Best Credit Management Software with a Free Trial

AI-driven credit-to-cash solutions powered by Dun & Bradstreet’s industry-leading global data and analytics. D&B Finance Analytics provides AI-driven solutions powered by the Dun & Bradstreet Data Cloud. Intelligent, flexible, and easy to use, D&B Finance Analytics helps finance teams manage risk, increase operational efficiency, reduce cost, and improve the customer experience. Manage credit and receivables risk to help minimize bad debt, reduce DSO, and improve cash flow. Help automate manual decisioning, monitoring, matching, and customer communications. Provide your customers with an online credit application and a payment portal. D&B Finance Analytics comprises two platforms, D&B Credit Intelligence, and D&B® Receivables Intelligence, that together provide powerful insights and technology to help you accelerate success throughout your credit-to-cash processes. You can gain visibility into credit risk quickly onboard customers and set the right terms.

My DSO Manager is an AI-powered SaaS platform designed to optimize credit and collections management, reduce DSO, and accelerate cash flow for finance teams worldwide. Fully interoperable with any ERP, CRM, payment solutions, credit insurers, financial data providers and etc., the platform delivers end-to-end control of the credit management process. Key capabilities include customisable dunning workflows, real-time monitoring of balances and disputes, credit scoring, advanced analytics, automated collection actions and MAIA AI. My DSO Manager is fast to deploy through Smart Upload and supports multi-entity, multi-currency, and multilingual environments, making it suitable for both mid-sized companies and global enterprises. Built by credit management experts and a dedicated in-house IT team, the platform centralizes collaboration between finance, sales, and customer service teams around a shared, real-time view of customer risk.

Credit Pulse digitizes and automates your credit process, reducing manual effort in credit approvals, and continuously monitors your portfolio for credit risk. Go from weeks to minutes with automated bank and trade references. Optimize the allocation of credit across all customers. Extend and restrict credit as risks change to reduce bad debt by 20%. Get notified of changes like NSFs, bankruptcies, liens, bank balances, and credit score changes. Manage your entire credit operation, from applications to approvals, and continuously monitor your portfolio for credit risk. Credit Pulse provides a streamlined credit application with business pre-fill, eliminating the typical ‘back and forth’. Save over 1000 hours of manual effort per year. Gone are the days of manually sourcing third-party data. Credit Pulse centralizes credit bureau reports and 15+ other sources of reliable data. Credit Managers can feel confident making decisions with less effort, especially with SMBs.

RiskSeal is an AI-powered SaaS platform that helps online lenders prevent defaults, automate lending decisions, and identify valuable customers. Our Digital Credit Scoring System enables lenders to identify potential defaulters, fight fraud, and find valuable customers using digital footprint analysis. By analyzing user email, phone number, and IP address data, we conduct deep user analysis and create a detailed digital profile with 300+ data points. What online lending organizations get with RiskSeal: - Digital footprints. 140+ social and online platforms - Data enrichment. 400+ tailored data points. - Real-time trust engine. Name verification, face matching. - Risk score. Ready-to-use risk score.

Decisions Platform is a no-code business automation solution that focuses on data handling, process automation, and business rule execution. Complete with a rule engine, workflow engine, form designer, report and/or dashboard builder, open API and SDK, the Decisions Platform offers a comprehensive business process management solution for large enterprises and software company partners. Built and tested using visual, drag and drop no-code design technologies, Decisions helps organizations manage and automate a number of business processes in a seamless and efficient way.

Sora’s AI debt management software helps financial advisors wow clients and win proposals. Quickly scan clients’ liabilities, refinance and new loan opportunities, and credit health. Download reports to engage clients on their debt. Hyper-personalized debt optimization strategies. Request a new loan and we will scan our ecosystem of 50+ wholesale, retail, and credit union lenders. We do the work so you and your client don’t have to. Sora finds clients better deals for their new or existing home, auto, and student loans and seamlessly moves into them. Sora is an easy-to-use software that helps you visualize, analyze, and act to optimize your client's debt. Use our advanced analytics and recommendations to develop tailored strategies for each client. Navigate through their debt landscape, identify areas for potential savings, and devise an optimized debt management plan. Bring your financial advisory to the next level.

ACTICO's highly flexible software platform for decision automation helps companies to increase efficiency, gain more agility and improve their digital interactions. ACTICO helps companies make smarter decisions faster with our AI-powered Decision Automation Platform. The platform brings together data, AI and decisioning into one unified decisioning solution. The platform contains everything one needs from capturing and designing of decision models, to testing and monitoring of automated decision-making across all your systems, workflows, and channels. It uniquely integrates AI to further enhance decision quality and increase automation rates.The software gives organizations the ability to digitalize their core business processes, meet customer demands and reduce business and regulatory risks.

Gain increased transparency and the critical insight needed to mitigate risk. Easily replicate and automate your unique procedures and processes within this highly configurable solution. The automated workflow also supports bureau and ERP integration, rule-based workflows, tracking, and ongoing monitoring. Configure unlimited online credit application templates to cover each of your unique business needs. Create and designate required fields to ensure critical data is collected for proper data analysis. Our process is connected to major credit bureaus and rating agencies to streamline decision-making. Reduce your company's DSO by increasing the efficiency and productivity of the entire collections team. Our collections management software gives you the ability to create and configure as many collections and dispute/deductions strategies as you need, in order to accomplish your larger business goals.

DMS - Decision Making Software is PaaS environment, implementing end-to-end decision automation process. Key features are segmentation, scoring, value setting, instant API publishing, version control and more. It is low-code and highly dynamic solution, so you can implement complicated logic without tech knowledge. Account manager will be in touch with you to robust your business expertise. The platform is available with both On-Premise and Cloud solutions. Benefits -Fast time to market: the platform is ready to use in less than a week. -Ease of use: making changes in the logic is implemented in minutes. which means, you are guaranteed to save time for changing product configuration or adding a new product. -Instant API generator: generate instant, active, ready-to-be-integrated API with a single click, when the strategy is ready. -Version control: go back and forth in versions of your strategy seamlessly. -Dedicated account manager: will be in line to help you run DMS.

Floowed is a flexible, no-code AI credit workflow automation platform built for teams that want to eliminate manual, repetitive work. It allows banks and non-bank financial institutions to design workflows tailored to their operations, connecting documents, data, decision logic, and integrations into a single automated flow. With Floowed, teams can automate processes such as data extraction, validation, document handling, decisioning, and system handoffs. Workflows are fully customizable, making it easy to adapt to changing business requirements without engineering support. By centralizing workflows in one platform, Floowed improves efficiency, reduces errors, and gives teams real-time visibility into process status and performance. It’s ideal for businesses looking to scale operations, standardize processes, and move faster without adding complexity.

Do you want to get paid faster? Our credit control software, Credit Hound, automates many of your day-to-day credit control processes and is designed to pick up where your existing accounting system stops. It significantly reduces administrative tasks and instantly shows how much you’re owed and who you need to chase. Credit Hound Dashboard provides you with an instant overview of your credit management situation. displays overdue payments broken down by not yet due, overdue and disputed invoices. highlighting the customers who’ve promised to pay and by when. Automate many of your daily repetitive tasks. Let Credit Hound do the hard work, it can automatically send reminder letters, place overdue accounts on stop and add new To-Do items to chase late payments. Displays all the information you need on one screen so you have everything to hand to chase late invoice payment. Payment tracking features provide an overview of disputed payments to avoid payment delays.