HandWallet Business

Divvy has combined seamless expense management software with business cards so you never have to process another expense report. With Divvy, you can leverage faster expense reporting, enforceable budgets, and a single platform to offer real-time visibility into all spend. Ready to gain more control and streamline your spend management—in a one-stop, easy-to-use platform? Get Divvy today to empower your team and save everyone time (including yourself). Divvy provides their customers with a strong credit line and makes going over budget literally impossible. Put a stop to painful expense resorts and simplify the AP process with Divvy—all for free.

Ramp is a finance operations platform that automates the full spend lifecycle, from corporate cards and expense management to accounts payable, procurement, travel, and business banking. Corporate cards come with built-in spend controls, merchant blocking, and policy enforcement at the point of purchase. On the expense side, automated policy reviews handle transaction matching, receipt collection, and accounting field coding without manual intervention. Ramp Bill Pay processes invoices with near-perfect OCR accuracy, with support for ACH, same-day ACH, check, wire, and card payments globally. Procurement compresses intake-to-approval cycles with AI-parsed contracts, parallel routing across finance, IT, legal, and security, and vendor benchmarking against anonymized spend data from thousands of businesses. Travel enforces policy at booking, supports dynamic per diems, and automatically rebooks hotels when prices drop. Ramp Treasury lets businesses earn yield on idle cash through.