Bill2Pay Alternatives

Utility Billing Software that is Complete ... Comprehensive ... Contemporary. Diversified Technology has been developing and supporting utility billing software for more than 30 years. Diversified Billing software is used by some 350 utilities across the county to generate more than 7 million utility bills annually. It is rich and full-featured. It offers clients the opportunity to improve customer service and satisfaction with an online customer portal where customers can access their account information and pay their bills. It offers the opportunity to increase staff efficiency by taking advantage technology to email bills, email customers from within the system and interface with any meter reading or accounting system. Available for LAN or Cloud, Diversified Billing can even be customized to meet your unique needs. Diversified Technology also uses its own software to offer utilities a complete managed billing service which currently sends 800,000 bills per year

Alviere’s embedded finance platform allows any organization to seamlessly integrate financial products and services into their existing offerings, and provide customers and partners with the most comprehensive embedded financial solution on the market. Alviere’s platform offers an extensive range of customizable branded products and services that include FDIC-insured virtual accounts and physical card issuing, payments, digital global money transfers, and crypto/web3 products, all through one API integration. Alviere is a fully licensed and regulated financial institution, and provides comprehensive compliance, risk management, fraud/AML montioring and security to ensure long-term program success.

Business banking made for America. Business builders asked for better banking. So we built NorthOne. Open an account in minutes. Building your business, creating jobs and serving your community is what you do. It’s hard work. NorthOne makes the hardest parts of running your business easy. Focus on the road ahead, we’ve got your back. NorthOne is proudly built for small businesses, startups and freelancers across America. Make payments easily, keep tabs on your money and put your finances on autopilot through smart integrations with the tools you’re already using. NorthOne was built to make managing money easy so you can focus on running your business. No more branches. No more lines. No more paperwork. Get complete access to your NorthOne Account from your phone or computer, wherever your business takes you. Create Envelopes for taxes, payroll, rent, and anything else automatically.

Kinective’s OmniConnect platform allows financial executives to truly connect to banking’s future by bridging the gap between legacy systems and modern digital services through turnkey, fintech integrations across multiple use cases including loan origination, account origination, payments, mobile applications, CRMs, and more. With over 80+ Fintech's integrated to 40+ Cores, our connectivity solutions provide true choice to transform at a chosen pace without extensive internal development resources, while being able to choose a best-of-breed versus best-of-suite transformation strategy. Even further, our connections aren’t limited to a specific subset, as our intent is to provide true choice and access with the most comprehensive connective ecosystem of use cases, channels, and cores.

FPS GOLD has been providing core banking, mobile and online banking, wire transfer software, and a content management system to financial institutions for over 55 years. Our mission is to help financial institutions compete, profit, and thrive by providing flexible and robust software that's paired with unmatched customer service. With FPS GOLD, you get more because WE ACTUALLY CARE. Don't believe us? Test it yourself.

TurnKey Lender is a one-stop lending infrastructure used by creditors in 50+ countries to automate all elements of their operations. The platform enables lenders to profitably grow their business while cutting operational costs and risks. It's a powerful AI-driven SaaS that automates over 90% of all lending processes and gives both B2C and B2B lenders a competitive edge. TurnKey Lender Platform has several pre-configured solutions packages including Commercial, Consumer, Pay Later, Auto, Mortgage, Leasing, Factoring. Built in constant collaboration with lenders worldwide, TurnKey Lender is the ultimate solution that answers real-life digital lending challenges in a sophisticated manner.

Airwallex is the business account built for global businesses. Your account comes standard with features like multi-currency business accounts, so you can collect and hold money in over 11 currencies while avoiding double conversions. Issue virtual debit cards for you and your team in seconds. Transfer money internationally in up to 23 different currencies, without the excessive fees and transfer wait times. Integrate with our API to improve your platform product offering and scale your business. Invoice and accept payments from international customers in their preferred currency. Seamlessly connect your business accounts with popular platforms like Amazon, eBay, Shopify and PayPal. Pay out in the same currency, or convert and withdraw in USD using outstanding FX rates. Issue new virtual payment cards in seconds. Change spend limits and revoke access, all from our online platform.

Get a world class loan origination and servicing platform available to license for your lending business. We handle everything all in one place with lead acquisition, underwriting, origination, servicing and debt collection. Risk management, payment processing, metro2 reporting and so much more are all built in to our modular extensible platform. More than 65% of visitors to our client's sites are on mobile - that's why we designed the software for both borrowing clients and administrators to be mobile first with an incredibly feature filled client experience. Get in touch with us today or visit our website at: https://heliumloans.com/licensing/lending

COBIS Everywhere is an omnichannel solution that gives its customers digital access to financial services. Through this tool, users receive an excellent user experience at any time, anywhere and from any device. The COBIS digital platform offers integrated and real-time access to a wide range of services from ATMs, Internet banking, mobile banking, and much more. COBIS solutions are “core independent”. While they solve major business processing challenges such as loan and account originations, or managing a client ecosystem, they are not the “final book of record”. Consequently, for control and compliance reasons, the business activity registered in an Edge solution must, at some point, be “onboarded” to the FB’s core system. COBIS modules, being “core-agnostic”, can be integrated and used with COBIS or third party core systems. COBIS Banking core solutions are the point of calculation and final data recording of a financial institution.

Canopus connects you to a full spectrum of digital banking and payment functionalities. Our one-stop-shop solution includes everything you need for your Fintech business – software, open API and connections to the most important partners, e.g., banks, forex, card issuers and acquirers. We offer the most popular functionalities any Payment Service Provider, no matter the size, needs - customer onboarding and AML, digital banking, SWIFT/SEPA payments, forex, payments to card, card issuing, payment acquiring and crypto payments.

Payment software created for banks, barters, remittances and innovative currency systems. Cyclos is used by more than 1500 payment systems worldwide. Use our brand new mobile-first responsive open-source front-end. Personalize our app and publish it on the app stores. Or use SMS or USSD if needed. Additionally, you can offer your customers a complete marketplace and even their own webshop. A large range of features are available, such as ad alerts. Cyclos offers a secure and reliable banking/payment platform, which can easily be customized according to your requirements. Merchants can easily accept nfc payments with their mobile app or generate a QR code, which can be scanned and paid by the customer. Pay with our app to a printed QR code or generate a QR code on our app to receive payments. Pay by holding an NFC card to an android device to do quick and secure payments.

Future-proof your banking journey with Novopay's state-of-the-art Banking Platform that is cloud native, mobile first, API enabled and AI driven. Whether it is digital lending, prepaid card and wallet or payment solutions, Novopay's products can be licensed, subscribed, customized & run on the cloud with 24x7 managed services. Novopay prepaid card and wallet solution allows Banks, NBFCs, Retailers, Telcos and Corporates to solve complex payment use cases and provide seamless payment experience in the hands of their employees, customers and channel partners. Engage your consumers by creating frictionless and easy payment experience. All this while providing total control of the payment instruments in the hands of the consumer. Novopay brings a highly advanced offering for micro finance and community banking companies, providing loan officer apps for online and offline operations in the field.

Narmi transforms financial institutions and the people they serve with digital-first solutions. More than just the basics. Empower your customers & members with exceptional tools designed to help people control their financial stories. Easy to use tools in an always-up platform for maximum usability. Third-party integrations that offer users context and deepen their relationship to your institution. Grow your business portfolio with a platform that helps business teams spend less time banking, and more time running their businesses. Granular permissions, seamless money movement, and more — Narmi makes business digital banking easy. Open accounts digitally anytime, anywhere in just 2.5 minutes with intelligent automated decisioning and flexible institutional controls.

- eBSEG Digital banking solution offers a secure and rich UX application providing a world class banking and payment experience to your customers over mobile Banking and Internet Banking. - eBSEG omnichannel solution integrates seamlessly and securely with your Back-end. - eBSEG Digital banking solution offers a comprehensive suite of the latest banking services empowering banks to successfully deliver "any time" , "any where" banking services to customers on the GO. Digital Banking OmniChannel Portal is available for use on the following channels: - Internet Banking (Desktop) - Mobile Banking - Tablet Banking - Chat Bot Banking (Text & Voice) - Digital Bank Marketing - Apple Watch Banking - Business Banking Omnichannel - Facebook Banking - ATM / Kiosk Banking - Call Center Banking - eBranch Banking - Messaging Banking).

FRONTeO e-Banking is a multichannel web & mobile banking solution, developed for retail and corporate banks, allowing your private and business customers to manage their financial position and execute transactions anytime and anywhere using their favorite device (PC, Mac, tablets, smartphones). FRONTeO e-Banking comes with a series of integrated ready-to-plug functionalities such as the management of Accounts, Payments, Beneficiaries, Investments, Loans, Insurance, etc. End-users can fully personalize their preferences and thanks to the secured mail module, two-way exchanges of information (end-user to bank/bank to end-user) are now possible. FRONTeO e-Banking also manages one-to-one mailings as well as mass mailings, e.g. when launching new products during commercial campaigns. The solution also comes with customizable features for sending SMS and e-mail alerts. Based on a Service Oriented Architecture (SOA) the solution can easily be integrated in your existing banking environment.

%100 compliant with regulations, provides multi-factor authentication for financial, mobile and web applications. User-friendly mobile banking platform with state-of-the-art UX. Agency Mobile makes you more productive and makes your processes with your agencies much faster. Communicate with your customers effectively with a multi-language, user-friendly customer mobile application. Attract your customers including the potential ones with this functional and user-friendly health mobile application. Personalized customer experience and interaction in all digital channels from a single middleware. Multi vendor support ATM & VTM applications with a very comprehensive function list, and it supports multi-banks. A new era in ATM testing. Easy and fast automated ATM testing on personal computers remotely. Digitization of sales operations, to follow up your sales and increase the quality of customer service.

We built the Core of the Insite Banking System with a user-centric design approach. The intuitive layout provides access to a wide array of integrated applications. Our modular design allows us to quickly update individual products in response to rapidly shifting technological, regulatory, and consumer environments as well as our customers’ direct input. The Insite Online Banking System is designed to work for both you and your customers. Our team will take on your bank’s branding to create a beautifully designed, and easy to use website your customers will love. You have the flexibility to be as involved as you want during this process, chose a layout from our variety of templates or share specific designs you desire. We use a responsive approach on all of our websites, allowing your customers to easily access it from any device.

Full digital suite for community banks to provide personal digital banking services to consumers and businesses. Responsive, API-driven solutions for mobile, online, voice / AI-assisted banking, automated onboarding and much more. Backed by award-winning development and private ownership by a group of bank clients with bankers as board members, user group leaders and employees. Core technology you can depend on and a relationship with principles you can trust. We built iCore360 from the ground up on cutting-edge Internet-driven technologies to give community banks complete control of their data. iCore360 gives you the flexibility to manage every relationship and transaction in ways that integrate with your bank’s processes. Unlike other core systems, there is no specialized equipment or software to install and maintain. All your bank needs is a computer and a web browser.

Omnibanca is a product that accelerates digital transformation. In addition to providing traditional digital channels, web banking and mobile banking, it also provides any digital channel; wacht, IOT, on boarding, credit origination, product sales. It is omnichannel, central client. It has the ability to integrate with all legacy systems, it contains a powerful api manager, multi language, currency and company. Streamline the adaptation of your financial institution to new technologies with Omnibanca. We consolidate in a single product functionalities of core systems and new fintech capabilities. Omnibanca connects all channels with back-end applications, facilitating access to all services and unifying the data of your customers.

BrightOS is a rich modular Core Banking System. Its highly optimal core is extended with functional units that span all bank processes, creating a fully-operational bank environment from day one. BrightOS prepares you for tomorrow's challenges with scalable, API-rich and event-driven solutions. White-label solution to meet your customers digital expectations and native integration with our/any Core banking platform. When selecting BrightOS one of the key factors to consider is the guaranteed data privacy and protection against data loss. Our solution is fully compliant with GDPR regulation including embedded functionalities for consent management. Benefit from range of digitalization integrations, saving time and enhancing your customer services. With proactive actions initiated by our Customer Support Service, important part of BrightOS is the performance management and health orchestration that elevates automation capabilities from simple admin tasks to complex end-to-end service.

SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.

Mobile banking the world loves. Think banking can't be fast, flexible, and transparent? Think again. Open an account today to experience mobile banking the world loves. Enjoy cashback on subscriptions from brands you know and love, and unlock exclusive discounts on travel, wellness, entertainment, and more. Open an N26 account directly from your phone in 5 minutes and experience banking with no hidden fees. Yes, really — no minimum account balance, no maintenance charges, no insufficient funds fees, no problem. Get unlimited free ATM withdrawals at over 55,000 Allpoint locations across the US, Canada, Puerto Rico, Australia, Mexico, and the UK. Out-of-network? No problem. Enjoy 2 additional free ATM withdrawals per month from any network, anytime, anywhere in the US. Hate waiting for payday? Get paid up to 2 days earlier¹ with direct deposit. With N26, Wednesday is the new Friday.

Backbase offers a new generation Engagement Banking Platform, allowing you to progressively modernize your main customer journeys and re-architect your business operations around your customers. We offer banks the opportunity to break free from the constraints of legacy IT systems and embrace a new-generation engagement banking platform. How? By enabling banks to gradually replace or decompose disparate legacy systems and construct a modern customer engagement orchestration architecture around them. This allows banks to prioritize essential customer journeys across all touchpoints while eliminating silos and empowering customers and front-office employees.

Our Low code solution is quick to deploy and adapts to the requirements of your growing business. We are highly flexible and can be tailored to meet the demands of your business. Interface easily with existing IT infrastructure and external tech partners using any standard protocols like REST, SOAP, ISO 20022, ISO 8583 etc. Centrally customize and monitor and all products, users type and transactions. Aggregate customer data from other systems like CRM, Trade & Finance, and aggregators and BI systems. We are enabling the retail banking industry with the digital-first approach by providing digital-first solutions. Create a unique digital experience for your customer's unique needs your bank.

VeriChannel offers a secure, unified platform that empowers organizations to manage seamless, consistent and engaging customer journeys across multiple customer touch points, including web, mobile, kiosk, and even ATMs. With fully responsive user interfaces, customers and staff can access the system from devices of varying sizes and resolutions. As a reliable and scalable platform for Omni-channel Banking, VeriChannel sits on top of existing IT systems and allows for a secure, zero footprint integration with disparate business applications. With ready-to-go solutions and extendable architecture, VeriChannel can be re-used across all channels, thereby reducing application development and maintenance costs. In addition, there is no need to re-build legacy applications from scratch; VeriChannel lets you repurpose them by integrating content, data, and functionality into a new presentation layer, or customer experience.

CFG is a suite of products that allows clients of financial institutions to manage their accounts and access new services remotely, from a computer or mobile device. It also has a proven and effective solution for Financial Chatbot based on Artificial Intelligence since its deployment handles more than 500 common banking queries and tasks. We also provide Financial Entities with a way to use new delivery channels for their products and services. Reduction of operating costs, with high availability and safely and reliably. Mobile first design, customizable to your corporate image and compliant with all international security standards. With the administrative user, companies have the control to establish their platform access policies. Additional users can be operational, authorizers and read only, maintaining full control of transactions. Each user has separate access that can be assigned transactional caps per account.

An award-winning combination of a low-code micro-app based development platform and a suite of digital banking solutions. Appzillon, the flagship offering from i-exceed, consists of Appzillon Digital Banking and Appzillon Digital Experience Platform. Appzillon Digital Banking is a suite of pre-built omni-channel solutions (with over 17 MM end customer downloads across the globe) that provides differentiated banking experiences for banks’ customers and staff. The Appzillon Digital Experience Platform is a low-code visual development environment that enables enterprises to realize their digital initiatives offering a best-in-class customer experience. Giving you the ability to become a challenging competitor through an enchanting platform experience of user friendly applications, developed for an array of systems, featuring robust, secure and unified mobility strategies. We act as a catalyst in your transformation to achieve the most sophisticated application development platforms.

Streamline Your Universal Banking Experience. CapitalBanker™ brings universal core banking into the digital era. Our core banking platform powers innovation across all banking areas for retail, private, corporate, wholesale, and Islamic banks. Grow Your Private Banking Business. From back office operations, to portfolio management, to compliance, CapitalPrivate™ powers 1,200 private wealth bankers and managers with the ability to deliver high-value experiences to your most sophisticated private wealth customers – keeping your private banking business ahead of the competition. Digitize Your Customers’ Banking Experience. CapitalDigital™ helps you maintain an always-on connection with your customers. Our solution allows you to maintain customer relationships whenever and wherever they need you. In the digital era, CapitalDigital can help you reduce costs, improve business agility, and fuel innovation. Simplify Compliance Management. We keep you ahead of the regulatory curve.

Accelerate your digital transformation initiatives with world-class front and middle office transactional capabilities and reimagine customer engagement by creating consistent, seamless and human experiences across channels. Get to market fast with an extensive repository of pre-built features and evolve as quickly as your customers’ needs. Have the freedom to align the open and flexible platform of Temenos Infinity to your digital banking architecture. Use any cloud platform of your choice and elastically scale on demand. Simplify the connectivity to any core banking system and implement changes quickly while managing application development time and costs. Leverage advanced micro-services and APIs to create your digital banking apps easily.

The easiest way to set up your mobile banking solution. Choose FinCell, a white-label solution for financial institutions that want a cost-effective and easily customizable mobile banking app. FinCell is based on open banking principles, ensuring effective integration with your core system through open APIs. FinCell’s information security and quality management are backed by ISO 27001 and ISO 9001, proving that all needed safety and compliance measures are integrated into a product. FinCell is developed by experts certified in CISSP, CDPSE, and CISA, ensuring best industry practices. Get your mobile banking app up and running in 2 months, FinCell offers pre-defined features, helping you to reach the market faster. Pay for what you actually use. FinCell works on a subscription-based pricing model, where fees are related to your customer base. Easily scalable FinCell helps you increase revenue, grow your customer base, and reduce churn rate.

The banking 'silo-breaker'. Your fully customizable, digital-first experience for web and mobile banking—available to all customer segments, across all channels, digitally and offline. From biometrics and third party verification to liveness checking and MFA. Full native functionality and seamless integration with existing and third party data. API hub built on open architecture for endless integrations. Unique layer of micro-service targeting and messaging on devices and wearables. Hit the ground running in any territory, iterating real-time with full compliance. Launch full range of accounts on mobile devices and powerful internet portal. Build your business across territories, products and segments with flexible tech.

Cogsdale Customer Service Management (CSM) enables clients to seamlessly integrate superior customer relationship management (CRM) with their daily business process requirements. Purpose-built to accommodate the complex billing requirements of municipalities and utilities, Cogsdale CSM streamlines operations, cuts costs, and delivers the best quality services to their customers. The solution also enables users to schedule service orders, view active connections and payment history, and create payment schedules. Cogsdale offers a best-of-breed customer information system that includes: financials, distribution, utility billing, customer management, work management, project management, and procurement. Cogsdale extends the suite to include functionality such as: interactive voice response, document management, payment kiosks, and online credit checks. Cogsdale has been delivering powerful, integrated information solutions since 1997.

UtilityTrakR is a robust cloud-based utility billing software solution purpose-built to help manage the utility operations of municipalities, cities, co-operatives, and more. Built by Starnik, this all-inclusive utility management and billing software suite provides a wide range of features that include payments, billing (CIS), collections, customer portal access, cashiering, customizable detailed reporting, business intelligence, and meter data management with field service functions on mobile devices. With UtilityTrakR, users can easily and seamlessly send electronic bills, process payments, access data-driven insights, and deliver exceptional customer service.

The UBSplus® Utility Billing Software was written specifically for the Utility Industry in order to simplify your customer care, billing, and payment collection processes. Originally written in 1984, UBSplus® is continuously being enhanced to accommodate your growing water, sewer, electric, gas, garbage, and other billing needs. Your payments, adjustments, and miscellaneous charges are posted in real time to your customers’ accounts. A special “Print Cash Receipts” option allows for “cash register” style payment entry for front window or drive-through payment collection. “Print Cash Receipts” option calculates change and prints receipts to a receipt printer. A useful “Find” option allows you to search for customer accounts by account number, last name, first name, phone number, social security number, and even zip code. If your account numbers are bar coded on your customer bills you can dramatically speed the payment entry process by using our Auto Sensing Barcode Scanner.

Invoice Cloud provides a complete, simple, and secure electronic bill presentment and payment solution. Our SaaS platform provides flexible and always-up-to-date online payment solutions that can be configured to meet the unique needs of your organization. And our simple-to-use interface engages customers throughout the payment process to deliver your highest ever e-payment adoption rates. With Invoice Cloud, your customers can move seamlessly from paper to paperless. Our platform drives the industry’s highest adoption rates, enabling significant benefits for our clients.

The Banking & Treasury Automaton Suite is a premier add-on solution for Microsoft Dynamics 365 and Microsoft Dynamics AX, greatly enhancing bank & cash management, treasury, and payments processing, with direct integrations to banks and payment gateways across the globe. Save time and money processing your AP invoices, with OCR support. Branded customer portals and secure credit card and eCheck processing w/ integrated settlement. Protect your printed checks, protect your electronic payments, and maintain PCI compliance. Fully integrated direct debit with mandate support. Gain automation, efficiency, visibility & control with our cross-industry solution for organizations large and small. Bank integrations are supported around the world. Microsoft President’s Club 12 consecutive years. Over 1,600 customers across the globe.

BankingLab is a unified SaaS banking platform that provides a full stack of digital banking services. The platform has specific modules for customer account management, for payments processing, for issuing debit/credit payment cards, for providing loans and for deposits. The platform also provides access to accounts via API to web or mobile devices. BankingLab is a service provider that helps to turn good ideas into successful fintechs. We help entrepreneurs with our technology guiding you from business ideas to successful licensed financial institutions. Building the future of fintech requires talents. We are proud of our employees who deepen their knowledge daily by helping our customers to develop competitive products and services. Apply if you want to become one. Please focus on your customers, leave technology to us. Online identity verification with KYC/KYB, payment cards issuing, and banking infrastructure.

AQ2’s AQURIT™ solution allows Utility companies to accept bills and checks from customers and process them quickly and accurately in large batches which allows more resources to be devoted to the quality service their customers are accustomed to. Cooperatives, municipalities and rural utilities can all benefit from AQ2’s automated solutions. Check and remittance coupon image scan eliminates the need for individual manual data entry of monthly payments. Our software will read each scan and extract the desired information whether you receive checks alone, checks with coupons, or checks with full-page documents. After the information is extracted it balances debits and credits, builds information into a transaction for posting and will upload to any accounting system you use. With AQ2’s AQURIT™ solution you can digitally capture more customer information without increasing staff numbers and service more people in your community without affecting your bottom line.

Omikron provides a multi banking standard software, which banks deliver to their corporate clients to manage their financial business. For corporates, Omikron provides MultiCash Transfer®, a modular, bank-independent platform, which enables internal processes and workflows for payments and cash management to be optimized. A particular benefit is the close integration of banking connections with the various in-house systems (ERP, Treasury etc.). For banks needing a modern, highly user-friendly way to deliver transaction banking services to their corporate clients via multiple channels and devices, the MultiCash communication platform is the solution. Our products are available for more than 20 countries and in 14 languages and support about 200 national and international data formats. This multilingual basis, combined with the integration of all widespread European standards for customer-bank communication, underlines the international nature of the solutions.

In order to register your business create a personal account at first and send us a corporate account request. Bill in EUR and accept payments in digital currencies with automated conversion to fiat account. Export financial statements to comply with tax regulations. Keep virtual currencies in regulated financial institutions. Tokenizing your shares is an easy way for people to invest in your company! If you are looking for possibilities to attract funds quickly, this is the best way to do it. And we can help you with it! Companies that were listed on Raison marketplace prior to public listing. Become a part of our community. We are happy to share with you all our knowledge about late-stage ventures and pre-IPO investments. Invest from $1 in the most innovative startups like Scale AI, Neuralink, Kraken, SpaceX, and others before they go public. Create and manage your high-growth potential venture portfolio within one platform.

QBS has been created to make financial services more efficient through the best use of technology. Particularly in emerging markets where legacy or traditional core banking are too slow and costly to adapt or integrate into new channels, without disregarding the ever-rising costs of maintenance and recurring services. QBS is the platform designed to speed up new and better financial products’ time to market while providing agility and effectiveness. Boosted Digital Transformation processes in financial services so that our clients become more responsive to an increasingly competitive market. Our platform has been created from the latest trends in digital banking at a global level. APIs and native Microservices, open and transparent data model, 100% real-time processing. Regulatory and operational support is provided through sound, simple, real-time, seamless processes and unlimited performance.

Telepin Mobile Money solutions provide robust mobile financial service offerings to your subscriber and merchant customers. Our highly scalable and secure solutions plug into your existing infrastructure, leveraging the investment you’ve made in charging systems and value-added service delivery platforms. We understand mobile financial transactions better than any general value-added services infrastructure and have worked with many tier-one mobile operators around the globe. We apply this knowledge to deliver best-in-class solutions. Your need to differentiate and extend your communications network by offering new and differentiated services. Your subscribers’ need for convenience and the ability to conduct financial transactions via their phone, giving them financial inclusion. Your merchants’ desire to incorporate mobile commerce as a payment mechanism.

OpenPay, the mobile wallet service operated by Opentech, is the most complete wallet solution available on the market. The service includes both wallet server and mobile apps for iOS & Android, featuring a Strong Customer Authentication tool compliant with EBA guidelines and European regulations. OpenPay has already been chosen by Swiss Bankers, CheBanca! (Mediobanca Group) and BNL (BNP Paribas Group) for their mobile payment solutions. Create your wallet choosing from the widest range of value added services. Provide new services without impacts on your IT Infrastructure. OpenPay includes both a Wallet server with availability SLA guaranteed at 99,95% and 24/7 support. Also Wallet Apps for iOS and Android integrating a strong authentication tool compliant with International Industry standards for security. Choose the features that best fit your strategic goals, and then customize your wallet to create a distinctive user experience.

WWS Mobile is a highly secure and fully integrated solution that provides a rich suite of mobile banking, payments, alerting and messaging services. It enables banks and service providers to provide consumers with the ultimate “bank in their pocket” experience resulting in greater consumer satisfaction and new revenue opportunities. The solution has been developed using the latest smartphone and tablet technologies and is available on all leading mobile platforms including Apple IOS, Google Android and Blackberry. The user interface is highly intuitive for consumers and meets the most advanced user standards. The screens are easily customized to match the bank’s branding and presentation preferences. WWS Mobile is a powerful information source for the consumer on the move. The built in geo-location services make it easy to find the nearest ATM or bank branch and the ability to access multiple RSS feeds ensures the consumer benefits from the very latest news and information.

Automated real-time access to financial information. In today’s digital world, having access to financial information is a demand from the modern banking customer. FIS’ telephone banking solutions and software enable your financial institution to provide convenient access to financial information anytime, anywhere. Designed with a series of intuitive menus with customized implementations, our phone banking ensures the best possible experience for your customers. FIS stays ahead of how the world is evolving to power businesses, across merchants, banking and capital markets, to outpace today’s fast-changing competitive landscape and help our clients run, grow and achieve more for their business. FIS is at the heart of the commerce and financial transactions that power the world’s economy. We are passionate about helping businesses and communities thrive by advancing the way the world pays, banks and invests, serving more than 20,000 clients and more than one million merchant locations.

Custom rates, seasonal rates, variable tax charges, pro-ration formulas – no matter how complex your billing rate structure is, BillMaster can handle it! Email invoices to those utility customers who request it. Statements may also be posted on a secure, integrated Website where customers can view their current and prior bills, make payments and request various services from your customer service staff, including recurring ACH and credit card payments. Design your billing statements and invoices to look exactly the way you want with a variety of options for usage graphs, charts and notes. Streamline your operation and reduce overhead with BillMaster’s seamlessly integrated solution for outsourced printing, preparation and mailing of statements, newsletters and other forms. WebShare is Data West’s simple but powerful solution to online Bill Presentment and Payment.

Muni-Link is a cutting-edge cloud-based utility billing software solution powered by Link Computer Corporation. Purpose-built for cities, municipalities, townships, authorities, and private utility companies, this platform enables customers to make payments, receive bills electronically as well as view their usage, amounts due, and payment histories online. Core features of Muni-Link include a customer portal, online payment processing, e-billing and built-in CASS certification, and more.

OPUS21 is more than just a software provider. For over 20 years, our team of utility billing experts has helped cities of all sizes simplify their utility billing and back-office needs. Our services cover a range of solutions including bill print & mail, e-billing, online customer portal, payment processing, and customer service all utilizing our cloud-based CIS software. As a family and women owned business, we pride ourselves on our commitment to partnership.

Your utility collection office requires a utility billing solution that is flexible and easy to use in order to provide outstanding service to your customers. Whether you're billing for electricity, water, natural gas, or something else, VIP Utility Billing software will help smooth out the entire billing cycle. Used at agencies of all shapes and sizes, our VIP Utility Billing platform is flexible enough to handle even the most complex bill calculations and rate structures. It provides drill-down capabilities on accounts and bills associated with a single customer or landlord. Customers manage their accounts via online bill presentation, e-mail bill notices, web payment, and email/text notifications. View all information to assist a customer from a single menu selection. Processing of deposits is configurable to meet your individual deposit policies. Easily filtered grids to customize data display and output to other applications such as Excel and Word.

The CUBIC® Comprehensive Utility Billing and Control System is designed to provide a powerful billing and CIS (Customer Information System) for utility operations. It supports robust customer information, billing, and cash receipting functions, usage, and bill/payment history, plus a myriad of report options. It supplies important functions like multiple search criteria for account inquiries, real-time updating and electronic input, and receipting interfaces. Reports provide extensive statistics based on customers, services, rates, routes, and much more. CUBIC® powerful receipt processing supports traditional receipt processing and high-speed scanning systems. Everything is online including bill/payment and usage history, deposit and service information, as well as a consumption graph for each individual service. Accounting is highly controlled by the system as well. NARUC reporting is easily accomplished with CUBIC®.