OkCredit

Cashly is a daily expense tracker, budget planner and money manager built for how money moves in India, across bank accounts, UPI, credit cards, wallets and cash. It never asks for a bank login, SMS access or card numbers. You enter what you want tracked, and Cashly keeps every balance correct from there: pay by card and the outstanding rises, pay by UPI and the linked account falls, edit an old entry and every balance recalculates. It tracks EMIs and loans with interest and months remaining, reminds you of subscriptions and bills before they are due, and keeps a clean khata of money lent and borrowed with part payments. A dashboard shows income, expense and savings rate for any date range. Cashly opens offline, syncs between phone and web in real time, and ships a full REST API and MCP server so AI assistants such as Claude can read and log entries for you. Plans start at Rs 49 per month after a 7-day free trial.

DigiKhata is a 100% free, secure and simple bookkeeping app. Record and manage your business transactions easily with DigiKhata app & recover your payments 3x faster. DigiKhata aims to empower MSMEs in Pakistan with reliable & simple business solutions. It helps businesses to record their credits easily on their mobile phone only with a few clicks. Get rid of outdated bookkeeping methods and shift to a more efficient solution. DigiKhata enables businesses to digitally record their transactions & collect their payments quickly. Manage unlimited account ledgers of your customer & suppliers with the DigiKhata app. Record your daily len den (transactions) & keep your bookkeeping records updated in real-time. You can also download a free pdf report of account ledgers and share it with relative prospects on Whatsapp. Manage your business on the go with the DigiKhata app. It is an all-inclusive bookkeeping solution that also helps you collect your payments 3x faster.