Payactiv vs. SmartPath Comparison


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		Related Products Chime Workplace Chime WorkplaceTM is an all-in-one financial wellness platform that helps employees manage money, reduce stress, and build long-term stability. Offered at no cost to employers or employees, it includes: -No-fee earned wage access* -No-fee checking accounts and overdraft protection -Automated savings with high-yield interest -Credit-building tools -For an add-on, employee rewards & loyalty program benefits With seamless payroll integration, real-time insights, and secure infrastructure, Chime WorkplaceTM supports employee well-being while improving retention, engagement, and productivity. *MyPay at Work™ advances are instant and free while you are employed with a Participating Employer. 5 Ratings Visit Website Native Teams Native Teams is a global employment platform that helps businesses hire, onboard, pay, and manage employees and contractors across 95+ countries. 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ThriveSparrow seeks to transform the workplace into a thriving ecosystem where employee experience meets organizational growth. What sets ThriveSparrow apart is its seamless combination of user experience, actionable insights, and holistic employee engagement features. At the heart of ThriveSparrow is the engagement surveys module, offering a wide range of customizable surveys, including wellness and pulse surveys. These tools allow HR professionals to monitor engagement and satisfaction of their workforce effectively. Its peer recognition module, Kudos which is far more than just a platform for employee recognition; is an integrated system that correlates with performance metrics, offering a 360-degree view of each employee's contributions. Another standout feature is the actionable analytics dashboard and org-wide employee engagement score heatmap. 43 Ratings Visit Website Uniqkey Uniqkey: Protect every login. Access with confidence. Uniqkey is Europe’s trusted password and access management platform - purpose-built for companies that demand security, simplicity, and control. Engineered by European cybersecurity experts, our platform combines military-grade encryption with an effortless user experience. We remove complexity from everyday workflows, helping employees stay secure without slowing them down. From auto-filling 2FA codes to streamlining access across your cloud environment, Uniqkey keeps security frictionless and productivity high. With real-time visibility across your entire infrastructure, IT teams gain complete control over access rights, employee activity, and security scores - empowering them to defend against threats and drive compliance with confidence proactively. 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Customizable workflows adapt to loan type and volume, reducing manual work and errors. Integrations with Zapier, QuickBooks, and credit bureaus extend functionality. Hands-on onboarding and responsive support help private lenders scale efficiently and focus on growth. 198 Ratings Visit Website Tremendous Tremendous is the global payouts platform for businesses sending gift cards and money at scale. Trusted by 20,000+ leading organizations, Tremendous has delivered billions of rewards and enables businesses to reach recipients across 230+ countries and regions. Recipients have 2,500+ payout options to choose from, including gift cards, prepaid cards, cash transfers, and charitable donations. From research incentives to marketing and sales rewards to employee recognition programs, the free-to-use platform makes it easy to send thousands of payouts quickly. Getting started is simple: add a funding method and place your first order in minutes. 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About Help your employees fully engage in both work and life with our all-in-one financial wellness platform that takes a holistic approach in improving financial lives and increasing employee satisfaction. Employees can immediately access money for hours already worked, transfer to their bank, load it on a Payactiv card, or pick up cash at Walmart. They can even use their earned wages to call an Uber and get daily necessities from Amazon. We supply the money so your employees are covered without disrupting your systems. It’s not a loan and there’s no interest, it’s just their money, when they need it. Employees can save money on prescription medications and other everyday items by finding deals in the app’s discount marketplace. Make it easy for employees to know at a glance how much they can put into savings, based on upcoming bills and spending patterns. Free access to financial learning articles and appointments with professional financial coaches.	About When employees are financially stressed, it's a lot harder to focus on work. SmartPath’s affordable financial wellness platform will provide your employees with the education, coaching, and tools they need to turn their stress into financial success. Studies show that employees engage in different ways. Our program is designed to be comprehensive and meet your employees where they are. Every employer gets a branded launchpad for their employees to engage with all of SmartPath's offerings. This site offers Live Chat with our coaching team for quick financial questions and superior support. Money can be stressful. And add in the impacts of the pandemic, something that was hard just got even harder. Take our quizzes to see financial options and get personalized results with clear guidance. Our human coaches are talented, trained, and dedicated to helping. We cover budgeting, getting out of debt, homeownership, aging parents, kid’s college and anything in-between.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Companies looking for an earned wage access platform to give their employees financial relief solutions between paychecks	Audience Companies looking for a financial wellness platform to provide employees with financial education, coaching, and tools
Support Phone Support Supported 24/7 Live Support Supported Online Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing $0 ACH bank transfer / Real time transfer to Payactiv Visa card with Direct Deposit of $200 or more per pay period - no fee Real time transfer to Payactiv Visa card without Direct Deposit - $2.49 Real-time transfers to Non-Payactiv debit or payroll cards / Walmart Cash Pickup - $3.49 Free Version Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Supported Webinars Supported Live Online Supported In Person Supported	Training Documentation Supported Webinars Not Supported Live Online Supported In Person Supported
Company Information Payactiv Founded: 2012 United States www.payactiv.com/for-companies/	Company Information SmartPath Founded: 2010 United States www.joinsmartpath.com
Alternatives Chime Workplace Chime	Alternatives Mariner Financial Wellness
BrightDime	BrightDime
DailyPay	SAFE Workplace Financial Wellness SAFE Credit Union
Access PayWise+ The Access Group	Key@Work KeyBank
Branch View All	Gift of College View All
Categories Cash Advance Supported Earned Wage Access Supported Financial Wellness Supported	Categories Financial Wellness Supported

Integrations ADP Celergo Supported ADP Comprehensive Services Supported ADP DataCloud Supported ADP Enterprise HR Supported ADP Global Payroll Supported ADP Learning Management Supported ADP Mobile Solutions Supported ADP Next Gen HCM Supported ADP Onboarding Supported ADP StandOut Supported ADP Streamline Supported ADP Succession Management Supported ADP Workforce Now On the Go Supported AllianceHCM Supported OnShift Supported PDI Logistics Cloud Supported Paychex Flex Supported TabaPay Supported Wisely by ADP Supported Show More Integrations View All 21 Integrations	Integrations ADP Celergo Not Supported ADP Comprehensive Services Not Supported ADP DataCloud Not Supported ADP Enterprise HR Not Supported ADP Global Payroll Not Supported ADP Learning Management Not Supported ADP Mobile Solutions Not Supported ADP Next Gen HCM Not Supported ADP Onboarding Not Supported ADP StandOut Not Supported ADP Streamline Not Supported ADP Succession Management Not Supported ADP Workforce Now On the Go Not Supported AllianceHCM Not Supported OnShift Not Supported PDI Logistics Cloud Not Supported Paychex Flex Not Supported TabaPay Not Supported Wisely by ADP Not Supported Show More Integrations View All 1 Integration
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