Alternatives to Spenmo
Compare Spenmo alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Spenmo in 2026. Compare features, ratings, user reviews, pricing, and more from Spenmo competitors and alternatives in order to make an informed decision for your business.
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Rippling
Rippling
Streamline your business with Rippling’s all-in-one platform for HR, IT, payroll, and spend management. Effortlessly manage the entire employee lifecycle, from hiring to benefits administration. Automate HR tasks, ensure compliance, and streamline approvals. Simplify IT with device management, software access, and compliance monitoring, all from one dashboard. Enjoy timely payroll, real-time financial visibility, and dynamic spend policies. Rippling empowers your business to save time, reduce costs, and enhance efficiency, allowing you to focus on growth. Experience the power of unified management with Rippling today. -
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Melio
Melio
Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. -
3
AvidXchange
AvidXchange
AvidXchange modernizes how middle market businesses manage expenses and payments with AI-enhanced software and support from real people. With 25 years of experience, our solutions automate manual tasks, reduce costs, and streamline your AP process, so you can focus on what matters most. Featuring one of the largest supplier networks in the middle market, AvidXchange offers in-depth industry expertise across real estate, community association management, healthcare, hospitality, education, hospitality, and nonprofits, as well as construction, financial services, and media through the acquisition of Core Associates, BankTEL, and FastPay. Why AvidXchange? - Trusted by 8,000+ businesses to digitize and automate AP workflows - 1.2 million suppliers paid through the AvidPay Network in the last five years - 240+ accounting system and ERP integrations Increase efficiency, visibility, and control in your AP process. Learn more at avidxchange.com -
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BILL
BILL
BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.Starting Price: $45 per user per month -
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Sage Expense Management (formerly Fyle) is the AI-powered platform for finance teams who want real-time expense control without the disruption of switching corporate cards. Our direct integration with your existing Visa, Mastercard, and American Express delivers transactions instantly upon swipe. Finance teams get instant visibility into spending, and employees can upload receipts through Outlook, Gmail, text message, or our mobile app. Our AI-powered OCR engine automatically codes, categorizes, and assigns expenses to the right projects and cost centers, while pushing audit-ready data to your accounting software like NetSuite, Sage, QuickBooks, or Xero. With built-in policy checks, fraud detection, and easy-to-use tools that employees actually adopt, Sage Expense Management eliminates manual work, reduces friction, and gives finance teams complete control over spend.Starting Price: $11.99/month/user
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6
Divvy
Divvy
Divvy has combined seamless expense management software with business cards so you never have to process another expense report. With Divvy, you can leverage faster expense reporting, enforceable budgets, and a single platform to offer real-time visibility into all spend. Ready to gain more control and streamline your spend management—in a one-stop, easy-to-use platform? Get Divvy today to empower your team and save everyone time (including yourself). Divvy provides their customers with a strong credit line and makes going over budget literally impossible. Put a stop to painful expense resorts and simplify the AP process with Divvy—all for free.Starting Price: Free -
7
BlueSnap
BlueSnap
BlueSnap's All-in-One Accounts Receivable Automation solution, formerly Armatic, is the highest rated software solution for Payment Processing, Billing/Invoicing, Recurring Billing and Subscription Management. Billing and Invoicing: Create beautiful invoices with our powerful invoice editor synced into your accounting system. Provide a customer portal, automatic charging, payment collection, and apply late fees. Recurring Billing & Subscription Management: BlueSnap provides enterprise-class subscription billing management for fast-growing businesses worldwide. Enable trial periods, manage plans, or prorate subscriptions. Payment Processing: BlueSnap is processor agnostic and provides integrations to all types of payment solutions from credit card payments, ACH, SEPA to wires. We handle partial payments, automatic failed payment retry, and automatic payment recovery.Starting Price: $35/user/month -
8
Tipalti
Tipalti
The only solution to automate your end-to-end payables process. Automate your full accounts payable, global payouts, procurement and employee expense processes with Tipalti and eliminate 80% of your manual workload. Tiplati enables you to onboard suppliers, partners and freelancers with ease, streamline PO generation, accelerate approvals, eliminate invoice entry and make fast global payments to 190 countries in local currency. Also includes global tax compliance, 2 & 3 way PO matching, multi-entity support, and instant reconciliation with ERP integrations that include NetSuite, Xero, Quickbooks and Sage Intacct.Starting Price: $129 USD, £119 GBP, €129 EUR -
9
Ramp
Ramp Financial
Ramp is a finance operations platform that automates the full spend lifecycle, from corporate cards and expense management to accounts payable, procurement, travel, and business banking. Corporate cards come with built-in spend controls, merchant blocking, and policy enforcement at the point of purchase. On the expense side, automated policy reviews handle transaction matching, receipt collection, and accounting field coding without manual intervention. Ramp Bill Pay processes invoices with near-perfect OCR accuracy, with support for ACH, same-day ACH, check, wire, and card payments globally. Procurement compresses intake-to-approval cycles with AI-parsed contracts, parallel routing across finance, IT, legal, and security, and vendor benchmarking against anonymized spend data from thousands of businesses. Travel enforces policy at booking, supports dynamic per diems, and automatically rebooks hotels when prices drop. Ramp Treasury lets businesses earn yield on idle cash through. -
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Expensify
Expensify
Track expenses, pay bills, generate invoices, collect payments, plan trips, and manage company credit cards. All of your preaccounting, in one app. Expense Management - Snap a photo of a receipt with SmartScan for easy expense reporting, approval, next-day reimbursement, and syncing with accounting software. Expensify Card - Get the best business credit card for even faster expense reporting making corporate card reconciliation and expenses a breeze, and it’s free. Bill Pay - Send your vendor bills to Expensify for automatic tracking, approval, and payment. Invoices - Create and send invoices, while collecting payments and syncing automatically to your accounting package. Travel - Book flights, hotels, and cars simply by chatting with Concierge, your personal trip planner. Personal Payments - Split bills, request payments, and chat with friends. Give it a go at Expensify.cash!Starting Price: $5.00/month/user -
11
Zaggle Zoyer
Zaggle
Accounts Payable (AP) processes are traditionally hampered by manually intensive, complex and poorly controlled processes making it challenging to effectively manage business payments Zoyer, an integrated data-driven business spend management platform with embedded finance capabilities, transforms accounts payable into a modern, digital-first function. Zoyer embeds automation, intelligence and payments into core invoice-to-pay workflows, empowering finance and business leaders with insights into enterprise-wide spends to optimally manage cash outflows and maximize business performance. Additionally, high-velocity businesses that onboard onto the Zaggle platform can opt for the Zaggle founders card and corporate credit cards to finance corporate spends. This ability to access an instant line of credit improves liquidity, and closes funding gaps. -
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Corpay Complete
Corpay
Corpay Complete is an all-in-one spend management platform designed to simplify and automate your entire procure-to-pay process. The system streamlines payments by consolidating checks, ACH, and virtual card payments through a single ERP file, while also offering AI-powered invoice automation for data extraction and matching. It supports customizable purchase order workflows and comprehensive card and expense management, including physical, virtual, and ghost cards. Vendor onboarding is simplified with a self-service portal, and the platform supports payments to over 200 countries. Real-time reporting and mobile approvals ensure your business keeps moving smoothly from anywhere. Corpay Complete integrates seamlessly with any ERP system to provide a unified hub for managing all non-payroll spend efficiently. -
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Brex
Brex
Financial software and services to fuel your growth. Brex lets you send free ACH and wires worldwide, get higher card limits, earn money-saving rewards, and track expenses easily. Built for the ones who do things differently. Scale faster by combining your deposits, spend and controls in one account. That’s the power of all-in-one finance. From employee purchases to paying vendors to accounting, expense tracking is built right in. Email or text us your receipts. We'll match them to the right expenses. Easily sync expense data across systems to automate reconciliation. Run custom spend reports to easily find cost-saving opportunities. Issue cards, search transactions, approve or follow up, and more—in one place. Create unique cards with custom limits for each subscription, vendor, and employee. All for free. Set custom limits and give users approved ways to spend for specific items, such as training or WFH snacks.Starting Price: $5 one-time payment -
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Airbase
Paylocity
Airbase is the top-ranked modern spend management platform for businesses with 100-5,000 employees. It’s the best way to control spending, close the books faster, and manage financial risk. Airbase software combines accounts payable automation, expense management, and corporate cards. It guides procurement for all purchases — from initial requests to payment and reconciliation. Bring efficiency to complex business processes and accounting needs like multi-subsidiaries and purchase orders. Flexible intake and approval workflows ensure multi-stakeholder oversight and a culture of spend compliance. Airbase integrates with your other business systems and seamlessly syncs to general ledgers. Employees and accounting teams love using Airbase. -
15
Volopay
Volopay
Equip your teams with secure physical VISA cards with built-in controls that will enable them to make payments at any store. Generate instant virtual cards to pay for and manage your SaaS subscriptions, vendor payments and online spending. Send money to more than 130 countries worldwide with SWIFT & non-SWIFT payment options. Process your vendor payouts and employee reimbursements easier than ever before, at the lowest possible rates! Manage bulk vendor payouts, buy inventory, send money to vendors both domestically and internationally, all from a single dashboard. Seamlessly reimburse employees for expenses they personally incurred. Employees no longer need to wait till the end of the month. Every time a Volopay card is swiped, the transaction is visible to the spender, the budget owner, and the company admin—immediately. So you know where your company money is, at all times. -
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Pluto
Pluto
Whether you start with one module or adopt the whole platform, Pluto helps your business save time & money. Get smart, virtual, and physical cards for your entire team with automated budget controls, receipt policy enforcement, and compliance management. Improve your vendor relationships and reduce duplicate payments by maintaining a centralized place for all your bills, approvals, and payments. Make local or international payments via one-click wire transfer to 140+ currencies or by using Pluto corporate cards. Digitize and eliminate petty cash vouchers. Manage your employee’s cash on hand & receipts directly on Pluto. Don’t let cash leakages eat away at your bottom line. Allow your employees to submit reimbursement requests with ease. Get the right approvals in place with custom approval workflows. Instantly reimburse employees in bulk and surpass your finance team’s KPIs. Send weekly automated financial reports to your CFO and other executives.Starting Price: Free -
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SAP Concur
SAP
SAP Concur offers powerful solutions that automate and simplify business expense, travel, and accounts payable processes. Concur Expense allows employees to submit expenses easily from anywhere, ensuring timely and accurate reporting. Concur Invoice automates accounts payable workflows, improving efficiency and integration with financial systems. The platform helps businesses gain greater control over spending by connecting financial data seamlessly. Trusted by over 46,000 customers worldwide, SAP Concur delivers reliable, scalable solutions that adapt to any business size or industry. With SAP Concur, organizations can run their spending processes smoothly anywhere and anytime. -
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Moss
Moss
Credit cards, invoice management, and digital financial processes drive efficiency across your entire business. Whether it's cash transactions or mileage reimbursement: All out-of-pocket expenses that employees bear can be easily accounted for and reimbursed with Moss. Gain more focus and save time and effort through automated processes in accounting, and accelerate the month-end closing. Due to integration with your accounting software, data can be exported with one click. Moss provides a smooth invoicing process that benefits the entire team. Digital, automated and centralized in one place. With automated spend and approval processes, Moss helps you make the most of your time. With set approval limits, corporate credit cards for employees allow a new level of control. Track all employee spending in Moss, freeze cards and flexibly adjust limits. Moss shows you all employee expenses in one place and always in real time. This makes every payment trackable.Starting Price: €12 per user per month -
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Kodo
Kodo
Kodo is a spend management platform designed to help businesses automate and control their financial operations. The platform provides tools for accounts payable automation, vendor payouts, corporate cards, and employee reimbursements. Kodo simplifies invoice processing by automating data capture, approvals, and payment workflows. Businesses can also manage vendor payments with flexible controls and integrated financial tracking. Corporate cards allow teams to monitor expenses in real time while setting spending limits and policies. The platform integrates with ERP and accounting systems to streamline financial data across departments. By centralizing spend management processes, Kodo helps organizations improve visibility, compliance, and operational efficiency. -
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Mesh Payments
Mesh Payments
Mesh Payments cardless solution gives you full control and visibility over your entire corporate payments - all from one platform. Using Mesh you can get insights & real time data on your spending, automate your receipts collection and ensure that your payments, subscriptions and finances always run smoothly. Mesh is easy to set up & free. No single corporate card dependency, no charges denied. Know exactly which subscriptions you are paying for, how much, and when. Control who spends with pre-payment approvals and unique virtual cards. Seamless integrations that collect and match receipts automatically. Mesh ensures that subscription payments don’t get in the way of running your business with mission-critical subscription controls and smart notifications. Mesh on-demand payments is built to empower distributed teams and needs, without sacrificing financial security and control. Get full visibility and all the management tools you need to customize payments for your business. -
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PEX
Prepaid Expense Card Solutions
PEX is the only vertically-integrated full-stack payment platform that’s built from the ground up to streamline spending and expense management, grant program funds disbursement, and rewards card management. PEX provides a corporate card alternative with physical, digital, and virtual prepaid cards, all connected through an intuitive web, mobile or API-driven platform. Manage expenses better with the leading business prepaid card platform. Distribute cards, manage to spend, eliminate archaic reimbursement, and leverage real-time reporting. An innovative solution for any fund disbursement programs, whether you are a non-profit looking to easily distribute grant funds via reloadable cards or a business looking to create a rewards program. PEX offers physical, digital and virtual cards for employee and customer rewards, incentives to drive loyalty, and a platform to easily manage distribution and gather insights.Starting Price: $7.50 per month -
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PayEm
PayEm
From request to reconciliation, PayEm manages, automates and connects finance processes for company spend in one platform, giving finance teams total visibility and control. PayEm’s global spend management platform was built for multinational operations. Capture requests and invoices, create bills, schedule and send payments to anywhere in the world, in any currency, then auto-categorize and sync with your ERP. The platform allows every subsidiary to have financial and accounting autonomy while enabling holistic processes at the global level. Set rules, designate limits, and issue virtual or physical cards to make it easier to stay on track and within budget. Accelerate payment processes from beginning to end while reducing errors and saving time with AP automation and streamlined reconciliation- all fully synced with your ERP. -
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Emburse Abacus
Abacus
Emburse brings together some of the world’s most powerful and trusted financial automation solutions. As part of our product portfolio, Emburse Abacus carries a promise to humanize work while delivering expense and corporate card solutions for smaller organizations. Real time expense reporting. Abacus is the easiest way for you to automate how you reimburse your team, reconcile corporate credit cards, and implement your expense policy. Accurate, real time information helps you make more confident decisions when approving expenses, or analyzing company spend, budgets, and return on investment. Increase your efficiency by focusing your time on expenses with exceptions. Abacus separates out expenses that violate policy, are approaching budget, contain errors, or are potentially fraudulent. Abacus drafts expenses using reliable data sources such as receipts and card transactions to ensure records are complete and accurate.Starting Price: $9 per user per month -
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Finly
Finly
Switch right to view how you can automate business procurement. Simplify decision making by routing reports through pre configured workflows & with the help of real-time budgeting. Route the Purchase orders to the vendors & track status. Gain visibility on control on every purchase that is made. Track documents across the purhases made. Auto match Invoices, status of delivery & ensure quality of the product that is delivered against the Purchase Order. Route request for payment approvals and process payments. Notify relevant users on the payments that were processed. Increase productivity of your Company by getting started. Get notified and updated as per every activity on the platform. Gain insights & generate customizable reports on spend incurred by the organization. Purchase requests, invoices & payments are auto matched. Manage all your POs, sales order, GRN, invoices, delivery challan, e-way bill from one single place. -
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Validus
Validus
Small and medium businesses deserve more attention and financial support. That’s why we’re building better business finance to drive a bigger impact for small businesses and their communities. Our relationships matter to us. So does making your life easier. Our finance solutions are designed to power growth for businesses of all sizes, across all industries. With just 2 documents, you can apply for loans digitally in minutes, receive approval and get funds within 1 day. Our next-gen finance tools, from cards and expense management to money transfers and accounting, help you enjoy upsized time and money savings. Instant working capital loans to grow your business and manage operational expenses. Track and manage all company expenses in real-time, on the go. Create unlimited virtual corporate cards for free. Add to your Google Pay wallet to use in-store. Earn cashback on all card spends. Get payment alerts on your mobile.Starting Price: Free -
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Soldo
Soldo
Smarter business spending starts here. Take control of company spending with Soldo, the prepaid Mastercard® that does your expenses for you. The smarter way to manage company spending. Manage expenses before they happen with customizable budgets and rules. Help your team to do their jobs with controlled access to company funds. Simplify expense management and reporting with a mobile app for employees. 60,000+ businesses trust Soldo for spending and expenses. Everything you need for effortless expense management. Give all staff smart payment cards with built-in budgets and rules. Capture receipts on the spot with the mobile app. Paid plans only. See company-wide spending in real time, in one place. Export to any accounting system for a complete view of finances. Soldo integrates seamlessly with Xero, flowing transactions and enriched data straight into the books. Export expenses into any other accounting system in two clicks.Starting Price: £4 per card per month -
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Yordex
Yordex
Yordex is the easiest way for employees to submit company card expenses while providing budget owners and finance teams full visibility and real-time control. It's is a better way for organisations to simplify financial control to manage spend; taking the guesswork out of financial decision making by giving insight and control over future spend insights. Company cards, expenses, invoices and budgets can all be managed in one place. Our easy-to-use software effortlessly manages company cards, expenses, invoices and budgets with smart approval rules, all in one place. Whether you’re 25 or 500 employees, start-up or well established, Yordex has the right solution for your needs. Our fully modular solution grows with you, so you only pay for what you need, when you need it. Never worry about chasing receipts again. Yordex combines a company card, expenses management, fully customisable approval rules and simplified entry into your accounting system all in one.Starting Price: $2.39 per month -
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SnapAP
Snap Accounts Payable Corporation
SnapAP is a cloud-based accounts payable solution that enables organizations to digitize their complete Procure-to-Pay workflow. With SnapAP, users can handle all invoices, whether they are covered by a purchase order or not. SnapAP also serves as a communication platform including buyers, suppliers, AP, finance and payables in the process. The supplier portal embeds vendors in a self-serve accounts receivable management tool, eliminating the need to scan or manually enter invoices. ERP flexible and complete searchability for instant access to suppler information, PO and revisions, approvals, invoices, and payment information. SnapAP provides an enhanced level of control, secure data sharing, and cash flow visibility. Easily accessible with the latest internet browsers, as well as Android and iOS mobile devices.Starting Price: $500/month subscription -
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Happay
VA Tech Ventures
NextGen platform to manage all kinds of corporate spending. All are supported by complete visibility & control, end-to-end Integration and security. Reimbursements, Petty Cash, Business Expenses, Payments, Cards, Travel and more. Xpendite, our proprietary on source expense capture capabilities helps employees auto-populate receipt and invoice data from multiple sources using AI. Eliminate the manual effort of adding expenses and receipts and file reports ‘on the go’. Get freedom from paper receipts today! Corporate cards that give you real-time control and spend visibility. Customize card limits, load or withdraw funds on the go, and block & unblock cards with a click of a button. Credit cards that help you manage online subscriptions digital marketing spend, sales expenses, and more, with top-notch security and customs controls. Manage all business expenses, invoices and payments in a single place. Get end-to-end visibility from expense claims and reporting to compliance. -
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Emburse
Emburse
Emburse is a leading provider of global software solutions that streamline travel, expense, invoice, and business payment processes for organizations worldwide. Serving over 12 million users across more than 20,000 organizations in 120 countries, Emburse offers mobile-friendly, automated tools designed to eliminate manual tasks, enhance financial visibility, and improve compliance. Their mission is to humanize work by automating manual tasks and saving users’ time, allowing professionals to focus on what matters most—their family, community, or more rewarding work. With a commitment to innovation and customer success, Emburse empowers businesses to plan for the future by providing forward-thinking solutions tailored to unique organizational needs.Starting Price: $50 per month -
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RLDatix Expenses
RLDatix
Expenses is a business expense management software designed to simplify claims, approvals, and reimbursements while maintaining full compliance. It gives organisations greater control over spending by replacing manual processes with automated, policy-driven workflows. The platform enables employees to submit expenses easily from any device, whether in the office or on the go. Built-in OCR receipt scanning and validation reduce errors and speed up processing. Expenses supports accurate mileage tracking, journey validation, and corporate card management. Powerful reporting tools provide finance teams with real-time visibility into spend and compliance. With API integration and configurable approval processes, Expenses helps organisations reduce admin time and improve financial control. -
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SpendHub
Hub-Suite
Easily build and issue your own customized corporate card with unprecedented controls, limits and features with integrated software that manages it all for you. Eliminate expense reports, reimbursements and receipt tracking all-together. Fully brand the solution to your company’s look and feel, including the physical and virtual cards, web dashboard & mobile apps. We can quickly customize or integrate the solution for your unique business needs. The entire out of the box solution is at no cost to you. We make our money splitting the existing interchange fee’s charged to merchants on the Visa/Mastercard Network. We own all the intellectual property, and can fully customize or integrate the solution for your unique business needs. You can fully brand the software to your company's look and feel, including the physical & virtual cards, web dashboard & mobile apps. Up to $100K in SpendHub dollars on your first year spending. -
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SiFi
SiFi
SiFi is an all-in-one expense management and spend control platform designed to give organizations complete visibility and control over company spending through automation and real-time tracking. It enables businesses to issue corporate cards to employees for work-related expenses, with every transaction tracked instantly on the platform to provide transparency and financial oversight. It allows finance teams to set individual or team budgets, monitor spending against those limits in real time, and receive alerts when budgets are nearing their thresholds, helping prevent overspending and improve planning. It centralizes financial operations by combining expense tracking, reimbursements, automated approval workflows, and accounting processes into a single interface, reducing manual work and minimizing errors. SiFi also provides detailed analytics and reporting, allowing organizations to analyze expenses by category, department, employee, or time period to identify trends.Starting Price: $199 per month -
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EnKash
EnKash
Corporate spend management and payments with the smartest all-in-one platform for all business spending. An absolute range of corporate cards backed by a complete DIY platform. Simple digital onboarding process to create cards on the fly. Create purpose-based cards for each business spend. Assign cards & spend limits to your teams, branches & departments. Restrict or allow usage with pre-defined limits as per business needs. Unique purchase card program, quick credit evaluation & go live. Experience collateral-free revolving credit lines. Maximize the potential of the balance sheet. Minimum documentation, no foreclosure charges. Variable credit & billing cycles suited to your needs. Upgrade to a more secure, digital mode of managing spending. Pay for marketing, cloud, subscriptions & more. Secure global payments with single-use cards. Create & manage cards via interactive dashboards. Use your cards to make business payments like suppliers, utilities, rentals & taxes. -
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Stripe Corporate Card
Stripe
The corporate card for fast-growing companies. Stripe Corporate Card is the easiest way for all staff to manage their expenses. Provision cards instantly, manage your business expenses in real time and get credit increases as your business grows. Instead of dealing with complicated rewards programs, you'll get extra cashback based on the categories you spend the most on. It is the corporate card that we all want. All you need to sign up is a Stripe account, without any paperwork or personal guarantees. Get up and running in minutes with a virtual card. We use your banking and payment history to determine your credit limit. As your business grows, so does your line of credit. Upload your logo directly from the Dashboard so that your corporate card has the same style as your brand. Your cashback balance is automatically credited to your monthly bill, so you will never lose your rewards. There are no annual fees or fees for foreign transactions or late payment. -
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Skovik
Skovik
Skovik's global expense management solution automates tedious expense processes for mid-size companies and enterprises, ensuring compliance and freeing up time for both employees and finance teams. Free up time for employees. On average, employees complete their reports in three minutes, allowing them to focus on more important tasks. Submit expenses from anywhere. Snap a photo of the receipts, or forward them via email, and our AI-powered technology will extract all essential data for you. Skovik calculates the reimbursable amounts for journeys, whether they are single or multi-destination while maintaining up-to-date rules and regulations. Calculate mileage expenses by entering starting point and destinations whether for multi-leg journeys or one-way trips. Rules and regulations are kept up-to-date. Fetch corporate card transactions and invoices from any bank with our open API. Keep track of spending by letting Skovik match card transactions with receipts.Starting Price: Free -
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Payhawk
Payhawk
Payhawk is one of the leading spend management solutions for domestic and international businesses throughout Europe, the US, and the UK. Combining company cards, reimbursable expenses, accounts payable, and seamless accounting software integrations into a single product, Payhawk makes business payments easy — for everyone. Payhawk helps customers in over 32 countries to maximise efficiency, control spending at scale, and stay agile. With offices in London, Berlin, Barcelona, Paris, Amsterdam, Vilnius, Sofia, and New York, Payhawk’s diverse customer base includes top names like LuxAir, Babbel, Vinted, Wallbox and Wagestream. -
38
CardUp
CardUp
CardUp is a no-code payment platform that enables businesses and individuals to pay or collect large expenses, such as rent, supplier invoices, payroll, taxes, or school fees, using credit cards in cases where cards are traditionally not accepted. The platform helps improve working capital by letting businesses extend payment terms (up to 2 months interest-free), shift payables onto cards, and receive faster receivables by offering clients the option to pay by card or online link, with automated tracking and a unified dashboard. Simultaneously, CardUp supports collecting payments via card or QR-based bank transfers, with no technical integrations required and rapid setup in as little as one business day. Key capabilities include shifting payments from cash/cheque to card, digitizing payables and receivables, earning card rewards/cashback, managing multiple cards, automating recurring payments, and reconciling payments through the dashboard.Starting Price: Free -
39
Haslle
Haslle
Haslle, Spending Management Solution for Smart Teams. Haslle helps you manage company budgets, purchases and subscriptions using smart payment cards collaboratively with your team. Get a Virtual Bank Account for Spending. Approve Budgets, Purchases, Invoices and Subscriptions. Issue virtual and physical cards and control purchase process. Collect Data, Receipts and Invoices. Boost Analytics and Decision Making. Integration with your Accounting and ERP. Approvals on the go. Easily approve company budgets, purchases, payments, invoices and subscriptions, using data at the touch of your fingertips. Empower Your Teams while staying in control. Have your teams make better decisions and improve what you purchase over time. Choose vendors and aggregate invoices to get better discounts between departments. Smart Company Cards that track Expenses make chasing receipts a thing of the past.Starting Price: $200 per user, per month -
40
Spendesk
Spendesk
Spendesk is the all-in-one company spending solution that delivers more control, visibility, and automation to today's finance teams. Combine spend approvals, virtual cards, physical cards, expense reimbursements, and invoice management into one source of truth. Establish a request and approval process to increase spend accountability without blocking employees. Enable faster purchasing by giving every employee access to the funds they need in a safe and secure manner. Save time and avoid late fees on every supplier invoice by streamlining your AP process from purchase order to bank transfer. Eliminate double entry and save hours with custom exports to your favorite accounting systems. Empower finance and budget keepers to make timely and informed spending decisions with real-time reports of what's actually been spent. Automate admin & integrate your accounting. Monitor & optimize budgets in real-time. -
41
Pemo
Pemo
Eliminate expense hassle with Pemo’s corporate cards and all-in-one spend management software. Pemo is an all-in-one spend management solution designed to streamline financial operations for businesses in the Middle East and North Africa (MENA) region. It offers corporate cards, both virtual and physical, that automate expenses, providing real-time visibility into transactions and enabling businesses to set customized spending limits and rules. Pemo's platform consolidates every invoice, expense, approval, and spending decision, facilitating efficient expense management and eliminating the need for traditional expense reports. The system also automates invoice payments, allowing users to collect, approve, and pay invoices seamlessly, with features like automatic data extraction and streamlined approval workflows. Integration with popular accounting software ensures that financial data is synchronized, aiding in faster book closures and enhanced financial oversight.Starting Price: $15.79 per month -
42
Pleo
Pleo
Pleo is a smart spending management platform designed to help businesses automate and streamline their expense processes. By offering smart company cards with customizable spending limits, Pleo enables employees to purchase what they need while ensuring financial control for the business. Administrators gain real-time visibility into company expenses, with features like automatic receipt matching, transaction flagging, and the ability to freeze cards if necessary. Pleo simplifies bookkeeping and financial efficiency, making expense management effortless for businesses of all sizes.Starting Price: £39 per month -
43
Expenzing
Expenzing
Expenzing offers comprehensive spend management solutions designed to automate procurement, accounts payable, and travel and expense processes for businesses. The platform integrates budgeting controls, supplier management, and automated invoice processing to prevent unauthorized spending and optimize operational efficiency. Features like fraud control algorithms, mobile travel booking, and OCR for receipt scanning streamline the approval and reimbursement processes. Expenzing’s solutions ensure statutory compliance, reduce expenses, and provide full visibility into spend management, helping businesses improve governance and decision-making. -
44
Float
Float
Smart corporate cards, next-day bill payments, and 4% interest for your business. All are powered by a single platform built for Canadian teams. Float’s smart corporate cards allow you to spend, track, approve, and reconcile all your CAD and USD expenses in one simple-to-use platform. Avoid fees on USD spending and give your business the ultimate financial control, no matter the currency. Float’s physical and virtual cards are backed by customized spend controls and real-time reporting to help you manage your company's spending. Instant reminders to easily text, email, or upload receipts as soon as a purchase is made. With unlimited virtual cards for every vendor and employee, keep control by only adding funds when needed. Then set limits, pause, or cancel whenever you want to keep unapproved spending at bay. Every transaction made on a Float card gets embedded with receipts and automatically categorized with GL codes, tax codes, vendors, and more.Starting Price: $10 per month -
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Custodia
Custodia
Custodia is an advanced spend management and payments infrastructure platform that empowers enterprises, fintechs, issuers, processors, and channel partners to build and operate embedded spend and payment products with real-time control, adaptive intelligence, and global scale. It provides agentic infrastructure driven by a real-time, adaptive cross-processors authorization engine that supports use cases such as corporate card programs, autonomous finance workflows, embedded wallets, loyalty systems, and global employee benefits. Customers can gain instant visibility into team spending across offices and departments and apply dynamic policy controls to monitor and manage budgets and transactions. Custodia’s modular building blocks and deep processor integrations let users design tailored spend management and payment experiences at any scale. It also enables safe, automated B2B payments and procurement via trusted autonomy agents and supports merchant enablement. -
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Mendel
Mendel
Empower your team without losing control. Create and assign budgets to your teams with business rules to control spending before it happens. Manage expenses in real-time. View each movement and edit spending policies. Smart expense policy and line of credit according to your company. We offer you a business line of credit to finance all your corporate expenses and leverage the growth of your business. Monthly financing and up to 10 days to make the payment. Statement of account with the detail of your expenses. Payment of your company's consumption without additional costs. The corporate credit card is used by large companies. Issue unlimited physical and virtual cards and pay as much as you need, in any country. Withdraw money at any ATM in the world. Notifications and blocking for security in real-time. Available to use when you authorize it. Extract and reconcile your expenses automatically. We obtain the invoice and XML for each purchase made by your company with any method. -
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Alaan
Alaan
Say goodbye to petty cash, expense reports, physical receipts and reimbursements. Instantly issue multi-currency virtual cards to any team member. Use these for e-commerce transactions, SaaS subscriptions, vendor payments or in-store purchases. Set tailored spend controls for each card issued. Adjust spend limits or block cards at the click of a button. Team members can effortlessly forward receipt via mobile. Your finance team gets immediate access to all receipts from the entire team in one place. Simply forward any invoices received to us. We will extract details from the invoice and initiate the payment from your bank to the supplier on the due date. All you need to do is to click ‘Approve’. Get alerts for every transaction and stay updated on all cash outflows. Access out-of-the-box spend analytics to reveal potential cost-saving opportunities. -
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Bento
Bento for Business
Bento offers two great card options, to provide you complete control and flexibility to create and use virtual cards in a manner that suits your business needs to the tee. Spend Limit virtual cards are perfect for everyday use and are ideal as the primary card type for your day-to-day business expenses. These cards are useful for those expenses that require card users or cardholders to submit receipts. Quick and easy to create cards and are automatically activated instantly. Turn cards on/off in real-time. A suite of customized card controls to ensure that you are in charge of where and how business funds are spent. Fixed Value virtual cards are useful for one-time payment requests or specific purposes, such as paying your vendors and for employee perks such as per diems. These cards are ideal for those expenses that do not require card users or cardholders to submit receipts. -
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ProSpend
ProSpend
Spend management, payments and cards all in the one place. For companies that want to proactively manage their business spend and transform their spend culture. Integrated modules for all spend control. Start with one module, take them all or as you need. No more hidden spreadsheets. Your people can see their budgets at the time of spend so they can make sensible and smart purchasing decisions. Set up options including multi-dimensions, opening balances, reporting and more. Create, submit and approve claims anytime, anywhere, and on any device. Whether it's corporate, business or personal cards, reimbursements, mileage or travel. Daily credit card feeds with digital receipts, smart receipt matching and auto-coding means hands free expense claims. Shift all of your accounts payable processes online and automated. Eliminate the costly problem of paper invoices, manual entry and slow approvals. -
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Summit
Summit
Say goodbye to the hassle of manually processing invoices and expenses. Avoid the back-and-forth of chasing missing details. Automate effortlessly with Summit's AI-powered system. Automate AP with AI-powered tools—capture invoices and receipts automatically, route to approvers via custom workflows, and sync seamlessly with accounting software for effortless reconciliation and bookkeeping. Monitor real-time statuses for quick reporting and audit readiness. Automate invoice upload, tracking and approval. Eliminate manual data entry and ensure accuracy, free up time for strategic activities. Manage reimbursement requests with our centralised dashboard and ensure compliance with policies. Save time, reduce errors. Our Accounts Payable (AP) automation systems offer real-time visibility into all company spend. With everything in one place, policy compliance and responsible spending are effortlessly ensured.