The Work Number Alternatives

Plaid is a global data network that powers the tools millions of people rely on to live a healthier financial life. Our ambition is to facilitate a more inclusive, competitive, and mutually beneficial financial system by simplifying payments, revolutionizing lending, and leading the fight against fraud. Plaid works with over 8,000 companies including fintechs like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to empower people with more choice and control over how they manage their money. Headquartered in San Francisco, Plaid’s network spans over 12,000 institutions across the US, Canada, UK and Europe.

Innago is a free and easy-to-use property management solution. Whether you have 1 unit or 1000, student housing, or commercial properties, Innago is built for you. Our software is designed to save you time and money, so you can spend more time doing the things that matter most. Our mission is to make renting simple, accessible, & affordable for landlords of any size. Too many alternatives are expensive & overwhelming, turning a "solution" into a problem. Innago allows you to easily: collect rent, screen tenants, list properties, manage work orders, create applications, sign leases, organize financials, communicate with tenants, & much more!

Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products.

Instant Bank Verification provides real-time, user-permissioned financial data aggregation and verification designed for lenders. What you can do with IBV? Verify users’ identities and reduce fraud. Verify real-time account balances. Understand income and verify employment. Access detailed transaction history. Verify borrowers’ assets straight from the source. Add flexible pricing - where you only pay for services when you use them - and IBV stands apart as a right-sized solution for your loan originations. Ideal for retail loan origination, short term lending, auto financing, property rental, and more. IBV is powered by an easy to integrate web portal that can be added directly to your existing website or a fully documented API. To better understand how IBV works, check out the demo on our website.

It’s time to remove the bottlenecks and human error associated with essential mortgage origination processes like employment and income verification. Eliminate disruptions and contract lengthy processes with our AutomatIQ borrower Verification of Employment and Income (VOE/I) solution that reimagines the rigid administration requirements of loan verification and conveniently allows for frictionless integration with existing mortgage origination software. Gone are the days of relying on borrowers to submit pay stubs or individually contacting employers for verification. Instead, seamless integrations with credit bureaus and other trusted data sources provide lenders with quick access to reliable data. And to fill in the final pieces, borrowers can connect you directly to their assets.

SharperLending LLC is the leading provider of financial services technology for the mortgage industry. SharperLending offers five secure, web-based technology platforms to lenders and strategic partners that increase efficiency, mitigate risk, and offer affordability: Appraisal Firewall, EPN settlement services platform, TVP income verification systems, XpertOnline credit reporting technology, and ReadyQual consumer pre-qualification and lead generation software. Old, legacy software systems are the norm in the AMC technology industry. If you’re tired of using outdated technology to service your clients’ appraisals, our modern, responsive AMC software can significantly improve your client relationships. It can also improve your bottom line. Appraisal Firewall® offers AMCs modern technology solutions enhanced on a monthly basis to better connect you with your clients. Achieve a superior level of customer service for each client, faster reviews, instant online collaboration, etc

Verify any employee on Truework. We provide coverage for every U.S. employee and our intelligent routing system ensures the fastest turnaround times possible. Access instant data for over 35 million U.S. employees. Truework is the exclusive verification provider for millions of workers. Integrate right away with our easy-to-use API and developer tools. Start increasing applicant conversion with faster verifications. We provide a one-stop platform built with connected workstreams to ensure verifications are completed as fast as possible. Our technologies (Instant, Credentials, Smart Outreach) maximize employee coverage and accelerate applications. User-submitted requests with verified records pulled directly from the original data source

I-9 management and compliance processes are often complex and challenging. Employees may not complete forms properly; paper-based processes can be impossible to audit and difficult to standardize. The administrative burden of I-9 management limits HR departments’ ability to focus on more important priorities. Our intuitive online platform and automated E-Verify confirmation service ensure full compliance and time savings. Respond quickly and effortlessly to ICE audits with an easily generated full audit log. Vault Verify automatically stores a full audit log detailing each user and employee action; access these records quickly and easily in the event of an ICE audit. Flexible workflows and permissions can be customized to suit your unique corporate framework. Integrate the Vault Verify I-9 management solution with your existing onboarding, recruiting, and HR systems. Import your historical I-9 forms into the platform to keep all records in one place.

FinLocker is a transactional personal financial assistant tool that enables loans and financial transactions. With consumer consent, FinLocker captures key borrower data (e.g., assets, income, taxes, credit, real estate, credit, insurance, and more) and applies intelligent analytics such as loan product recommendations based on a consumer’s financial profile, asset and income verification, and more. Plus additional innovative features, such as preparing first-time homebuyers financially, 140+ mortgage education videos, and real estate search. A secure data and document vault. With consumer’s consent, FinLocker retrieves and aggregates data from trusted sources and applies AI for insights and recommendations. Lenders can communicate with the consumer and offer promotions, products, customized notifications or personalized recommendations. Borrowers are given unprecedented insight into and control over their data, giving them greater confidence.

Argyle is the leading provider of direct-source access to real-time income and employment data. With Argyle, companies automate critical workflows—including income and employment verifications, deposit switches, wage advances, and loan repayments—so they can build better, more efficient processes, reduce risk, and scale their business. Argyle largely serves the mortgage, background checks, personal lending, and banking industries as well as the gig economy.

Industry leading coverage and conversion with support for 90% of the US workforce. Drive direct deposit growth and acquire new customers for your institution. Instant access to employment data to accelerate turnaround times. Verify employment history in seconds while reducing costs by up to 80%. Truv enables you with access to accurate and real time employment history data to reduce costs and increase efficiency. Transparent and consistent pricing that empowers our customers to save up to 80% on their verification costs. Empower your customers with faster turnaround times by reducing the amount of manual verifications. Lead the industry by providing a differentiated verification offering that attracts new employers. Provide employment history verifications with confidence knowing that Truv’s data is real-time directly from the source.

FirstClose leverages property data intelligence, industry-leading partners, and ground-breaking technology, to enable lenders to compete for and close consumer loans unlike any other solution in the industry. FirstClose ONE offers everything from application, credit score, flood, valuation solutions, instant title, income verification, automated decisioning, closing, and recording as well as automated settlement services that result in faster closings and cost savings. Valuation, credit, title services, and more are custom-tailored in a single report. Reports are gathered instantly based on turn time and price within your lending footprint. A customizable, streamlined solution that mimics your product ordering matrix. Our automated underwriting process streamlines loan applications. The future of successful lending involves leveraging property and borrower data intelligence instantly and applying technology in innovative ways to create solutions that bring together data.

For leasing agents and property managers, one of the most important considerations for prospective tenants is the confidence that they can make rent payments. Getting income information from prospective tenants is a good first step, but verifying this information is vital. RightIncome provides a simple solution to income verification for both property managers and tenants alike. RightIncome helps paint the picture of your applicants, allowing you to make informed decisions and mitigate risk. With an easy-to-use interface, mobile accessibility, and streamlined income verification summary reports, RightIncome gives you income verification information and peace of mind, while applicants use the simple online app to link their bank accounts and digital wallets. You get an income verification summary report from First Advantage, with an easy-to-understand breakdown of the applicant’s net income.

EmpInfo is the industry’s leading platform that automates the verification process for employers, verifiers, and employees. We have integrated with all HR and Payroll systems whether they are installed on-premise or delivered via the cloud. We streamline the process and keep your employees’ data safe – always. We authenticate every verifier, restrict access and only share information with consent from your employees. We empower employees to control and grant access to their data via self-service during life-changing events. Our platform allows you to accurately verify any applicant through the EmpInfo ecosystem of HR, Payroll, and other third-party data sources. EmpInfo customers have improved conversions and shortened the time to process applications using our secure and trusted platform.

Human Resources departments spend an average of 15 minutes per employment and income verification requested. Employees currently wait 3-10 days for their verifications to process. Clear Verify can reduce the wait time from days to minutes. What used to take HR professionals hours to gather and export payroll data can now be done instantly by integrating this information directly into Clear Verify. Best of all, Clear Verify doesn't charge employers any fees, making it the most cost-effective option on the market. With its advanced features and innovative approach, Clear Verify is specifically engineered to expedite and streamline the verification process, resulting in faster credit approvals. With over 20 years of industry experience, our team of industry experts is ready to guide you through hassle-free and compliant verification management.

Pinwheel is the leading payroll connectivity API company used by the biggest financial institutions to securely update direct deposits and access income and employment data. Pinwheel’s platform offers a suite of products to empower innovators of all sizes to leverage payroll account connectivity. Switching direct deposits is usually a painful process involving paper forms and HR teams. Make it easy with Pinwheel’s digital drop in solution. View a real-time feed of your customers' direct deposit allocations and get notified when they change. Use this knowledge to better understand your customers and to craft engaging experiences for them. Access source data from payroll systems to streamline and automate income and employment verification, improve your underwriting models, and more. Reduce loss rates and increase your serviceable market by enabling your customers to pay their loans directly from their paycheck.

We think the current way of requesting and responding to employment or income verifications is broken and archaic. Join the network of organizations collaborating with Konfir to improve the process for everyone and speed up the economy. Workers hold the key to their personal data and control access. Nothing is ever shared without their consent. All-access is one-time and single-purpose. Konfir's cloud-hosted platform is designed to the highest security standards. Key data is encrypted and users credentials are never stored. We conduct ongoing data processing and security reviews. Konfir is a certified ASP under the UK DIATF, ISO 27001 certified, and 100% GDPR compliant.

DirectID is a global credit risk platform that is redefining the industry for both lenders and their consumers. By leveraging Open Finance and bank statement data, DirectID help lenders understand their customers throughout the credit risk lifecycle, from onboarding through to collections & recoveries. Today DirectID powers some of the world's biggest brands from banking, consumer and SME lending through to the gig economy, gambling and others. DirectID’s Platform provides global access to bank data through over 13,000+ connections across 65 countries supporting access to over 1.5bn people through one simple integration. The insights provide solutions to common lending questions such as affordability, income verification, expense categorisation, cash flow, emerging financial distress, and more, and are all available directly or through the platform itself. The business is authorised by the FCA to provide AISP (Account Information Service Provider) services within the UK.

Discover a simple, flexible, and powerful platform for your data verification needs. Best-in-class consumer-permission data and document upload workflows combined for optimal success rates. Benefit from unmatched scale with 10,000+ data sources across 4 countries and counting. Experience breakthrough processing speeds, autoscale infrastructure, and support for 2FA, Captcha, and more. We are committed to protecting our customers' data and maintaining top-tier security, including SOC2 compliance. Verify and re-verify any data you need on a schedule that works for your business. No code is required to request, access, and verify the data you need in one centralized location. Integrate directly so your users can share requested data without leaving your app.

Create a Rental listing within minutes that can be viewed on over 35+ Websites. We then notify you when a prospective tenant has filled out an Application via text message and on your dashboard. Our online applications request your prospective tenants to fill out their residence history, employment and income verification, and contact information. Setup your tenant with their online portal and your off to the races on getting your rent paid on time. Your tenants will receive an email from us directing them how to pay their rent online. They will be able to pay using their bank account or credit card.

Accelerate your leasing, lending, and sales decisions by evaluating applicant income with the most trusted name in verification. Make the most informed decisions to lease or loan immediately, and equitably, and promote compliance with fair housing and lending requirements. Receive the verified information your business decisions deserve with clarity, accuracy, and immediacy. Our unique solution delivers successful reports 98% of the time. Surfacing insight so you can respond to market shifts early. Utilize data to assess your market. See the changes that affect your business before your competitors. Capitalize on competitive dynamics. See how businesses like yours are already making decisions more efficiently with Payscore. Finally, an income verification solution that works the way you do. Our integrations with the most popular software tools in leasing and lending allow you to leverage the Payscore advantage without changing how you work.

Verifast delivers a hassle-free, secure means of verifying tenants' and borrowers' financial ability to pay and digital ID within a single holistic platform. VeriFast has developed a flexible technology platform delivering industry-specific solutions based on unique business process requirements. We seamlessly and securely connect borrowers with their banks and capture all income sources to accurately identify. We instantly capture monthly balances and calculate averages to display monthly trend data for maximum insights. Summarize borrower payroll and employer data with a few clicks. Validate employment status prior to close. Not all borrowers are digitally savvy so we integrated our bank statement – paystub uploader to assure no customer is left behind.

Credit checks you can trust, designed specifically for tenant screening. SmartMove tenant credit checks use ResidentScore to predict rental eviction risk 15% better* than traditional credit scores, helping landlords make a more confident rental decision. Over 370 million criminal records from state and national databases provide comprehensive information for landlords. One of the largest evictions databases subject to the FCRA with 27 million eviction records, covering all 50 states plus Washington D.C. Know which applicants need additional verification, skip the rest. Screening tenants used to be just for large professional property management companies. It's easy to understand why: pulling certain types of tenant background checks like tenant credit reports isn't possible for most individuals. This includes resident screening for many rental property owners, real estate agents and even small property management companies.

Take the offensive against advanced fraud and financial crime without breaking your existing tech stack. Resistant AI augments your existing risk touchpoints—from onboarding to ongoing monitoring—to protect them from manipulation and attack, and enhance the effectiveness of your risk and compliance teams with actionable context. A document fraud detection solution that stops bad actors at the source with AI. You'll know more than just who to trust, you'll be empowered to verify documents at scale. Identity document forgery, fake bank statements, doctored invoices: we catch them all and more, automatically. Multilayered document analysis draws on dozens of known types and can add new models in no time, making sure even the most minute suspicion in content or metadata is brought to your attention.

RentSpree will simplify the rental process and land you better tenants. Collect online rental applications and screen tenants in one step. After selecting the desired reports, enter applicant emails/mobile phones on RentSpree. Each applicant will instantly receive an invitation to apply. Applicants can apply to your property using ApplyLink™. Depending on what reports are selected, applicants will provide the required information to submit. You’ll get back the comprehensive tenant information you need to make an informed decision. Print or save all screening items with the click of a button. Start screening in 60 seconds. Limit your liability and gain access to TransUnion screening reports. Receive an online rental application and/or screening reports. Allow renters to apply where you share your ApplyLink™. Screen applicants more efficiently. You only need an applicant’s email/mobile to receive a completed rental application package.

Building a better rental experience for landlords and tenants everywhere. Rent payments, digital leases, and online rental applications all at your fingertips. Coordinate rental applications, sign your lease, pay or track rent and fees, and keep updated on maintenance requests. Post your listing to over a dozen top rental sites all at once. Receive an average of 18 inquiries within 2 weeks and respond easily from one place. We provide credit reports, criminal background checks, and eviction history — everything you need to protect your investment and select the right tenant. A state-specific lease template with all the disclosures and attachments needed to be compliant with local ordinances. Customize for your unit, then sign online. It's not just money transfer, it's automated rent collection with landlord-specific features like receipts, reminder emails, payment tracking, and autopsy your tenants will love.

Leverage a single platform to access unified consumer credit data from multiple sources, including international credit bureaus, bank data aggregators, payroll systems, and automated document data. Access trusted, consumer permissioned financial data to unlock new consumer segments — all while maintaining your risk profile. Leverage data from multiple sources, including credit bureaus, banks, payroll systems, and documents to increase coverage and uptime while optimizing for latency. Prevent fraud with source-based data and improve risk assessments with true income and more accurate debt-to-income ratios. Automate income verification processes with more data sources to increase coverage, improve completion rates, and reduce fraud.

Rentvine is the only property management software that allows you to create multiple, custom owner statements. Make changes on a global scale to any late fee, owner statement, management fee and more. Exactly replicate any document online, including your lease, and eSignatures instantly. Quickly access key property details and easily find what you're looking for with Rentvine’s intuitive and sophisticated platform. Nobody does it better, and it’s never been easier to market rental vacancies to all of the right places, and to your website. The Manager’s Ledger instantly separates manager money from client money. You’ll wonder how you ever lived without it. Rentvine has finally solved maintenance for property management. Track every aspect of your maintenance from start to finish.

We believe in helping you before, during and after the tenant screening process. Running a tenant background check is only one piece of the puzzle. That’s why we’ve created this tutorial to walk you through the entire tenant screening process. If you’ve never run a rental background check before it can seem like a different language looking at a report. This helpful guide will show you what to look for. Learn why eviction data is so important and how to determine what data matters to you. Are you a landlord, property manager, or real estate professional? Grab tons of landlord and real estate specific forms that you can use forever. Quickly get answers to your questions and act fast while competitors bother learning unnecessary information. The “RentPrep for Landlords” podcast, offers news, pro-tips, and much more to keep you informed and equipped with the knowledge to be a top class landlord.

Connect your app to your users’ financial data in the easiest and most secure way through a single Open Banking API. Build engaging and next-generation products your users will love. Your users' financial data comes in multiple formats, from different sources. We connect to over 90% of personal and business bank accounts in Latin America, as well as tax institutions and gig economy platforms. Our Connect Widget can be integrated into your product in just minutes. Save months of development and focus on what really matters to you. Our platform is built on top of best-in-class security infrastructure and we are currently going through ISO 27001 certification. Connect your users’ financial accounts and enrich their data in simple steps. From lending to smart saving, we’ll help you create what your users need. Access, aggregate, and interpret customers’ financial information, such as their income, to build better borrowing experiences.

Envestnet | Yodlee, the leading data aggregation and data analytics platform, helps consumers live better financial lives through innovative products and services created for more than 1,400 financial institutions and FinTech companies, including 16 of the top 20 U.S. banks. We're powering the future of financial apps and services with solutions for wealth managers, banks, merchants, and more. Find out how we can help you grow. Our data aggregation platform enables financial institutions and FinTechs to help consumers achieve better financial outcomes. We adhere to leading industry practices for data security, regulatory compliance, and privacy. View the latest update from Bill Crager on Envestnet's intention to remain committed to action. Browse our library of white papers, on-demand webinars, eBooks, case studies, and more–all packed with product information, actionable advice and invaluable insights.

RentRedi is a mobile-first property management software for landlords. We offer easy-to-use mobile technology with a feature for every step of the landlord process. From listing properties to signing leases, and screening tenants to collecting rent, RentRedi helps landlords to do it all while also saving them money and time. As landlords scale their rental portfolio, they can stop worrying about unexpected expenses, hidden fees, losing tenants, and using multiple tools to manage their business. RentRedi allows landlords to manage properties from anywhere—with one flat rate—and access to 5-star customer service.

EarlyIQ is the leading provider of simple, secure online diligence and compliance solutions for private financial markets. EarlyIQ helps investors, companies, angel groups, hedge funds, and online platforms comply with the heightened accredited investor verification burden. Investors are verified in 3 simple steps (our process) in an easy, 100% online process that takes less than 10 minutes to apply. EarlyIQ goes beyond ”reasonable steps” with the only accredited investor verification service offering positive identity authentication to reduce fraud. Plus, investors’ personal data remains private and is never shared with the issuer. With 256-bit encryption and extended validation, EarlyIQ offers the latest and most comprehensive security in the industry. Our platform features an accredited investor dashboard where issuers can view all of their investors’ accreditation status at a glance.

Easily submit and manage volunteer background screening 100% online minimizing your workload and providing you with verified volunteer credentials, auto renewal notifications, and powerful reports to help you track your volunteers’ background status. Our verifications team confirms the accuracy of information provided by an applicant so that you can confidently make employment decisions. We validate an applicant’s prior employment and education enabling you to make decisions with certainty.

We offer holistic digital identity and wallet infrastructure used by thousands of developers, governments and businesses across industries. The products are open source, based on open standards, compliant with digital identity regulations and available for self-management (on-premise) or as a managed service (SaaS). Our Digital Identity Infrastructure include the following products and functionality: Issuer SDKs, APIs & APPs: Issue credentials or mint tokens with our infrastructure and white label applications. Wallet SDKs, APIs & APPs: Launch a wallet for your organization, employees or customers to manage access, credentials and tokens. Verifier SDKs, APIs & APPs: Verify credentials or tokens, use powerful verification policies and white label apps. Identity Provider: Enable wallet-, credential- and token-based authentication and identification for your apps.

Offering secure, private, flexible, and auditable identity verification solutions. Empowering individuals to curate their profiles, control data sharing, and offer issuers the ability to swiftly verify credentials, thereby fostering a trusted platform for all participants. Built-in AML and KYC solutions with standardized interfaces, allowing for open ledger identification verification. Digital signatures for universal authentication and provide tamper-proof with verifiable credentials. Decentralized Identity (DID) technologies streamline the verification process, reducing the time from weeks to mere seconds for tasks ranging from accessing public services to opening a bank account. Simultaneously, they provide easily verifiable credentials, significantly minimizing the manual labor required from front-desk employees. Digital signatures and tamper-proof can be operated with no seed phrases and gas fees.

Our tax data offers valuable insights beyond verification, such as revenue benchmarks and payroll tax payment validation. We help you simplify underwriting by providing in-depth tax data for a better understanding of a company's financial health. This leads to more accurate risk evaluation and informed decisions about business customers. Whether you are onboarding wage, self-employed earners, or your employees with their permission you can view tax return, wage, withholding, and 1099 history. ModernTax covers use cases across mortgage, insurance, small business, and tax services. Onboarding SDKs help you bring new users into your applications with native experiences. Analytics and reports help you rapidly view a summary of historical tax data. Use tax report summary to get a snapshot of users’ data to quickly understand their tax return, wage, withholding, and 1099 history.

Facilitate the creating, issuing, storing, and sharing of BadgeCerts, portable digital badges that verify an earner’s accomplishments, skills, credentials, contributions, and experiences. With BadgeCert you know that all badges are 100% verified and current. Issuers are able to set badge expiration rules and mitigate the risk of earners sharing expired or revoked badges. Recipients of shared badges (e.g. employers, industry organizations) can rest assured that these are indeed verified and current. Digital badges can also be recorded on a Blockchain to add another layer of verification and security. Furthermore, from multiple language capabilities, customizable email templates, badge expiration reminders, and downloadable reports, BadgeCert is designed to fully maximize your organization’s marketing and sales objectives. Our commitment to helping your organization meet and exceed its goals includes providing you with expert-led strategy support services.

PitchPoint Solutions is a leading provider of fraud detection and verification services for the mortgage, tenant, and background screening business channels. Our customizable suite of solutions enables customers to access billions of multi-channel data points to validate applicant identity and loan data safely, securely, and instantly. PitchPoint’s comprehensive package of vetting reports, using rule-based processes, are designed to effectively mitigate risk and fraud. A comprehensive and customizable fraud risk tool assesses hundreds of data points per loan file, delivering a concise, easy-to-read report. Reviewing and clearing alerts is seamless with the Pointservices alert resolution platform, which is embedded in predominant loan origination and verification systems.

Instant verification of utility statements and data for proof of address. All electricity, gas, cable, water, and telecom companies globally. Instantly authenticate bank accounts for consumers and businesses both domestic and international. Allow customers to verify their bank accounts securely, in a matter of seconds, using their login credentials. By integrating with DIRO, customers can be up and running on the same day. Eliminate the risk of account error, incorrect name, and confirm good standing. Allow merchants to verify their bank accounts securely, in a matter of seconds using their login credentials. By integrating with DIRO, merchants can be verified instantly, in any bank, any country. Provide borrowers with an easy and streamlined loan experience. Lenders get access to bank data to make informed loan decisions in real time. Allow vendors to authenticate bank accounts, and proof of address and incorporate documents in real-time to eliminate fake and stolen credentials.

Designed for loan originators and mortgage professionals, Floify is the industry's leading point-of-sale solution that streamlines the loan process by providing a secure communication and document portal between the lender, borrower, and other mortgage stakeholders. Loan originators use Floify to take loan applications, collect and verify borrower documentation, track loan progress, communicate with borrowers and real estate agents, and close loans faster. Schedule a live demo to learn more. Floify's interview-style loan application provides a best-in-class application experience for borrowers, as well as a full suite of automations, customizations, and branding options. Borrowers and agents are increasingly preferring mobile methods of communication and engagement.

BusinessMatch+ provides a further 40+ business attributes like tax liens, judgement, UCC filings, revenue, employee count, normalized company name, layoff notifications, and more. Actionable scores and attributes to anticipate upcoming macro and microeconomic disruptions. Reduce additional verification referrals by predicting the likelihood of income overstatement at the time of application. Reduce costly VOE/I by accessing verification work your peer lenders have already completed, leveraging our secure data network technology. Layoffs, upcoming unemployment, macro and microeconomic disruptions - by industry and by geography. Predict if an employer is likely to be affected by upcoming disruptions.

Verification made easy. Define fraud quickly and efficiently. Companies that care about their customers are looking for user-friendly ways to define fraud. IDENTANCE offers a way to check fraud by verifying users quickly and easily. From onboarding and verification to ongoing authentication, we offer a complete solution to know, verify, and trust your customers worldwide. The services we provide are available in 246 countries. You can verify the identity of your clients independently of their location. IDENTANCE supports 9000+ document types and the list is updating. Clients can use their national documents of different types. Our verification services are presented in 82 languages. Multi-Language support allows you to attract more clients all over the world. The IDENTANCE SDK is applicable to both Mobile and Web versions of sites and provides you with a complex verification solution for your business, this way you can eliminate bank fraud.

One-step management of decentralized identity and data. Self-sovereign Verifiable Credentials powered by Ontology Network. It is a statement to confirm a claim made by one entity about another. The claim is accompanied by a digital signature that can be used by other entities for authentication. ONT Score is a decentralized review system for ONT ID user trust and can assess ONT ID users from multiple dimensions, including identity information, verification information, digital assets, and behavioral features. ONTO helps users create a decentralized digital identity built on Ontology blockchain which fully protect their privacy data through an encryption algorithm, aiming to provide a safe and convenient one-stop service for users worldwide.

SKYGEN’s Provider Data Management (PDM) is an on-demand solution that helps healthcare payers strengthen provider network management and provider relationships. PDM also strengthens payers’ ability to effectively build provider networks, improves provider and member satisfaction, and lowers administrative costs. It’s a smart solution that helps payers and providers meet the needs of today’s technology-savvy healthcare constituents. Lower contract acquisition costs via fast, efficient, paperless provider recruitment and supplemental network rental. Lower credentialing costs and improved provider satisfaction through online credentialing. Eliminating expensive outreach by automating provider self-verification and ensuring accurate and verified provider data for online directories. SKYGEN powers dental and vision connectivity solutions that inspire clients to move confidently into the future by employing technology that creates unparalleled efficiencies.

Lendesk enables mortgage professionals with a complete end to end digital mortgage solution, the best of its kind in the Mortgage industry. Lender Spotlight is the most complete and accurate database of rates and policies for the productive mortgage broker. Lender Spotlight is most effective when used through Finmo, a digital mortgage platform. Sign up for Finmo to access Lender Spotlight Platinum. Finmo and Lender Spotlight's integration creates a faster end-to-end digital mortgage experience. Through the Lender Spotlight integration, when working your deal in Finmo, you can now be suggested specific lenders that meet your application criteria, and see specific lender's policies before submitting to them. From leading financial institutions and innovation hubs, to industry associations and technology providers, the common thread among all our relationships is the same high standards for security and excellence.

Digital identity is not a new challenge. Since the beginning of the online revolution, validating with complete confidence the real identity of people in a digital environment has been a problem both for users, who have had their privacy and control over their personal data removed and for companies that have suffered the cost of inefficient and constant identification security failures. With VIDchain, we offer a decentralized self-rule identity (SSI) service based on Blockchain to provide people control over their identity and facilitate secure user access to online services. It improves processes and reduces identity verification costs. It implements secure identification processes and improves anti-fraud measures in compliance with eIDAS and GDPR. Based on standards that eliminate the need for hundreds of credentials. You can easily validate your digital identity with anyone you want.

IDVerify cross-references multiple data sources to confirm an identity and appends a fraudulence risk score automatically so you know your customer. ID Verify offers a unique combination of industry leading sources with sophisticated analytics to verify a consumer’s Personally Identifiable Information (PII) and deliver a Fraud Score to assess an applicant’s risk for identify fraud. This solution may be utilized as a stand-alone product, or as an integrated part of MicroBilt’s short term lending underwriting platform either directly or through one of MicroBilt’s loan management system partners. ID Verify confirms over 60 aspects of an individual’s PII data, including match indicators related to the individuals SSN, date of birth, name/aliases, address, home/cell/work phone, driver’s license and more. This service also delivers a complete address history on each subject, and performs verifications against multiple high risk attributes.

Purpose-built CRM and customer engagement platform to create growth and loyalty for modern lenders and financial institutions. Record housing prices, rising interest rates, and limited inventory have left borrowers wondering how to secure their dream home. Despite a significant drop in mortgage applications, homeownership continues to be a major investment in America. Total Expert Founder and CEO Joe Welu spoke with Global Markets Reporter Jill Malandrino on ways lenders can keep homebuyers engaged and pursue their dreams of homeownership. The Total Expert platform is built from the ground up with functionality specific to the unique needs of lending and financial institutions. Make digital experiences just as impactful as in-person engagements with a platform focused on personalizing at scale.

Manual Bank Verification (MBV) helps confirm banking information before initiating an ACH debit or when a lender is trying to determine the credit limit for an individual. Manual Bank Verification uses proprietary data from a vast network of financial institutions, small and community banks and credit unions. When requested, manual calls are added to provide the highest available level of verification of funds. MBV offers unlimited validation attempts without harming the consumer’s credit and is available at two levels of verification. Basic verification is available for batch processing or via a flexible API and does not require consumer authorization of participation with the bank. Data is usually returned within 24 hours of submission. MBV Premium evaluates the same data as MBV and then adds a direct, 3-way call between consumer, their financial institution and an MBV representative.