Audience
Traders searching for a platform to earn interest on their cryptocurrency deposits
About Hodlnaut
Hodlnaut is a platform that provides financial services for individual investors where they earn interest on their cryptocurrencies by lending to institutions. Users can deposit their crypto assets into a Hodlnaut Interest Account and earn favorable interest rates.
Our current interest rates are up to 4.08% APY for BTC, up to 4.60% APY for ETH, and 7.25% APY for USDC, USDT and 3.56% for DAI. Sign up for an account today and start earning interest on your crypto!
There are no minimum deposits and you can withdraw anytime. The platform runs on a secure cloud infrastructure on AWS, and all traffic is encrypted with SSL encryption. Lastly, interest is earned and paid out in-kind every Monday.
Pricing
2) Pass the necessary KYC verification procedures
3) Deposit crypto on Hodlnaut.
Integrations
Company Information
Product Details
Hodlnaut Frequently Asked Questions
Hodlnaut Product Features
Hodlnaut Additional Categories
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Fast support" Posted 2022-05-27
Pros: Fast support.
User-friendly app/web design.
Competitive rates.Cons: No bad experience so far for a firm established just in 2019.
Overall: Good service.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"I should have NEVER got into Holdnaut" Posted 2022-05-22
Pros: - Tiered interest rates account.
- Ease of use.
- Appealing company/brand logo.Cons: - Bad customer service
- Promotes new coins/networks that are not trustableOverall: I should have never got into Holdnaut. This platform embraced the Terra network to a point where they incentivized with several promotions and activities during April 2022, to then May 2023 ban the network. People not only lost lot of money (me included) by moving to Terra based on their promos, but we also trusted that Hodlnaut did the due diligence to understand what they were offering.
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To extremely promote usage of a coin/network to a month later ban the coin is only an evidence of how unreliable is this company.Reply from Hodlnaut -
Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Great Services and Products" Posted 2022-04-06
Pros: The service is very professional and they have great rates.
Cons: None so far. They have been very friendly. Keep up the good job!
Overall: Five stars. I am very satisfied of all services. I receive regular updates. Not only that, but each time I receive professional responses to my inquiries.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Fuss free" Posted 2022-04-03
Pros: Easy to navigate. Good yield rates. Token swap allows flexibility in case of market volatility. Withdrawal does not require 24+ hours unlike other yield apps that I use.
Cons: (1) If only I could send fiat and buy crypto in the app... (2) besides a graph line showing market moves, good if app could show market "ups/downs"
Overall: I wish I got into Hodlnaut earlier. Grateful to my friend for encouraging me to join. I have only positive experience so far. Never needed customer service so cannot feedback on that.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Excellent rate of return, user friendly app" Posted 2022-03-11
Pros: The yield rates are the highest I have found, for the small selection of coins they support. I'd like to see an expansion of coin offerings (Cardano would be nice to see!) but what Hodlnaut does offer is excellent. The app and online portal are very user friendly and easy to navigate.
Cons: The only thing I can see wanting at the moment is the amount of coin offerings is limited. I'd like to see an expansion in this area.
Overall: High yield, user friendly portal and mobile app, easy account set up, so far my experience with Hodlnaut has been excellent.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Best Apps for earning crypto interest" Posted 2022-02-13
Pros: Apps design is really wonderful where you can see your interest rolling by the seconds.
Very smart to pay out interest on every Monday to cure your Monday blue.
APY is among the best.Cons: I don't have anything bad to say as of now on Hodlnaut.
Overall: For people who trust the future of money is crypto currency, this is one of the best platform to store you crypto and earn high interest especially the stablecoin.
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The only worry, similar to all other crypto exchange and wallet, is hacking. So let's hope they are doing a good job in the security. -
Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Great alternative to BlockFi and Celsius for hodlers" Posted 2022-01-19
Pros: - Very competitive rates for BTC, WBTC, ETH and stablecoins.
- Earnings paid weekly.
- In app exchange between crypt without fees.
- Pretty functional mobile app (only using IOS version).
- Support has telegram channel if needed.
- Really like team's focus and delivery on promises.Cons: - Selection of coins could be improved.
- Recent decrease in Tier-1 rates (but market is market and rates are still some of the best in the industry).Overall: I have been using Hodlnaut for few months and so far - very pleased.
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All in all - i would definitely recommend this platform as an alternative/addition to BlockFi, Celsius or Nexo platforms. Great job Hodlnaut team - please keep innovating! -
Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Awesome crypto App for earning interest" Posted 2021-12-11
Pros: Ease of app usage.
Easy to navigate around.
Love banner that show interest earn as the clock runs.
Love the promotion that gave additional $20 USD.
Backed by reputable company Genesis.Cons: Limited withdrawal per month.
Will be great if this can be increased.Overall: A very good user experience with fast onboarding, backed by a reputable company to earn interest for BTC, ETH, and stablecoins.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Great experience" Posted 2021-11-24
Pros: I'm a big fan of Hodlnaut. Earning interest is simple and they've gamified what it's like to earn interest with the rolling ticket. Overall very high rates and I especially appreciate the trade without fees function.
Cons: It's not Hodlnaut's fault, but Ethereum fees are very high right now.
Overall: I've interacted with Hodlnaut a couple of times on Twitter and once through the platform. Overall, I've had a great experience all around.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Investment" Posted 2021-11-01
Pros: High returns. Simple interface. The returns can be award as other coins that is more desired. The weekly payout and the per second visual interest is nice to watch.
Cons: There is mandate on ERC-20 which has high fees to do transfer.
withdraw has a fee of $18 and that the platform requires you to buy coins from other exchanges to transfer in.Overall: Good so far.. 1 month usage.. Money is rolling in as promised. Yet to withdraw. Heard that there is perks when introducing more friends to join.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Really simple to use UI" Posted 2021-11-01
Pros: Intuitive UI, simple to understand tiering system and fast support. Effective marketing and constant updates. Best in the market.
Cons: Security can be improved by using physical tokens (e.g. yubikey) and the dev team is already working with this in mind so thumbs up.
Overall: No unnecessary fees, no withdrawal lock-ups, fast support, constant upgrades, easy to use UI, best in the market.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"App review for Hodlnaut on Android" Posted 2021-10-31
Pros: Convenience, token swap on the go and easily view assets. The interface is clean and you can see interest earned on a daily basis.
Cons: Limited Tokens available at the moment. And there are withdrawal fees.
Overall: Would definitely recommend this for Hodlers. Allows you to keep with the market while on the go and swapping rates are good.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Great app and high interest rate" Posted 2021-10-31
Pros: - High interest rate for crypto
- Easy to use and great interface
- Nice referral model, earn extra interest when referee deposits cryptoCons: - Withdrawal fees (hoping there's 1 free withdrawal monthly)
- limited cryptoOverall: Very easy to use interface that is easily understood. Especially that unique ticker that shows earnings earn every second 👍🏻
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Great returns for idling crypto" Posted 2021-10-31
Pros: Having the idling crypto earn such high interest is the best part about this app. Because there’s almost nothing we can do with our crypto while waiting for it to moon.
Cons: The withdrawal rate is still a pain. Other similar platforms are already offering free withdrawals.
Overall: Great app with no issue at all. Withdrawing and depositing are very smooth. If it can offer more alt coins, it will be even better!
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Awesome swap feature" Posted 2021-10-31
Pros: Able to swap crypto to other crypto instantly is a good addition. By doing so, you can save on the withdrawal and transaction fee on your exchange.
Cons: Still no free withdrawal yet. The only free withdrawal is only the first withdrawal this month.
Overall: Pleasant experience and no issues using Hodlnaut for more than half a year now. And their new apps are a good addition.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Really great platform for holding your crypto while earning" Posted 2021-10-31
Pros: Really nice user interface and great passive income source. Love the design and staking! Highly recommend.
Cons: None honestly, maybe the withdrawal fees. But loving it so far.
Overall: Great and loving it, if no withdrawal fee would be way better. I appreciate the support as well and great customer service.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Attractive rates" Posted 2021-10-31
Pros: Very high & attractive interest rates compared to the rest of the offerings that are on the market today.
Cons: KYC process requires a lot of personal information compared to others. Only ERC20 network supported.
Overall: Overall not bad product with very good rates APR/APY as main draw factor. Will be better if KYC is not so intrusive.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Fuss free investment" Edited 2021-10-31
Pros: Easy and simple interface. One of the highest interest accounts in the market. Customer support is very responsive.
Cons: To include more varieties of coins so that it can cater to more users.
Overall: Easiest way to grow your crypto holdings. Payouts are weekly which I am looking forward to every Monday.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"So far so good" Posted 2021-10-31
Pros: Decent APY for staking your crypto. 12% is rather high for stablecoins like USDT & USDC.
Cons: Only ERC20 available so it can get rather costly to transfer your coins in.
Overall: ~7-8% for BTC and ETH is excellent too.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Recommended to earn interest for crypto" Posted 2021-10-30
Pros: High interest.
Prompt customer service.
Easy to use.
Weekly payouts, can be compounded automatically.Cons: Referral program not too attractive. Hard to refer people.
Overall: High interest.
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Prompt customer service.
Easy to use.
Weekly payouts, can be compounded automatically.