Audience
Individuals searching for a solution to automate their debt repayment and credit-building efforts
About Bright Money
Bright Money is a financial app designed to help users reduce debt and build credit history. By connecting your checking account and credit cards, Bright analyzes your income, spending habits, and debts to create a personalized plan. Utilizing its proprietary MoneyScience system, which comprises 34 algorithms, Bright makes automatic, optimized payments toward your credit cards, ensuring timely payments and minimizing interest charges. This approach not only helps in paying off debt faster but also contributes to improving your credit score by maintaining a positive payment history and lowering credit utilization. Additionally, Bright offers the Bright Builder feature, which sets up a small line of credit used to pay off your credit cards. Bright manages the repayment of this line of credit automatically, building a fresh, positive payment history and improving your credit utilization ratio, both of which can boost your credit score.
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Pricing
Starting Price:
Free
Free Version:
Free Version available.
Integrations
No integrations listed.
Company Information
Bright Money
Founded: 2019
United States
www.brightmoney.co
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Product Details
Platforms Supported
Cloud
iPhone
Android
Training
Documentation
In Person
Videos
Support
Phone Support
24/7 Live Support
Online
