Quick overview

Klarna is a free app that lets you shop now and pay later by splitting purchases into four interest-free installments. The mobile-friendly platform connects with digital wallets like Google Pay so you can checkout fast, even when you don’t have the full amount upfront.

Key features at a glance

  • Personalized discovery feed with curated suggestions, editorial content, and complete looks tailored to your tastes.
  • Split payments into four interest-free installments so you can buy now and pay over time.
  • Automatic price-drop alerts for saved items, so you’re notified when a product’s cost decreases.
  • Shareable Collections that let you save and pass on wish lists to friends and family.
  • Free rewards program that gives perks for shopping, including a welcome bonus when you complete your first payment.
  • Seamless checkout via Google Pay and other integrations for instant purchases.
  • Access to special offers and discounts from a global network of merchants.

Rewards and sign-up bonus

Join Klarna’s complimentary rewards club to earn benefits as you shop. New members receive a $5 welcome credit after signing up and finishing their first payment. Beyond that initial bonus, the club frequently delivers promotional offers and incentives tied to partner stores.

Deals, partners, and savings

Klarna aggregates deals and exclusive discounts from a vast merchant network—over 250,000 retailers around the world. Examples of partnered brands include Adidas, Walmart, and Amazon. Browse daily promotions and tap any deal to apply savings immediately at checkout.

Collections and price tracking

Use the Collections feature to save products you’re considering. When a saved item drops in price, Klarna will alert you automatically so you can buy at the lower price. Collections can also be shared with trusted friends or family for collaborative gifting or shopping inspiration.

Personalized recommendations and buying power

Your inspiration feed adapts to your interests—whether that’s fashion, beauty, electronics, or other categories—showing curated product suggestions and editorials. Consistent on-time payments can increase your available purchasing power within the app, enabling larger or more frequent purchases over time.

Why people choose Klarna

Klarna is designed for shoppers who want flexibility and convenience: discover tailored deals, split costs without interest, track price changes, and earn rewards—all from one app. If you shop online regularly and want more control over timing your payments, Klarna provides tools to make that easier.

Technical

Title
Klarna
Requirements
  • Android
  • iPhone
Language
English
Available languages
  • German
  • Finnish
  • Dutch
  • French
  • Italian
  • Spanish
  • Danish
  • Polish
  • Portuguese
  • English
  • Greek
  • Czech
  • Norwegian
  • Swedish
License
  • Free
Latest update
2026-01-27
Author
Klarna Bank AB publ

Klarna for other platforms

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