What Klarna does for you

Klarna is a free mobile app that helps you buy what you want now and pay it off in four interest-free installments. It works with Google Pay so you can complete purchases quickly, and its “pay later” option lets you take advantage of limited-time drops or sale prices even if you don’t have the full amount on hand.

Rewards and new-user perks

  • Join Klarna’s complimentary rewards program to collect offers and perks.
  • After registering and finishing your first installment, you’ll receive a $5 sign-up bonus.
  • Membership helps you earn additional benefits as you continue to shop and settle payments on time.

Deals, discounts, and merchant network

Klarna aggregates special offers and coupons from hundreds of thousands of stores worldwide, so you’ll regularly find markdowns on popular retailers. Examples of participating merchants include:

  • Adidas
  • Walmart
  • Amazon

Tap any deal to apply the savings immediately at checkout.

Save items and track price drops

If an item is out of reach right now, save it to your Collections so Klarna can monitor its price for you. When the price falls, you’ll get an alert so you can buy at the lower cost. You can also share Collections with friends and family so they can view or help track items you care about.

Personalized discovery feed

Klarna offers a tailored inspiration feed with curated suggestions based on your interests. It surfaces:

  • Gadgets and tech picks
  • Beauty and personal-care finds
  • Fashion and outfit ideas
  • Editorials and themed product collections

The more you interact with the app, the more relevant the recommendations become.

Build credit-like purchasing power

Consistently shopping and repaying on time increases the amount you can spend through Klarna. Treating installments responsibly helps you unlock greater purchasing flexibility over time.

Tips for getting the most from Klarna

  • Link Google Pay for faster checkouts.
  • Save desirable products to Collections to receive automatic price-drop alerts.
  • Enroll in the rewards club and complete your first payment to claim the $5 welcome credit.
  • Check your personalized feed often to catch new deals and curated collections.

Technical

Title
Klarna
Requirements
  • Android
  • iPhone
Language
English
Available languages
  • German
  • Finnish
  • Dutch
  • French
  • Italian
  • Spanish
  • Danish
  • Polish
  • Portuguese
  • English
  • Greek
  • Czech
  • Norwegian
  • Swedish
License
  • Free
Latest update
2026-01-22
Author
Klarna Bank AB publ

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