Alternatives to Promise2Pay
Compare Promise2Pay alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Promise2Pay in 2026. Compare features, ratings, user reviews, pricing, and more from Promise2Pay competitors and alternatives in order to make an informed decision for your business.
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Revaly
Revaly
Revaly is a Payment Performance Management platform designed to ensure that every legitimate transaction succeeds, protecting the recurring revenue businesses depend on. It uses exclusive issuer signals, network intelligence, and AI-powered optimization to maximize payment approvals across the entire lifecycle. By preventing avoidable failures at the first attempt and intelligently recovering declined payments, Revaly reduces involuntary churn and strengthens customer relationships. The platform continuously analyzes routing errors, behavioral patterns, and ecosystem signals to turn unpredictable payments into predictable revenue. Subscription-based companies rely on Revaly to lift approval rates and compound revenue growth without disrupting their existing billing stack. With over 100 integrations, the system fits seamlessly into current workflows while delivering measurable, long-term financial impact. -
2
Balance
Balance
Balance is the first self-serve checkout that accepts 100% of the B2B payment complexities - from milestone payments to net terms, wires to checks, SaaS subscriptions to automatic vendor payouts - and more: 🗒 API-first! Get at them docs 💳 Go beyond cards: Accept ACH, wire, card, and even checks 💨 Instant, Risk-free Net Terms: Your customers pay Net 30/60. You get paid instantly. 🔁 Recurring payments, made easy: Make recurring invoice payments as easy as recurring CC payments 🏢 Built for all B2B payment needs. Perfected for Marketplaces, Wholesalers, Merchants, SaaS and Service Providers. 🧍🏽♀️ Self-serve invoicing: Your customers can pull & pay their own invoices with a click 🏋️ Automatic reconciliation & collection: Isn’t it funny you’re still doing this manually?Starting Price: $0 -
3
QuickFee
QuickFee
QuickFee (ASX: QFE) is a leading provider of payments, financing, and accounts receivable automation solutions for professional services firms, including 40% of the IPA Top 300 firms. Our platform is designed to streamline the Accounts Receivable process and accelerate revenue growth by integrating multiple online payment options and powerful invoicing tools within your practice management system. With QuickFee, firms can significantly reduce aging receivables, improve cash flow, and increase client spending. Clients can easily make payments using credit or debit cards, ACH/EFT transfers, or QuickFee's exclusive financing solution that allows them to spread payments over 3 to 12 months—while firms receive full payment upfront without incurring additional costs. Operating in the United States and Australia, QuickFee focuses on delivering scalable and affordable solutions backed by exceptional customer service.Starting Price: $0 -
4
Chargezoom
Chargezoom
Unlock the power of your payments to accelerate growth. Fully Integrated Payments, Easy as 1-2-3. One-click integration connects most major accounting packages with your existing payment gateway. In less than 5 minutes payments will automatically reconcile in real-time, saving hours of effort daily. Chargezoom's integrated payment solution works with over 20 popular payment gateways; nothing to change, no transaction fees, just point, click and integrate! Two-Way Sync Payment Dashboard eInvoicing / Pay by email Compliant Surcharging Subscription Management Tokenized Customer Vault Developer-First API Building your payments infrastructure has never been so easy!Starting Price: $9/month -
5
FUGU
FUGU Risk
FUGU offers a multi-tier self-learning fraud-prevention strategy. Unlike other solutions, FUGU's fraud-detection software tracks online payments post-purchase, as EVERY PAYMENT COUNTS! WORKING MONTH-2-MONTH - ZERO RISK, NO COMMITMENT! FUGU reduces false transaction declines by 50%, wins chargeback disputes by 85%, and identifies fraud attacks, including cases of friendly fraud. FUGU also offers a chargeback liability shift service, covering fraud and authorization reason codes. As part of FUGU's motto - "EVERY PAYMENT COUNTS", we offer a unique KYC system for automating verification processes and increasing its success rate to the highest rates in the industry. FUGU is a must-have solution for any business that accepts online payments, such as: 1. eCommerce websites - supporting all platforms (including the Shopify app) 2. Payment getaways 3. SaaS 4. Investments companies \ exchanges 5. Gaming\Casino 6. Banks, creditcards, etc 7. Chargebcks guaranteStarting Price: $99 -
6
Chargebee
Chargebee
Chargebee is a recurring billing and subscription management tool that helps SaaS and SaaS-like businesses streamline Revenue Operations. Chargebee integrates with the leading payment gateways like Stripe, Braintree, PayPal etc. around the world to let you automate recurring payment collection along with invoicing, taxes, accounting, email notifications, SaaS Metrics and customer management. Chargebee handles all your crucial workflows from lead to ledger with power-packed integrations that include Salesforce, Xero, Quickbooks, Avalara, Slack, among others. Deflect cancellations at scale straight from Chargebee with a best-of-breed solution, Chargebee Retention, that provides personalized experiences that get results. Run experiments based on customer and subscription attributes taken straight from Chargebee to ensure you provide a personalized and relevant cancel experience.Starting Price: $299/month -
7
Sakana Fugu
Sakana AI
Sakana Fugu is an AI model and multi-agent AI system delivered through a single OpenAI-compatible API. The platform dynamically orchestrates a pool of powerful models to solve complex tasks without requiring users to manually choose models, assign roles, or design agent workflows. Fugu learns how to assemble and coordinate agents for coding, reasoning, research, cybersecurity, scientific analysis, and other quality-critical work. Users can choose between Fugu for balanced performance and latency or Fugu Ultra for harder, high-stakes tasks that need deeper expert coordination. The platform also allows users to control which models or providers can participate in the agent pool to support privacy, compliance, and organizational requirements. Sakana Fugu helps teams access collective AI intelligence through one endpoint while reducing single-vendor dependency and improving performance on complex multi-step workflows.Starting Price: $20/month -
8
Fugue
Fugue
The Fugue Platform empowers teams with the tools to build, deploy and maintain cloud security at every stage of the development lifecycle. We're so confident that you'll get immediate value with Fugue that we guarantee it. Fugue leverages the open source Open Policy Agent (OPA) standard for IaC and cloud infrastructure policy as code. Build IaC checks into git workflows and CI/CD pipelines with Regula—an open-source tool powered by OPA. Develop custom rules—including multi-resource checks—using Rego, the simple and powerful open source language of OPA. Govern your IaC security for cloud resources, Kubernetes, and containers in one place and ensure consistent policy enforcement across the development lifecycle. View the results of security and compliance checks on IaC across your organization. Access and export tenant-wide, IaC-specific security and compliance reports. -
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Sakana Fugu Ultra
Sakana AI
Sakana Fugu Ultra is the higher-performance version of Sakana Fugu, built to coordinate a deeper pool of expert AI agents for demanding, high-stakes tasks. The model operates through a single OpenAI-compatible API while dynamically orchestrating multiple powerful models behind the scenes. It is designed to maximize answer quality for complex workflows such as coding, code review, paper reproduction, cybersecurity analysis, scientific reasoning, patent investigation, and autonomous research. Fugu Ultra uses learned orchestration techniques to assemble, route, and coordinate agents instead of relying on hand-designed workflows or a single frontier model. Users can access advanced multi-agent intelligence without manually managing separate models, prompts, or collaboration patterns. Sakana Fugu Ultra is built for teams that need stronger performance, deeper reasoning, and more reliable results on difficult multi-step problems.Starting Price: $20 per month -
10
Gerald
Gerald
Gerald is a financial technology app designed to provide users with flexible financial solutions, including interest-free cash advances up to $80, enabling individuals to manage unexpected expenses without incurring additional costs. The app also features a Buy Now, Pay Later option, allowing users to purchase essential household items and mobile plans with the convenience of deferred payments, all without hidden fees or interest. Additionally, Gerald offers a Play to Earn feature, where users can engage in games to earn coins, which can be redeemed for store rewards, further enhancing their purchasing power. Committed to inclusivity, Gerald ensures that both members and non-members have access to affordable household shopping, aiming to empower individuals and families to shop smart, save more, and embrace a brighter financial future.Starting Price: Free -
11
Striperks
Striperks
Striperks is a robust payment recovery tool designed to automate and optimize the process of recovering failed payments on the Stripe platform. Whether due to insufficient funds, temporary declines, or daily spending limits, payment failures are a common challenge for subscription-based businesses. Striperks seamlessly integrates with the Stripe API, allowing businesses to automatically retry failed payments without any manual intervention. Key features include: Automatic Payment Recovery: Effortlessly retries failed payments. Backup Card Attempts: Charges backup cards if the primary fails. Customizable Retry Settings: Tailor retry timing and frequency. Multi-Account Management: Connects and manages multiple Stripe accounts. Quick Setup: Easy, one-click integration with Stripe. Flexible Scheduling: Daily or custom retry schedules. Retry Prevention: Avoids redundant retries within set intervals.Starting Price: 29€/month -
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RecoverPing
RecoverPing
RecoverPing is an automated dunning and failed payment recovery tool for Stripe-based subscription businesses. It helps reduce involuntary churn due to payment failures by sending personalized SMS and email sequences to customers when their subscription payment fails. Deep Stripe integration via webhooks - set up in under 5 minutes without code Configurable multi-step recovery flows with SMS and email channels Personalized message templates with dynamic customer and invoice data One-tap customer experience via direct Stripe Customer Portal link Analytics dashboard to track failed payments and recoveries over time RecoverPing runs automated recovery flows whenever a Stripe subscription payment fails. It sends timely SMS reminders (via Twilio) and email follow-ups with a friction-free one-tap link for the customer to update their payment method. Recovered payments are automatically retried by Stripe.Starting Price: $19/month -
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Recoupt
Recoupt
Recoupt is a Stripe payment recovery platform designed to help SaaS businesses reduce involuntary churn caused by failed subscription payments. The platform uses smart retry logic based on specific payment failure reasons, allowing businesses to recover revenue more effectively than standard payment retry schedules. Recoupt also includes branded three-step dunning email sequences that encourage customers to update payment information through Stripe’s hosted billing portal. Businesses can monitor revenue at risk, recovered payments, failed transactions, and recovery performance through a real-time recoupment dashboard with detailed payment tracking. The platform integrates directly with Stripe through secure OAuth connections without requiring SDKs, manual webhooks, or access to customer card data. -
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eCard Transactions
eCard Transactions
Our AI and ML technologies analyze billions of payments processed over time, enabling us to develop sophisticated algorithms that continuously adapt and improve. This proactive approach allows us to recover payments seamlessly, with recovery rates reaching up to 90%. By harnessing the power of AI and ML together, we provide our clients with unmatched recovery capabilities, boosting their cash flow and mitigating the impact of failed payments. Update expired, lost, or stolen cards before they decline by utilizing an automated process to provide real-time updates to card information all done with out disrupting your members. Reduce involuntary churn and payment failure with eCard. -
15
Chaser
Chaser.cash
Chaser.cash is Stripe-native revenue recovery for subscription businesses. It recovers the revenue you lose to failed payments and cancellations, automatically handling routine cases, intercepting cancel clicks before they process, and routing high-value accounts to a human before any message goes out. Every failed payment is classified by root cause (expired card, insufficient funds, 3DS, fraud block) and mapped to a named recovery playbook with the right retry timing and outreach. Low-value failures run on autopilot; high-value accounts are held for human review, so you recover revenue without burning customer relationships. Cancellation Recovery intercepts the cancel click with a branded reason picker and fires save offers automatically. A free 90-day Safe Mode audit reads your Stripe ledger and shows your recoverable revenue before a single email is sent. Connect through Stripe OAuth, scopes you approve. Works with Stripe Billing, WooCommerce, Chargebee, and custom carts.Starting Price: $79/month -
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Fugu
JungleWorks
Fugu is a business chat software that empowers real-time collaboration. Super Easy Team Messaging App for 1-1 or group discussions around your projects or shared interests. Advanced Facial Recognition with geofence marking, get your attendance and leave management system automated. Travel down the memory lane and get unlimited message history free forever. Conduct virtual meetings with your team with the advance feature of Screen Sharing and Audio/Video Calling. Integrate effortlessly with multiple third-party applications like payment gateways, POS systems, google analytics and more, that are best suitable for your business and provide the best experience for your customers. Integrate your systems in a jiffy without technical expertise. -
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Nexio
Nexio
Nexio is an innovative payment technology designed to manage the chaos of payments. It is a leading provider of tech-enabled payment data and processing solutions for multiple verticals, including Direct Sales, SaaS, ISO's, and merchants. Nexio was built for global commerce. Nexio offers you a straightforward API that will drastically speed up your time to market. Get started today and consolidate your payment infrastructure into one single integration point. Nexio has gateways that allow you to accept these 3DS enrolled credit cards and provides the iframe for your shopping cart. When completing the transaction, the customer uses the prompt to type their additional password. If the password is invalid, then the transaction is denied. 3DS is similar to two-factor authentication. Although not required in every country, adding this feature into your payment processing allows you to accept credit cards enrolled in 3DS. -
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ProfitWell Retain
Paddle
Stop losing money to credit card failures. Retain® combines world-class subscription expertise with algorithms that leverage millions of data points to win-back your customers. You probably didn't know you have this churn problem. The truth is that credit card failures are your largest single bucket of churn, but you're barely recovering any of these customers, because you're ignoring the size of the payment failure problem. ProfitWell Retain® combines world-class subscription expertise with algorithms that leverage millions of data points to win-back your customers automatically using the industry's highest recovery rate. ProfitWell Retain's the only product on the market that's managed for you, allowing us to leverage data and expertise to constantly improve recovery rates. You only pay for performance.” Over 20% of subscription companies utilize ProfitWell, which means we've studied billions of data points on why payments fail and how to recover them. -
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Gravy
Gravy
Recover failed payments. Gravy is the secret sauce to recurring revenue retention for businesses with subscriptions and memberships. We cracked the code on customer retention and payment recovery. For the past few years, we've been developing and refining the best scripts, engagement strategies and conversion technologies to create our industry-leading failed payment recovery solution. Gravy works with all payment processors, CRMs and product delivery systems. Our implementation team integrates your tech stack with our platform and ensures failed payments and customers are synced in real-time. You will be partnered with a full-time, US-based, retention specialist who is only concerned about one thing — recovering your failed payments and customers. This allows you to keep your payroll costs down and your profits high. Gravy offers a new type of customer retention, namely recovery of failed payments, credit card declines and lost revenue.Starting Price: $550 per month -
20
SplitPay
SplitPay
Providing your customers a little credit at the checkout has been shown to generate a significant uplift in sales, bigger basket sizes, and a reduction in cart abandonment. SplitPay allows your customers to pay later in 4 equal monthly installments. We pay you in full before the goods ship and take on all customer credit risk. Merchants who start using SplitPay have seen a 20-30% uplift in sales volumes. Nothing to pay upfront and no minimum transaction volume. You get paid in full for the purchase before the goods ship, we take all customer non-payment risks. To get started we do not charge you any setup, establishment, or ongoing monthly fees and we settle all transactions with you daily. SplitPay makes signing up quick and easy with no complicated application forms. Get shopping quicker with our instant approval process. Shoppers paying with SplitPay do not pay any interest and no fees if they pay on time.Starting Price: Free -
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Alma
Alma
Payment in installments guaranteed. Simple. Sell more by boosting your customer satisfaction. Install alma and watch sales increase. Your customer pays later, you get paid straight away. You don't worry about anything, the sums are guaranteed. Plug & play: you decide, you start. Sell better. And therefore more. Offer your customers to pay in 3 or 4 times very easily. In addition to making them happy, you will increase your sales, and keep them coming back. Let your client tell you yes (he's dying to). Treat yourself to your crush with Alma is fluid and instantaneous. So fluid that there is no longer any reason to hesitate, to go back or go and do something else. Ease embodied. All you have to do is choose Alma when you pay. Nothing more. Beautiful shops deserve a nice payment. A new way to buy that suits you. We are the solution for changing brands. Of those who choose to defy the ordinary. To get down to choosing amazing suppliers, promoting know-how. -
22
FlyCode
FlyCode
Eliminate involuntary churn by managing payment failures intelligently to increase revenue confidence. Stop losing revenue due to failed payments. Recover & reduce churn automatically with FlyCode’s dunning & payment management AI. Increase subscription revenue using intelligent payment optimization. Supercharge your ARR by 3%-7% with a smart dunning platform that’s tailored to your business. Combine powerful AI models with payment logic, authorization data, and payment retries. Reduce churn and increase your ARR with intelligent payment retries. Access enterprise-level payment models and payment optimizations. Recover & reduce churn automatically with FlyCode’s payment engine AI. Dynamic payment optimization tools and data models. Tailored dunning per customer with intelligent segmentation and statuses. Use FlyCode’s powerful engine to recover more revenue with the first AI-powered dunning & payment management layer. -
23
Slope
Slope
Accept online payments, offer flexible payment terms, and automate order-to-cash processes with Slope’s software and APIs. Accept credit card and ACH from businesses through a single API or our no-code invoice links. We support guest checkout, invoicing based on milestones or custom timelines, and same-day ACH to facilitate all your payment needs. Offer net, installments, or custom terms to your buyers at no additional risk. Get customers approved for financing within seconds for future purchases. You get paid out immediately, and we handle the risk, collections, and everything beyond. Eliminate manual processes involved from processing customer orders to applying remittances to open orders in your ERP. Utilize Slope’s flexible workflows to eliminate friction and ensure every dollar is reconciled. -
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LTVX.ai
LTVX.ai
LTVX.ai is a SaaS platform that helps merchants recover failed payments. Its Decline Factoring, an AI-driven revenue recovery solution, recovers lost revenue through AI-powered retry routing and payment recovery automation. -
25
Redux Payments
Redux Payments
Redux Payments is a payment recovery platform built for subscription businesses that want to reduce involuntary churn and capture more recurring revenue. The software integrates natively with Stripe Billing and operates as an invisible recovery layer, enhancing Stripe’s default retry logic without replacing the existing billing system. By focusing exclusively on involuntary churn, Redux Payments helps SaaS and consumer subscription companies preserve revenue that would otherwise be lost. The platform runs entirely in the background with no engineering lift, giving operators, finance leaders, and growth teams a reliable way to maximize recovery and improve revenue predictability. -
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Paythen
Paythen
Paythen makes it easy and painless to offer flexible payment plans or installment payment plans for your product or service to customers in 120+ counties and currencies, while built-in automations reduce busy-work, admin and support time. No code or technical know-how needed. Just connect your Stripe account and get started in under a minute. With Paythen, you're in control of how you offer payment plans - you choose the billing intervals, amounts, fees, and lots more. Once you create a plan, you get an easy payment link that works anywhere – on social, email, your website or anywhere your customers are. In addition to payment plans, you can also collect one-off payments, offer subscriptions or use our unique "Pay your way" plan to let your customers choose between paying upfront or via a payment plan. Paythen is a better alternative than buy now pay later companies with lower fees, more control, your brand, and more flexibility. Paythen works with Stripe.Starting Price: 1.25% per transaction -
27
Koverly
Koverly
Koverly ensures your bill gets paid on time. You choose the best payment option for your business at checkout. Make online global payments quickly, easily, and securely in 100+ currencies with industry-leading exchange rates. Full transparency on money moving across borders. Send money in over 100 currencies to nearly any country in the world. Check live spot rates online for popular currency pairs. Your vendor gets paid now, you pay 30 days later. When you activate a KoverlyPay account, a portion of your line can be used to get 30 extra days to make FX payments with no interest or fees. Koverly pays your vendor right away and secures your rate. Split payments into smaller 4, 8, or 12-week increments when you choose KoverlyPay at checkout. Koverly adheres to strict security and compliance standards to ensure all your business payments and data are encrypted and secure at all times. Regular staff security, compliance, and privacy training and certifications. -
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Slicker
Slicker
Slicker helps subscription businesses recover failed more recurring payments with AI-powered retries and hyper-personalized dunning communications. We recover 20% more failed payments compared to existing solutions which at scale results in millions in additional topline revenue. We process more than 10M transactions every month and work with customers like Freepik and The Economist. -
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Stunning
Stunning
Recover more failed payments on Stripe with Stunning. Built from day one to help you keep more of your customers, Stunning is the leader in failed payment recovery for subscription businesses using Stripe. And that just scratches the surface of what Stunning can do. Stunning makes it easy to get in touch with customers and keep your revenue flowing. We can even help you to recover revenue without sending a single email/notification to your customers. Whatever the best revenue recovery method is for the situation, we’ve got you covered. Stay in the know about your failed and recovered payments. With Stunning, you’ll have access to a wide array of data, communication tools and updates to ensure you’re always up to speed. Automatically keep customers informed for the lifetime of their subscription with perfectly timed, fully customizable emails for important events such as subscriptions starting, trials ending, upcoming charges, transactions, cancellations and more.Starting Price: $100 per month -
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BetterRetain AI
BetterRetain
BetterRetain AI is an automated payment recovery platform built to reduce subscription churn and recover failed Stripe payments. It uses a smart retry system to automatically reattempt failed renewals caused by common issues like expired cards or insufficient funds. The platform integrates seamlessly with Stripe, requiring minimal setup. BetterRetain AI combines automated retries with personalized customer reminders to improve recovery rates. Real-time analytics and weekly email reports provide full visibility into recovered revenue and performance. Businesses can customize retry schedules to match their billing strategy. BetterRetain AI helps subscription-based companies protect recurring revenue with minimal manual effort.Starting Price: $19/month -
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RetentionLens
Monrad Ruzt Technology
RetentionLens helps subscription businesses recover involuntary churn — the revenue quietly lost to failed and declined payments. When a recurring charge fails, RetentionLens automatically works to win it back: smart payment retries timed for the best chance of success, automated dunning emails that prompt customers to update their card, and a clean hosted update flow that makes fixing a payment effortless. A recovery dashboard shows how much revenue you've saved, which charges are at risk, and where churn is leaking. It connects to your payment stack (Stripe), so setup takes minutes, not weeks. Most subscription cancellations aren't customers leaving on purpose — they're expired cards and soft declines — so recovering them is the fastest, cheapest way to grow net revenue. European-built and data-protection-oriented. Ideal for SaaS, subscription and membership businesses that want to plug revenue leaks without adding headcount.Starting Price: $59/month -
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TWINT
TWINT
With TWINT, Switzerland’s payment app, you can make convenient and secure payments using your smartphone. Our app makes it really easy for you to pay at the cash register, in the supermarket, in the online shop, and when shopping in the farm shop, digitally and cashlessly. The TWINT app can do a great deal more, you can send money to your friends, and purchase tickets from SBB, and clubs can use it as a method of collecting donations. TWINT offers you everything you need in an app to make your way through the day. Digital payments can be made almost everywhere with TWINT. Download the TWINT app for your bank to your smartphone and discover the various functions. We take security and data protection seriously. And it’s not just us, all the Swiss banks that work with TWINT guarantee comprehensive protection. An app that makes life easier. Because you no longer need to worry about payments and everything related to them.Starting Price: Free -
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in3
in3
in3 Business is the new payment method in collaboration with Rabobank that allows you to pay for business purchases in 3 parts, without interest or extra costs. You immediately pay a third part. The second instalment you pay within 30 days and the third instalment within 60 days. This way you maintain control over your cash flow, have less risk and you have maximum payment convenience and flexibility. Keep track of your payments and get insights into your spending limit. Never miss another payment thanks to push notifications and have our full catalog of stores available at your fingertips. Choose in3 Business at the checkout of the online store or on a digital invoice and go through the verification process. This only takes 2 minutes. Pay a third of your order immediately. This will then be sent by the seller. You make the second payment within 30 days and the third payment within 60 days.Starting Price: Free -
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M2P Fintech
M2P Fintech
We handle opening of user/bank accounts, customer onboarding, compliance checks, and regulatory requirements, end-to-end. We guarantee industry standard compliance and a frictionless user experience. Roll out future-ready, customer-relevant banking services with our holistic core banking system. We help businesses provide smooth payment experiences to their end customers. Whatever the payment requirement, our solutions can handle it. We help organizations and banks issue branded physical and virtual cards. We configure requirements and co-create card programs specifically for your needs. We connect finance, technology, and commerce, with our capabilities like collection tech, payouts, plug-ins for merchants, payment gateway, and more. Our solutions are end-to-end, meaning we do all the heavy lifting, enabling you launch cards, programs, any fintech product in no time at all. -
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FlexiLay
FlexiLay Pty Ltd
FlexiLay is a modern layby platform that helps ecommerce merchants increase sales by allowing customers to pay for purchases over time—without credit, lending or traditional Buy Now Pay Later finance. Customers choose a deposit and payment schedule, make payments securely through Stripe, and receive their order once the balance is paid in full. Built for platforms like Shopify (with WooCommerce and others to follow), FlexiLay gives merchants a simple, automated way to offer flexible payment plans while retaining ownership of their customer relationships. Merchants can customise deposits, payment frequencies and plan lengths, while customers benefit from a transparent, debt-free payment experience. Our mission is to make flexible payments more accessible, helping merchants convert more shoppers and giving consumers a smarter way to budget for the purchases they want.Starting Price: 0 -
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Churn Buster
Churn Buster
Failed payment recovery for companies who give a damn about customer experience. Churn Buster is the fastest, easiest, most air-tight way to end passive churn—and treat customers with the respect they deserve. Churn Buster takes the right action at the right times to preserve customer relationships, elevate your brand, and retain more customers long-term. Churn Buster is the fastest, easiest, most air-tight way to end passive churn and treat your customers with the respect they deserve. Churn Buster preserves customer relationships, elevates your brand, and retains more customers. Churn Buster campaigns can be activated in 5 minutes, with tactics proven by years of optimization. Everything *just works* out-of-the-box, and is customizable to match your unique business model. Emails sent to customers are customizable to match your brand with HTML, text-based, or both! Turn on the templates and sending schedules proven to work wonders for the best SaaS co's in the biz. -
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Hokodo
Hokodo
A Buy Now, Pay Later Solution for B2B. Sell more and grow your business by providing your B2B customers with the ability to Buy Now, Pay Later at checkout. Hokodo is the modern way to offer trade credit to your customers. Keep customers in the funnel and boost sales by offering instant credit terms. Our real-time underwriting means no lengthy credit checks, and customers can access payment terms instantly, even on their first purchase. No more worrying about your cash flow. We pay you following delivery of the goods. We also take care of collections and chasing late payments on your behalf. Your business is protected against credit and fraud risks including non-payment, ID theft, chargebacks and outright insolvency of your customers. 73% of B2B buyers say they prefer buying online. We think they deserve the same frictionless checkout experience that consumers already get. -
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Vartana
Vartana
Book 30% more customers without compromising cash flow with Vartana’s payments platform. Win opportunities 3x faster by eliminating budget conversations with simple payment plans. Increase total contract value and cash collection with multi-year paid upfront contracts. Empower your sales team with pre-approved payment plans and manage the end-to-end deal process through a central dashboard. Subsidize the full or partial cost of payment plan to convert more customers. Use Vartana’s capital pool or your balance sheet for financing. Our platform enables companies to offer flexible billing options such as monthly and quarterly terms without compromising cash flow, leading to a higher average order value, close rate, and sales efficiency. -
39
Butter
Butter Payments
Butter is ending involuntary churn for direct-to-consumer and SaaS subscription brands by recovering failed payments and subscribers faster, and more efficiently, delivering 5%+ ARR growth. How do we do it? We build and deploy custom machine learning algorithms that analyze each individual failed payment, enabling us to determine the optimal approach and timing for retrying the transaction. Unlike traditional retry solutions that employ a generic "one-size-fits-all" approach, our tailored approach ensures that no potential recovered revenue is left on the table. Intelligently tackling failed payments and payment health leads to: Reduced Churn Rates - Reducing customers lost to failed payments decreases churn and the impacts compound over time Increased LTV:CAC Ratio - With fewer customers churning due to failed payments, your overall LTV improves Increased Top-line ARR - 5%-10% more revenue recovered from failed payments -
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Ratio
Ratio
Reimagining technology procurement and funding by combining payments, predictive pricing, financing, and a seamless quote-to-cash process into one platform. Flexible payment options to close faster, embedded into sales. Get funded now leveraging your existing recurring revenues. Get paid now even though customers pay later. Align payments to Ratio with customer payments. Unlock capital for growth from your own assets without dilution or debt. No monthly payments are required for Ratio unlike venture debt and revenue-based financing. Pick and choose which contracts to sell based on your cash flow needs. The Ratio team is made up of experienced SaaS and finance executives, serial entrepreneurs, builders, and dreamers. Equity is a critical piece to building your company and compensating your team. Taking strategic capital from Ratio involves no dilution from selling equity or issuing warrants. -
41
Marco
Marco
Marco empowers trade buyers and sellers with a better and faster alternative to legacy trade financing options. Flexible trade financing is made simple. Pay or get paid on your own terms. Get paid instantly, while offering payment flexibility to your buyers. Supercharge your sales by providing deferred payment options to your buyers. Optimize your growth strategy with deferred payment terms from your US and global suppliers. Improve cash flow for both you and your suppliers. Get net terms to free up working capital, without using up your available line of credit. Provide buyers with deferred payment options to supercharge their sales. Don't let your company suffer from the limitations of traditional and slow bank offerings. Marco understands the dynamic pace of your business and empowers you with control over your financing. Advance funds as needed and expand your line of credit whenever necessary. -
42
tranch
tranch
tranch is how fast-growing businesses pay for software and services. Pay for your SaaS and services upfront then spread out the payments. Take control of cash flow with flexible payments on your terms. Prioritise spending on growth, without compromising on the tools you need. Our checkout tools enable suppliers to offer customers payment flexibility for annual contracts and invoices. Deploy quickly with no code checkouts. Accelerate sales and collections velocity. Give customers payment flexibility. -
43
RetryFi
RetryFi
Failed payments are the silent MRR killer for subscription SaaS, Stripe retries the card, but nobody tells the customer to fix it. RetryFi closes that gap. It connects to your Stripe account with OAuth in seconds, RetryFi only reads your billing data and retries failed invoices; it never creates charges or modifies your Stripe data. It then runs an opinionated, branded four-email dunning sequence that's aware of the decline code: soft declines get smart retries, hard declines skip straight to a "fix your card" email with a one-click update link. You get a recovery dashboard and a 90-day historical scan of what you've already lost. Built for indie and bootstrapped SaaS on Stripe, free up to 10 recoveries a month, no platform price tag.Starting Price: $29/month -
44
iwocaPay
iwoca
B2B payments built by the experts. Offer approved trade customers flexible payment options and spending limits up to £30,000. We’ve partnered with the biggest names in ecommerce and accounting software so you can easily accept business payments and unlock growth by offering Buy Now Pay Later to your trade customers. Take all your payments through iwocaPay for free or stand out from the competition and give your trade customers interest free extended terms - for all of them, or just a special few. -
45
Riverty
Riverty
Your trusted payment companion streamlines and monetizes the entire payment journey. Enhance operations, boost conversions, and improve customer retention. No matter if you are looking for higher conversions, improved customer loyalty, efficiency, or liquidity, our products empower you to optimize every step of your payment journey. Protect and enhance both, your liquidity as well as ongoing, healthy customer relationships with fair and sustainable debt collection services. Predictable liquidity, improved customer retention, and easy onboarding with own, third party, or in-house subscription management platform are only some benefits of our solution for subscription models. Full payment upfront, full payment cycle coverage, streamlined operations, and reduced transaction fees. Digitalize every step of your payment journey with one API, one contract, and one contact, also on an international level.Starting Price: Free -
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Klarna
Klarna
The shortcut to shopping. Get personalized inspiration, exclusive deals and the freedom to pay how you prefer. Only in the Klarna app. Payment experiences shoppers love. America’s biggest brands use Klarna to elevate their shopping experiences. Our services are built to create a smoooth (yes, with 3 o's) shopping experience from beginning to end. Plus, we offer more ways to pay than any other provider. This means more conversions and bigger basket values for you. You get paid right away, in full, while your customers get the option to pay later. When you team up with Klarna you get more than just a set of modern payment methods. We work to enhance the full customer shopping journey. We follow your global enterprise anywhere across the world, making sure you offer a payment solution that supports you, is locally adapted, and delights your users as much as your wares do. -
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SaaSPay
SaaSPay
Convert more annual deals by giving customers the option to pay back up to 8 months later. Convert monthly deals to annual packages to increase AOV. Generate leads with SaaSPay’s flexible financing solution. Get paid on day 1, no month-on-month payment chasing. Get paid upfront. Convert monthly subscribers to annual customers with one-click financing. Upload your customer details and list down your products and their subscription tiers. Get paid in full, on day 1. Receive a year's worth of payment in your bank account as soon as you sell! Complete a simple KYB process to get your SaaSPay account up and running. Maximize your team's potential by adding unlimited team members. Analyze different package performances with our powerful analytics feature. Identify opportunities for upselling with our customer usage analysis. One-click BNPL to boost annual subscription sales. Empower your customers with flexible repayment options. -
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Billie
Billie
Leverage the power of flexible payment terms to achieve your core business goals. Get paid upfront while your buyers choose their preferred payment terms. Let your buyers split the payment of larger purchases into 3 installments. Offer consolidated payments and accessible trade credit lines to buyers. Unify the payment experience across all of your sales channels. Offer flexible payment terms in your webshop. Unlock the potential of cross-border trade and serve buyers across Europe. Based on proprietary, machine-learning-enabled risk models, fully digitized processes, and a highly scalable tech platform, Billie offers freedom to big and small businesses alike through fast liquidity, automated workflows, and access to modern payment solutions. Delight your business buyers with their no. 1 payment choice for checkouts and increase B2B sales in your webshop. Your customer selects their goods, proceeds to the checkout, and then goes to the payment selection page. -
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Sezzle
Sezzle
Based in Minneapolis, Minnesota, Sezzle is a public-benefit corporation on a mission to financially empower the next generation. Sezzle’s #1-shopper-rated Buy Now, Pay Later product enables millions of shoppers across the United States and Canada to take control of their spending, be more responsible, and gain access to financial freedom. Serving more than 17,500 online merchants, Sezzle allows shoppers to make their purchase today with 4 payments over the following 6 weeks, interest-free! Sezzle also offers customers the option to reschedule their payment once for free, and the max fee for late payment is $10. Sezzle is the financially responsible solution to buy now, pay later. What's in it for merchants? Increased conversions, AOV, and shopper frequency. The best part? Sezzle takes on all the risk of fraud, chargebacks, and repayment. It's a win, win, WIN. -
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Zinia
Santander Group
Zinia is the new ‘Buy Now, Pay Later’ platform of the Santander Group with over two million customers across Europe. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way. The platform is available both for in-store and online purchases at participating businesses with offline functionality coming soon. Make your products more affordable with our interest free payment solutions. Increase sales by offering customers more flexibility when paying. Our flexible payment options increase average spending at your checkout. Keep customers coming back. Our simple, fast and transparent payment solutions make shopping easier. Single platform solution to expand internationally our services to all Santander Consumer Finance units.