Payactiv vs. SmartDollar Comparison


Payactiv	SmartDollar Ramsey	+	+
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From research incentives to marketing and sales rewards to employee recognition programs, the free-to-use platform makes it easy to send thousands of payouts quickly. Getting started is simple: add a funding method and place your first order in minutes. Teams can send rewards via bulk upload, integration, or API. Tremendous automates language translation, currency conversion, tracking, and reporting, and includes built-in fraud controls. The result? Teams can focus on the work that matters most while Tremendous handles all the payout details. 1,887 Ratings Visit Website
About Help your employees fully engage in both work and life with our all-in-one financial wellness platform that takes a holistic approach in improving financial lives and increasing employee satisfaction. Employees can immediately access money for hours already worked, transfer to their bank, load it on a Payactiv card, or pick up cash at Walmart. They can even use their earned wages to call an Uber and get daily necessities from Amazon. We supply the money so your employees are covered without disrupting your systems. It’s not a loan and there’s no interest, it’s just their money, when they need it. Employees can save money on prescription medications and other everyday items by finding deals in the app’s discount marketplace. Make it easy for employees to know at a glance how much they can put into savings, based on upcoming bills and spending patterns. Free access to financial learning articles and appointments with professional financial coaches.	About Employees living paycheck to paycheck is hurting your business. Stop the cycle with SmartDollar, Dave Ramsey's employee financial wellness program. SmartDollar is an employee financial wellness program from Dave Ramsey. Following the 7 Baby Steps, your employees will learn how to stick to a budget, get out of debt, save for the future, and retire with confidence. SmartDollar includes engaging content and a full set of tools to help your employees make actual progress with money, not just live paycheck to paycheck. By focusing on one goal at a time, employees get quick wins and build momentum to move through the plan and make lasting changes. You’ll get a dedicated client service representative to help you roll out SmartDollar to your employees, a personalized client portal called SmartCenter to track your employees’ progress, and tailored promotional materials and contests to help you increase participation.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Companies looking for an earned wage access platform to give their employees financial relief solutions between paychecks	Audience Companies requiring an employee financial wellness program to help employees make progress with money
Support Phone Support Supported 24/7 Live Support Supported Online Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing $0 ACH bank transfer / Real time transfer to Payactiv Visa card with Direct Deposit of $200 or more per pay period - no fee Real time transfer to Payactiv Visa card without Direct Deposit - $2.49 Real-time transfers to Non-Payactiv debit or payroll cards / Walmart Cash Pickup - $3.49 Free Version Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 4.0 / 5 ease 4.0 / 5 features 3.0 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews
	Pros & Cons from Real Users Pros • Very well priced • User-friendly • Educational • Well-designed • Lays solid foundation for various financial categories • Reliable account support. I never had a single issue getting ahold of my account manager, and they would actively reach out to me to see how things were going. Cons Budgeting tool & debt snowball are both pretty basic. From a strictly debt-payoff standpoint, Undebt.it is MUCH more robust and a FANTASTIC payoff schedule resource.
Training Documentation Supported Webinars Supported Live Online Supported In Person Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information Payactiv Founded: 2012 United States www.payactiv.com/for-companies/	Company Information Ramsey United States www.ramseysolutions.com/corporate-wellness/smartdollar
Alternatives Chime Workplace Chime	Alternatives Mariner Financial Wellness
BrightDime	OrbisPay
DailyPay	PTO Genius
Access PayWise+ The Access Group	Instant Financial
Branch View All	Jify View All
Categories Cash Advance Supported Earned Wage Access Supported Financial Wellness Supported	Categories Financial Wellness Supported

Integrations ADP Celergo Supported ADP Comprehensive Services Supported ADP DataCloud Supported ADP Enterprise HR Supported ADP Global Payroll Supported ADP Mobile Solutions Supported ADP Next Gen HCM Supported ADP Onboarding Supported ADP StandOut Supported ADP Streamline Supported ADP Succession Management Supported ADP Total Absence Management Supported ADP Workforce Now On the Go Supported AllianceHCM Supported OnShift Supported PDI Logistics Cloud Supported Paychex Flex Supported TabaPay Supported Wisely by ADP Supported Show More Integrations View All 21 Integrations	Integrations ADP Celergo Not Supported ADP Comprehensive Services Not Supported ADP DataCloud Not Supported ADP Enterprise HR Not Supported ADP Global Payroll Not Supported ADP Mobile Solutions Not Supported ADP Next Gen HCM Not Supported ADP Onboarding Not Supported ADP StandOut Not Supported ADP Streamline Not Supported ADP Succession Management Not Supported ADP Total Absence Management Not Supported ADP Workforce Now On the Go Not Supported AllianceHCM Not Supported OnShift Not Supported PDI Logistics Cloud Not Supported Paychex Flex Not Supported TabaPay Not Supported Wisely by ADP Not Supported Show More Integrations
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