Hodlnaut

Pros: They are very transparent in explaining the tiered structure for their interest rate. They also have very fast deposit and withdrawal. It usually takes less than 10 min to receive the assets.

Cons: No Android app at the moment. And they also don’t have free withdrawals.

Overall: It’s still a solid platform if you want to let your assets earn the most interest rate. And they are constantly adding more coins and features.

Pros: Their website and iOS app have very clean interface and straight to the point. You won’t need any guide to learn how to use their app and website. They also provide some of the highest interest rate around.

Cons: It only supports a few coins but they do have plans to increase it soon. They also don’t provide free withdrawals.

Overall: Pleasant experience using their platform. Their withdrawal and deposit process are also pretty straightforward and fast.

Pros: User friendly platform and has a Singapore office. They also provide high interest rate for hodling assets with them.

Cons: I guess the only downside is that they don’t provide free withdrawals and no swap feature for Singapore users.

Overall: My overall experience using Hodlnaut has been good. Fast deposit and withdrawal. Weekly payouts are also very timely.

Pros: Interest rates better than putting money in the bank!
Better to put hodling coins here compared to exchanges.

Cons: Doesn't support a lot of different coins compared to its competitors.
Still has inherent risk as it's a centralised platform, though it's seeking license approval from the authorities.

Overall: I'm a simple girl. I see high interest rates, I put my money there. Of course, DYODD.
in my country, you can't find any bank that doesn't offer interest rates with a zero up front. That's why Hodlnaut is a godsend for me. And they're based in SG too! Even though I lose a bit of fees transferring stablecoin over, overall it's still worth it!

Pros: This company is based in Singapore which makes it credible. The interest rate is also very attractive as compared to other providers. There’s no lock in period too.

Cons: It offers too little alt coins which I believe they are looking to expand soon. They have a tier structure that does not benefit big investors.

Overall: Good for small investors like me to get the maximum returns for staking my assets. If you want to play safe, you can just stake stablecoins and get 12% return!

Pros: Hodlnaut is like a bank that gives you higher interest rates than your typical local bank. And Hodlnaut doesn't have all the weird criteria to fulfill to hit their higher tier interest rate.

Cons: Relatively expensive withdrawal rate and limited number of alt coins that can be deposited.

Overall: It is still a solid platform with one of the highest interest rate for staking crypto assets with. Highly recommend!

Pros: Something interesting & most of all regulated. That makes me feel safe to use this platform to park my cryptos.

Cons: Maybe this platform is still new and hope it will bring in more options to the table.

Overall: Overall experience to date is quite pleasant. I think it is really worth a try for everyone. Let's go!

Pros: HIGH APY (industry standard wise).
Great support and marketing team with an active telegram group.
Good social media presence.

Cons: Limited variety of coins.
No lending support (yet).
No Android app (yet).

Overall: HODLnaut is one of the up and coming CeFi platforms, offering high APY for hodling your crypto with them. With a vibrant and active community, I hope to see HODLnaut strive for the many following years to come.

Pros: Their APY on lending crypto is very high and compounding. Actually, they’re beating Celsius, Blockfi etc. No down limit in lending crypto!
The app on iPhone is a real beauty, quiet and easy. Kudos!

Cons: - Currently waiting for verification approval for more than 12h.

Overall: More than worth the trouble! I’m very surprised that Hodlnaut does not show up more in overall defi/cefi reviews.

Pros: The interest rate is cool, you get to save a lot from this app, you also earn some bonuses from the app.

Cons: The earlier you start using it the better for you, I don't have any problems using it. So far so good.

Overall: All in all, I will say the developers did a very good job.

Pros: Very smooth easy to use, good product! I like the color and interface feels very fun and overall quite zen like.

Cons: Not enough users at the moment, also if possible more products.

Overall: Thumbs up will recommend to all my friends and family and relatives, hard to find such a great new product.

Pros: The highest interest rate for BTC, ETH, USDC, USDT with no lock-in period in the banking and crypto market.

Cons: Their withdrawal fee is still slightly expensive as compared to its competitors who are giving free withdrawals.

Overall: Good platform if you plan to hodl your crypto long term due to its high interest rate. In the long run, their withdrawal fee will be negligible.

Pros: The chat support is very responsive. I came from Celsius and the rate is much more competitive here.

Cons: The company is very new, so they might have as big of a support as competitors.

Overall: I hope they will grow and become big in the future. I also want to support fellow Asia's startup company.

Pros: - Best user experience (UX)
- Onboarding /Login experience is super easy
- Secure (TouchID, 2FA)
- Clear user flows

Cons: - Withdrawal fees bit high
- List of supported tokens
- Only ERC tokens allowed

Overall: Been with Hodlnaut for around a year. User experience of iOS app is excellent. Easy Onboarding and quick verification process. I was part of beta testing and the team did an excellent job with app, reducing fees a bit though still withdrawal fees are high. Hope team look into this.

The community is still small but great. Looking forward to refer friends to join the platform.

Pros: The app has great user interface. It is easy to manoeuvre and to utilise the app. The rate is good and very competitive.

Cons: It is not a decentralised platform and previously only applicable on web.

Overall: It is now available both on web and app which will provide option and flexibility for users. It gives a very good rate.

Pros: Easy to use application that allow users to earn high interest rates on crypto with a peace of mind.

Cons: Perhaps providing free withdrawals and hope to see token swap feature to return for Singapore users.

Overall: Recommended 👍

Pros: Easy onboarding at Hodlnaut. Team is passionate and active in social media. Highly recommended for passive income generating.

Cons: No free withdrawal and the adjusted withdrawal rate is still a little pricey.

Overall: Good for passive income. Team is really passionate and response is speedy in social media. Nothing bad to talk about it.

Pros: Very fast verification and KYC process.
Aesthetics of app design is good.
Recently released iOS app so increases the ease of use.

Cons: Slightly longer verification process which is still in processing.

Overall: Overall it has been quite a good experience with an easy to use app. Excited to try the other features.

Pros: 1- They listen to the community and implement features from time to time.
2- Clear breakdown of tiered interest rates.
3- Active community on telegram, discord, reddit, twitter and instagram!
Many events ongoing and they are super transparent with the earnings.

Cons: The tiered returns on stable coin. But nevertheless I understand the supply and demand for sustainability.

Overall: Very amazing platform which everyone can really consider placing a portion of your crypto funds with them to Hodl and generate passive income.

Pros: High interest rates and easily to use interface even for beginners, you will not find any rates like these in the market.

Cons: Not much, maybe just the withdrawal fees, but is not an issue if you Hodl.

Overall: Very good, would definitely recommend for people who want to earn interest on their coins for long periods without withdrawals.