SAP Concur vs. SubmitZ Comparison


SAP Concur SAP	SubmitZ	+	+
Learn More Update Features	Learn More Update Features	Add To Compare	Add To Compare


		Related Products Rippling Streamline your business with Rippling’s all-in-one platform for HR, IT, payroll, and spend management. Effortlessly manage the entire employee lifecycle, from hiring to benefits administration. Automate HR tasks, ensure compliance, and streamline approvals. Simplify IT with device management, software access, and compliance monitoring, all from one dashboard. Enjoy timely payroll, real-time financial visibility, and dynamic spend policies. Rippling empowers your business to save time, reduce costs, and enhance efficiency, allowing you to focus on growth. Experience the power of unified management with Rippling today. 21,039 Ratings Visit Website Sage Intacct Sage Intacct is a premier cloud-based financial management software designed for growing businesses. It offers comprehensive features including core financials, accounts payable and receivable, cash management, and multi-entity consolidations. Sage Intacct's advanced modules cater to complex financial needs, ensuring scalability as your business grows. The software integrates seamlessly with other business applications, providing real-time financial and operational insights. Its user-friendly interface and customizable dashboards empower your team to adapt quickly and make data-driven decisions. Sage Intacct's robust reporting capabilities and automation of key financial processes help improve accuracy, efficiency, and compliance. Trusted by thousands of organizations, Sage Intacct streamlines financial operations, enhances visibility, and drives business growth. With award-winning customer support and continuous innovation, Sage Intacct is your partner. 8,791 Ratings Visit Website Paylocity Paylocity delivers the most innovative technology bringing HR, payroll, and IT together in one modern, easy-to-use platform to empower teams, simplify processes, and deliver real results. The platform enables businesses to manage payroll, benefits, employee engagement, and other core HR functions while also managing non-payroll spend, including expenses, account payable, corporate cards, procurement, and headcount planning. Paylocity's integrated platform includes mobile access, workflow automation, seamless third-party integrations, and real-time insights that help businesses manage employees and business operations more effectively. Paylocity also provides dedicated customer support, implementation services, and scalable solutions designed to meet the needs of growing businesses and enterprise organizations. 8,260 Ratings Visit Website Fraxion Fraxion is an all-in-one procure-to-pay solution built for mid-market companies. It enables complete spend management by automating procurement, accounts payable, expense management, and spend analysis on a single connected platform. Key capabilities include requisition to PO automation, real-time budget and policy controls, multi-level approvals, PunchOut, catalog purchasing, AI-driven AP automation and spend analysis, payments, and a mobile app for on-the-go spend control. Every transaction produces a full audit trail from requisition to payment. Fraxion is designed for the Office of the CFO. Finance teams start with the solution they need most, procurement or AP automation and expand to full procure-to-pay without reimplementation. SOC 2-compliant. Integrates with major ERP and accounting systems: Sage, Microsoft Dynamics, NetSuite, QuickBooks, and Xero. Trusted by mid-market organizations across healthcare, life sciences, agriculture, education, natural resources for over 20 years. 195 Ratings Visit Website Melio Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. 2,212 Ratings Visit Website Traild Traild is an accounts payable automation platform designed to streamline, secure, and modernize AP processes. It integrates seamlessly with leading ERP and accounting systems to automate invoice processing, approvals, and payments. Traild intelligently triages AP workloads by auto-approving low-risk invoices while routing high-risk invoices to relevant approvers for digital review. The platform is built with fraud prevention at its core, using AI-driven risk detection to identify errors, duplicates, and suspicious activity before payments are made. Real-time visibility gives finance leaders complete control over invoices, approvals and payments. Traild supports complex, industry-specific workflows across sectors like manufacturing, construction, distribution, healthcare, and energy. By reducing manual AP effort and improving accuracy, Traild enables finance teams to focus on strategic decision-making instead of paperwork. 6 Ratings Visit Website Xero Save 80% for 4 months on Xero's award-winning accounting and online bookkeeping platform for businesses of all sizes and stages of growth. Beautifully simple, Xero covers a wide range of features that help businesses manage their finances effortlessly, including invoicing, inventory, bank connections, payroll, reporting and more. Xero also offers users free online support 24/7. Xero offers a robust ecosystem of connected apps and integrations with banks and financial institutions, enabling small businesses to access a wide range of solutions within Xero's open platform to streamline operations and manage finances. Additionally, accounting and bookkeeping firms benefit from efficient compliance tools, advanced practice management software, and a cloud-based unified accounting ledger for all clients, centralized in one place. 6,132 Ratings Visit Website Order.co Order.co is an AI-powered procurement and payments platform that connects purchasing, approvals, payments, and reporting in one intelligent system so teams can place orders faster, cut manual work, and keep operations running smoothly. Order.co's suite of AI tools automates purchasing decisions, sources products at the best price, and flags risks before they impact your business. Trusted by brands like Dolce & Gabbana, WeWork, [solidcore], and Hugo Boss, Order.co helps hundreds of businesses reduce costs, gain tighter spend control, and free up teams to focus on higher-value work. Founded in 2016 and headquartered in New York City, Order.co has raised $70M in funding from industry-leading investors like MIT, Stage 2 Capital, Rally Ventures, 645 Ventures, and more. 228 Ratings Visit Website FISPAN FISPAN partners with your bank to deliver embedded, automated ERP banking solutions for accounts payable, accounts receivable, bank feeds, and cash management. Eliminate error-prone manual processes and embrace secure, seamless ERP-to-bank connectivity. Integrate your banking directly into leading ERP and accounting platforms, including NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, Workday, QuickBooks, and Xero. Streamline AP workflows, initiate vendor payments, manage expense reimbursements, automate cash application, and send detailed remittance advice emails, all without leaving your system of record. Access near real-time account balances and transactions across entities, initiate book transfers, and automate reconciliation with secure API connections. No file uploads. No bank statement formatting. Just reliable, scalable embedded ERP banking powered by FISPAN. 5 Ratings Visit Website Wallester Wallester is an Estonian-licensed financial institution and official Visa partner since 2018, specialising in digital financial solutions and card issuance. We help companies across the EEA and the UK streamline payments, launch branded cards, and scale efficiently. What we do: 1️⃣ White-Label Solution with Embedded Finance Our White-Label solution lets businesses integrate financial services directly into their platforms—known as embedded finance. This enables branded payment cards tailored to specific needs, improving customer experience and opening new revenue streams. We ensure swift time-to-market with simplified integration and dedicated support. 2️⃣ Wallester Business: Corporate Expense Management Wallester Business modernises corporate expense management with instant access to virtual and physical Visa cards. Through our app and portal, companies can track expenses, analyse budgets, and integrate seamlessly with accounting systems for better financial control. 277 Ratings Visit Website
About SAP Concur offers powerful solutions that automate and simplify business expense, travel, and accounts payable processes. Concur Expense allows employees to submit expenses easily from anywhere, ensuring timely and accurate reporting. Concur Invoice automates accounts payable workflows, improving efficiency and integration with financial systems. The platform helps businesses gain greater control over spending by connecting financial data seamlessly. Trusted by over 46,000 customers worldwide, SAP Concur delivers reliable, scalable solutions that adapt to any business size or industry. With SAP Concur, organizations can run their spending processes smoothly anywhere and anytime.	About SubmitZ is an all-in-one travel, expense, claim, reimbursement, and spend management software built to help organizations eliminate manual processes and gain complete control over corporate spending. Available as both a web application and mobile app, SubmitZ enables employees to capture receipts, submit claims, request advances, track mileage, and manage business travel from a single platform. The software is designed for manufacturers, service companies, consultants, educational institutions, NGOs, real estate firms, and other growing businesses. Finance teams can configure custom approval workflows, expense policies, budgeting rules, and audit trails to ensure every expense follows company guidelines. Real-time dashboards and pre-built reports provide instant visibility into spending trends, policy violations, reimbursement status, and budget utilization. SubmitZ also supports multi-language and multi-currency operations.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Supported Chromebook Not Supported
Audience Finance and operations teams in businesses of all sizes seeking automated, integrated solutions to manage expense reporting, travel, and accounts payable efficiently	Audience IT & Software Companies, Consulting Firms, Manufacturing, Construction, Engineering, Pharmaceuticals, Healthcare, Banking & Financial Services, Logistics, Retail, Telecommunications, Government Organizations, Education, Hospitality, Energy & Utilities
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos No images available
Pricing No information available. Free Version Not Supported Free Trial Supported	Pricing $9/month Free Version Supported Free Trial Supported
Reviews/Ratings Overall 4.8 / 5 ease 4.5 / 5 features 4.8 / 5 design 4.5 / 5 support 4.2 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros It is super easy to use. Creating a report, filling out a report, checking a report. All of it is extremely easy and accessible. I no longer have to provide receipts for everything that I do or calculate mileage for my vehicle. Concur is a seamless receipt to reimbursement system. The entire workflow is super simple to use. Kudos to the team. Love the ability to get really specific (way more than, say, Google Flights) about what I needed in a specific flight or hotel. Really helped that company policies (per diem, etc) are embedded as well. Easy receipt uploads: Click a pic and upload. That is it. It is that easy. Add multiple reviewers for any expense: You can add your supervisor manually if the workflow is not showing it for any reason which helps in the overall claim process. Instant notifications: Instant notification on apps and emails whenever there is any change in the status of your expense. It makes tracking much easier. Cons Everything I didn't like has been fixed OR explained by someone in finance. As a User of this product, I don't have any insights on behind the scenes issues. The app could remember my preferences better. It prompts me to use options i used more than a year ago. The options could get somewhat overwhelming at times. Buggy app: Currently there is no way to remove duplicated receipts in the Android app. The auto-crop feature also fails a lot and there is no way you can manually crop the receipts.
Training Documentation Supported Webinars Supported Live Online Supported In Person Not Supported	Training Documentation Supported Webinars Supported Live Online Supported In Person Supported
Company Information SAP Founded: 1972 United States www.concur.com	Company Information SubmitZ Founded: 2024 India www.submitz.com
Alternatives Traild	Alternatives TESS360
Fraxion	1Channel Expense Management Software Channelplay
DATABASICS Time & Expense DATABASICS	ExpenseHub
BILL	Neo American Express Global Business Travel
ExpenseIt SAP Concur View All	SpendMantra Enaviya Information Technologies View All
Categories Accounts Payable Supported AP Automation Supported Automated Invoice Processing Supported Corporate Card Management Supported Expense Report Supported Medical Accounting Supported Receipt Scanner Supported Spend Management Supported Travel & Expense Management Supported Travel Management Supported	Categories Travel & Expense Management Supported
Show More Features Accounts Payable Features Approval Process Control Supported Bank Reconciliation Supported Cash Management Supported Check Writing Supported Duplicate Payment Alert Supported Fraud Detection Supported General Ledger Entry Supported Vendor Management Supported Expense Report Features Approval Process Control Supported Invoice Management Supported Multi-Currency Supported Receipt Management Supported Reimbursement Management Supported Spend Control Supported Time Tracking Not Supported Workflow Management Supported Travel Management Features Approval Workflow Supported Expense Reporting Supported Mobile Access Supported Policy Management Supported Profile Management Supported Reminders Supported Restriction Management Supported Travel Booking Supported Travel Planning Supported
Integrations Aleph Supported Applaud Supported Azavista Supported BroadPeak Supported Central Sales Assistant Supported Cyber360 Supported DataBlend Supported Datameer Supported Locurity Supported Nexsyis Collision Supported Persefoni Supported QuickBooks Online Advanced Supported RadiantOne Supported Rippling Supported Sage Intacct Supported Sangfor Athena SASE Supported Sitrion One Supported StarfishETL Supported Upland Intelligent Capture Supported Workday Financial Management Supported Show More Integrations View All 119 Integrations	Integrations Aleph Not Supported Applaud Not Supported Azavista Not Supported BroadPeak Not Supported Central Sales Assistant Not Supported Cyber360 Not Supported DataBlend Not Supported Datameer Not Supported Locurity Not Supported Nexsyis Collision Not Supported Persefoni Not Supported QuickBooks Online Advanced Not Supported RadiantOne Not Supported Rippling Not Supported Sage Intacct Not Supported Sangfor Athena SASE Not Supported Sitrion One Not Supported StarfishETL Not Supported Upland Intelligent Capture Not Supported Workday Financial Management Not Supported Show More Integrations
Claim SAP Concur and update features and information Claim SAP Concur and update features and information	Claim SubmitZ and update features and information Claim SubmitZ and update features and information