Chargezoom vs. GoCardless Comparison


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About Unlock the power of your payments to accelerate growth. Fully Integrated Payments, Easy as 1-2-3. One-click integration connects most major accounting packages with your existing payment gateway. In less than 5 minutes payments will automatically reconcile in real-time, saving hours of effort daily. Chargezoom's integrated payment solution works with over 20 popular payment gateways; nothing to change, no transaction fees, just point, click and integrate! Two-Way Sync Payment Dashboard eInvoicing / Pay by email Compliant Surcharging Subscription Management Tokenized Customer Vault Developer-First API Building your payments infrastructure has never been so easy!	About Simplify recurring or one-off payment processing with GoCardless, UK's leading online direct debit provider. Cost effective and secure, GoCardless offers a truly paperless Direct Debit set up option, with a simple migration process and transparent fees. The platform also comes with pre-built integrations with leading accountancy, membership and subscription software, including Xero, Quickbooks, Sage, Zuora, Teamup and Online Scout Manager.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Companies of all sizes	Audience All businesses taking regular or recurring payments, from individuals to multi-national corporations
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing $9/month 90-day trial of our full product suite. Get set up in minutes with free, U.S.-based implementation and product support. We guarantee that you will get paid faster with Chargezoom or your money back. Free Version Not Supported Free Trial Not Supported	Pricing $0.01/month/user Standard 1% per transaction Min 20p, max £2 No monthly fee Pro Volume-based pricing + £200 per month Free Version Not Supported Free Trial Supported
Reviews/Ratings Overall 4.9 / 5 ease 4.5 / 5 features 4.4 / 5 design 4.5 / 5 support 4.0 / 5 Read all reviews	Reviews/Ratings Overall 3.0 / 5 ease 2.5 / 5 features 3.0 / 5 design 3.0 / 5 support 3.0 / 5 Read all reviews
Pros & Cons from Real Users Pros I love how the product enables users to make payments easier with “Click to pay” option. With regards to the reporting capability of the product, I’d say they are doing an amazing job with usable metrics. Accurate on authorization of payments and invoicing. Quotations and CPQ management and follow up. Billing from the entry of orders to the final Bill payment. Chargezoom have full suit of Payment management tools with Automated invoicing, Payment processing & subscription management. Main advantage is easy integration with Quickbooks that helps to manage finance easier. Chargezoom user interface, Predefined templates, ease of use and it will reduce time while entering the details & data using automation, One can easily used to with Chargezoom within 2-3 days of work as its very easy to use. It was super fun to onboard with Chargezoom, no formalities to do multiple app install, just simply runs on your browser. One can work by himself without having any technical knowledge. User interface is very simple yet very powerful if we talk about it's functionalities. Even pricing is least in the market, with one month free trial through one can access full functionality of the software before making a purchase decision. Cons The product is doing a great job, but a small recommendation would be to get bring more customisation options to the Branded invoices. There is nothing I didn't like the features were really in place. The pricing is not that high to inconvenience you and also the functionality of the system is just automatic and easy. Chargezoom supports only limited number of payment gateways and reporting tool very basic it should have more customization for in-depth analytics. So, these problems can be improved. Not having problems but It is only available on web also first time setup and initialization needs improvement. I was hoping for a fully functional mobile app, it would be great to access everything more easily with a mobile application. Other than that, I don't have any complaints with this tool so far.	Pros & Cons from Real Users Pros Very low fees. Much better than credit cards! Integration with Xero is excellent. Handles multi-currency as well. I have been using GoCardless for my business since 2012. When we first started using them they were a small start-up and we had remained loyal and supportive of them for over 7 years. Cons Getting multi-currency setup correctly in Xero took a few extra steps and wasn't documented clearly at the time (we had to setup an additional clearing account in Xero). But the GoCardless support was very useful, and guided me to the Xero documentation I needed to follow. Sadly their service today is nothing like it was in the past. Over the years there have been some issues with their service but they had generally been helpful in getting things fixed.
Training Documentation Supported Webinars Supported Live Online Supported In Person Not Supported	Training Documentation Supported Webinars Supported Live Online Supported In Person Not Supported
Company Information Chargezoom Founded: 2019 United States chargezoom.com	Company Information GoCardless Founded: 2011 United Kingdom www.gocardless.com
Alternatives Chargebee	Alternatives Plaid
Butter Butter Payments	Stripe
BlueSnap	Blink Payment
PaySimple	Melio
Mollie View All	KORT KORT Payments View All
Categories Billing and Invoicing Supported E-Invoicing Supported Failed Payment Recovery Supported Payment Gateways Supported Payment Processing Supported Recurring Billing Supported Subscription Management Supported	Categories Billing and Invoicing Supported Buy Now Pay Later Supported Open Banking Supported Open Finance Supported Payment Gateways Supported Payment Processing Supported Recurring Billing Supported
Billing and Invoicing Features Billing Portal Supported Contact Database Not Supported Contingency Billing Not Supported Customer Portal Supported Customizable Invoices Not Supported Dunning Management Supported Hourly Billing Not Supported Invoice History Supported Mobile Payments Supported Multi-Currency Not Supported Online Invoicing Supported Online Payments Supported Payment Processing Supported Project Billing Not Supported Recurring/Subscription Billing Supported Service Ticket Billing Not Supported Tax Calculator Supported Payment Gateways Features ACH / eCheck support Supported Buyer Authentication Supported Credit / Debit Support Supported Customer Information Storage Supported Fraud Prevention Supported Invoicing Supported Multi-Currency Supported PCI Compliance Supported Point-of-Sale (POS) Not Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Supported Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Supported Recurring Billing Supported Signature Capture Not Supported Recurring Billing Features Customer Portal Supported Deferred Billing Not Supported Discount Management Not Supported Dunning Management Supported Invoice History Supported Multi-Currency Supported Multi-Period Recurring Billing Supported Payment Processing Supported Recurring Donations Supported Subscription Billing Supported Show More Features Subscription Management Features Cancellation Management Supported Discount / Coupon Management Not Supported Dunning Management Supported Enrollment Management Supported Product Catalog Supported Recurring Billing Supported Revenue Recognition Not Supported Revenue Recovery Tools Supported Self Service Portal Supported Subscription Plan Management Supported Tax Management Not Supported Trial Management Supported Usage Tracking/Analytics Supported	Billing and Invoicing Features Billing Portal Supported Contact Database Supported Contingency Billing Not Supported Customer Portal Not Supported Customizable Invoices Not Supported Dunning Management Supported Hourly Billing Not Supported Invoice History Not Supported Mobile Payments Not Supported Multi-Currency Supported Online Invoicing Not Supported Online Payments Supported Payment Processing Supported Project Billing Supported Recurring/Subscription Billing Supported Service Ticket Billing Not Supported Tax Calculator Supported Payment Gateways Features ACH / eCheck support Not Supported Buyer Authentication Not Supported Credit / Debit Support Supported Customer Information Storage Not Supported Fraud Prevention Not Supported Invoicing Not Supported Multi-Currency Not Supported PCI Compliance Not Supported Point-of-Sale (POS) Not Supported Recurring Billing / Subscriptions Not Supported Reporting / Analytics Not Supported Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Supported Debit Card Support Not Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported
Integrations QuickBooks Online Supported Xero Supported Archie Not Supported BillingServ Not Supported DojoExpert Not Supported HostBill Not Supported Juspay Not Supported Lago Not Supported Landlord Vision Not Supported Mucka Not Supported QuickBooks Online Advanced Supported QuickFile Not Supported ReadyMembership Not Supported SheepCRM Not Supported Wellyx Not Supported Workbooks Web Insights Not Supported Zuora Not Supported billwerk Not Supported iRaiser Not Supported Show More Integrations View All 20 Integrations	Integrations QuickBooks Online Supported Xero Supported Archie Supported BillingServ Supported DojoExpert Supported HostBill Supported Juspay Supported Lago Supported Landlord Vision Supported Mucka Supported QuickBooks Online Advanced Not Supported QuickFile Supported ReadyMembership Supported SheepCRM Supported Wellyx Supported Workbooks Web Insights Supported Zuora Supported billwerk Supported iRaiser Supported Show More Integrations View All 108 Integrations
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