AutomatIQ vs. DirectID Comparison


AutomatIQ Cotality	DirectID DirectID	+	+
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About It’s time to remove the bottlenecks and human error associated with essential mortgage origination processes like employment and income verification. Eliminate disruptions and contract lengthy processes with our AutomatIQ borrower Verification of Employment and Income (VOE/I) solution that reimagines the rigid administration requirements of loan verification and conveniently allows for frictionless integration with existing mortgage origination software. Gone are the days of relying on borrowers to submit pay stubs or individually contacting employers for verification. Instead, seamless integrations with credit bureaus and other trusted data sources provide lenders with quick access to reliable data. And to fill in the final pieces, borrowers can connect you directly to their assets.	About DirectID is a global credit risk platform that is redefining the industry for both lenders and their consumers. By leveraging Open Finance and bank statement data, DirectID help lenders understand their customers throughout the credit risk lifecycle, from onboarding through to collections & recoveries. Today DirectID powers some of the world's biggest brands from banking, consumer and SME lending through to the gig economy, gambling and others. DirectID’s Platform provides global access to bank data through over 13,000+ connections across 65 countries supporting access to over 1.5bn people through one simple integration. The insights provide solutions to common lending questions such as affordability, income verification, expense categorisation, cash flow, emerging financial distress, and more, and are all available directly or through the platform itself. The business is authorised by the FCA to provide AISP (Account Information Service Provider) services within the UK.
Platforms Supported Windows Mac Linux Cloud On-Premises iPhone iPad Android Chromebook	Platforms Supported Windows Mac Linux Cloud On-Premises iPhone iPad Android Chromebook
Audience Lenders looking for a platform to automatically modernize mortgage lending	Audience Financial Technology, banking, collections, credit
Support Phone Support 24/7 Live Support Online	Support Phone Support 24/7 Live Support Online
API Offers API	API Offers API
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Free Trial	Pricing No information available. Free Version Free Trial
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Training Documentation Webinars Live Online In Person	Training Documentation Webinars Live Online In Person
Company Information Cotality Founded: 2010 United States www.cotality.com/products/verification-of-employment-and-income	Company Information DirectID Founded: 2011 United Kingdom directid.theidco.com
Alternatives FinLocker	Alternatives Instant Bank Verification MicroBilt
Argyle	Plaid
VeriFast	Belvo
The Work Number TotalVerify	Yodlee
Informed View All	Auto Decision Platform (ADP) LendingMetrics View All
Categories Income Verification	Categories Credit Risk Management Financial Data APIs Financial Risk Management Fraud Detection Identity Management Income Verification Open Finance
	Show More Features Financial Risk Management Features Compliance Management Credit Risk Management For Hedge Funds Liquidity Analysis Loan Portfolio Management Market Risk Management Operational Risk Management Portfolio Management Portfolio Modeling Risk Analytics Benchmarks Stress Tests Value At Risk Calculation Fraud Detection Features Access Security Management Check Fraud Monitoring Custom Fraud Parameters For Banking For Crypto For eCommerce For Insurance Industry Internal Fraud Monitoring Investigator Notes Pattern Recognition Transaction Approval Identity Management Features Access Certification Compliance Management Multifactor Authentication Password Management Privileged Account Management Self-Service Access Request Single Sign On User Activity Monitoring User Provisioning
Integrations No info available.	Integrations No info available.
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