Clozo
Clozo is an EU-first billing tool for freelancers: send a professional proposal with a legally-binding e-signature, collect a deposit, and get paid in one link via Stripe (card/iDEAL/Bancontact) or SEPA. It validates client EU VAT live (VIES), applies cross-border reverse-charge automatically, and generates compliant e-invoices in one click — ZUGFeRD, Factur-X, Peppol UBL, FacturaE, ebInterface, FatturaPA. Plus recurring billing, time tracking, expenses with DATEV export, and GDPR data export. Built for EU freelancers and micro-studios who want proposals, signatures, invoices, payments and expenses in one place instead of four separate tools.
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Facturwise
Facturwise is an invoicing platform for EU freelancers and small businesses with ZUGFeRD and Factur-X e-invoicing compliance built into every plan — including free.
Germany mandates e-invoicing from 2027, France from September 2026. Most tools charge extra for compliance or don't support both standards. Facturwise generates fully compliant ZUGFeRD 2.4 and Factur-X 1.0.8 invoices automatically — no plugins, no configuration, no extra cost.
Every invoice is a hybrid PDF/A-3 document with structured CII XML embedded inside — human-readable for your client, machine-readable for their accounting software.
Beyond compliance: multilingual invoices in 6 languages, 30 currencies, SEPA QR codes for zero-fee bank transfers, automated recurring billing, payment reminders, expense tracking, client management, quotes, credit notes, and a financial dashboard.
Start free, no credit card required.
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Billino
Billino is an EU-hosted invoicing tool for freelancers and small businesses, with a generous free plan and a paid Plus tier for power users. It automatically applies the right VAT rules for your setup (Kleinunternehmer, GmbH, UG, reverse charge, exports), supports e-invoicing (Factur-X/ZUGFeRD), and provides DATEV/CSV exports for accountants. Currently covers Germany, Austria, and Cyprus, with more countries coming. The free plan covers unlimited invoices and exports; Billino Plus adds read receipts, multi-user access, analytics, and an invoicing API.
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SoloDesk
SoloDesk is Swiss AI-native accounting software for businesses and fiduciaries.
Upload a receipt, invoice or bank statement — SoloDesk posts the journal entries, tracks VAT in real time, and updates your dashboard. No accounting knowledge required.
Key features: live dashboard (cash position, receivables and outstanding bills), QR-bill invoicing with quotes and credit notes, three-level payment reminders for overdue invoices, bank reconciliation (CAMT.053 or PDF), real-time VAT tracking, and live P&L and balance sheet. Available on desktop and mobile, in German, French, Italian and English.
Plans: Free CHF 0 / Mid CHF 29 / Full CHF 59 per month.
Start free today at solodesk.ch — no credit card required.
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