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Service summary
Sezzle is a Buy Now, Pay Later solution that lets you break purchases into four interest-free payments. It’s designed to help you spread the cost of a purchase while keeping budgeting simple and avoiding interest charges when payments are made on time.
Approvals and credit reporting
Sezzle provides near-instant decisions and typically uses soft checks rather than hard credit inquiries, making sign-ups low-friction. When you make on-time payments, Sezzle reports that activity to major credit bureaus, which can help responsibly increase your credit history over time.
Payment controls and reminders
- Set up automatic reminders so you never miss a scheduled installment.
- Move a payment date when your cashflow is tight to avoid late fees.
- Avoid interest by paying your four installments on schedule.
- Monitor and manage upcoming payments directly in the app.
Where you can shop
- Target, Amazon, Walmart, and many other major stores accept Sezzle, both online and in person.
- Thousands of merchants across multiple categories support the Pay in 4 option, expanding your buying choices.
Recommended alternative
If you’re comparing options, the Apple Store may be a preferable, no-cost choice for some users depending on the purchase and financing needs.
Getting started
Download the Sezzle app, create an account, and choose Sezzle at checkout to split eligible purchases into four payments. Use the app tools and payment reminders to stay on track and make the most of its credit-reporting benefits.
Technical
- iPhone
- Free
