Page 7 | Best Payment Processing Software in Canada of 2026

Teya

Teya is an all-in-one payment and business-management platform tailored to small and medium businesses, especially brick-and-mortar shops, service providers, or local merchants. It provides modern card-payment solutions, from Android-based card terminals to tap-to-pay (phone-based or card-based), plus tools to handle settlements, accounting, business banking, and sales tracking. With the companion mobile/web app, merchants can turn a phone into a card machine, accept contactless payments, manage transactions, view real-time analytics, and access settlement reports and cash flow at a glance. Merchants can also open a “Teya Business Account,” which offers up to three physical debit cards (and several virtual cards), free bank transfers and direct debits, 0.5% cashback on card spend, and integrated banking services, streamlining both payment acceptance and financial management in one place.

Starting Price: $51.97 per month

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Jelou

Jelou is a conversational AI platform that lets companies build, launch, and manage intelligent AI agents that go beyond simple chat responses to execute real business workflows and transactions inside the conversation. Its agents can verify customer identities using in-chat KYC with biometric and document validation, process secure payments without redirecting users, collect legally binding signatures, and enable conversational search and e-commerce experiences, all from popular messaging channels. It includes Brain Studio, a no-code/low-code environment for creating, testing, and deploying agents with integration to databases, existing business systems, and APIs, supports real-time logs for debugging, and allows human-in-the-loop handoff when needed. Jelou emphasizes privacy and compliance with certified data protection standards, prohibits third-party AI training on customer data, and encrypts transactional information.

Starting Price: Free

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Paybrain

PayBrain is an all-in-one payment processing and business operations platform that helps small businesses, freelancers, and creators accept payments, manage customers, and deliver digital products and services with minimal setup. It offers payment acceptance, including QR code generation and scanning, mobile point-of-sale checkout, invoicing, recurring billing, and subscription management through integrations with major processors like Stripe, so businesses can charge customers in person, online, or via shared links. PayBrain also includes built-in CRM features to track customer history and interactions, professional invoice creation with branded templates and automated reminders, and secure delivery of paid digital content or files that unlock immediately after payment, streamlining both sales and fulfillment workflows. Users can generate contactless payment QR codes, process refunds, and handle autopay subscriptions while managing customer and transaction data.

Starting Price: Free

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JIM

JIM is an AI-powered payment and business management platform that allows sellers to accept contactless payments directly on their smartphones and access funds instantly. It transforms an iPhone into a payment terminal through Tap to Pay technology, enabling businesses to accept debit cards, credit cards, and digital wallets without additional hardware. It is designed to simplify transactions for both sellers and buyers while providing immediate access to earnings, eliminating the traditional wait of one to two business days for settlements. Users can also send Payment Links to customers, making it possible to complete transactions remotely through text, email, or other channels. Users can also send Payment Links to customers, making it possible to complete transactions remotely through text, email, or other channels.

Starting Price: Free

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Medius

Simplicity shouldn’t be complicated. Medius makes AP autonomous—using intelligent technology to reimagine how invoices move into and through your business via a process that you don’t have to touch and that gets smarter with every step. Automate the entire source-to-pay process with the Medius Accounts Payable suite. Simplify and automate your entire AP process by removing paper and manual invoice keying, matching, and processing. You’ll always have full visibility of invoices, spend and cash flow to ensure you can close the books on time, every time. Remove complexity, reduce fraud and save money by improving the payments process in your organization. Medius Pay overhauls the way you pay your suppliers, removing manual processes such as processing checks, and promotes automated working instead. Empower your procurement team with the tools they need to eliminate maverick spend.

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Bellwether Purchasing and Inventory

Bellwether Purchasing and Inventory Software

Rated #1 in purchasing software for SMB companies who create 50-1000 POs a month. Bellwether is cloud-based, modular, scalable, easy to use and offers a 100% money-back guarantee. Modules include Requisitions, Purchase orders, Receiving, invoicing, Inventory, and more. There are over 50+ punchouts, partial receipts, blanket POs, and integration to your ERP through invoicing. Reporting and help docs are available throughout the solution and you will also have outstanding customer support every step of the way. You decide what you need and when to add more. Proven and trusted as the best purchasing software by thousands of customers for over 35 years. Bellwether's solution works in all industries. Check it out now by requesting a free demo based on your company's needs and purchasing workflow. Look forward to hearing from you.

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Coriunder BAAS

Coriunder

Your Backend-As-A-Service(BAAS) provider for everything Payments - We help companies launch faster. From a payment gateway to a Backend-As-A-Service provider (BAAS), we believe that with the right set of tools you can launch your PSP or Fintech startup faster. Coriunder is a payment oriented user management system - why build a backend system from scratch when you can have merchant management, user management, ecommerce, processing and affiliate management out of the box. Coriunder will give you the foundation you need to build your startup - quicker, cheaper and secured. Our Admin interface is the center of all interfaces, control your configurations, limits, permissions and more. All other interfaces on all level will take their configurations from Admin and will allow you to view everything that happens on your platform. We provide an easy to use API, that will allow you to offer your clients, the way to integrate both to our processing engine and to our user management BAAS.

Starting Price: $2,000 per month

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8am ClientPay

8am

8am™ ClientPay gives you the power to securely accept credit card and eCheck payments from anywhere—in your office, online, even at a project site. Create a professional payment experience and enjoy a more reliable cash flow by expanding your available payment options and making it easy for clients to pay. Easily and securely accept credit, debit, and eCheck payments from anywhere and use innovative payment tools to make it easy to get paid. Rest easy knowing your firm’s data and your client’s sensitive information are protected by advanced data encryption and cybersecurity safeguards. Not only do we offer straightforward, competitive pricing, but there are also no long-term contracts, no setup fees, and no cancellation penalties. Get valuable financial insights with ClientPay’s reporting and reconciliation tools. Our customizable reports and dashboards provide on-demand access to real-time payment statistics and important business metrics.

Starting Price: 1.95% per transaction

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ClearGate

We offer our popular payment processing software or get access to our secure Web services. You can process cards, check the status, and create custom reporting. Payments are complicated. Let us provide the tools to make them easy. See how we can assist you. We’ve designed our payment processing iFrame to ensure a simple, yet very flexible integration. You’re in safe hands with $100k in breach insurance, plus a platform with strict security principles at its core. We’ve been around the block a time or two, so we know what it takes to get the job done. Whether you need a traditional terminal, our popular virtual terminal, or an integrated solution with your business management software, we have a solution for you. Our team will personally work one-on-one with you, from the initial pricing proposal to help and support down the line, you’ll have someone with you every step of the way. Promise.

Starting Price: $15.99 per month

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WePay

We provide payments infrastructure for independent software vendors (ISVs) and software platforms to ensure small businesses get paid quickly and easily. We deliver payments you can bank on. Our APIs make flexible, integrated payments possible via referral, white label or payment facilitator models, so our customers can focus on their core strategy. WePay’s corporate values are core to who we are and how we operate. We endeavor to live up to them every day in our interactions with each other and with our customers and partners. Seamlessly integrate payments into your application; we’ll support you from behind-the-scenes. Leverage the Chase brand & network to maximize adoption of digital payments.

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Cleverbridge

A configurable platform that has everything you need to sell online; around the world. Additionally, our expert growth services make sure you have all the tools to hit revenue targets and ensure customer satisfaction, where ever, whenever. Sell your products and services around the world, focusing on your core business. In the background, we will navigate international taxation and compliance, ensure localized checkout experiences, manage fraud and everything else, enabling you with a host of best-in-class solutions. Take charge of complicated pricing, billing and payment processing no matter the situation with easy-to-use, adaptable solutions for B2B and B2C. B2B users expect an experience that at least equals their day-to-day digital lives. Our solutions leverage 15 years of eCommerce experience to fit the needs of B2B clients and their customers.

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Mobipaid

All Mobipaid payments are contactless and from your customers mobile or internet-enabled device. In only a few easy steps send a personalised message with a secure payment link to your customer’s mobile phone or email. Customers select from several checkout options and instantly receive a receipt after making payment. Send simple one-time or recurring payment links and QR codes or send as part of an invoice or bill. Replace your card terminal with customisable QR codes that can be printed and displayed at the POS. Add your logo and include taxes and optional tipping as well as the payment forms your business wishes to accept. Payments are made from the customer phone with no app or registration required. Our cloud-based merchant portal can be accessed from any internet-connected device. Add multiple users with different account privileges. Access all major payment methods and sell across multiple channels from a single contract.

Starting Price: €0.23

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OBM Gym Management Software

MoneyMovers

OBM Gym Management Software: An amazing member management software coupled to a powerful PCI-DSS Compliant EFT Payment Gateway! Everything your club needs to make it all work! Let one of our helpful technicians guide you through a complete online demonstration of our software—OR sign up for our mailing list to get all the latest OBM updates. Not all locations need all the bells and whistles of a full-blown Health Club Member Management System. That is why we developed a system that has a cafeteria design to it. You simply choose our Online Business Manager Gym Software Base System for basic Member Management and then include the features you need. Call our office and find out about our competitive pricing and special first time user discounts.

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Circulus

At Circulus, we provide Product and Service Offerings designed to Optimize, Augment, and Automate AP Processes. Circulus has developed Cloud-Based and Robust End-to-End AP Solution for companies of all sizes and complexities. Circulus empowers AP Teams with: • Complete Visibility Through Real-Time Data Retrieval, Dashboards, Task Notifications & Reports • Tight Control Through Timestamped Audit trails & Role-Based Access • Easy Accessibility Through Digitized Invoices, Cloud-Based Portal, Bill Status Search & Accounts Payable Mobile App • Smooth Coordination Through Automated Workflows & Centralized Processing • Flexibility Through Multiple Payment Methods, Scalability, Configurable Workflows & Business Rules • Speed & Accuracy Through Intelligent Data Extraction & 99% Data Accuracy Guaranteed from Day 1

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Web Payment Software

Mountain Media

Web Payment Software™ offers merchants a cost-plus pricing model that can deliver rates as low as 0.4%. That would be a savings of $2.50 on a $100.00 transaction when compared to the bigger players in the industry. We also don't nickel and dime you with gateway, transaction and batch fees. Or fees for Address Verification Service (AVS) and fraud protection. Learn more about why our merchant accounts cost less. Web Payment Software™ also offers payment features like Payment Pages, Recurring Payments, Virtual Terminal as well as Next Generation Point of Sale solutions that can help streamline your business process.

Starting Price: $15.99 per month

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uniCenta

Day-In, Day-Out uniCenta software helps thousands of people all around the world save their business time and money. uniCenta is not the usual run-of-the-mill legacy Point Of Sale software developer. We are a small team dedicated to bringing you innovative Point Of Sale apps. Run the full version of uniCenta oPOS on any smartphone, tablet or countertop machine with a browser. Send orders to a local kitchen, packing or warehouse display wherever it’s located. Strengthen your customer connection and reinforce your brand. Blend In-store prepayments with online store purchases. This app' will earn you money and pay you for every transaction you make.

Starting Price: $5 per month

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Bindo POS

Bindo Labs

Bindo provides solutions for the F&B, Retail, Hospitality, and other industries in today’s fast-paced and challenging business environment. With over 10,000 points of sales in 12 countries, Bindo’s solutions are helping businesses increase their revenues, profits, operational efficiency, and grow their customer base in today’s challenging world. Everything you need in order to run your business smoothly and effectively. Automatic and clever - Bindo Smart Register helps increase your sales by recommending relevant products to your customers. During checkout, special discounts and promotions will appear to generate opportunities to upsell. Bindo helps manage the supply chain from the purchase order to stock transfer processes across multiple stores. Advanced features such as ingredient tracking module improves cost control while automatic notifications on low stock ensure that you will never run out of stock.

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CharityWeb

For over 20 years, CharityWeb's online donation platform has helped nonprofits raise more online. We work with medical foundations, community foundations, United Way chapters, colleges, multi-chapter organizations, and nonprofits of all kinds and sizes. We offer Donate, Register, Peer-to-Peer Fundraising, and Event-a-Thon online fundraising platforms. Our easy-to-use platforms are PCI compliant, responsive, and come with the ability to create and host an unlimited number of custom fundraiser pages. Nonprofits of all sizes are powered by CharityWeb. From local PTAs to large international charities, our clients have one thing in common, a desire to make a difference in the world. We love supporting their missions with our fundraising platform. So go ahead and try out a new donation campaign, ask your best supporters to launch a personal fundraising page, or plan that walk or run you’ve been thinking about. Our technology is here to power your creativity and growth.

Starting Price: $20.00/month

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Spoonfed

Spoonfed is an intuitive, cloud-based, food order management solution for meetings and conferences. A global system, highly configurable for simple and complex contracts, with a range of business use cases to drive revenue. Empower your customers through online, mobile responsive, ordering and order management; View/edit/repeat/cancel order functionality within customer’s profile – no need to call the catering team; Allergens/nutritional information viewable – with option to add notes. Group Ordering enables individual requests as part of a larger order, with meals separately wrapped for contactless pickup/delivery. Our ‘best in class’ ordering experience is undergirded by Back of House reporting with comprehensive, end-to-end order management system for catering teams. Highly responsive support and onboarding from teams in USA and UK. Eliminate mistakes, save time for both customers and catering teams with a Streamlined production data ensuring accurate orders are out on time.

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Engaging Networks

Engaging Networks helps nonprofits maximize their impact through a suite of world-class online fundraising and advocacy digital engagement tools. Nonprofits of every size and cause—from human rights to disaster relief—use our platform to raise money, engage their communities, and advance their missions. For over 20 years, we’ve powered tens of millions of donations from over 190 countries and raised over $2 billion for social good. The Engaging Networks platform is updated constantly with new features and upgrades every six to eight weeks so that we can provide an innovative platform that fits every need. We can replace the advocacy, fundraising, email, P2P, events, and data management systems you have, or play nicely with whatever you’d like to keep. We proudly work with a variety of incredible organizations such as The Humane Society of the United States, The Nature Conservancy, Human Rights Campaign, PETA and Amnesty International USA. Today, we have two offices in Washington, D.C.

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National Cash Management Systems (NCMS)

National Cash Management Systems

No matter what size merchant you are NCMS has the right solution to help process your single and recurring ACH transactions quickly and efficiently. Our complete suite of ACH processing tools are easy to use and unmatched in the industry. Give us a try and join the thousands of NCMS merchants that have simplified their ACH processing activities. Offering an honest and straight forward approach to processing all forms of credit card payments. Process payments online, through terminals, or software integration and more. Let NCMS take the confusion out of credit card processing. It's simple, no other firm offers more cutting edge verification tools than NCMS. Real time funds verification, real time account status verification, account owner verification, customer identification, and customer authentication. NCMS is your one stop source when it comes to protecting your bottom line.

Starting Price: $25 one-time payment

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Unity FI Solutions

Custom payment solutions/technologies for banks, businesses, & educational institutions. 24/7 customer service & technical support for existing merchants. All financial data is protected with contemporary networks and terminals. Offering some of the lowest transactions fees in the business. Apply today for a merchant account and get approved within 24 hours. Uniquely tailored solutions that fit our customers' needs. Using innovation to accelerate account receivable collections.

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Checkout

Acclivity Group

We will not be updating Checkout beyond the current version (5.1.2) and, therefore, will not be providing compatibility with macOS 11 (Big Sur) or Apple computers with the M1 chip. Additionally, we will not issue updates to ensure future compatibility with Shopify. Your current version of Checkout will continue to work as is on supported operating systems. Run your retail store more efficiently with Checkout, starting at $499. Download the free trial and you'll be selling in minutes. The powerful, easy and affordable point of sale software for the Mac. Sync your Shopify orders to Checkout. Use Checkout to set up your store and send your products, variations, and images to Shopify with the Shopify connector. Checkout is not for restaurants or multi-store chains, but is instead made specifically for single-location boutiques, shops and stores selling goods of any kind.

Starting Price: $499 one-time payment

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Monetra

Monetra is a fast, efficient, and secure payment application. It's designed to scale from small custom embedded devices to fully redundant payment servers processing thousands of transactions per minute. Trusted for over 20 years by thousands of merchants throughout North America, Monetra is the premier product of its type. Monetra provides built-in security features including full-strength cryptography for sensitive data encryption, fraud protection, secure communications support, internal IP filtering, and more. Designed in ANSI C, Monetra has numerous integration options with complete documentation for all of our protocols. We provide native APIs for several languages, plus a public test server you can use to start running test transactions right now. Hosting Monetra on your own infrastructure (or device) allows you to enjoy complete flexibility while maintaining full control over your payment systems and relationships.

Starting Price: $225 one-time payment

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Alternative Payments

You might be losing a significant percentage of purchases at the checkout, just because you are limiting the choice of how your customers want to pay! Find out with our free report which local payment options your visitors prefer, and allow us to help you reach those customers today! We can supercharge your eCommerce businesses and help meet the needs of millions of customers that don’t use credit cards. A merchant who provides trusted payment methods to prospective buyers is adding trust and a sense of ease through the buying process. These two factors will translate into increased sales. E-commerce merchants based in the US and Canada now have a game-changing advantage to ring up sales from European consumers. Reach your new consumers in Germany, Netherlands, UK and in every part of the world, without worrying about how you will charge them.

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Invoiced

Invoiced.com

Put A/R on autopilot. Get paid faster, waste less time and provide a better payment experience with the Invoiced A/R Cloud. Go from invoice to cash faster with less effort. Businesses that use Invoiced get paid 14 days faster, on average. Waste less time on collections processes with automated email, letter and text communications. Provide a better payment experience for customers with a modern frictionless portal. Automate financial processes with our award-winning A/R Cloud. The Invoiced A/R Cloud lets you program your entire accounts receivable operation, complete with dashboards, integrated reporting and specialized tools for efficient, effective A/R management. Online payments have accelerated the speed of many modern businesses — but not all have jumped on board. Some are still losing weeks to snail mail, and sacrificing positive cash flow in the process.

Starting Price: $100 per month

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EBANX

Our platform aligns security with high‑level scalability for global companies growing digitally. Our cloud‑based multi‑instance platform offers our merchants the best API performance in 15 payment markets - Brazil, Mexico, Argentina, Colombia, Chile, Peru and other countries. Grow exponentially and increase revenue in Latin America by using our +100 local payment options including cards, cash payments, and digital alternative payment methods with high performance in approval and conversion rates. EBANX platform is designed for all tech businesses that operate globally and want an efficient cross-border model to land and win in LatAm. Tailored for subscription business models, it has a one integration guarantee with direct links to all card issuers to maximize approval rates. There is a recurring payment solution for each payment option, including alternative payment methods such as wallets, instant payments, online debit, and much more.

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InstaPayments

When creating an InstaPayments account, you'll be asked to connect to an existing Stripe account or create a new one. If you already have a Stripe account, all you have to do is login. Products are how we know what to charge your customers. These can be created in Stripe OR InstaPayments. Use the Checkout Creator to tell our system what you want to happen when a customer signs up. All our checkouts have a unique link that can be put behind a button on your website or in an email for a frictionless customer experience. Easily create checkouts for subscriptions, donations, one time payments or saving a card for future use. All checkouts can be branded to your business. Each checkout will get a unique link so all you have to do it paste it onto your website behind a button or in an email. Your customers can easily access their billing. Give your users the option to update their cards, manage their subscriptions, download/pay their invoices and more.

Starting Price: $15 per month

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SumUp

Card payments made simple with SumUp. The most affordable way for your business to get paid. Pay only 2.75% per transaction, without any contracts or monthly minimums. Transparent pricing at its best. Best-in-class payment solutions that deliver money directly in your bank account in just 1-2 business days. Get started in less than 5 minutes. Just pair the card reader with any mobile device or tablet and start transacting. At SumUp, we believe in transparent pricing. That’s why you’ll always know exactly what you have to pay. There are no hidden fees, no monthly fee, and best of all no monthly contract. Only pay for what you use. Every day, over a million businesses like yours rely on SumUp to get paid. Find out for yourself how SumUp can help your business grow.

Starting Price: 2.75% transaction fee

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NDMS Merchant Account

National Discount Merchant Services (NDMS)

National Discount Merchant Services (NDMS) offers a comprehensive suite of payment processing solutions tailored for businesses across various industries. Their services encompass both in-person and online transactions, supporting credit card, debit card, and ACH payments. NDMS provides advanced features such as EMV/chip terminals, virtual terminals, mobile point-of-sale systems, and secure payment gateways. To enhance security and compliance, they offer tokenization, PCI compliance assistance, fraud prevention tools, and a secure vault for storing sensitive data. Additional services include recurring billing, chargeback management, multi-currency processing, and customizable reporting tools. NDMS caters to a wide range of industries, including retail, ecommerce, healthcare, hospitality, and high-risk sectors, ensuring flexible and scalable solutions for businesses of all sizes.

Starting Price: $5.00/month

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Best Payment Processing Software in Canada - Page 7

Compare the Top Payment Processing Software in Canada as of May 2026 - Page 7