JIM

Teya is an all-in-one payment and business-management platform tailored to small and medium businesses, especially brick-and-mortar shops, service providers, or local merchants. It provides modern card-payment solutions, from Android-based card terminals to tap-to-pay (phone-based or card-based), plus tools to handle settlements, accounting, business banking, and sales tracking. With the companion mobile/web app, merchants can turn a phone into a card machine, accept contactless payments, manage transactions, view real-time analytics, and access settlement reports and cash flow at a glance. Merchants can also open a “Teya Business Account,” which offers up to three physical debit cards (and several virtual cards), free bank transfers and direct debits, 0.5% cashback on card spend, and integrated banking services, streamlining both payment acceptance and financial management in one place.

Flatpay is a payment processing and point-of-sale platform that enables businesses to accept secure, electronic payments in-person, online, and via integrated POS systems with simple, transparent pricing and no hidden fees. It supports payment terminals that accept major credit and debit cards (including contactless and mobile wallets), are wireless with Wi-Fi and cellular connectivity, and include features like receipt printing, automatic reporting, transaction history, and configurable tip management, all designed to streamline checkout and reduce administrative work. Flatpay’s POS system brings together sales processing, inventory management, sales analytics, and real-time reporting in one intuitive interface, letting businesses track product movement, manage accounts, and gain insights into performance. For online sales, the solution offers a secure, ecommerce payment integration that works with leading web platforms to handle card and digital wallet transactions.