Shift Underwriting Risk
Shift Technology’s Underwriting Risk (also called Underwriting Risk Detection) is an AI-powered SaaS platform that helps insurers enhance underwriting decisions by identifying fraud, misrepresentation, premium leakage, and network-based risks in policy applications from end to end. It uses predictive models and anomaly detection to examine quotes & applications, monitor changes post-bind and during renewals, and detect identity fraud, agent gaming, ghost broking, policy hijacking, and document/photo tampering. The system integrates external data sources, offers real-time alerts, provides explainable output for underwriters (including decision context), and supports continuous learning so it adapts as new risk patterns emerge. It is designed to speed up underwriting, improve pricing accuracy, protect policyholders, reduce losses, and allow organizations to grow their books more confidently by catching risky activity early.
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AUSIS
AUSIS – Full-stack Behavioral Underwriting AUSIS enables insurance businesses to provide in-depth underwriting, scoring & decisions in real-time. AUSIS provides reduction in cost, time, risk & fraud with enhancing efficiency, decision power, alternative scoring and more. AUSIS helps increasing STP from NSTP and also enables non-invasive methods of health data aggregation from AQI, Location, Mortality, Social, Photo, Video, Health Devices, Weather, Sanitation and more. AUSIS reduces up to 40% reduction in per policy issuance.
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Bevaya
Bevaya is an AI agent platform built specifically for insurance carriers, brokers, and third-party administrators across underwriting, claims, and policy servicing. Its agents can read, classify, extract, analyze, summarize, and recommend actions from insurance documents while working on top of existing systems of record. The platform includes prebuilt agents for submission intake, loss run processing, policy comparisons, claim indexing, FNOL and FROI setup, certificate of insurance creation, and premium audit processing. Bevaya is powered by InsurGPT, which the company says is trained on more than 300 million insurance documents and supports production workflows across complex insurance operations. Human-in-the-loop controls, explainability features, workflow tools, and integrations help insurers govern how AI decisions are reviewed and executed.
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s.360
s360 is the only life underwriting platform you’ll ever need. A complete underwriting workbench connected to Automated underwriting, predictive models, tele and video interviews, accelerated underwriting, and API-integrated paramedical exams report collection – have full control over your case pipeline and operate elegantly and autonomously. Get deeper underwriting insights because it was designed with a data-focused philosophy. It transforms your medical unstructured data into structured insights. Rich in a variety of risk analysis channels - predictive models, interviews, automated underwriting, accelerated UDW, lab exams, and underwriting manuals, among other incredible features.
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