PhonePe vs. PicPay Comparison


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About PhonePe is a mobile payments app that allows you to transfer money instantly to anyone, by using just their mobile number. Our goal is to make digital payments so easy, safe & universally accepted that people never feel the need to carry cash or cards again. Invest money, secure your wealth and achieve your financial goals! Pay bills, recharge, send money, buy gold, invest and shop at your favorite stores. Choose from options like BHIM UPI, the PhonePe wallet or your Debit and Credit Card. Book flights, order food or buy groceries. Use all your favorite apps without downloading them. Every day we wake up, learn to navigate life into 'the new normal' and help each other to keep going - all this with a smile behind our masks. Over the next decade, digital payments are going to become more accessible to the next billion users. Our goal is to facilitate this change by building payment solutions for this user base.	About With PicPay it's like this: you can pay your bills in up to 12 installments, have a secure and free digital account, credit card with no annual fee and even earn money back on your purchases. Using your physical or virtual credit and debit card, you pay for everything and everyone and can even pay in installments on credit. In addition, you can still earn cashback, that is, cashback. In addition to making your money work, you can use it whenever you want for payments, transfers and withdrawals. At PicPay you control everything that goes in and out on time, easily and directly from your cell phone. At PicPay Store you will find your favorite stores in one app. Take advantage of exclusive discounts and you can still earn cashback. You can also recharge your cell phone, and transport card and pay for your series and movie streaming directly from your cell phone.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Anyone who wants a mobile payments app that allows you to transfer money with a mobile number	Audience Organizations searching for a powerful Payment Processing platform
Support Phone Support Supported 24/7 Live Support Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 4.5 / 5 support 5.0 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros 1. The user interface of the application is easy to understand and use. 2. The payments are easy and only fails rarely. 3. It allows connecting the bank account via UPI directly to the application for faster payments and balance inquiries. 4. It can be used to pay individuals as well as shops and e-commerce. 5. The amount of failed transactions get settled back in the wallet or account in no time. - PhonePe can be used to pay online platforms directly from the bank account through UPI. - It also helps in paying various types of bills like electricity and water and also allows to book tickets directly from the application. - Multiple bank accounts can be added and linked with a single PhonePe accounts for faster payments. - It is stable and secure to use and available on all the Mobile platforms. Cons I have not found any major con or drawbacks in the applications. - The homepage of the application feels cluttered and can be simplified more for easy access of the features.
Training Documentation Not Supported Webinars Not Supported Live Online Supported In Person Not Supported	Training Documentation Not Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information PhonePe Founded: 2015 India www.phonepe.com	Company Information PicPay Founded: 2012 Brazil www.picpay.com
Alternatives BHIM	Alternatives PayPal
Google Pay Google	CashbackOS EnactOn Technologies
Razorpay	Vantage Perks Vantage Circle
PayPal	Payfare
BharatPe View All	Papara View All
Categories Mobile Payment Supported	Categories Payment Processing Supported

Integrations BOTSHOT Supported BharatPe Supported BytePhase Supported Cartin.Store Supported Evenda Supported Foodiv Supported IDfy Supported Iconicus Commerce Supported Inai Supported Juspay Supported PayKun Supported PixelLayout Supported PremierCashier Not Supported Pyrops WMS Supported Rishta Desk Supported Transact Bridge Supported Typof Supported Unified Payments Interface (UPI) Supported Zoyride Supported ninexhoomie Supported Show More Integrations View All 19 Integrations	Integrations BOTSHOT Not Supported BharatPe Not Supported BytePhase Not Supported Cartin.Store Not Supported Evenda Not Supported Foodiv Not Supported IDfy Not Supported Iconicus Commerce Not Supported Inai Not Supported Juspay Not Supported PayKun Not Supported PixelLayout Not Supported PremierCashier Supported Pyrops WMS Not Supported Rishta Desk Not Supported Transact Bridge Not Supported Typof Not Supported Unified Payments Interface (UPI) Not Supported Zoyride Not Supported ninexhoomie Not Supported Show More Integrations View All 1 Integration
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