Papara
Presenting a whole new financial experience, a leading FinTech app Papara offers instant, free, multi-currency transfers to consumers as well as providing a one-stop-shop for paying bills, trading digital currencies and tracking spending habits. Targeting the underbanked and underserved, Papara has grown since launching in Turkey in 2016 to become Turkey's largest fintech company with a current customer base of over 7.5 Million Usersregistered users. Send money 24/7 for free, pay your bills, and manage your budget. Use Papara Card around the world, avoid fees, and earn instant cashback as you spend. No overdrafts, no overspending. Track your spendings in real time and earn instant cashback as you spend. Secure shopping anywhere around the world. Earn cashback from brands and categories without minimum spending limits. Deposit/withdraw money at all local ATMs. No fees up to 500 TL per month.
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Smartbis
Smartbis Cashback is a white‑label loyalty platform that lets businesses of all sizes launch customized cashback and points programs under their brand.
Core Features
• Cashback & Points Rewards: Customers earn cashback or points with purchases and can redeem via vouchers, store credit, or share with friends .
• Referral Bonuses: Built‑in referral system that grants automatic bonuses when customers refer others .
• Marketing Automation: Segments users for targeted campaigns. Supports messaging via WhatsApp, email, and SMS — all without spamming .
• Multi‑Platform Integration: Works with Shopify, Wix, e‑commerce, physical stores, franchises, and POS systems
• Gamification: Tiered clubs (e.g., Bronze/Silver/Gold) with extra incentives for higher engagement
• Voucher Automation: Automatically sends cashback vouchers after purchases for next‑order discounts
• QR Codes & Surveys: Custom QR codes and satisfaction surveys, rewarding feedback.
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Fondue
Replacing pre-purchase incentives, shoppers see their CashBack eligibility throughout the purchase journey and then redeem it post-purchase in a method they choose: gift cards, cash, and more to come soon. No more one-size-fits-some discounting that trades profit for revenue. Keep loyal shoppers coming back with bonus values on gift cards, give discounts to shoppers who need them to convert, and recapture revenue when shoppers who didn't need the discount don't redeem it. Brands replace coupons in their welcome series popup, email, & SMS with CashBack. Shoppers may redeem CashBack post-purchase either as cash via a Visa card or a gift card back to the brand's store. Since not every shopper claims their CashBack brands reinvest that money into larger offers to increase conversion and revenue.
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PicPay
With PicPay it's like this: you can pay your bills in up to 12 installments, have a secure and free digital account, credit card with no annual fee and even earn money back on your purchases. Using your physical or virtual credit and debit card, you pay for everything and everyone and can even pay in installments on credit. In addition, you can still earn cashback, that is, cashback. In addition to making your money work, you can use it whenever you want for payments, transfers and withdrawals. At PicPay you control everything that goes in and out on time, easily and directly from your cell phone. At PicPay Store you will find your favorite stores in one app. Take advantage of exclusive discounts and you can still earn cashback. You can also recharge your cell phone, and transport card and pay for your series and movie streaming directly from your cell phone.
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