaction, so the more sales you process, the more they profit. Payment Depot saves you money by giving you access to wholesale rates. Unlike traditional payment processors, we don’t profit by marking up interchange rates and we don’t take a cut of your sales.Starting Price: $79 per month -
12
LangChain
LangChain
LangChain is a powerful, composable framework designed for building, running, and managing applications powered by large language models (LLMs). It offers an array of tools for creating context-aware, reasoning applications, allowing businesses to leverage their own data and APIs to enhance functionality. LangChain’s suite includes LangGraph for orchestrating agent-driven workflows, and LangSmith for agent observability and performance management. Whether you're building prototypes or scaling full applications, LangChain offers the flexibility and tools needed to optimize the LLM lifecycle, with seamless integrations and fault-tolerant scalability. -
13
OpenAGI
OpenAGI
OpenAGI is a developer-focused framework designed to help teams build autonomous, human-like AI agents capable of planning, reasoning, and executing tasks independently. It bridges the gap between traditional LLM applications and fully autonomous agents by offering tools for decision-making, continual learning, and long-term task execution. The platform allows developers to create specialized agents for real-world use cases across industries such as education, finance, healthcare, and software development. With its flexible architecture, OpenAGI supports sequential, parallel, and dynamic communication patterns between agents. Developers can choose automated configuration generation or manually tailor every detail for complete customization. OpenAGI represents an early but significant step toward making powerful, adaptive agent technology accessible to everyone.Starting Price: Free -
14
Microblink
Microblink
Microblink is the world’s leading Adaptive Identity Platform, designed for the evolving challenges of AI-era identity verification and fraud prevention. The platform unifies ID document capture, biometric verification, payment card scanning, AML screening, and deepfake detection in one ecosystem. Powered by proprietary machine learning models, Microblink achieves 40% higher capture success rates and processes verifications in under three seconds. Its dynamic AI infrastructure adapts in real time to new fraud patterns, ensuring resilience against synthetic and deepfake-based attacks. Flexible deployment options—including API, SDK, and no-code interfaces—enable seamless integration across industries and geographies. With unmatched accuracy and adaptability, Microblink helps businesses build lasting digital trust across customer onboarding, authentication, and compliance workflows. -
15
CAMEL-AI
CAMEL-AI
CAMEL-AI is the first LLM-based multi-agent framework and an open-source community dedicated to exploring the scaling laws of agents. It enables the creation of customizable agents using modular components tailored for specific tasks, facilitating the development of multi-agent systems that address challenges in autonomous cooperation. The framework serves as a generic infrastructure for various applications, including task automation, data generation, and world simulations. By studying agents on a large scale, CAMEL-AI.org aims to gain valuable insights into their behaviors, capabilities, and potential risks. The community emphasizes rigorous research, balancing urgency with patience, and encourages contributions that enhance infrastructure, improve documentation, and implement research ideas. The platform offers components such as models, tools, memory, and prompts to empower agents, and supports integrations with various external tools and services. -
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Upsonic
Upsonic
Upsonic is an open source framework that simplifies AI agent development for business needs. It enables developers to build, manage, and deploy agents with integrated Model Context Protocol (MCP) tools across cloud and local environments. Upsonic reduces engineering effort by 60-70% with built-in reliability features and service client architecture. It offers a client-server architecture that isolates agent applications, keeping existing systems healthy and stateless. It provides more reliable agents, scalability, and a task-oriented structure needed for completing real-world cases. Upsonic supports autonomous agent characterization, allowing self-defined goals and backgrounds, and integrates computer-use capabilities for executing human-like tasks. With direct LLM call support, developers can access models without abstraction layers, completing agent tasks faster and more cost-effectively. -
17
Notte
Notte
Notte is a full-stack web AI agents framework that allows you to develop, deploy, and scale your own agents, all with a single API. It transforms the internet into an agent-friendly environment, turning websites into structured, navigable maps described in natural language. Notte provides on-demand headless browser instances with built-in and custom proxy configurations, CDP, cookie integration, and session replay. It enables the execution of autonomous agents powered by LLMs to solve complex tasks on the web. For scenarios requiring more precise control, Notte offers a fully functional web browser interface for LLM agents. It includes a secure vault and credentials management system that allows you to safely share authentication details with AI agents. Notte's perception layer turns the internet into an agent-friendly environment by converting websites into structured maps described in natural language, ready to be digested by an LLM with less effort.Starting Price: $25 per month -
18
Mastra
Mastra AI
Mastra is an open-source TypeScript framework for building, deploying, and managing AI agents and intelligent applications. The platform provides tools for developing autonomous agents, orchestrating multistep workflows, managing persistent memory, and integrating large language models with external services. Its agent framework supports configurable instructions, tool calling, structured outputs, and connections to thousands of AI models through a unified model router. Developers can create durable workflows with conditional branches, retries, human approval steps, and the ability to pause and resume long-running tasks. Mastra also includes agent observability, performance evaluations, tracing, metrics, and debugging tools to help developers monitor and improve AI applications. The framework integrates with React, Next.js, Node.js, and other JavaScript environments, with options for standalone deployment, Mastra Cloud hosting, and enterprise infrastructure.Starting Price: Free -
19
Strands Agents
Strands Agents
Strands Agents is an open-source framework designed to help developers build controllable and flexible AI agents using Python and TypeScript. It enables users to create agents by defining tools as simple functions, eliminating the need for complex workflows or orchestration pipelines. The SDK works with any model and cloud provider, giving developers full freedom in how they deploy and scale their agents. It introduces a streamlined agent loop where the model handles reasoning while developers maintain control through code. Features like steering hooks allow developers to validate and guide agent behavior before and after actions are taken. The platform also includes built-in capabilities such as memory management, observability, and evaluation tools. Overall, Strands Agents SDK simplifies agent development while improving reliability, control, and performance.Starting Price: Free -
20
Deep Agents
LangChain
Deep Agents is an open-source developer library and agent harness for building LLM-powered agents that can work through multi-step tasks. It provides an agent loop with built-in capabilities for planning, persistent memory, file-system interaction, and delegation to subagents, while allowing developers to connect model providers and tools. The library is intended for software developers and teams creating custom agent applications, including research, coding, and other workflows that require an agent to plan and act across several steps. Developers can extend its behavior with custom tools, middleware, and backends, and integrate it with LangGraph and LangSmith for orchestration, tracing, and deployment workflows. Deep Agents is a software development framework rather than a ready-made end-user agent application; users implement and run agents within their own applications and environments.Starting Price: Free -
21
Swipe Gateway
Swipe Gateway
Real-time fraud scrubbing utility that helps to differentiate legitimate from fraudulent transactions. Helps ensure uninterrupted payments for customers, particularly those with recurring payments, by seamlessly updating card-on-file account information- requires customer vault and is supported on First Data North, First Data South and Payment Tech Salem. Allows merchants to use Verified by Visa and Mastercard SecureCode to verify payer’s authenticity through the gateway. PCI-compliant encrypted and tokenized customer credit card and ACH account data storage. Tokenization allows merchants to process transactions without transmitting credit card or ACH account data. Enables merchants to invoice customers via email. Customers can submit payments by following an embedded link. Invoices are generated with line detailed information and automatically convert to PDF’s that are attached and emailed to customers. -
22
TF-Agents
Tensorflow
TensorFlow Agents (TF-Agents) is a comprehensive library designed for reinforcement learning in TensorFlow. It simplifies the design, implementation, and testing of new RL algorithms by providing well-tested modular components that can be modified and extended. TF-Agents enables fast code iteration with good test integration and benchmarking. It includes a variety of agents such as DQN, PPO, REINFORCE, SAC, and TD3, each with their respective networks and policies. It also offers tools for building custom environments, policies, and networks, facilitating the creation of complex RL pipelines. TF-Agents supports both Python and TensorFlow environments, allowing for flexibility in development and deployment. It is compatible with TensorFlow 2.x and provides tutorials and guides to help users get started with training agents on standard environments like CartPole. -
23
Niftipay
Retailrus Limited
Niftipay is a payment gateway for online merchants that need card, cryptocurrency and stablecoin payment options alongside an existing website, ecommerce store, marketplace or custom platform. It provides hosted checkout and payment links, with crypto payments also available through QR-based flows. Merchants can connect WooCommerce and PrestaShop through dedicated plugins, or use the REST API and webhooks to connect custom sites and payment workflows. The merchant dashboard provides transaction-status and settlement visibility. Card payments support Visa and Mastercard, with Apple Pay and Google Pay subject to merchant and device eligibility; crypto options include BTC, ETH, SOL, LTC, XRP, USDT and USDC. Niftipay reviews merchant applications through KYB and compliance checks, and enables payment methods according to the approved account setup. Pricing and settlement conditions are agreed for each merchant. -
24
TEN
TEN
TEN (Transformative Extensions Network) is an open source framework designed to empower developers to build real-time multimodal AI agents capable of voice, video, text, image, and data-stream interaction with ultra-low latency. It includes a full ecosystem, TEN Turn Detection, TEN Agent, and TMAN Designer, allowing developers to rapidly assemble human-like, responsive agents that can see, speak, hear, and interact. With support for languages like Python, C++, and Go, it offers flexible deployment on both edge and cloud environments. Using components like graph-based workflow design, drag-and-drop UI (via TMAN Designer), and reusable extensions such as real-time avatars, RAG (Retrieval-Augmented Generation), and image generation, TEN enables highly customizable, scalable agent development with minimal code.Starting Price: Free -
25
NovoPayment
NovoPayment
NovoPayment’s API-based platform delivers digital banking, payment, and card solutions in record time. Whether you're starting from scratch, enhancing, or expanding in multiple markets, we provide the onboarding, digital core, and direct local integrations to meet your needs and stay agile. Our streamlined Visa or Mastercard prepaid, debit, and credit solutions provide all you need to deploy your consumer, SMB, or corporate programs. Launch physical or digital card programs through our native and embedded APIs and issuing infrastructure. Let users manage their digital multi-currency accounts in real-time by accessing multiple wholesale FX rates and service providers in our application network. Enable instant virtual and physical card issuing for open and closed-loop programs to fit your use case. Payments are the fuel of strong businesses. From real-time to secure remote commerce, we provide a complete set of payment tools for the digital economy. -
26
LangGraph
LangChain
Gain precision and control with LangGraph to build agents that reliably handle complex tasks. Build and scale agentic applications with LangGraph Platform. LangGraph's flexible framework supports diverse control flows – single agent, multi-agent, hierarchical, sequential – and robustly handles realistic, complex scenarios. Ensure reliability with easy-to-add moderation and quality loops that prevent agents from veering off course. Use LangGraph Platform to templatize your cognitive architecture so that tools, prompts, and models are easily configurable with LangGraph Platform Assistants. With built-in statefulness, LangGraph agents seamlessly collaborate with humans by writing drafts for review and awaiting approval before acting. Easily inspect the agent’s actions and "time-travel" to roll back and take a different action to correct course.Starting Price: Free -
27
AgentKit
OpenAI
AgentKit is a unified suite of tools designed to streamline the process of building, deploying, and optimizing AI agents. It introduces Agent Builder, a visual canvas that lets developers compose multi-agent workflows via drag-and-drop nodes, set guardrails, preview runs, and version workflows. The Connector Registry centralizes the management of data and tool integrations across workspaces and ensures governance and access control. ChatKit enables frictionless embedding of agentic chat interfaces, customizable to match branding and experience, into web or app environments. To support robust performance and reliability, AgentKit enhances its evaluation infrastructure with datasets, trace grading, automated prompt optimization, and support for third-party models. It also supports reinforcement fine-tuning to push agent capabilities further.Starting Price: Free -
28
Cayan
Cayan
Get the fast, flexible, and future-proof checkout experience with Cayan, a cloud-based online payment processing solution. Cayan supports a variety of payment modes such as Android Pay, Apple Pay, MasterCard, VISA, Discover, American, and Express cards. Caya features equipment support that enables users to integrate with wired retail payment devices from different providers. Cayan also features e-commerce payment for online payments with the help of Authorize.net's payment gateway. -
29
Smolagents
Smolagents
Smolagents is an AI agent framework developed to simplify the creation and deployment of intelligent agents with minimal code. It supports code-first agents where agents execute Python code snippets to perform tasks, offering enhanced efficiency compared to traditional JSON-based approaches. Smolagents integrates with large language models like those from Hugging Face, OpenAI, and others, enabling developers to create agents that can control workflows, call functions, and interact with external systems. The framework is designed to be user-friendly, requiring only a few lines of code to define and execute agents. It features secure execution environments, such as sandboxed spaces, for safe code running. Smolagents also promotes collaboration by integrating deeply with the Hugging Face Hub, allowing users to share and import tools. It supports a variety of use cases, from simple tasks to multi-agent workflows, offering flexibility and performance improvements. -
30
Custodia
Custodia
Custodia is an advanced spend management and payments infrastructure platform that empowers enterprises, fintechs, issuers, processors, and channel partners to build and operate embedded spend and payment products with real-time control, adaptive intelligence, and global scale. It provides agentic infrastructure driven by a real-time, adaptive cross-processors authorization engine that supports use cases such as corporate card programs, autonomous finance workflows, embedded wallets, loyalty systems, and global employee benefits. Customers can gain instant visibility into team spending across offices and departments and apply dynamic policy controls to monitor and manage budgets and transactions. Custodia’s modular building blocks and deep processor integrations let users design tailored spend management and payment experiences at any scale. It also enables safe, automated B2B payments and procurement via trusted autonomy agents and supports merchant enablement. -
31
Cardinity
Cardinity
Cardinity is an all-in-one payment system providing e-commerce websites with a payment gateway and a merchant account. It is a licensed payment institution registered on Visa and Mastercard networks to provide a global payment solution. Online merchants from the EU/EEA countries can use Cardinity payment services and charge customers all over the world. By opening a merchant account with Cardinity, clients can enjoy many useful features for free: recurring billing, one-click payments, tokenization, enhanced security measures, 3D Secure tool, and more. -
32
a13n
Converge AI
a13n is an open-source AI agent development framework and self-hosted platform for building, testing, and running agent applications. Developers define agents with instructions, models, tools, and execution environments using the Python Harness SDK, or configure agents through Harness UI. The Service provides a shared workspace and HTTP API for applications that need managed agents, saved conversations, and resumable runs. Agent work can execute locally or on a deployed Service, with checkpointing for eligible runs. The platform connects to model providers, external applications, web-data services, and remote MCP servers, and can be deployed using Docker Compose or Kubernetes. It is designed for software developers and platform teams creating AI-enabled workflows and applications; customers operate their own infrastructure and provider credentials. -
33
CrewAI
CrewAI
CrewAI is a leading multi-agent platform that enables organizations to streamline workflows across various industries by building and deploying automated processes using any Large Language Model (LLM) and cloud platform. It offers a comprehensive suite of tools, including a framework and UI Studio, to facilitate the rapid development of multi-agent automations, catering to both coding professionals and those seeking no-code solutions. The platform supports flexible deployment options, allowing users to move their created 'crews'—teams of AI agents—to production with confidence, utilizing powerful tools for different deployment types and autogenerated user interfaces. CrewAI also provides robust monitoring capabilities, enabling users to track the performance and progress of their AI agents on both simple and complex tasks. Additionally, it offers testing and training tools to continually enhance the efficiency and quality of outcomes produced by these AI agents. -
34
OpenAI Agents SDK
OpenAI
The OpenAI Agents SDK enables you to build agentic AI apps in a lightweight, easy-to-use package with very few abstractions. It's a production-ready upgrade of our previous experimentation for agents, Swarm. The Agents SDK has a very small set of primitives, agents, which are LLMs equipped with instructions and tools; handoffs, which allow agents to delegate to other agents for specific tasks; and guardrails, which enable the inputs to agents to be validated. In combination with Python, these primitives are powerful enough to express complex relationships between tools and agents, and allow you to build real-world applications without a steep learning curve. In addition, the SDK comes with built-in tracing that lets you visualize and debug your agentic flows, evaluate them, and even fine-tune models for your application.Starting Price: Free -
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Shufti
Shufti
Shufti is a Glocal Trust OS that unifies identity verification, KYC, KYB, AML compliance, transaction monitoring and fraud prevention in one platform. Built for banks, fintechs, payments, crypto, iGaming and forex businesses, Shufti connects identity, device, behavioural and transaction intelligence across three stages: Onboard: Verify customers and businesses using document verification, facial biometrics, liveness detection, KYB and AML screening. Monitor: Detect changing risks through ongoing AML screening, transaction monitoring and multi-layer fraud intelligence. Assure: Protect sensitive actions with biometric authentication, Bank Account Verification, multi-factor authentication and Qualified Electronic Signatures. With coverage across 240+ countries and territories, 10,000+ document types and 150+ languages, Shufti offers configurable workflows, flexible integrations and cloud, on-premises or hybrid deployment.Starting Price: $1.5 per verification -
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Transaction Services (TRX)
Transaction Services
For a business to compete in today’s market, accepting credit card payments is a must. What may seem like small transaction fees from VISA, MasterCard and other card networks can start to add up. Processing fees can now be passed on directly to the consumer, using our merchant surcharge solutions. Merchants can build the fee into the cost of the item or let customers know that there will be an extra 3-4% charge to use cards. This is great news for non-profits, municipalities, school lunch and government programs that can not afford to pay these fees. By passing the fee onto the consumer, merchants can offset the cost of credit card processing, saving valuable time, money and resources. -
37
Koog
JetBrains
Koog is a Kotlin‑based framework for building and running AI agents entirely in idiomatic Kotlin, supporting both single‑run agents that process individual inputs and complex workflow agents with custom strategies and configurations. It features pure Kotlin implementation, seamless Model Control Protocol (MCP) integration for enhanced model management, vector embeddings for semantic search, and a flexible system for creating and extending tools that access external systems and APIs. Ready‑to‑use components address common AI engineering challenges, while intelligent history compression optimizes token usage and preserves context. A powerful streaming API enables real‑time response processing and parallel tool calls. Persistent memory allows agents to retain knowledge across sessions and between agents, and comprehensive tracing facilities provide detailed debugging and monitoring.Starting Price: Free -
38
EziPay
EziPay
Sending money domestically has never been so easy, instant & cheaper. Instant transfers from anywhere in the world to Togo at great prices with your EziPay wallet. EziPay takes the long and tiresome process of receiving money from abroad by making it easier to send money from anywhere in the world. Best of all, it's the safest, most convenient, and cheapest way to send or receive money at great rates. You can transfer money to any mobile money wallet in Togo and pay all your bills from your EziPay mobile wallet. Awesome, isn't it? We exist to provide you with a seamless banking experience. With these great features, you will no longer need to go to a bank to send money home. Add money to your EziPay wallet. Use your Mobile Money, Visa and MasterCard. Transfer money to Mobile Money in Togo through our network of payment methods, including VISA, MasterCard, Flooz and Tmoney. Send money directly to the mobile money and EziPay wallets of your loved ones in Togo. -
39
Agno
Agno
Agno is a lightweight framework for building agents with memory, knowledge, tools, and reasoning. Developers use Agno to build reasoning agents, multimodal agents, teams of agents, and agentic workflows. Agno also provides a beautiful UI to chat with agents and tools to monitor and evaluate their performance. It is model-agnostic, providing a unified interface to over 23 model providers, with no lock-in. Agents instantiate in approximately 2μs on average (10,000x faster than LangGraph) and use about 3.75KiB memory on average (50x less than LangGraph). Agno supports reasoning as a first-class citizen, allowing agents to "think" and "analyze" using reasoning models, ReasoningTools, or a custom CoT+Tool-use approach. Agents are natively multimodal and capable of processing text, image, audio, and video inputs and outputs. The framework offers an advanced multi-agent architecture with three modes, route, collaborate, and coordinate.Starting Price: Free -
40
AG-UI
AG-UI
AG-UI is an open, lightweight, event-based protocol that standardizes how AI agents connect to user-facing applications. Built for simplicity and flexibility, it enables seamless integration between AI agents, real-time user context, and user interfaces. AG-UI is designed for agent-human interaction: during agent executions, backends emit events compatible with standard AG-UI event types, and agent backends can accept simple AG-UI-compatible inputs as arguments. It works with any event transport, including SSE, WebSockets, webhooks, and other streaming systems, while providing a flexible middleware layer that ensures compatibility across diverse environments. AG-UI brings agents into user-facing applications and complements the wider agentic protocol stack: MCP gives agents tools, A2A allows agents to communicate with other agents, and AG-UI connects agents directly to the user interface.Starting Price: Free -
41
Agent Squad
Amazon
Agent Squad is a flexible and powerful open source framework developed by AWS for managing multiple AI agents and handling complex conversations. It enables multi-agent orchestration, allowing seamless coordination and leveraging of multiple AI agents within a single system. It offers dual language support, being fully implemented in both Python and TypeScript. Intelligent intent classification dynamically routes queries to the most suitable agent based on context and content. Agent Squad supports both streaming and non-streaming responses from different agents, ensuring flexible agent responses. It maintains and utilizes conversation context across multiple agents for coherent interactions. The architecture is extensible, allowing easy integration of new agents or customization of existing ones to fit specific needs. Agent Squad can be deployed universally, running anywhere from AWS Lambda to local environments or any cloud platform.Starting Price: Free -
42
Trulioo
Trulioo
Protect your company and customers from all types of identity risk. Technology improves, regulations evolve and customers want better service. Choose an identity verification provider that can change with you. GlobalGateway makes it easy to leverage the services that fit your business needs, now and in the future. Leverage our expertise to support cross-border compliance with Anti-Money Laundering (AML) and Counter Terrorism Financing (CTF) regulations.Starting Price: $99.00/month -
43
SnapPay
CDI Technology
SnapPay is the leading North American payment gateway. Not only enable traditional payment solutions like Visa, Mastercard, also have the Chinese payment instruments Alipay, WeChat Pay, and China UnionPay acceptance for North American merchants, permitting safe and secure online, in-store, in-app and mobile transactions. The marketing solutions of SnapPay also help merchants expand their reach to new customers and generate more in-store and online revenue. It is the largest card payment organization (debit and credit cards combined) in the world offering mobile and online payments based on total value of payment transactions, ahead of Visa and Mastercard. -
44
Nametag
Nametag
Nametag is the fast, safe, everywhere ID. Our mission is to bring authenticity to the internet and enable people to build trustful relationships. By putting privacy first, Nametag gives you control of sharing your personal information and the power to choose when it’s shared, where it’s shared, and for how long. We empower individuals to share validated details about who they are with other people or companies. We enable businesses to identify their customers in real-time and request the necessary details for a faster and more trusted transaction. Never get locked out. If you lose your phone, lose access to your email, or even get a new driver’s license, you'll still be able to sign in with Nametag. Don’t overshare. With Nametag's Privacy Mask, share only the necessary information and conceal the rest. Companies benefit too by not holding unnecessary personal information (PII). -
45
OpenLegion
OpenLegion
OpenLegion is a production-grade AI agent framework and platform for building an AI workforce by describing the team you want. Tell OpenLegion “I want a marketing agency,” “I want a sales team,” or “I want a research desk,” and it deploys the agent stack with roles, budgets, permissions, and secure credential controls built in. Instead of stopping at chat, OpenLegion is designed for real workflows; agents can browse websites, fill out forms, write and run code, send emails and messages, manage files and folders, research and summarize, scrape data, qualify sales leads, process spreadsheets, post to social media, monitor for changes, and trigger workflows through Slack, Telegram, or Discord. Each agent runs in its own isolated container with per-agent budgets, tool permissions, persistent memory, MCP-compatible skills, and vault-secured credentials that agents never touch.Starting Price: $19 per month -
46
eve
Vercel
Eve is the framework for building agents, like Next.js for web apps, but for agents. It uses Markdown for instructions and skills, TypeScript for tools, and durable execution by default. An agent is a directory that defines instructions and skills in Markdown, tools in TypeScript, and then deploys. Eve compiles the directory, wires up durable workflows, and connects channels, giving developers a structured way to build production agents without gluing together point solutions. An instructions.md file can be a complete agent, while agent.ts lets teams choose a model or configure the runtime. Reusable skills are Markdown playbooks loaded when relevant, so the agent gets focused guidance without carrying everything in every prompt. Tools are added as TypeScript files, with the filename becoming the tool name, and no registration is required. Every agent includes an isolated sandbox and file tools, with support for custom sandbox setup. -
47
Agent Development Kit (ADK)
Google
The Agent Development Kit (ADK) is a flexible, open-source framework for building and deploying AI agents. It is tightly integrated with Google’s ecosystem, including Gemini models, and supports popular large language models (LLMs). ADK simplifies the development of both simple and complex AI agents, providing a structured environment for building dynamic workflows and multi-agent systems. With built-in tools for orchestration, deployment, and evaluation, ADK helps developers create scalable, modular AI solutions that can be easily deployed on platforms like Gemini Enterprise Agent Platform or Cloud Run.Starting Price: Free -
48
AxxonPay
AxxonPay
AxxonPay is a premier payment solutions provider and a direct bank card acquirer for high risk merchants. We offer a range of payment services, including Visa, Mastercard, JCB, UnionPay, and alternative payment methods to clients across the globe. Our data-driven technologies are customized to suit the needs of our e-commerce clients, making online payments simple, secure and hassle-free. Our payment gateway facilitates an omnichannel payment process, combining acquiring capabilities, over 100 payment methods, mass payouts, and technological innovation within a single, seamless integration. AxxonPay guarantees swift money movement in a single click. Our clients benefit from reduced operational costs, reduced time-to-market for business expansion, and the perfect balance between conversion and security. With over 700 employees, AxxonPay has a global presence with four offices worldwide. We are licensed by the FCP of the UK.Starting Price: $0 -
49
Cryptorefills
Cryptorefills
Cryptorefills connects wallets and AI agents to real-world spending with Bitcoin, stablecoins and digital assets across 180+ countries. Buy gift cards, mobile top-ups, eSIMs, flights, and stays through a fast, non-custodial checkout with instant delivery. We support 100+ cryptocurrencies and 6,600+ top brands. Built for everyday wallet users and next-generation AI agents, Cryptorefills offers native support for automated, agent-driven commerce alongside deep integrations with major Web3 wallets, exchanges, and blockchain networks — keeping every transaction secure, transparent, and simple. Key Benefits: • Non-Custodial Checkout: Maintain full control of your digital funds • Massive Catalog: Access to 6,600+ brands, gift cards, and mobile operators globally • Multi-Chain Support: Pay seamlessly using 100+ crypto assets across Solana, Polygon, and more • Instant Online Shipping: Receive your digital vouchers within seconds of blockchain confirmationStarting Price: 0 -
50
Payowire
Payowire
Payowire provides virtual Visa and Mastercard for making payments globally. You can get a global bank account for freelancer payments, receive from Amazon, eBay, and other affiliate platforms easily, and make withdrawals with your local bank accounts. Unlimited Virtual Visa and Mastercard Create and manage yourself. Add fund Top-up Freeze card Unfreeze card Card Balance Check Check Statement Everything users can able to see and manage the card Instantly. Global Bank Accounts USD, EUR, GBP, and others countries' bank accounts. Payowire is a payment processor. Our product is for freelancers to make and receive payments easily, quickly, and safely.
