Alternatives to OkCredit
Compare OkCredit alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to OkCredit in 2026. Compare features, ratings, user reviews, pricing, and more from OkCredit competitors and alternatives in order to make an informed decision for your business.
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PayKings
PayKings
PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks. -
2
Melio
Melio
Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. -
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KhataBook
KhataBook
Try Khatabook for an added boost to your business! Download and share reports with every transaction and maintain debits and credits effortlessly, all by Khatabook. No matter what happens to your phone, your data remains intact. With our automatic backup feature, forget the stress of backup. Accept payments from any app using Khatabook QR. Send payment links to customers and receive timely payments. We are always available to address the needs of our users. At Khatabook, we’re building utility solutions for the nation’s 6.3 crore-strong MSME sector. Our first offering, an Android App enabling businesses to digitally record the credit they extend to customers, went viral and so far Khatabook has been downloaded over 5 Crore+ times. As more businesses are adopting digital for business than ever before, Khatabook’s goal can be summed up simply, empowering merchants by simplifying their business. -
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Instabill
Instabill
Merchant accounts for businesses are classified as risky for many reasons, including brand new business, poor credit history, operating in a high-risk industry, processing a high volume of transactions, or high ticket transaction values. Rely on the Instabill team to get you a high-risk merchant account business, today. Expert merchant services for ecommerce businesses, POS businesses, and mobile businesses. Accept credit and debit cards, contactless payments, and online transactions with Instabill’s payment processing and merchant account solutions. ACH payment processing provides a cost-effective, secure, private electronic payment transfer system. Accept and process credit card payments in more than 160 currencies with Instabill’s international merchant accounts. A high-risk merchant account is a certain type of business bank account assigned to those merchants who present a degree of risk associated with their business. -
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Fincent
Fincent
Meet Fincent, The only solution that combines beautiful software, human bookkeepers, and obsessive customer support. Now you can grow your business, keep costs down, and still have time for life. Get up-to-date, balanced, and verified books by the 15th of every month. Use the default accrual-basis method or request that your books be maintained on a cash basis. Create digital invoices, request payments, and remind customers about overdue bills. Bear the transaction costs yourself or bake it into your customers’ invoices. Give your clients the option to pay you through ACH, credit, or debit cards. Receive year-round support to file both your business and personal taxes. Outsource every step of the tax filing process for your S-Corp, LLC, or any other type of business entity. Get a professional to prepare, review, and verify your forms before you sign them. Find invoices, transactions, and subscriptions quickly with Fincent's built-in search engine. -
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High Risk Merchant Account LLC (HRMA-LLC)
High Risk Merchant Account LLC
Payment software for virtual credit card transactions and eCommerce merchants. Process both credit card and debit cards, as well as ACH transactions. High Risk Merchant Account LLC 915 Folly Road, Suite 49, Charleston SC 29412 Phone: (877) 493-4622 hrma-llc.comStarting Price: Free -
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Ikajo
Ikajo
A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction. -
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BizSight 365
BizTechnologies
Small business accounting software on Microsoft Azure to run your business! Create sales orders, invoice, create purchase orders, track expenses, manage your accounting, importing bank transactions, let customers pay with a credit card, job time tracking, and manage your accounting, even track prospects and sales follow ups, all within BizSight 365! Invoicing is a snap. Add detailed notes, price by customer and currency, customize & email invoices, track your tax, and generate customer statements. Create and copy quotes with detail notes. Convert quotes to sales orders to Invoice, track backorders and drop-ship purchase orders for sales orders. Record vendor bills, credit and cash expenses at financial or item level. Create and email Purchase Orders. Receive and update inventory. If maintaining and managing your inventory is important to your business, BizSight provides you with the tools for inventory control, physical count, and costing.Starting Price: $15 per month -
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NETS
NETS
NETS for Business offers a comprehensive suite of payment and merchant services to help Singapore businesses accept both in-store and online payments efficiently. Its in-store solutions include wired and wireless POS terminals supporting NETS debit/ATM card, QR payments, contactless cards, and overseas wallet/foreign card acceptance. Payments are settled by the next working day, and merchants have access to transaction reporting and settlement via an online Merchant Portal. For online businesses, products include eNETS Gateway (handling direct debit and all major credit cards), NETS Click, NETS QR Online, and SoftPOS. There are also self-service and motoring solutions, unified POS systems, vending solutions, solutions for F&B self-service, car park payment integrations, SGQR label support, and digital receipt management. The NETSBiz mobile app lets merchants get payment notifications and manage terminals; merchant guides and developer APIs are provided.Starting Price: Free -
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BankCard USA
BankCard USA
BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants. -
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Lettuce
Lettuce
Lettuce is a full-service financial system built for businesses of one that automates bookkeeping, tax strategy, and entity formation so you don’t have to manage multiple platforms or spreadsheets. It handles setting up your business (LLC and S-Corp election), provides you with a dedicated business bank account and debit card, and, as payments come in, it automatically distributes income into payroll, expenses, tax withholding, and profits in real time. The system links directly with your bank and credit inputs to categorize transactions and give you a live dashboard of what you’re keeping, while a built-in AI and support team provide expert guidance and tax-savings insights year-round. On a quarterly and annual basis, Lettuce estimates and pays your business taxes, files your S-Corp returns, and recommends deductions and retirement options tailored to your solo business structure.Starting Price: $99 per month -
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Verosa Payment Terminal
Verosa
The Payment Terminal Platform is designed to enhance the productivity and functionality of the QuickBooks your merchants already know. The solutions that help merchants make their daily work easier and more efficient is what is most important to us. Basic integration allows merchants to swipe or manually key in credit card transactions. Using an EMV add-on and a supported gateway, businesses can accept more secure EMV credit card transactions. Payment Terminal for Financial QuickBooks is an effective tool for any business. It provides easy to use functionality that allows for quick and efficient processing. To do this, Payment Terminal provides two major processing screens: Single Customer and Multiple Customer. Single customer is designed to allow businesses to process one invoice, or many invoices at once, for a single client. Multiple Customer is designed for batch billing, allowing merchants to select a group of clients and as many invoices per client to all be processed at once. -
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GSPAY
GSPAY
We specialize in providing offshore merchant account and third-party merchant account payment solutions to international businesses. GSPAY provides a credit card and cryptocurrency payment gateway allowing you to accept payments against very competitive rates. We are experts in handling merchant payment processing for a variety of high-risk and low-risk industries, both big and small clients. GSPAY credit card processing solutions include everything you need to get started quickly and process online payments securely and in complete confidence. As part of these solutions, GSPAY offers both merchant accounts and cryptocurrency accounts for all types of businesses. Complete products, services, and membership management. Customized shopping cart and order page design. Recurring billing support as well as free trials for your clients. Acceptance of the main credit card types and quick online payment implementation. -
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Dharma Merchant Services
Dharma Merchant Services
Let us explain the mysterious world of payment processing, and shine a light on a notoriously dark industry. No secrets here, the code word is transparency on all fronts. We strive to pull away the veil most merchant providers and merchant processors put up. Instead, we provide a credit card processing service that business owners can be proud to use for their credit card merchant accounts. What does top merchant services processing get you? Enquire about our merchant credit card services to find out. Upon request, we can provide a full-disclosure rate comparison that highlights the savings Dharma can offer. We’ll share our assumptions, and we’ll even tell you if our rates are not the most competitive. We’ll point you in the right direction regardless of how it impacts us. -
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Tilled
Tilled
Seamlessly integrate into Tilled’s payments platform and immediately start earning revenue by accepting online or in-person payments via credit, debit, and ACH processing, as well as alternate payment methods like Apple Pay®. Seamlessly integrate into Tilled’s payments platform and immediately start earning revenue by accepting online or in-person payments via credit, debit, and ACH processing, as well as alternate payment methods like Apple Pay®. Through our Secure Storage Vault, your merchants can easily manage recurring payments and subscriptions as well as provide payment plan options. Merchants can also send invoices through text or email, and customers can click to pay instantly. Our reports and dashboards are available to both you and your merchants, and can be customized to your company’s brand and specific customer needs. Instantly view updates to merchant transaction history, batch settlement history, average payment volumes, and more.Starting Price: 0.07% + $0.05 per transaction -
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ZYNO Books
Elite Mindz
ZYNO BOOKS is a cloud-based accounting software designed to simplify bookkeeping, billing, invoicing, and financial compliance from a single intelligent platform. It enables businesses to manage their entire financial workflow with real-time accuracy and visibility. The platform offers centralized ledger and finance management, allowing users to track accounts, journals, and transactions seamlessly. ZYNO BOOKS automates routine bookkeeping and invoicing tasks to reduce manual effort and errors. Built-in GST and tax compliance tools automatically calculate taxes and generate compliant invoices and records. Integrated billing and finance automation ensure invoices, payments, and ledgers stay fully synchronized. ZYNO BOOKS provides businesses with complete control over their financial health through streamlined and reliable accounting processes.Starting Price: $2210/year -
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Kippa
Kippa
Simple banking & bookkeeping for your micro business. Get an instant business bank account, simple bookkeeping, send invoices & receipts, and get an eCommerce website, all in one free app! One account to run your small business like the big boys. All our accounts are enabled with two-factor authentication to ensure extra-secure transactions. Doing business just got easier with Kippa. It allows small and medium business owners to track their sales and expenses, send digital receipts and invoices, recover debts, open a bank account and start receiving payments within minutes. Over 350k businesses trust kippa to manage their businesses and help them make and receive payments from anyone. With Kippa, you have your business in your pocket. Record your expenses, sales, and debt. Manage multiple shops within one app. Create and send professional invoices to your customers. Check invoice status (sent, viewed, overdue, paid). Record payments of invoices.Starting Price: Free -
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Payment Nerds
Payment Nerds
Payment Nerds is a payment processing tool that helps businesses accept credit and debit card payments across a range of environments including online, in-person, mobile, and mail/telephone orders, offering tailored solutions for low-risk, medium-risk, and high-risk accounts with advanced security, fast onboarding, and seamless integration with existing systems. It provides merchant services such as credit card processing, payment gateways, virtual terminals, integrated POS systems with inventory management and customer analytics, support for multiple payment methods including contactless and digital wallets, and APIs designed for smooth integration with ecommerce and accounting tools. It emphasizes a streamlined setup that can start processing payments in under 24 hours with instant approvals and comprehensive customer support, plus features like real-time transaction monitoring, fraud protection, customizable reporting, and multi-currency acceptance. -
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Lendio
Lendio
Simplify your bookkeeping and save money. Focus on growing your business and let us take care of the books. Answer a few questions about your business to get started. Automatically import expenses and income, making reporting accurate. In a few easy steps your branded invoice is created. Free bookkeeping software that fits your small business. Simply link your bank to start reconciling your accounts. Easy to read and accurate profit and loss statement and balance sheet. It’s as easy as handing over your up to date books to your accountant. Get your money faster with Lendio. Accept credit cards and bank transfers and get your funds faster. Add branding elements to your invoices and estimates for a professional look. Create recurring invoices and your customer can opt into automatic payments. Hand the entire process over to our expert bookkeepers. Have questions or concerns? You will be able to chat with a bookkeeper to get the answers you need. -
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Cagamee
Cagamee
Accounting software to manage multiple books with shared accounts and entries. Create multiple accounting books and share ledger accounts between them. Record transaction entries in shared accounts. Entries in shared accounts are automatically reflected in both books. Do you track both your personal and business finances? Do you often pay for your company's expenses and record the same entries twice, once for your personal book to keep track of reimbursement amounts and the other for your business book to acknowledge liability against yourself? Cagamee can save you time by enabling you to manage both your personal and business books and share accounts between them. When you have a subsidiary company, you must record transactions between the parent and subsidiary independently on their respective books. You also need to figure out why the accounts payable for the subsidiary on the parent's book and the accounts receivable for the parent on the subsidiary's book don't match.Starting Price: $14.66 per book per month -
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Digikhata
DigiKhata
DigiKhata is a 100% free, secure and simple bookkeeping app. Record and manage your business transactions easily with DigiKhata app & recover your payments 3x faster. DigiKhata aims to empower MSMEs in Pakistan with reliable & simple business solutions. It helps businesses to record their credits easily on their mobile phone only with a few clicks. Get rid of outdated bookkeeping methods and shift to a more efficient solution. DigiKhata enables businesses to digitally record their transactions & collect their payments quickly. Manage unlimited account ledgers of your customer & suppliers with the DigiKhata app. Record your daily len den (transactions) & keep your bookkeeping records updated in real-time. You can also download a free pdf report of account ledgers and share it with relative prospects on Whatsapp. Manage your business on the go with the DigiKhata app. It is an all-inclusive bookkeeping solution that also helps you collect your payments 3x faster.Starting Price: $118 one-time payment -
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Sola Payments
Sola Payments
Sola Payments is a complete omnichannel payment processing platform that unifies online, in-person, and mobile transaction acceptance with tools for billing, invoicing, recurring and usage-based billing, and flexible pricing logic, enabling businesses to offer seamless checkout experiences across channels while managing all payment activity from a centralized merchant portal. It supports a wide range of payment methods, including credit and debit cards, ACH, digital wallets like Apple Pay and Google Pay, EBT/EBT SNAP, gift cards, multi-currency transactions, and contactless payments, so merchants and platforms can meet customer preferences and expand revenue opportunities. Sola’s integrated suite includes features like smart retry for failed transactions, automated reporting and revenue recognition, and promotional pricing, helping reduce revenue loss and streamline financial operations.Starting Price: Free -
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Shopaver
Shopaver
Shopaver is an all-in-one POS software designed to help retail businesses manage sales, billing, and operations with ease. It offers POS billing, quick invoicing, inventory management, digital Bahi Khata, online store creation, and WhatsApp Commerce in one platform. Shopaver simplifies daily business tasks with a user-friendly interface built for speed and accuracy. Businesses can track sales, manage stock in real time, and handle multiple payment modes securely. The digital Bahi Khata feature helps merchants manage customer credit and debit records effortlessly. Shopaver works across devices, making it ideal for small to mid-sized retailers. It enables businesses to streamline operations and grow efficiently. -
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Acttopus
Acttopus
Acttopus is an accounting bookkeeping software that allows business owners and accountants to keep track of their transactions, receipts and bills, prepare financial statements, or even share their dashboards with third parties such as investors or auditors. With Acttopus you get: -Proper documentation as you can record and track all of your transactions -Real-time data from your transactions as you can give access to multiple people on your team -The ability to export your transactions and financial statements with a single click to an excel sheet -Save on storage since Acttopus is built in the could which means you only need an internet connection to access your data. -
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Paywint
Paywint
Paywint is a Digital Wallet to Request, Send & Receive Money Instantly. Link multiple Bank Accounts and Debit or Credit Cards. Share a unique Payment Link, QR Code, or Pay Tag to receive money from anyone. Download from the Apple Store or Google Play Store, or use a Web Browser online. Ultra Secured with Encryption and AI-powered fraud detection. Integrate Apple Pay, Google Pay, PayPal, CashApp, Zelle, and Venmo seamlessly for real-time funding or withdrawal. Students, Travellers, Workers, and Freelancers can pay Family, Friends, and Business partners in other countries. Small Business Owners can make Vendor Payments, Customer Payments, Payroll etc. Wallet supports Multi Currency and Multi Language. Open a Digital Bank Account and get a Virtual or Physical Card. Group Payments and Bill-splitting with Shared Wallets for Family/Friends/Group Accounts. Real-Time Alerts for every Transaction via Text, Email, Push, etc. Multiple Accounts for Merchants, with Multi-User Access.Starting Price: $0 -
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MagicPay
MagicPay Merchant Services
Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.Starting Price: $15 per month -
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Reach
Reach
We combine dynamic checkout, intelligent routing, and Merchant of Record local acquiring to offer you the most cost-effective way to sell to global customers. Reach is the premier partner for dynamic retail brands looking to connect with shoppers around the world, and skyrocket global sales. Using our unique Merchant of Record model, Reach helps retailers process global payment transactions wherever a retailers customer is based. Reach brings consistency to cross-border currency conversions with its Guaranteed FX solution, has relationships with banks worldwide to enable local credit card processing, offers consumers alternative payment methods where they are accustomed to using them, and provides best-in-class fraud detection and prevention services.Starting Price: 2.75% + $0.30 per transaction -
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EasyLedger
AEVUM L.L.C.
Most accounting software is either too complicated, too expensive, or quietly charges you on every transaction. EasyLedger is the honest alternative. EasyLedger is simple bookkeeping and accounting software for freelancers, self-employed professionals, and small businesses. Track your income and expenses, send clean invoices, organize receipts, and get clear reports on what you're actually making — without needing an accounting degree. What makes EasyLedger different: - One flat, transparent price — the price you see is the price you pay - No per-transaction or payment fees eating into what you earn - No surprise annual price hikes - Built for simplicity, not for accountants Whether you're a freelancer tired of QuickBooks' rising prices and add-ons, or a small business frustrated by the limits and hidden fees of "free" tools, EasyLedger gives you complete, trustworthyStarting Price: $299 - One Time -
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ExpressoPay
Nordis Technologies
Go digital with our state-of-the-art application for handling online and phone-based digital payments. With ExpressoPay®, you can add valuable digital consumer services and accept payments online, via mobile devices and by phone. It integrates seamlessly with Expresso®, creating a digital wallet capability so consumers and patients can view all of their statements online and manage payments. The digital bill presentment and payment system is as flexible and easy to use as Expresso®, with industry-leading features: Create a branded payment portal, Integrate with automated voice response systems as well as customer service centers (IVR/CSR), Keep your merchant relationship because ExpressoPay works with any provider of merchant services, Accept ACH, debit, and/or credit card payments via mobile, IVR/CSR and online, Offer one-time, recurring and payment plan options -
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Swipe Gateway
Swipe Gateway
Real-time fraud scrubbing utility that helps to differentiate legitimate from fraudulent transactions. Helps ensure uninterrupted payments for customers, particularly those with recurring payments, by seamlessly updating card-on-file account information- requires customer vault and is supported on First Data North, First Data South and Payment Tech Salem. Allows merchants to use Verified by Visa and Mastercard SecureCode to verify payer’s authenticity through the gateway. PCI-compliant encrypted and tokenized customer credit card and ACH account data storage. Tokenization allows merchants to process transactions without transmitting credit card or ACH account data. Enables merchants to invoice customers via email. Customers can submit payments by following an embedded link. Invoices are generated with line detailed information and automatically convert to PDF’s that are attached and emailed to customers. -
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Zeni
Zeni
Unlock real-time financial insights and a full-service finance team with Zeni's intelligent bookkeeping, accounting, and CFO services. Certified Accountants & Zeni's AI deliver 100% accurate books that you and your investors can trust. Zeni offers a Finance Concierge available to you 24x7. Our best in class CFO Services include Financial Projections & Analysis, Scenario Modeling, Actuals vs Budgeting and, board meeting presentations. Zeni handles Federal, State and Local Tax returns, ongoing tax & compliance needs and, R&D Tax Credits for all seed and venture funded companies. Zeni delivers 100% accurate and timely reports for you, your team and investors. Zeni turns your accounting data into intelligent insights using AI and proactively delivers all reports every month. Zeni pays any bill quickly and easily with bank transfers, debit cards or credit cards - even if your vendors only accept checks.Starting Price: $299 per month -
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PayPal Virtual Terminal
PayPal
PayPal Virtual Terminal is a browser-based payment solution that allows businesses to manually process credit and debit card transactions without needing a physical point-of-sale system or website. The platform is designed for businesses that accept phone orders, custom orders, wholesale purchases, or service-based payments. Users can securely enter customer payment information through a web browser using their PayPal Business account. Virtual Terminal requires no additional software, coding knowledge, or specialized hardware, making setup fast and simple for businesses of all sizes. Merchants can process payments, send digital receipts, and print shipping labels directly from the platform after transactions are completed. Payments are typically deposited into the business account within minutes once approved, helping improve cash flow and operational efficiency. -
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Aleran Merchant Services
Aleran Software
Process credit card payments securely with full PCI compliance. With Aleran Merchant Services you can securely process credit card payments anywhere, anytime, with full PCI-compliance guaranteed and no IT or specialized tech skills required. Our partnership with award-winning payments company, Payroc, allows you to securely capture and store credit card information to process payments now or later, combining the best parts of PayFac and traditional credit card processing models. Merchant services are free. No PCI, scan or monthly fees. Gets you up and running and processing payments within a few minutes. Guarantees PCI-compliant transactions. Securely captures and stores credit card info from customers to charge at a later date. Credit card readers available for in-store or in-person credit card processing. Eliminate time spent chasing down reissued, expired or compromised credit cards with the Card Auto Updater feature. -
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High Risk Solutions
High Risk Solutions
When a business type is determined to be a high-risk business, it requires a credit card processor with intricate knowledge of the industry it serves. At High Risk Solutions we know the best way to structure your high-risk merchant account to save time and money. High-risk merchant services is provided for all legal forms of high-risk business types. It should be the aim of every high-risk business to have a merchant account. With our high-risk services, businesses can accept credit cards and other forms of payment for their products and services. Since high-risk businesses do not qualify for traditional merchant services, a high-risk solution is what we solely focus on. Traditional payment processors are simply not allowed to process credit cards because of their sponsoring bank’s rules. Each high-risk merchant service provider has to have a sponsoring bank in order to be a payment processor. -
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Fondo
Fondo
Fondo is an all‑in‑one accounting platform built specifically for startups that automates bookkeeping, tax filing, and tax credit claims so founders can focus on building rather than balancing books. After a simple one‑time onboarding, Fondo connects to your existing tools, bank accounts, payroll, cap‑table software, and accounting system or sets one up for you, and provides a centralized dashboard displaying financial health, cash and runway insights, and the status of tax returns. It generates core financial statements (profit & loss, balance sheet, cash flow) and runway metrics, and supports the preparation and filing of Delaware franchise tax, federal, and state corporate income taxes via its annual “TaxPass” subscription (including forms such as 5471, 5472, and FBAR for international startups). It also handles tax credit filings for which users may be eligible (startups can receive up to $500,000 annually.Starting Price: $599 per month -
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PaySpace
PaySpace Processing
Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below. -
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Naturepay
Naturepay
Cannabis merchants must have the same payment options as any other legitimate legal business. The acceptance of credit cards helps build trust and validates the medical and retail marijuana industries. These are common forms of payment which will move the cannabis industry towards the mainstream and public acceptance. We have made the ability to provide merchant accounts to marijuana dispensaries and other cannabis industry businesses our primary goal. We saw the need, put our collective experience and know how to work, and developed a legitimate workable cannabis credit card processing solution. Our system is proprietary and has been established through strategic partnerships, and alliances within the credit card processing industry. We have a solution that will provide any dispensary or marijuana related business with the ability to accept Visa, MasterCard, Discover, American Express, debit and check cards. -
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AppStar Financial
AppStar Financial
Founded in 2002, AppStar Financial provides an array of transaction processing services, including credit, debit, EBT, check and gift cards to small to medium-sized retail, home, and internet merchants. Credit card acceptance is a necessity for today's merchants, and AppStar Financial makes it quick and easy for you. No matter your size or industry, we have state-of-the-art competitively priced credit card processing solutions to help your business succeed. Nearly one third of US consumers prefer using debit cards to make everyday purchases. AppStar Financial can process your debit transactions quickly and easily through our direct connection to regional and national debit processing networks. The retail business landscape is an evolving competitive market and businesses need to stay one step ahead to grow and thrive. Appstar is the right partner to help you reach your goals. Our tailored approach guarantees that our customers receive the best goods and services. -
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National Cash Management Systems (NCMS)
National Cash Management Systems
No matter what size merchant you are NCMS has the right solution to help process your single and recurring ACH transactions quickly and efficiently. Our complete suite of ACH processing tools are easy to use and unmatched in the industry. Give us a try and join the thousands of NCMS merchants that have simplified their ACH processing activities. Offering an honest and straight forward approach to processing all forms of credit card payments. Process payments online, through terminals, or software integration and more. Let NCMS take the confusion out of credit card processing. It's simple, no other firm offers more cutting edge verification tools than NCMS. Real time funds verification, real time account status verification, account owner verification, customer identification, and customer authentication. NCMS is your one stop source when it comes to protecting your bottom line.Starting Price: $25 one-time payment -
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Satispay
Satispay
We don’t use credit/debit cards and we stayed independent from a specific bank or network operator to provide a new system that’s smart for users and cheaper for businesses! Satispay makes transferring money as effortless as sending a message on WhatsApp®! Send money to your phone contacts and pay in stores in a matter of seconds. Satispay doesn't request any sensitive information because we don't use credit cards. All you need is a phone number and an IBAN to start sending money securely. Joining Satispay means being a leader of change and innovation. Help us revolutionize everyday transactions by making payments as easy, cheap and secure as possible. Download the app! We created a mobile payment solution to cut out inefficiencies in the financial system, creating a real revolution in the way people think about money. We cut out all middlemen enabling direct payments to merchants. Satispay puts in contact the only two entities that matter: customers and merchants.Starting Price: €1 per month -
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EPX
Electronic Payment Exchange
For nearly 40 years, EPX has been a pioneer in the payments industry, commercializing many innovations that have become the industry standards. EPX alleviates data security and liability concerns with cost-efficient processing solutions for credit, debit, stored value, and ACH payments on one reliable platform. Integration with our virtual terminal solutions, online shopping carts, and web-based reporting helps our clients conduct smarter, more agile business. We continue to research, build, implement, and support next-generation payment technologies that facilitate PCI compliance, protect merchants, and enhance consumer confidence. These days it seems just about everyone, from the car wash attendant to the convenience store owner on the corner, accepts credit card payments. If your business is still operating on a cash-and-carry basis, you could be missing out on thousands of dollars in sales and putting yourself at a competitive disadvantage. -
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Jeramyl
Jeramyl
Jeramyl is a cloud-based bookkeeping and business finance application designed for freelancers, consultants, self-employed professionals, and small business owners. The platform helps users record and organize income, expenses, and business transactions, categorize financial activity, and upload receipts with OCR-assisted data extraction for review. Users can create and manage invoices and estimates, track unpaid customer invoices, maintain customer statements, and organize bills and vendor records. Jeramyl provides business finance visibility through dashboards, profit and loss reporting, cash flow tracking and forecasting, cash runway estimates, accounts receivable and accounts payable aging, tax summaries for accountant review, and month-end bookkeeping cleanup workflows. -
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Cheqbook
cheqbook.com
Cheqbook is fast and easy to pick up for business owners while having the pro features that accountants and bookkeepers need. We can save business owners two weeks a year through our patent-pending import and smart categorization. We designed Cheqbook to be as simple and easy to use as we could, but like all accounting software you do have a bit of work to do when you first set it up. Before you start you should connect to the online bank and credits cards that you’re going to sync. Especially if you haven’t connected in awhile to make sure you still have access. Add a company. For personal accounts go ahead and name it after yourself, like “John & Mary Smith”. We typically refer to a set of books as a company but it can just as easily be your personal finances. Sync your first bank account by selecting the bank and securely entering your login name and password for that financial institution. You may be prompted for security questions as Cheqbook establishes a connection.Starting Price: $9.90 per month -
44
CyberCom Pay
CyberCom
CyberCom Pay is an innovative online credit card payment facility for businesses that is easy and simple. If you mainly transact online or have an ecommerce website, this is for you. You can get paid in one click by sending e-invoices, accepting credit card payments through your website, and processing recurring payments. We have merchant terms and conditions for legal reasons but beyond that, we won’t hold you to anything. Our banking partners will also have a merchant agreement with you for legal purposes. All you need is your CyberCom Pay merchant account to start accepting credit cards online. Take control of your business and sell anywhere and manage your inventory, customers, and money with our point-of-sale system. Take your business where your customers are without wires. Sell using the CyberCom Pay mobile app and never miss out on a sale. Collect purchase data, integrate with email marketing and build relationships that grow your business.Starting Price: $99 one-time payment -
45
Host Merchant Services
Host Merchant Services
We provide merchant services payment systems for all businesses. Get a credit card processing system customized for mobile payments, point of sale, e-commerce credit card processing, EMV terminals, and more. We will greatly reduce your merchant services fees while substantially improving the customer service you receive. Our excellent customer service and low rates retain customers, not termination fees. Experience the freedom of locked-in credit card processing rates that won't increase over time. Qualify for a free EMV-compliant mobile swiper or terminal with a merchant account. You’ve created an app but need to integrate payment processing. You’ve come to the right place! We offer custom direct integrations with an easy-to-use API and a broad range of terminal solutions. -
46
SnapPay
CDI Technology
SnapPay is the leading North American payment gateway. Not only enable traditional payment solutions like Visa, Mastercard, also have the Chinese payment instruments Alipay, WeChat Pay, and China UnionPay acceptance for North American merchants, permitting safe and secure online, in-store, in-app and mobile transactions. The marketing solutions of SnapPay also help merchants expand their reach to new customers and generate more in-store and online revenue. It is the largest card payment organization (debit and credit cards combined) in the world offering mobile and online payments based on total value of payment transactions, ahead of Visa and Mastercard. -
47
Sionic
Sionic
Sionic is the first to bring real-time payments to commerce in the U.S market. Our service delivers bank-to-bank, digital cash payments from consumers to merchants through mobile, online, in-store, and in-vehicle experiences. Merchants receive cash deposits in their bank accounts within seconds and bypass expensive credit card fees. From local businesses to global enterprises, merchants remain trapped in paying rising credit card fees, amounting to $110 billion per year in the U.S. in 2020. Consumers, mired in late fees and $15.2 trillion debt, are awakening to dubious reward schemes that have compounded financial inequities. Now, the arrival of instant digital bank payments creates a new means to equitably reallocate value back to merchants and consumers, the backbone of the U.S. economy. We offer three mobile tools to make it fast, easy, and secure for consumers to pay by bank. Easily stub out to our off-the-shelf microsite through customized QR Codes or URLs.Starting Price: Free -
48
ChargeAfter
ChargeAfter
By connecting to multiple lenders across the ChargeAfter network, merchants can now deliver instant and personalized point of sale financing offers to consumers, built around their unique credit needs. In financing, there is no “One size fits all.” ChargeAfter helps merchants offer the best consumer financing options to their shoppers at checkout while approving up to 85% of applications. ChargeAfter provides full performance and detailed transaction reporting from an easy to understand dashboard. See every transaction, from each lender – historically and as it happens live. Easily settle, upsell, refund and credit transactions at a click of a button. ChargeAfter is a flexible multi lender consumer financing platform. Your business is flexible too. Offer financing wherever your shoppers are. Online, In-store and over the phone. -
49
Quanta
Qanta
Quanta is a full-service accounting platform purpose-built for software companies that delivers real-time visibility into financials by combining automated bookkeeping, continuous reconciliations, and deep integrations with common startup financial tools. It maintains an AI-native general ledger that automatically imports data from a company’s banking, payment, payroll, and spend tools and applies predefined rules; ensuring books stay clean, consistent, and always up to date. Quanta offers real-time dashboards showing cash, revenue, burn rate, runway, accounts receivable, vendor activity, customer/invoice status, and other critical metrics; giving teams immediate access to today’s numbers rather than waiting for month-end. It also supports advanced features such as revenue recognition, department-level financial tracking, and tax filing (including federal, state, local income taxes and even R&D-tax-credit studies). Users get access to a dedicated in-house accounting expert.Starting Price: $250 per month -
50
PremierWireless
PremierWireless
From the creators that brought you PremierWireless, PremierMerchant is an integrated software solution that will revolutionize the point-of-sale industry. Sleek and sophisticated, with unbeatable value, PremierMerchant is the pinnacle of retail software. PremierMerchant is designed with the user in mind, streamlined to make it the best point of sale software for owners, managers, and employees alike. With robust custom reporting and easy product creation windows, running your business has never been easier! We provide point-of-sale, inventory management, resource management and business intelligence to all our clients. We customize the software design with our clients in mind to improve employee productivity, increase sales and control inventory cost. The cloud-based storage allows you to access your data from anywhere in real-time. One stop tender transaction for (cash, credit, debit and check) transactions saves time and decreases errors.