Deferit

Pros: The piece of mind that my bills are paid when I don't have it all at once. And how easy it is to use.

Cons: There is nothing I don't like about it at this time.

Overall: I recommend it to everyone I know. I love that this app is available and very helpful. And always there when I need it.

Pros: This is the best thing i could use for bills when I'm low on cash. I can make a partial payment and then pay the rest when i get paid and still be able to live or get groceries for my kids.

Cons: I don't like that i can't pay my cable bill on it. It always say it would have to send a check.

Overall: I have the best experience if i cant make a payment i am able to extend it. It is great and I haven't had any bad experiences with it.

Pros: It gets approved really quickly, app is really easy to use, great way to budget your money and bills

Cons: Wish there was a phone line instead of just email. Sometimes the response times take a few days

Overall: Pretty easy to use, had no major issues with it. I really only wish there was phone lines for more live chat options

Pros: Love Deferit so much!! Have definitely been a blessing to my family!!! It helps out tremendously and helps us save money monthly!!

Cons: Just wish the fee would be included after being a member after so long!!

Overall: Love it!!! So glad to be a part of it would recommend to anyone!!! Try it out and you will see the benefits also helped my credit.

Pros: I like everything about Deferit. Since I have been using it it frees up a lot of my money. Being able to pay on 4 with bills was one of the best ideas. It’s rare to find a legit company that does. They don’t charge interest either, you just have a $15 subscription fee which in my opinion is not bad. The more you use them quicker they pay your bills. At first, it did take about 2/3 days but after that they pay my bills same day so if I have an emergency I know they will come through the same day. You can even move the fates yourself if you need to change pay dates and customer service is always excellent. As a single mom this just works for me. I love it

Cons: No cons for Deferit. Maybe the monthly fee could be $10 but they don’t charge interest

Overall: I would recommend to anyone. I have already told a few friends. Good for when you are having hardship

Pros: I started with this app I believe when it first came out and lets say it is a blessing to have. In the beginning the prices were great now a little higher, but the app has saved me from bills being turned off. Now since that they have added a part that it helps build your credit is even better my allowance has gone up while helping my credit score. I love all the reminders that come with the app as well.

Cons: The monthly pricing has gone up fast where in the beginning it was a lot more cheaper.

Overall: The app is great never had any issues with it. Knock on wood. Very simple to follow to help pay your bill.

Pros: They helped me keep my electric on with AFFORDABLE payments, broken down into 4. Would recommend to everyone trying to get through life.

Cons: Not a single thing. There is nothing to complain about, they show you what the payments will be and all you do is accept.

Overall: Awesome way to make it through getting bills paid and still survive everything else that needs taken care of.

Pros: Quick, fast service!!! Reliable, very helpful and helps boost your credit score!! Perfect for those rough patches in life

Cons: N/A haven’t experienced anything wrong at all. No issues

Overall: Deferit is the most reliable app in terms of getting you out of that rough patch when you need a little extra help with the bills. Affordable, dependable payment plans that allow you to be stress free in case of any emergencies, Deferit has your back and their customer service is phenomenal.

Pros: Very helpful when needed. Been using along time would be in a lot of issues with out them. Highly recommended.

Cons: Not really any. They do have a monthly fee but that’s understandable.

Overall: Helps quite a bit. Use them for lot of bills. With everything so high now they are a life savor. Love them.

Pros: I like that I am able to split bills into 4 payments, which is a huge help these days! It’s a very helpful service.

Cons: Some bills take awhile to get paid, while others are paid quickly.

Overall: I like using Deferit when in a pinch, it helps a lot when times are tough. The fees are minimal as well.

Pros: Has help in the past year get control of my bills… the ability to get bills paid on time and flexibility on when payments are due is awesome

Cons: Only issues is they don’t do car payments or anything on lease…

Overall: It’s been a life saver, saved my sanity!!! Have recommended to co workers and family…very pleased with the app

Pros: This app has saved me many times when I didn't have the full amount to pay up front. Everything is easy to use to upload things to. I have had no issue with using it. Also recently I fell into a financial bind and customer service worked with me and in a quick matter and was able to help adjust my dates.

Cons: The fee may be a little steep but it's not a big deal.

Overall: Overall I would recommend to friends to use and I will continue to use this service. I appreciate the help and the ease of use on the app. Also thank you for great customer service.

Pros: Deferit helps me budget my bills. I can utilize all my monthly pay to budget, with their assistance. I can make sure my bills are paid on time and within the budget I am finally in the groove with.

Cons: There is not really anything I do not like. I am a fan.

Overall: Deferit has helped save me from my fancy free budgeting ways. I would remain in the budgeting swamp muck trying to find ways to make it work without them. The credit reporting is also making my credit heck into credit heaven.

Pros: I like that’s it’s very helpful to me and easy to use. I remember I had just lost my Job and wasn’t trying to spend the full amount and I was blessed with Deferit which helped me pay over time. Now I use it regularly to pay my phone bill and it works out much better.

Cons: Nothing bad one of the best and easiest apps to use.

Overall: I’ve had nothing but good experiences while using this app. It has helped me out so much I’m so happy that I came across it.

Pros: I’m in my 20s and have over 3k a month to pay in bills. Being able to split my bills up into 4 has helped dramatically! And when I need To move a date they allow it. My limit also increases overtime. It’s helpful.

Cons: Unable to assist with rent because it goes through a portal. Please find a way to add rental portals.

Overall: Overall my experience has been great. I’ve used it for a while now and it’s perfect for bills like electric, gas, water and internet. Oh and of course that expensive 200 dollar phone bill.

Pros: They have literally saved my life during some difficult times. I have never had any issues with them. Highly recommend to anyone who may need a little help.

Cons: Customer service is a little slow in getting back to you. The 14.99 subscription fee is a little high for someone who may be struggling. Other than that no other issues.

Overall: Overall experience is very positive. It’s nice to know they are there if ever I need help. I would like to see them add car payments and rent, that would really really help people I think.

Pros: Good that you get the pay in 4 option.
Easy to use app.
More flexibility with the pay dates.
Good customer service even though they are backlogged sometimes.
Bill negotiate services

Cons: Wish payments would post quicker to the bills that need to be paid.

Overall: Great service for the struggling American trying to stay afloat.

Pros: What not to love! OMG, this app has been such a life-saver. I've been able to budget my spending and pay some pretty high bills over the last several months. I greatly appreciate the balance increase over time with continued use. I did not take very long for my balance to increase from $300 to $500 in a matter of months. I was shocked when I saw my first increase to $400 after about a month of usage.

Cons: The only think I do not like is not being able to use this service for car payments. Darn! but hey, that's a payment plan in itself. HAHA!

Overall: I've had a wonderful experience so far, and have been able to ease my stress a bit with finances. With the economy the way it is and the cost of living increased by so much, this app has been a great stress reliever.

Pros: Makes paying your bills easy. Deferit lets you split your bills in four payments so when you're running low on funds, you can still get your bills paid on time!

Cons: Wish they didn't have their monthly service fee but the price is worth it.

Not all bills get paid right away. Some bills have to be mailed in so make sure if it's one of those bills, you're not at risk of getting disconnected.

Overall: I love Deferit. I've used it several times and it really is godsend. Just upload your bill and make your initial payment and let them handle the rest!

Pros: Amazing customer service. They don’t want to own your soul😂 if there is an issue reach out. They will work it out. Bill pay is quick, easy and painless. It processes quickly and they confirm payment. Payment made within minutes in most cases. Never had it take more than an hour.

Cons: I have nothing bad to say. It has been nothing but a positive experience for myself.

Overall: Overall experience is amazing! I highly recommend this device in a pinch. Pay on time get higher limit.