EverOwn

CREAM Finance is a DeFi ecosystem focused on providing lending, exchange, payment, and asset tokenization services. CREAM also operates a permissionless and open-source protocol so any other internet participant can be a part of the development of the network, instead of just using it or locking up funds in smart contracts for staking rewards. Financial inclusion is among CREAM'S primary goals. And the objective is to be able to achieve it without compromising the safety and security of each user and their assets. CREAM is established on the Ethereum blockchain, it can take advantage of smart contracts that can be used to run Ethereum Virtual Machines (EVM). Such a set-up also allows the CREAM project to have better composability than other DeFi projects. EVMs can also help community users develop their own decentralized applications (Dapps) on top of the network. However, there is very little detail on the community’s plans for such at the moment

Dai is a stable, decentralized currency that does not discriminate. Any individual or business can realize the advantages of digital money. A price-stable currency that you control. Generate Dai on your terms, instantly. MakerDAO is an open-source project on the Ethereum blockchain and a decentralized autonomous organization created in 2014. The project is managed by people around the world who hold its governance token, MKR. Through a system of scientific governance involving executive voting and Governance Polling, MKR holders manage the maker protocol and the financial risks of Dai to ensure its stability, transparency, and efficiency. MKR voting weight is proportional to the amount of MKR a voter stakes in the voting contract, DSChief. In other words, the more MKR tokens locked in the contract, the greater the voter’s decision-making power.