Audience
Companies searching for a platform that helps finance stock, marketing, and B2B receivables
About Defacto
Finance stock, marketing, and B2B receivables so you can grow on your own terms. Defacto leverages different sources of data to feed the underwriting algorithm to define the limit of the line of credit. In general, there are 4 levels of data Defacto leverages (public, financial, historical and peripheral data). The initial credit limit will evolve dynamically as your financial data changes and that we are building an history together.
Other Popular Alternatives & Related Software
Vitt
Unlock the cash trapped in your SaaS company's recurring revenues. Raise immediate, upfront growth capital, without debt or dilution! Right now, if SaaS founders want money, they have to pitch VCs (who typically haven't even worked for a startup) or try (and fail) to get money from banks. With Vitt, get upfront, non-dilutive financing against your monthly recurring revenues. Never trade growth off against dilution again. No need to waste time speaking to venture capitalists. Grow by closing customers, not investors. Money is only useful once it's in the bank. Sign up in minutes, get your cash in seconds. Don't lose weeks negotiating payment terms with your customers. Give them flexibility and still get your cash upfront. No more discounts for upfront payment. Strengthen your topline without worrying about cash flow. We analyze your financial data and give a financing decision in a matter of minutes, not months. No more searching for intros to VCs in your network.
Learn more
Levenue
Levenue is the only fintech company in Europe that enables subscription-based businesses to trade their recurring revenue for upfront capital. On the other side of the platform, Levenue enables investors to buy recurring revenue from subscription-based businesses at a discount, making it a great investment option.
The financing process is very quick due to the integrations and automated underwriting, so you can expect to receive an offer as soon as 48 hours after applying. The is no dilution, no equity deals, and no collateral or personal guarantees, making Levenue the ideal financing option for your subscription-based business.
How it works:
1. The subscription company signs up and connects their financial data
2. Levenue analyzes the data
3. A trading limit is set for the applicant's account
4. The applicant can request several trades
5. The investors see and bid for the trades
6. The most affordable offer wins
7. Both sign a contract, and the wire is sent
Learn more
Parafin
Parafin supplies the crucial connective fabric that makes financial services robust and enduring. We take on sourcing, underwriting, origination, servicing, compliance and risk, and more. It starts with our superior underwriting. Our sophisticated machine learning models uses data from millions of businesses across all industries and verticals to determine offer eligibility and terms and optimize merchant experience. We created a sleek, white-labeled UI that embeds seamlessly into your existing platform experience. We take on risk and ensure that our products are compliant with various government regulations. We navigate the complexity of capital markets on your behalf. By partnering with best-in-class financial institutions, like Jefferies and Silicon Valley Bank, we always have a reliable flow of funds to support your merchants. We supply more than a framework. Our out-of-the-box solution provides an end-to-end financial services program.
Learn more
Drip Capital
Get quick access to cash using your outstanding invoices or inventory. Drip Capital’s buyer finance solutions provide a low-cost line of credit that importers & traders can avail at the click of a button. SMBs can get the additional working capital at a lower cost and improve their cash flow to invest in technology, buy more inventory, acquire new customers, meet seasonal demands, and expand to new markets, thereby allowing them to boost sales and grow their business at a faster rate. Build a long-term reputation by offering favorable terms to your customers and on-time payments to your suppliers. Get funded within 24 hours of submitting the documents on our platform. Create a healthier, more profitable business with a shorter cash-conversion cycle. Leveraging international trade data, we have created innovative financing solutions that help small businesses grow and scale their operations.
Learn more
Integrations
Company Information
Defacto
Founded: 2021
France
www.getdefacto.com
Videos and Screen Captures
Other Useful Business Software
Our Free Plans just got better! | Auth0
You asked, we delivered! Auth0 is excited to expand our Free and Paid plans to include more options so you can focus on building, deploying, and scaling applications without having to worry about your security. Auth0 now, thank yourself later.
Product Details
Platforms Supported
Cloud
Support
Online