Cloud Insurance
Cloud Insurance is an end-to-end insurance core platform (SaaS) for MGAs, carriers, brokers and insurance startups. It is the software insurers run on, not an insurer.
Nine modules span the policy lifecycle: Product Engine (design and rate products in hours; ACORD, NCCI), Policies (creation, underwriting, maintenance, termination), Claims (AI-automated payment, tiered authorisation, fraud review), Distribution (partner onboarding in minutes, per-partner pricing, automated commission), Finance (accounting ledger, invoicing, reconciliation, multi-currency), CRM, Workflow (automated underwriting, reminders, collections), Reporting (configurable dashboards) and AI Machine Reading for document processing.
Policyholders get a branded Purchase Journey and self-service My Account portal. REST APIs create customers, policies and quotes from external systems.
Deploy as a full core system, modular add-on, or MVP platform. Pre-built lines: travel, dental, pet, health, PPI, sport.
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Duck Creek Claims
Duck Creek Claims is a comprehensive claims management solution designed to streamline the entire claims lifecycle for insurers. From the initial report to final settlement, it automates workflows, simplifies data analysis through integrated analytics, and ensures seamless integration with existing systems. Key features include dynamic first notice of loss (FNOL) capabilities, automated assignment based on adjuster skills and workload, instant access to policy and coverage data, and efficient adjuster workflows. By enhancing operational efficiency and reducing manual workloads, Duck Creek Claims enables faster claims resolution, improved customer satisfaction, and compliance with the latest regulations.
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Cogitate DigitalEdge
Cogitate is a cloud-native digital insurance platform designed to help property and casualty insurance organizations modernize and automate their core business operations through a unified suite of AI-enabled applications. The DigitalEdge Insurance Platform digitalizes the insurance value chain by integrating underwriting, policy administration, billing, claims management, and distribution workflows into a single data-driven environment. It allows insurers, managing general agents, program administrators, and brokers to manage the entire lifecycle of insurance products, from quoting and underwriting to policy issuance, billing, and claims processing. It is built with a scalable, API-based architecture that supports integration with third-party services, enabling insurers to connect external data sources, analytics tools, and partner systems without disrupting existing operations.
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Practo Insura
Practo Insura is a modular P&C insurance platform that supports the full policy, billing and claims lifecycle for carriers, MGAs and reinsurers. The platform helps teams launch new products faster, modernize legacy processes and maintain state-by-state compliance while reducing manual work and operational friction.
Core Features/Modules
• Policy administration (full lifecycle from issuance to renewal)
• Billing & payments (premium billing, collections – describe as implemented)
• Claims management (FNOL to settlement in one system)
• Rating engine & quote management
• Insured / policyholder portal and consumer POS
• Agent portal & quote-to-bind tools
• Compliance & filing workflows (state expansion, rate/form governance)
• Reporting & operational analytics
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