Expensemate vs. Joompay Comparison


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		Related Products Wallester Wallester is an Estonian-licensed financial institution and official Visa partner since 2018, specialising in digital financial solutions and card issuance. We help companies across the EEA and the UK streamline payments, launch branded cards, and scale efficiently. What we do: 1️⃣ White-Label Solution with Embedded Finance Our White-Label solution lets businesses integrate financial services directly into their platforms—known as embedded finance. This enables branded payment cards tailored to specific needs, improving customer experience and opening new revenue streams. We ensure swift time-to-market with simplified integration and dedicated support. 2️⃣ Wallester Business: Corporate Expense Management Wallester Business modernises corporate expense management with instant access to virtual and physical Visa cards. Through our app and portal, companies can track expenses, analyse budgets, and integrate seamlessly with accounting systems for better financial control. 270 Ratings Visit Website Rippling Streamline your business with Rippling’s all-in-one platform for HR, IT, payroll, and spend management. Effortlessly manage the entire employee lifecycle, from hiring to benefits administration. Automate HR tasks, ensure compliance, and streamline approvals. Simplify IT with device management, software access, and compliance monitoring, all from one dashboard. Enjoy timely payroll, real-time financial visibility, and dynamic spend policies. Rippling empowers your business to save time, reduce costs, and enhance efficiency, allowing you to focus on growth. Experience the power of unified management with Rippling today. 20,544 Ratings Visit Website Fraxion Fraxion is an all-in-one procure-to-pay solution built for mid-market companies. It enables complete spend management by automating procurement, accounts payable, expense management, and spend analysis on a single connected platform. Key capabilities include requisition to PO automation, real-time budget and policy controls, multi-level approvals, PunchOut, catalog purchasing, AI-driven AP automation and spend analysis, and a mobile app for on-the-go spend control. Every transaction produces a full audit trail from requisition to payment. Fraxion is designed for the Office of the CFO. Finance teams start with the solution they need most, procurement or AP automation and expand to full procure-to-pay without reimplementation. SOC 2-compliant. Integrates with major ERP and accounting systems: Sage, Microsoft Dynamics, NetSuite, QuickBooks, and Xero. Trusted by mid-market organizations across healthcare, life sciences, agriculture, education, natural resources for over 20 years. 195 Ratings Visit Website Melio Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. 2,211 Ratings Visit Website Paylocity Paylocity delivers the most innovative technology bringing HR, payroll, and IT together in one modern, easy-to-use platform to empower teams, simplify processes, and deliver real results. The platform enables businesses to manage payroll, benefits, employee engagement, and other core HR functions while also managing non-payroll spend, including expenses, account payable, corporate cards, procurement, and headcount planning. Paylocity's integrated platform includes mobile access, workflow automation, seamless third-party integrations, and real-time insights that help businesses manage employees and business operations more effectively. Paylocity also provides dedicated customer support, implementation services, and scalable solutions designed to meet the needs of growing businesses and enterprise organizations. 7,930 Ratings Visit Website Tremendous Tremendous is the global payouts platform for businesses sending gift cards and money at scale. Trusted by 20,000+ leading organizations, Tremendous has delivered billions of rewards and enables businesses to reach recipients across 230+ countries and regions. Recipients have 2,500+ payout options to choose from, including gift cards, prepaid cards, cash transfers, and charitable donations. From research incentives to marketing and sales rewards to employee recognition programs, the free-to-use platform makes it easy to send thousands of payouts quickly. Getting started is simple: add a funding method and place your first order in minutes. Teams can send rewards via bulk upload, integration, or API. Tremendous automates language translation, currency conversion, tracking, and reporting, and includes built-in fraud controls. The result? Teams can focus on the work that matters most while Tremendous handles all the payout details. 1,834 Ratings Visit Website Airalo Stay connected in 200+ countries and regions. Install an eSIM and get online in minutes. No roaming fees — just easy, affordable, global connectivity. It's built into your phone's hardware and serves the same function as a physical SIM. But it works 100% digitally. Instead of dealing with a physical SIM card, you can purchase an eSIM, install it on your device, and instantly connect to a mobile network at your destination. No physical SIM cards, spotty Wi-Fi, or surprise roaming fees — just easy, affordable, flexible connectivity. You can choose a prepaid local, regional, or global eSIM plan to get online in 200+ countries and regions worldwide. Simply download an eSIM, install it on your device, and connect to a mobile network when you arrive at your destination. 79,541 Ratings Visit Website Setyl Setyl is an IT asset and license management platform (ITAM) that combines hardware and software asset management in one. The platform integrates with 100+ systems, including Microsoft, Google, MDM, RMM, IAM, SSO, HR, helpdesk tools, and more. Use Setyl to gain full visibility and control over your IT assets, SaaS applications, software licenses, users, vendors, and spend in one place — helping you: ✓ Automate and scale daily IT operations, including inventory management and user on/offboarding. ✓ Identify and cut wasted IT spend. ✓ Prepare for audits and stay compliant, including with SOC 2 and ISO 27001. With an intuitive interface, native integrations, and one-on-one support at every step, the platform is fast to deploy, easy to use, and built for collaboration. Features include: IT asset and license inventory, full asset lifecycle management, software renewal management, license rightsizing, employee onboarding and offboarding, vendor audits, and spend tracking. 48 Ratings Visit Website Order.co Order.co is an AI-powered procurement and payments platform that connects purchasing, approvals, payments, and reporting in one intelligent system so teams can place orders faster, cut manual work, and keep operations running smoothly. Order.co's suite of AI tools automates purchasing decisions, sources products at the best price, and flags risks before they impact your business. Trusted by brands like Dolce & Gabbana, WeWork, [solidcore], and Hugo Boss, Order.co helps hundreds of businesses reduce costs, gain tighter spend control, and free up teams to focus on higher-value work. Founded in 2016 and headquartered in New York City, Order.co has raised $70M in funding from industry-leading investors like MIT, Stage 2 Capital, Rally Ventures, 645 Ventures, and more. 224 Ratings Visit Website FreshBooks Make invoicing and billing painless for your small business with FreshBooks. A top-rated invoice and accounting software for self-employed professionals and small businesses, FreshBooks offers a fast, easy, and secure way of crunching numbers so companies can focus on doing the work they love. It offers a wealth of powerful features that includes invoicing, expense tracking, time tracking, project management, payment processing, and reporting. FreshBooks also lets users work from anywhere with the Freshworks mobile app. 5,506 Ratings Visit Website
About We are a business expense management software package linked to prepaid Mastercard®, enabling hassle-free management of company expenses. Increase visibility and control over expenditure, remove manual expense reports and eliminate administrative complexity, we will revolutionize finance in your business. Empower your team to buy on the job. Control who spends what and where. Remove staff reimbursements, no more missing receipts. Accepted by more than 30 million merchants worldwide, where Mastercard® is accepted. Our prepaid Mastercard® supports in-store payments, contactless transactions, chip and pin, and online purchases. Prepaid cards work like a debit or credit card, you just need an available balance on your account to make a transaction. You can set limits and restrictions on the card and proactively monitor spending. Once a transaction is completed, the users receive a push notification to capture their receipt.	About With Joompay you can: • Get a virtual debit card for free and use it for safe and secure online shopping. We also support both Google Pay in case you want to add Joompay card to your wallet. • Order our card in plastic. We had so many enquiries about our card in plastic, we could not leave them unanswered! You can pre-order your plastic card now in one of our 3 beautiful colors: alpaca-white, narwhal-blue, flamingo-pink • Enjoy our special offers on shopping. That's why we have an outstanding 5% cashback from your Joom purchases! You will also receive a €10 bonus if your first purchase on Joom costs more than €10. Check our app for more offers available. Limited time only! • Get notified about any activity on your account. Every time you send or receive a transfer, you'll get an instant push notification. You will never miss out on your money moves! • Feel safe and secure. Lost your plastic card? Freeze it right in the app. Found it in your bag? Unfreeze it right away.
Platforms Supported Windows Mac Linux Cloud On-Premises iPhone iPad Android Chromebook	Platforms Supported Windows Mac Linux Cloud On-Premises iPhone iPad Android Chromebook
Audience Companies in search of a solution to manage employee purchases and business expenses	Audience Any user looking for a mobile application to send and receive cash instantly
Support Phone Support 24/7 Live Support Online	Support Phone Support 24/7 Live Support Online
API Offers API	API Offers API
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing $7.94 per card Free Version Free Trial	Pricing $0 Account opening and maintenance — €0 Customer service €0 Notifications — €0 Debit Card issuance —€0 Monthly fee — €0 Per purchase fee— €0 Foreign currency transaction fee — 1% Plastic card delivery for new card — €5 Plastic card replacement delivery for any existing card that was lost, stolen, not collected from the post or requested to be reissued by you — €3 Add Money from a consumer EEA card — €0 Add Money from Google Pay/ Apple Pay — €0 Add Money from a non-EEA card — 3% Add Money from a commercial card — 3% Incoming Bank Transfer — €0 Receive a Paylink payment from an EEA card — 1.3% + €0.10* Receive a Paylink payment from a non-EEA card or a commercial card — 2.7% + €0.10* Receive a Joompay Payment — €0 Send a Joompay Payment from your Joompay balance — €0 Send a Joompay Payment from a consumer EEA card — €0 Send a Joompay Payment from a commercial card — 3% Send a Joompay Payment from a non-EEA card —3% Outgoing Bank Transfer— 3 transfers per month free, then €1 each ATM balance inquiries €0 ATM withdrawals — 5 withdrawals or €200 per month free (whichever comes first), then 2%, €1 minimum per withdrawal Inactivity fee — €0 Top-Up Chargeback Fee — €30 Free Version Free Trial
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 4.0 / 5 design 4.0 / 5 support 4.0 / 5 Read all reviews
	Pros & Cons from Real Users Pros Swift opening account. Free Luxembourg IBAN account. Free top up by credit card or bank transfers. Good support in app. Free debit Visa card. Apple Pay. Google Pay. Notifications by transfers. Cons Instant Payment transfers are dealt with delays of within 15 minutes instead of the usual 10 seconds with IP. Not 100.000€ deposit guarantee.
Training Documentation Webinars Live Online In Person	Training Documentation Webinars Live Online In Person
Company Information Expensemate Canada www.expensemate.io	Company Information Joompay Founded: 2020 Luxembourg www.joompay.com
Alternatives Soldo	Alternatives PayPal
SpendHub Hub-Suite	PerfectGift.com
Penny	Plastic Card ID
Pleo	Maya
Bento Bento for Business View All	Airwallex View All
Categories Expense Report Spend Management Virtual Credit/Debit Cards	Categories Mobile Payment Money Transfer Virtual Credit/Debit Cards
	Show More Features Mobile Payment Features ACH Support Contactless / NFC Credit Card Support Cryptocurrency Support Debit Card Support eCommerce Payments In-App Payments In-Store Payments Micropayments P2P Payments
Integrations No info available.	Integrations No info available.
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