Alternatives to Koverly

Compare Koverly alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Koverly in 2026. Compare features, ratings, user reviews, pricing, and more from Koverly competitors and alternatives in order to make an informed decision for your business.

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    Square Payments
    Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on.
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  • 2
    Melio

    Melio

    Melio

    Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go.
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  • 3
    Deluxe Payment Exchange (DPX)
    Reduce costs utilizing digital payments and Print+Mail allows you to cut down on AP resources. Improve customer experience, customers get paid faster and have their choice of deposit options. Optimize cash flow, the ability to send payments instantly lets you have tighter control of finances. Combining the speed and convenience of electronic payment with the experience of receiving a traditional paper check, print+mail will generate, print and mail your payments, on high-security check stock, the same day you create them within the Deluxe Payment Exchange (DPX) platform. Go 100% digital when you pay with eChecks. All you need is an email to send your payment and recipients are given options as to how they’d like to receive it. Sending checks just got easier with Deluxe Payment Exchange (DPX). Save time and money when it comes to sending and receiving payments. A true digital payment solution that sets your business up for success.
    Starting Price: $30 per payment
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    Balance

    Balance

    Balance

    Balance is the first self-serve checkout that accepts 100% of the B2B payment complexities - from milestone payments to net terms, wires to checks, SaaS subscriptions to automatic vendor payouts - and more: 🗒 API-first! Get at them docs 💳 Go beyond cards: Accept ACH, wire, card, and even checks 💨 Instant, Risk-free Net Terms: Your customers pay Net 30/60. You get paid instantly. 🔁 Recurring payments, made easy: Make recurring invoice payments as easy as recurring CC payments 🏢 Built for all B2B payment needs. Perfected for Marketplaces, Wholesalers, Merchants, SaaS and Service Providers. 🧍🏽‍♀️ Self-serve invoicing: Your customers can pull & pay their own invoices with a click 🏋️ Automatic reconciliation & collection: Isn’t it funny you’re still doing this manually?
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    QuickFee

    QuickFee

    QuickFee

    QuickFee (ASX: QFE) is a leading provider of payments, financing, and accounts receivable automation solutions for professional services firms, including 40% of the IPA Top 300 firms. Our platform is designed to streamline the Accounts Receivable process and accelerate revenue growth by integrating multiple online payment options and powerful invoicing tools within your practice management system. With QuickFee, firms can significantly reduce aging receivables, improve cash flow, and increase client spending. Clients can easily make payments using credit or debit cards, ACH/EFT transfers, or QuickFee's exclusive financing solution that allows them to spread payments over 3 to 12 months—while firms receive full payment upfront without incurring additional costs. Operating in the United States and Australia, QuickFee focuses on delivering scalable and affordable solutions backed by exceptional customer service.
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    Apruve

    Apruve

    Apruve

    Apruve enables global enterprises to transform their B2B trade credit, accounts receivable, and collections process by offering net terms as easy as accepting a credit card. Apruve automates your enterprise's high volume, routine B2B invoicing by combining embedded trade credit & A/R automation with guaranteed next-day financing. Whether your enterprise is looking to drive efficiencies in their long-tail cohort of smaller buyers, extend lines of credit to online customers, or needs help to expand internationally, Apruve can build the right financed credit and A/R program customized to your markets, customers, and goals.
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    Slope

    Slope

    Slope

    Accept online payments, offer flexible payment terms, and automate order-to-cash processes with Slope’s software and APIs. Accept credit card and ACH from businesses through a single API or our no-code invoice links. We support guest checkout, invoicing based on milestones or custom timelines, and same-day ACH to facilitate all your payment needs. Offer net, installments, or custom terms to your buyers at no additional risk. Get customers approved for financing within seconds for future purchases. You get paid out immediately, and we handle the risk, collections, and everything beyond. Eliminate manual processes involved from processing customer orders to applying remittances to open orders in your ERP. Utilize Slope’s flexible workflows to eliminate friction and ensure every dollar is reconciled.
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    Billie

    Billie

    Billie

    Leverage the power of flexible payment terms to achieve your core business goals. Get paid upfront while your buyers choose their preferred payment terms. Let your buyers split the payment of larger purchases into 3 installments. Offer consolidated payments and accessible trade credit lines to buyers. Unify the payment experience across all of your sales channels. Offer flexible payment terms in your webshop. Unlock the potential of cross-border trade and serve buyers across Europe. Based on proprietary, machine-learning-enabled risk models, fully digitized processes, and a highly scalable tech platform, Billie offers freedom to big and small businesses alike through fast liquidity, automated workflows, and access to modern payment solutions. Delight your business buyers with their no. 1 payment choice for checkouts and increase B2B sales in your webshop. Your customer selects their goods, proceeds to the checkout, and then goes to the payment selection page.
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    Shop Pay

    Shop Pay

    Shop Pay

    Shop Pay remembers your important details, so you can fill carts, not forms. And everything is encrypted so you can speed safely through checkout. Pay in full at checkout or split your purchase into 4 equal installments at participating merchants. Now, you can offset the carbon emissions produced by your deliveries—for free. All you have to do is check out with Shop Pay, one of the first carbon-neutral ways to pay. You and your money are protected when you choose Shop Pay. Share your billing and shipping info once, and use your email address to tap through future purchases. Our servers meet strict industry standards (PCI Compliance) for vaulting credit and debit card info. Every personal detail you share with Shop is encrypted from end to end. Check out with Shop Pay and choose whether you pay in full or 4 equal installments* at participating merchants. Make debit or credit card payments every two weeks or turn on automatic payments.
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    PayPal

    PayPal

    PayPal

    PayPal is a widely used digital payment platform that helps individuals and businesses send, receive, and manage money online and in stores. The platform offers flexible payment solutions including Pay in 4, Pay Monthly, debit cards, cashback credit cards, and savings accounts with competitive APY rates. Users can shop securely online using PayPal checkout while earning cashback rewards and special offers from popular brands and retailers. PayPal also allows customers to transfer money internationally, split bills with friends, request payments, and create shared money pools for group expenses. The mobile app provides a centralized experience where users can manage payments, savings, rewards, and cryptocurrency transactions in one place. Security and privacy are heavily emphasized through encrypted payments and protection of financial information during transactions.
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    PayU

    PayU

    PayU

    PayU is a payment processing platform, that enables merchants to accept cross-border and local payments with full payment methods coverage for any type of market and customer. PayU helps merchants improve their approval rates with the lowest fees while ensuring the highest level of security for their transactions – all through a single connection. As a provider of payment processing solutions, PayU helps merchants grow their sales. Once onboarded, merchants gain access to hundreds of local and global payment methods, seamless checkout experiences, and anti-fraud and security capabilities that will make customers return to their stores. No matter how complex your eCommerce business is, PayU covers multiple integration scenarios.
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    Lemon

    Lemon

    Lemon

    Lemon helps SaaS companies improve cash flow & reduce customer churn by up to 90%. Lemon is a simple checkout solution for small-to-medium-sized B2B software vendors that lets your customers retain the comfort of paying for software monthly whilst paying you for your annual plan up-front, instantly. Integrating into your payment stack is simple: add the Lemon widget to your payment pages and we'll do the rest. Lemon pays your annual price upfront. Your customer pays us back monthly. If they stop paying, it’s our problem, not yours. Getting paid up-front reduces ongoing monthly churn. When your customers choose to pay with Lemon, you get paid up-front, instantly!
    Starting Price: $15 per month
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    CCAvenue

    CCAvenue

    CCAvenue

    Get access to funds on the same day and manage cash flow challenges. Go Global, deliver localized buying experience and avoid conversion disputes. Collect payments in 27 major foreign currencies and allow your customer to pay in the currency they know best. CCAvenue multilingual checkout page offered in 18 major Indian and International languages provides a wider global reach. It engages consumers who prefer content in their native languages resulting in an enhanced user experience and increased transaction success rates. Customize the CCAvenue Payments page to the look & feel that suits your website. Upload your brand logo and modify the color scheme to create a truly branded and seamless experience for your customers. When the customer's transaction fails due to reasons like wrong card details, incorrect payment option selected, bank downtime, etc. Going through the entire process of filling the payment details can be tedious and time consuming.
    Starting Price: 0.20% - 0.50% per day
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    XTransfer

    XTransfer

    XTransfer

    One-stop multi-currency account to help you receive, pay and exchange foreign exchange globally. Security and compliance, 7*24 seconds to fund transfer, preferential exchange rates, ultra-low costs, online operations, all can be easily achieved with one account! The safe choice for 550,000 import and export companies to trade efficiently. No longer worry about fund security. With the Money Service Operator (MSO) license, we cooperate with large domestic and foreign banks, have a complete anti-money laundering and anti-fraud risk control system, and an artificial intelligence risk control system to help suppliers complete anti-money laundering reviews and cross-border currency declarations, and remit funds to the mainland through legal channels.
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    i2c

    i2c

    i2c

    An award-winning global financial technology innovator powering credit, debit, prepaid, core banking, and money movement solutions, i2c unifies banking and payments in an all-in-one platform, transforming product personalization with a customer-centric architecture and accelerating speed-to-market with composable building-block solutions. Financial institutions and fintechs globally trust i2c to help them quickly and efficiently configure and scale differentiated financial offerings in an evolving, competitive market. Powered by innovation and driven by trust for more than 25 years, i2c blends modern ingenuity with expert reliability to supercharge exceptional banking and payments experiences for millions of users and billions of transactions worldwide.
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    ZoodPay

    ZoodPay

    ZoodPay

    With ZoodPay, you can shop online and in stores and pay in 4 installments over a period of 90 days, with zero interest & no fees!​ Choose ZoodPay as your payment method at checkout. Enter your personal information and register your credit or debit card details. Get instant approval and pay for your order into 4 equal installments. With ZoodPay you don’t have to worry about that! You can purchase products on the ZoodMall app or at hundreds of online stores offering the ZoodPay ‘Buy Now, Pay Later’ payment option. Approval is instant and it is all online! You pay for your purchases in your local currency with the flexibility of receiving the goods first and paying for them later in either 14 days, or in four to six installments, without incurring any interest or fees.
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    iwocaPay
    B2B payments built by the experts. Offer approved trade customers flexible payment options and spending limits up to £30,000. We’ve partnered with the biggest names in ecommerce and accounting software so you can easily accept business payments and unlock growth by offering Buy Now Pay Later to your trade customers. Take all your payments through iwocaPay for free or stand out from the competition and give your trade customers interest free extended terms - for all of them, or just a special few.
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    Omega

    Omega

    Omega

    Multi-currency account with international payments, accounting, legal, and virtual office services. We call it Business-in-a-Box. The only financial platform you need to start, run and grow your business. Send and receive payments from more than 150 countries at competitive FX rates. Multi-currency accounts with local bank details in 14+ major currencies. SWIFT, SEPA, Faster Payments and 7+ local payment schemes. Manage accounting and legal tasks of any complexity in one place.
    Starting Price: £49/month
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    Tazapay

    Tazapay

    Tazapay

    Expand globally with Tazapay, your cross-border payment gateway. Simplify international transactions without local entities. Simplify with Tazapay, a unified platform for efficient worldwide payment collection. Your money is securely held until the shipment is completed and you get your money back if the shipment is delayed. Your money is released in full as soon as you ship the goods. Buyer cannot withhold or deny your payment if you meet your obligations. As a trusted third party, Tazapay holds the buyer’s funds until the vendor delivers the service. Tazapay releases the funds to the vendor upon verification of the proof of service delivery. All escrow funds are segregated and safeguarded with leading banks, under the jurisdiction of the mas. We take on the compliance and regulatory overhead so you don’t have to. Milestones for payment release can be customized to suit your business needs. Operational capability to do KYC, KYB, and verification of shipment documents.
    Starting Price: $2 per month
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    Keeta

    Keeta

    Keeta

    We connect you with payment solutions that work seamlessly across borders. Keeta is reshaping global transactions with KeetaNet, a real-time settlement network built from the ground up. At 50 million transactions per second in proven capacity, KeetaNet scales at orders of magnitude more than competing solutions. We vertically integrate with banks, FX providers, and regional payment networks to provide a faster and more efficient way to deliver your payment. Our platform APIs are easy to integrate no matter what your current system looks like, allowing you to connect globally. With multi-currency bank accounts and regional payment networks, you can facilitate fast domestic and international payments at wholesale currency exchange rates. Whether you are building financial tech with international capabilities or need a-la-carte solutions, the Keeta Platform is easy to implement. We manage the regulatory landscape in each country and region we serve, so you can focus on building.
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    ipaymy

    ipaymy

    ipaymy

    ipaymy is a digital payments platform that enables individuals, small businesses, and enterprises to pay or collect invoices, rent, salaries, taxes, and other expenses using credit cards, even when their recipients do not accept cards. Users simply enter the recipient and payment amount, schedule one-time or recurring payments, and the platform charges the card while ensuring the recipient receives a bank transfer. By enabling card usage in traditionally non-card-accepting workflows, ipaymy helps extend cash-flow flexibility, unlock working capital, and maximize rewards or miles from card spending. The system supports over 70 currencies and 130+ countries and integrates features like automated scheduling, supplier onboarding, and cross-border payments at competitive rates. Businesses can leverage the platform to streamline accounts payable workflows, use commercial cards for non-card-accepting suppliers, and reduce manual processing and reconciliation time.
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    MoneyCorp

    MoneyCorp

    MoneyCorp

    Whether you're buying a property overseas, emigrating, planning a wedding or sending money to friends and family abroad, let us get your money where it needs to be. As a top tier foreign exchange provider with a global presence, we pride ourselves on providing a tailored FX exchange to multi-sized businesses across a number of industries. Load ten different currencies onto your card and access travel money at millions of locations worldwide. We won't charge you ATM fees or card payment fees. Buy foreign currency and travel money from moneycorp for collection to get competitive exchange rates and low fees. Discover our daily market updates and stay informed on the very latest foreign currency exchange developments. Whether it's buying a holiday home, converting your salary, sending money to family or paying for your dream wedding abroad, our award-winning service delivers your money quickly and safely.
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    TransferMate

    TransferMate

    TransferMate

    TransferMate is a leading, global B2B-payments technology solution, processing billions in international payments for the world’s most trusted brands. We have attracted major strategic investments from leading banks including ING Group N.V and Allied Irish Bank. Whether you are a bank, business or university, TransferMate can save you time and money with our innovative payments solutions. Easy to use, no set up costs, and back-end integration with our global banking network. Same-day payments and receipt confirmation. Receive the correct amount every time, eliminating expensive wire fees. End-to-end transparency on a fully regulated network. We transfer your local currency directly to your recipient’s local account in their currency. Lock in FX rates, eliminate wire fees, and reduce admin workload. Embed TransferMate global payments directly into your current workflow. Give your existing users smarter payment options on one platform.
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    Caliza

    Caliza

    Caliza

    Our technology helps you embed digital dollar accounts and real-time payments into your products and services, unlocking new financial opportunities for your customers. Straightforward API or online dashboard that gives you full control and customization of your experience. US-based digital dollar accounts with segregated funds, real-time cross-border settlements, savings, and competitive FX rates. Bring borderless payments and digital dollars to your business with our simple, secure, developer-friendly API. Enable businesses to access international goods and services faster. Enable companies to manage treasuries across borders without delays or errors. Help your customers accept payments from their own users across borders. Provide US banking credentials and dollar accounts with instant liquidity for your customers. Help businesses pay their global workforce accurately and compliantly. Provide quick and inexpensive transfers for customers sending and receiving money.
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    Razorpay

    Razorpay

    Razorpay

    Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts.
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    Epay

    Epay

    Epay

    Innovative cross-border collection, one-stop capital settlement. Overseas customers only need to pay the local currency and Epay can economically and efficiently settle it to the currency you need with multi-channels, helping you to explore new markets and seize the opportunities in the digital economy era. Epay can effectively help corporates such as live broadcast platforms, online teaching company, foreign-invested enterprises, and labor dispatch companies to make bulk payment. Epay supports more than 80 currencies, receivers can pick up cash or receive through bank account. There are more than 200,000 cash pick-up locations around the world, which enables people to move money wherever it needs to be, in the most time and cost-efficient manner. Cooperated with more than 400 banks around the world, Epay aims to build a one-stop remittance platform to provide convenient and affordable money transfer services for millions of people who study, travel, do business, work abroad.
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    Zinia

    Zinia

    Santander Group

    Zinia is the new ‘Buy Now, Pay Later’ platform of the Santander Group with over two million customers across Europe. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way. The platform is available both for in-store and online purchases at participating businesses with offline functionality coming soon. Make your products more affordable with our interest free payment solutions. Increase sales by offering customers more flexibility when paying. Our flexible payment options increase average spending at your checkout. Keep customers coming back. Our simple, fast and transparent payment solutions make shopping easier. Single platform solution to expand internationally our services to all Santander Consumer Finance units.
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    Digital River

    Digital River

    Digital River

    Your Complete Checkout Solution for Global Payments, Fraud, Tax and Compliance Management. Build a D2C channel that fits your needs now, and has room to grow into your future tomorrow. Leave the back-office to us so you can focus on what matters most — making your customers happy. Take the complexities out of selling online. Whether you’re compiling best-of-breed providers into a single sophisticated solution or looking for an all-in-one ecommerce provider, we have the tools and expertise to help you grow your business around the world. We help brands reach new markets in months, not years. We’ve done the heavy lifting, building a global infrastructure made up of 26 local acquirers, 9 local entities, 120+ payment methods, and 46 currencies. All that infrastructure gives brands the Onshore Advantage™ of delivering great localized customer experiences.
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    SwooshTransfer

    SwooshTransfer

    SwooshTransfer

    The mission of SwooshTransfer is to make cross-border payments and collections easy, secure, fast, and cost-effective. We bring integrity and security. Aim to increase conversion rates at every step of the payment process Smart payment solutions that automatically reduce fraud and non-payment through machine learning. Developed to make the collection and reconciliation of payments from anyone, anywhere in the world, a straightforward and cost-effective process for both institutions and students. Dedicated to removing the pain points of both patients and healthcare providers by streamlining the cross-border payment process and improving customer experience. SwooshTransfer Ltd is an FCA-regulated FinTech that provides secure, convenient, and inclusive cross-border payment services to users worldwide. We provide the ability of upgraded technical capabilities such as blockchain and AI risk control. We can provide lower cost, faster, more secure global payment services.
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    Flex Pay

    Flex Pay

    Upgrade

    Flex Pay (formerly Uplift) is that little friendly boost you need to make the incredible happen, without incredible stress to your finances. We make our payment plans straightforward, so they stay simple and surprise-free with no debt traps or compound interest. And most importantly, Flex Pay gives you the option to adjust payments when life happens and you need some added flexibility with your finances. Choose Flex Pay as your payment method at checkout and enter a few pieces of information. Select the payment plan that works best with your budget then finish making your purchase. Feel good about your decision and pay over time with easy, fair, straightforward payments, and with AutoPay, it gets even easier with no payment dates to remember.
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    Paythen

    Paythen

    Paythen

    Paythen makes it easy and painless to offer flexible payment plans or installment payment plans for your product or service to customers in 120+ counties and currencies, while built-in automations reduce busy-work, admin and support time. No code or technical know-how needed. Just connect your Stripe account and get started in under a minute. With Paythen, you're in control of how you offer payment plans - you choose the billing intervals, amounts, fees, and lots more. Once you create a plan, you get an easy payment link that works anywhere – on social, email, your website or anywhere your customers are. In addition to payment plans, you can also collect one-off payments, offer subscriptions or use our unique "Pay your way" plan to let your customers choose between paying upfront or via a payment plan. Paythen is a better alternative than buy now pay later companies with lower fees, more control, your brand, and more flexibility. Paythen works with Stripe.
    Starting Price: 1.25% per transaction
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    Veem

    Veem

    Veem

    Free domestic business payments anywhere in the United States combined with Veem’s award-winning, secure, efficient, and affordable global payments network. A smarter online and fee-free option to send, receive, and reconcile business payments within the United States. Veem provides broad access to online global payment tools and pricing. Send, spend, hold and invoice money in over 110 countries around the world. Send, receive and track multiple payments domestically or internationally through Veem’s accounting integrations and save your client’s money. Start closing your books faster. Veem integrates seamlessly with your preferred accounting software. We believe businesses of every size should have access to fair foreign exchange rates and enterprise-level service. Veem ensures all businesses have broad access to the financial tools and pricing previously reserved for major players.
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    SplitPay

    SplitPay

    SplitPay

    Providing your customers a little credit at the checkout has been shown to generate a significant uplift in sales, bigger basket sizes, and a reduction in cart abandonment. SplitPay allows your customers to pay later in 4 equal monthly installments. We pay you in full before the goods ship and take on all customer credit risk. Merchants who start using SplitPay have seen a 20-30% uplift in sales volumes. Nothing to pay upfront and no minimum transaction volume. You get paid in full for the purchase before the goods ship, we take all customer non-payment risks. To get started we do not charge you any setup, establishment, or ongoing monthly fees and we settle all transactions with you daily. SplitPay makes signing up quick and easy with no complicated application forms. Get shopping quicker with our instant approval process. Shoppers paying with SplitPay do not pay any interest and no fees if they pay on time.
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    Tranglo

    Tranglo

    Tranglo

    We simplify cross-border payments so you can focus on keeping your customers happy. Transform your foreign remittance, business and mobile payments today. Money service businesses can connect customers with more countries and let them send money home quickly. Single platform for corporates to send and receive cross-border payments easily. International airtime top-up, mobile recharge and bill payment solutions. The largest telco in the Middle East gets a massive boost to its mobile and airtime network to benefit over 7 million active users instantly. Our foreign remittance solution for you to start letting your customers send money home quickly, safely and reliably. If you have a mobile app or an internal payment system, choose our intelligent API with real-time monitoring. Access everything: technical specification, source codes and more. Use our intuitive live test to get a feel of our API.
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    in3

    in3

    in3

    in3 Business is the new payment method in collaboration with Rabobank that allows you to pay for business purchases in 3 parts, without interest or extra costs. You immediately pay a third part. The second instalment you pay within 30 days and the third instalment within 60 days. This way you maintain control over your cash flow, have less risk and you have maximum payment convenience and flexibility. Keep track of your payments and get insights into your spending limit. Never miss another payment thanks to push notifications and have our full catalog of stores available at your fingertips. Choose in3 Business at the checkout of the online store or on a digital invoice and go through the verification process. This only takes 2 minutes. Pay a third of your order immediately. This will then be sent by the seller. You make the second payment within 30 days and the third payment within 60 days.
    Starting Price: Free
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    tranch

    tranch

    tranch

    tranch is how fast-growing businesses pay for software and services. Pay for your SaaS and services upfront then spread out the payments. Take control of cash flow with flexible payments on your terms. Prioritise spending on growth, without compromising on the tools you need. Our checkout tools enable suppliers to offer customers payment flexibility for annual contracts and invoices. Deploy quickly with no code checkouts. Accelerate sales and collections velocity. Give customers payment flexibility.
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    FlexiLay

    FlexiLay

    FlexiLay Pty Ltd

    FlexiLay is a modern layby platform that helps ecommerce merchants increase sales by allowing customers to pay for purchases over time—without credit, lending or traditional Buy Now Pay Later finance. Customers choose a deposit and payment schedule, make payments securely through Stripe, and receive their order once the balance is paid in full. Built for platforms like Shopify (with WooCommerce and others to follow), FlexiLay gives merchants a simple, automated way to offer flexible payment plans while retaining ownership of their customer relationships. Merchants can customise deposits, payment frequencies and plan lengths, while customers benefit from a transparent, debt-free payment experience. Our mission is to make flexible payments more accessible, helping merchants convert more shoppers and giving consumers a smarter way to budget for the purchases they want.
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    tabby

    tabby

    tabby

    With tabby, shopping is more rewarding. Split your purchases into 4 interest-free payments or earn cashback at your favourite stores (or both). Shop now and pay later by choosing tabby at checkout to split your purchases into 4 interest-free payments, billed monthly. With the tabby app, you can shop now, pay later and earn cash, with no interest, fees or hidden costs of any kind. tabby's shopping experience removes price as a barrier. Turning browsers into buyers, increasing average order value, and expanding your customer base. Shop at partner brands you love on tabby's website or app and earn cash you can withdraw. Whether you pay with tabby or not. tabby makes shopping more rewarding by empowering people with the flexibility and freedom to get what they want. tabby lets you shop now, pay later and earn cash, without the interest, fees or debt traps. Over 2,000 global brands and small businesses, including Adidas, IKEA, SHEIN, and Marks & Spencer use tabby to accelerate growth.
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    Cheque

    Cheque

    Cheque

    Cheque is an invoicing and payment platform that helps businesses stop waiting to get paid by offering flexible payment terms and optional early payment discounts on invoices. Instead of relying on loans, factoring, or awkward payment chasing, Cheque lets suppliers decide when they want to get paid and gives clients the choice to pay early for a better price or pay later at full value. Users can create and send professional invoices in minutes, set flexible due dates, customize terms per client or project, and incentivize early payment without renegotiating contract terms. Cheque also helps teams manage cash flow with clearer visibility, notifying users when a client accepts an early payment offer and when money is received, so they can plan around payroll, bills, freelancers, and project costs with less uncertainty. It supports payment by credit card, ACH, or wire, along with invoice and receipt downloads for clients.
    Starting Price: $19.29 per month
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    Corefy

    Corefy

    Corefy

    Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system for managing payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, businesses connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of the platform is a routing and cascading engine powered by 100+ attributes — including metadata — enabling granular control over transaction flows. Businesses can configure routing strategies based on geography, BIN, currency, risk parameters, or provider performance to optimise approval rates and manage risk.
    Starting Price: €2500/month
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    TWINT

    TWINT

    TWINT

    With TWINT, Switzerland’s payment app, you can make convenient and secure payments using your smartphone. Our app makes it really easy for you to pay at the cash register, in the supermarket, in the online shop, and when shopping in the farm shop, digitally and cashlessly. The TWINT app can do a great deal more, you can send money to your friends, and purchase tickets from SBB, and clubs can use it as a method of collecting donations. TWINT offers you everything you need in an app to make your way through the day. Digital payments can be made almost everywhere with TWINT. Download the TWINT app for your bank to your smartphone and discover the various functions. We take security and data protection seriously. And it’s not just us, all the Swiss banks that work with TWINT guarantee comprehensive protection. An app that makes life easier. Because you no longer need to worry about payments and everything related to them.
    Starting Price: Free
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    Walcy

    Walcy

    Walcy

    Walcy is a Neobank that allows businesses and individuals to easily open global accounts from anywhere in the world and save costs on cross-border transactions. It provides the best rates for foreign currency exchange using the Midmarket rate. ‘Walcy’ offers both major and emerging global currency accounts that enable clients to send and receive payments online. Clients can hold, manage, and convert currencies in one place, making international transactions more accessible and reducing foreign exchange risk. Moreover, it facilitates fast, secure, and cost-effective international payments for clients. The platform supports payments in numerous currencies, allowing businesses and individuals to send and receive funds across borders with ease.
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    Peach Payments

    Peach Payments

    Peach Payments

    Peach Payments is a comprehensive payments platform designed to enable businesses to accept and manage payments online, in-store, and globally, offering solutions such as online payments, point-of-sale, recurring/subscription payments, payouts, payment links, and multi-currency sales. It supports a wide range of payment methods, including credit and debit cards, EFT/bank-payments, buy-now-pay-later, QR-codes, digital wallets, mobile-money, vouchers, cryptocurrency, and alternative credit methods. The platform offers mobile-optimized checkout widgets, embedded checkout experiences, branded payment pages, and a developer-friendly API/SDK framework, plus plugins for ecommerce platforms like Shopify, WooCommerce, Wix, Magento, and OpenCart. Built for growth, Peach Payments layers payment-orchestration capabilities to streamline routing, improve approval rates, enable real-time payouts, and manage global & multi-currency transactions.
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    Vartana

    Vartana

    Vartana

    Book 30% more customers without compromising cash flow with Vartana’s payments platform. Win opportunities 3x faster by eliminating budget conversations with simple payment plans. Increase total contract value and cash collection with multi-year paid upfront contracts. Empower your sales team with pre-approved payment plans and manage the end-to-end deal process through a central dashboard. Subsidize the full or partial cost of payment plan to convert more customers. Use Vartana’s capital pool or your balance sheet for financing. Our platform enables companies to offer flexible billing options such as monthly and quarterly terms without compromising cash flow, leading to a higher average order value, close rate, and sales efficiency.
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    Routefusion

    Routefusion

    Routefusion

    Through our global banking APIs, fintech expertise, and customer support, decrease your time to market, reduce the cost of global payments and expand your products and services internationally. Opening up international bank accounts is challenging. We'll do it for you - making direct debiting, global reconciliation, and a unified global banking experience simple. Do international business like a local. Pay international vendors and customers with ACH, SPEI, SEPA, SWIFT wires, and more. Our global payment and FX institutions network gives your customers access to rates that have traditionally only been reserved for the largest corporations. With our new approach to cross-border payments, no one gets left behind. We believe in tearing down financial barriers to growth so that every business has the opportunity to thrive.
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    Hokodo

    Hokodo

    Hokodo

    A Buy Now, Pay Later Solution for B2B. Sell more and grow your business by providing your B2B customers with the ability to Buy Now, Pay Later at checkout. Hokodo is the modern way to offer trade credit to your customers. Keep customers in the funnel and boost sales by offering instant credit terms. Our real-time underwriting means no lengthy credit checks, and customers can access payment terms instantly, even on their first purchase. No more worrying about your cash flow. We pay you following delivery of the goods. We also take care of collections and chasing late payments on your behalf. Your business is protected against credit and fraud risks including non-payment, ID theft, chargebacks and outright insolvency of your customers. 73% of B2B buyers say they prefer buying online. We think they deserve the same frictionless checkout experience that consumers already get.
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    Deferit

    Deferit

    Deferit

    Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time. Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!
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    BackdPayments
    BackdPayments enables merchants to offer net-term and installment-financing options at checkout, including Net 15/30/45/60/90 and multi-month financing up to 24 months, while getting paid up front and offloading credit risk. It approves buyers instantly (limits up to $50,000 upfront and up to $1.5 million in some cases), works across online, in-person, and invoice channels, and supports full embed of payment-terms offerings anywhere you sell. It allows you to maintain your credit application alongside Backd’s terms and includes features like QR-code application triggers, merchant portal, and analytics to monitor conversion uplift. It is marketed to help you eliminate lost sales due to slow credit approval, increase average order value, and accelerate buyer onboarding with flexible B2B payment options rather than forcing immediate full-payment transactions.
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    Computop Paygate
    Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention, for e-commerce and POS. With the Computop Paygate payment platform, retailers, service providers and industrial enterprises have the flexibility to choose from over 350 payment methods. Computop, a global player with locations in Germany, England and the USA, has been servicing large international companies for more than 25 years, including global brands such as C&A, Fossil, Otto Group, Sixt, Swarovski and Wargaming. Computop carbon-neutrally processes transactions with a combined value of USD 33 billion in 127 currencies.
    Starting Price: $29 per month
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    Payment Rails

    Payment Rails

    Payment Rails

    Payment Rails is a Global Mass Payments automation system. Payment Rails provides end-to-end support for your AP process that includes white-labeled collection of supplier and partner banking/W9/W8 details, a simple API and dashboard to send payments to anyone in over 200 countries in their local currency with an approval process, and 1099/1042 tax-file preparation.
    Starting Price: $49.00/month