Best Free Online Banking Software

Business banking made for America. Business builders asked for better banking. So we built North One. Open an account in minutes. Building your business, creating jobs and serving your community is what you do. It’s hard work. North One makes the hardest parts of running your business easy. Focus on the road ahead, we’ve got your back. North One is proudly built for small businesses, startups and freelancers across America. Make payments easily, keep tabs on your money and put your finances on autopilot through smart integrations with the tools you’re already using. North One was built to make managing money easy so you can focus on running your business. No more branches. No more lines. No more paperwork. Get complete access to your North One Account from your phone or computer, wherever your business takes you. Create Envelopes for taxes, payroll, rent, and anything else automatically.

Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services.

Doocat banking software is an advanced, comprehensive banking solution designed specifically for Microfinance institutions. The platform integrates four key modules—Core banking, Mobile banking, Agency banking, & E-commerce—each built on a robust microservices architecture. Doocat’s super-flexible structure allows for extensive configuration of features and settings, ensuring that the software can be tailored to meet the specific needs of each institution. Whether deployed on-premises or as a SaaS solution, Doocat adapts to the unique operational requirements and regulatory environments of different regions, making it an ideal choice for Microfinance institutions seeking a comprehensive, adaptable, and future-ready banking solution. The Core banking module ensures flexible, compliant operations. Mobile banking provides seamless account management on the go. Agency banking extends financial access via agents, and the E-commerce provides integrated online shops for small business.

The easiest way to set up your mobile banking solution. Choose FinCell, a white-label solution for financial institutions that want a cost-effective and easily customizable mobile banking app. FinCell is based on open banking principles, ensuring effective integration with your core system through open APIs. FinCell’s information security and quality management are backed by ISO 27001 and ISO 9001, proving that all needed safety and compliance measures are integrated into a product. FinCell is developed by experts certified in CISSP, CDPSE, and CISA, ensuring best industry practices. Get your mobile banking app up and running in 2 months, FinCell offers pre-defined features, helping you to reach the market faster. Pay for what you actually use. FinCell works on a subscription-based pricing model, where fees are related to your customer base. Easily scalable FinCell helps you increase revenue, grow your customer base, and reduce churn rate.

OnePay is a financial technology app designed to help users manage, save, and grow their money in one place. It offers a range of services including cash accounts, credit building tools, investing, and cryptocurrency trading. Users can earn rewards such as cash back on purchases, especially through Walmart-related benefits. The platform also provides features like early pay access, high-yield savings, and no monthly fees. OnePay includes a Credit Builder Loan that helps users improve their credit history with minimal cost. It allows flexible payment options, including buy now, pay later services for purchases. By combining multiple financial tools into one app, OnePay simplifies everyday money management.

Revogear is a software suite to manage electronic money payments, multi currencies and supports crypto currency as well. The system is based around an eWallet and provides many financial services. The Software is able to satisfy private international banks, electronic money institutions and payment service provider institutions. Thanks to diversity of modules, the system can also be used to adapt to your specific business needs. Thanks to the feature Multi-Currency, Multilingual and Multi-Region formats, Revogear can be employed worldwide. Modular structure of Revogear allows system growth parallel with your business expansion. Revogear includes several software modules: customer portal, corporate portal, mobile app, backoffice and antifraud console. The system is able to manage international Swift, SEPA and European direct IBAN transfers. Prepaid Mastercard and VISA integration with External Authorization message handling.