Artoo

We’ve reimagined the entire lending experience to allow consumers and lenders to move easily through the loan process. Origence’s origination solutions can power your lending from application to closing, and every step in-between. Deeper member relationships and better borrowing experiences with solutions built with your members in mind. Faster and easier lending with efficient lending technology that increases profitability and pull-through. Increased productivity and engagement with automated solutions that configure to your needs. Our consumer loan and new account origination system is a comprehensive solution designed to improve the lender and borrower experience. Utilizing powerful reporting, industry-based origination and underwriting, and an ever-increasing lineup of integrations, its highly-configurable decision engine increases efficiency for faster decisioning.

Monsoon’s machine learning powered underwriting models identify persistent patterns that enable us to predict future repayment behavior from borrower data (e.g. credit bureau data, bank statements, demographics, location related data and if available, alternate data). These patterns are unique to every lender based on the way they source borrowers, underwrite to borrowers and collect from borrowers. Our machine learning engine “learns” these patterns from every lender’s historic portfolio and application level data, combined with the repayment data associated with every borrower in the portfolio. Monsoon CreditTech’s technology is used by 24 lenders across a wide range of portfolios in the Retail lending and MSME lending spaces. Some of the loan products supported in the Retail lending space are Consumer Durable loans, Personal loans, Four/Two -Wheeler loans, Home loans and Credit Cards.