MultiPass

Ramp is a finance operations platform that automates the full spend lifecycle, from corporate cards and expense management to accounts payable, procurement, travel, and business banking. Corporate cards come with built-in spend controls, merchant blocking, and policy enforcement at the point of purchase. On the expense side, automated policy reviews handle transaction matching, receipt collection, and accounting field coding without manual intervention. Ramp Bill Pay processes invoices with near-perfect OCR accuracy, with support for ACH, same-day ACH, check, wire, and card payments globally. Procurement compresses intake-to-approval cycles with AI-parsed contracts, parallel routing across finance, IT, legal, and security, and vendor benchmarking against anonymized spend data from thousands of businesses. Travel enforces policy at booking, supports dynamic per diems, and automatically rebooks hotels when prices drop. Ramp Treasury lets businesses earn yield on idle cash through.

Whether you are automating your business finances or providing banking services to your customers, Intergiro's APIs give you the financial toolkit to build, adapt and thrive. Intergiro is business-shaped banking: multi-currency accounts, cards, business banking APIs, payment processing and embedded financial services via API. Get access to SWIFT/ SEPA and make and receive payments locally and internationally. Save up to 7x compared to the banks when you send money abroad. Hold and switch between multiple currencies in seconds with low, transparent fees. FX with spot pricing and instant settlement, without paying hidden fees. Sign up and get verified online — without visiting a local branch. Receive payment like a local in 8+ currencies. Go global fast with multi-currency payments using local rails. Get a EUR IBAN and a multi-currency IBAN with us to unlock all benefits of international trade for your business.