Shift Underwriting Risk

Shift Underwriting Risk

Shift Technology
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About

Ptally is an AI-enabled insurance pricing platform for insurers and MGAs. Pricing consultants build your rates, rules and calculations from existing rating guides, Excel models or US rate filings. Every change runs against a regression suite before you approve and deploy it with one click. One rating engine serves a real-time pricing API, embedded quote forms and conversational agents. Pricing teams can describe model changes in ChatGPT, Claude or Cursor through MCP, then review and publish them in Ptally. Ptally has served 50M+ quotes with a median execution time of 38ms across personal, commercial and specialty lines. There is no implementation fee: the Performance plan charges up to 1% of gross written premium with no upfront cost, or choose a flat fee per live model.

About

Shift Technology’s Underwriting Risk (also called Underwriting Risk Detection) is an AI-powered SaaS platform that helps insurers enhance underwriting decisions by identifying fraud, misrepresentation, premium leakage, and network-based risks in policy applications from end to end. It uses predictive models and anomaly detection to examine quotes & applications, monitor changes post-bind and during renewals, and detect identity fraud, agent gaming, ghost broking, policy hijacking, and document/photo tampering. The system integrates external data sources, offers real-time alerts, provides explainable output for underwriters (including decision context), and supports continuous learning so it adapts as new risk patterns emerge. It is designed to speed up underwriting, improve pricing accuracy, protect policyholders, reduce losses, and allow organizations to grow their books more confidently by catching risky activity early.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Insurers and MGAs that need to build, test, and run insurance rating models without a long IT project.

Audience

Risk management teams, and insurers in search of a solution to reduce fraud, make faster and more accurate underwriting decisions, and proactively detect risk across the policy lifecycle

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Supported

API

Offers API Not Supported

Screenshots and Videos

No images available

Screenshots and Videos

Pricing

Up to 1% of GWP
The Performance plan charges up to 1% of gross written premium with no upfront cost or implementation fee. Alternatively, the per-model option charges a flat fee per live model; enterprise pricing is custom.
Free Version Not Supported
Free Trial Not Supported

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Not Supported

Company Information

Ptally
ptally.ai

Company Information

Shift Technology
Founded: 2013
France
www.shift-technology.com/products/underwriting-risk

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Categories

Categories

Integrations

ChatGPT Supported
Claude Supported
Cursor Supported
Gemini CLI Supported
GitHub Copilot Supported
Model Context Protocol (MCP) Supported

Integrations

ChatGPT Not Supported
Claude Not Supported
Cursor Not Supported
Gemini CLI Not Supported
GitHub Copilot Not Supported
Model Context Protocol (MCP) Not Supported
Claim Ptally and update features and information
Claim Ptally and update features and information
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Claim Shift Underwriting Risk and update features and information