MeridianLink Opening

MeridianLink Opening

MeridianLink
Unity Loan System

Unity Loan System

Credex Systems
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About

MeridianLink® Opening is a digital account opening solution that helps financial institutions simplify onboarding and grow deposits across checking, savings, CDs, and more. The platform combines mobile‑first design, automated workflows, fraud protection, and real‑time decisioning to reduce friction and increase conversions. Features include adaptive forms, save‑and‑resume applications, automated identity verification, instant decisions, immediate funding, and built‑in compliance controls for BO, CIP, KYC, AML, and OFAC. Seamless core integration, in‑application cross‑sell, automated document handling, and ready‑to‑use accounts help institutions reduce operational effort, control risk, and deliver fast, secure, paperless onboarding experiences.

About

Credex Systems offers comprehensive software solutions designed for the origination and servicing of direct and indirect loans. Their platform supports a wide range of functionalities, including loan processing, interest calculation, consumer document printing, and centralized loan approval. With integrated features like OFAC verification, credit bureau inquiries, ACH and debit card processing, and automated collections, Credex ensures a seamless loan management process. The platform also provides enhanced security features such as file backups and software updates, making it an ideal choice for consumer finance companies seeking an efficient and secure solution.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Credit unions and banks looking to deliver seamless, secure digital account opening experiences to grow deposits, improve consumer experiences, and increase efficiency.

Audience

Consumer finance companies and loan servicing organizations seeking an integrated and secure software solution for managing loan origination, processing, collections, and marketing

Support

Phone Support Supported
24/7 Live Support Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Not Supported

API

Offers API Not Supported

Screenshots and Videos

Screenshots and Videos

Pricing

Schedule a demo to see the solution in action and receive a customized pricing plan tailored to your organization's unique needs and goals.
Free Version Not Supported
Free Trial Not Supported

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Reviews/Ratings

Overall 4.2 / 5
ease 4.3 / 5
features 4.2 / 5
design 3.9 / 5
support 4.0 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Pros & Cons from Real Users

Pros

  • I like that I can see all the apps, to help members apply to. I like that I can have easy access to log in
  • MeridianLink Opening is user-friendly and easy to navigate, making it simple for both staff and members to complete the application process. The platform is efficient in data entry, reducing manual input and helping speed up onboarding and loan processing. Its streamlined workflow improves productivity and minimizes errors, allowing for a smoother overall experience.
  • I really enjoy the filter function of the application. I also like the ability of sending DocuSign.
  • I am a Trainer a small credit union. I facilitate the training for loan navigation and we truly enjoy using Meridianlink Modern Experience. This was a huge improvement from the original view. Navigation is easy and the look is easy o the eyes.
  • The Accessibility is nice and it flows well between screens/tabs I Like that it carries over information from our banking system for members

Cons

  • I do not have in cons at the moment. I have been new to the system
  • The platform can occasionally lag, particularly during peak usage times, which can slow down workflow efficiency. There are also instances where errors occur, requiring additional time to troubleshoot or reprocess applications, which can impact productivity and the overall user experience.
  • Inability of seeing active app review or updated app
  • I have seen great improvements in the system. The only con I can think of is that is too many options on the columns in the Queues.
  • How bland it can look- a lot of the tab's ad screens look the same so unless you're used to it can be easy to get lost

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Supported

Training

Documentation Not Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Company Information

MeridianLink
Founded: 1998
United States
www.meridianlink.com/products/account-opening-software/

Company Information

Credex Systems
Founded: 1990
United States
www.credexsystems.com

Alternatives

Alternatives

Mortgage+Care

Mortgage+Care

Consulting Plus
LendFoundry

LendFoundry

Sigma Infosolutions
MeridianLink One

MeridianLink One

MeridianLink

Categories

Banking Supported
Loan Origination Supported
Online Banking Supported

Categories

Banking Supported
Commercial Loan Supported
Loan Origination Supported
Loan Servicing Supported

Banking Features

ATM Management Not Supported
Compliance Tracking Not Supported
Corporate Banking Not Supported
Credit Card Management Not Supported
Credit Union Supported
Investment Banking Not Supported
Multi-Branch Not Supported
Online Banking Supported
Private Banking Not Supported
Retail Banking Supported
Risk Management Supported
Securities Management Not Supported
Transaction Monitoring Supported

Online Banking Features

Brokerage Not Supported
Cash Management Not Supported
Chat / Messaging Not Supported
Credit Card Management Not Supported
Electronic Statements Supported
Fraud Detection Supported
Loan Management Supported
Marketing Automation Supported
Retail Banking Supported
Single Sign On Supported
Transaction Monitoring Supported

Banking Features

ATM Management Not Supported
Compliance Tracking Supported
Corporate Banking Supported
Credit Card Management Not Supported
Credit Union Not Supported
Investment Banking Not Supported
Multi-Branch Supported
Online Banking Not Supported
Private Banking Not Supported
Retail Banking Not Supported
Risk Management Not Supported
Securities Management Not Supported
Transaction Monitoring Not Supported

Loan Origination Features

Amortization Schedule Not Supported
Audit Trail Supported
Closing Documents Not Supported
Compliance Management Supported
Customer Database Supported
Digital Signature Not Supported
Document Management Supported
Fee Management Not Supported
Loan Processing Supported
Online Application Supported

Loan Servicing Features

Accounting Management Not Supported
Amortization Schedule Not Supported
Application Management Not Supported
Auto Loans Supported
Automatic Funds Distribution Not Supported
Business Loans Supported
Collateral Tracking Not Supported
Collections Management Supported
Compliance Management Not Supported
Construction Loans Supported
Customer Database Not Supported
Fee Management Not Supported
Investor Management Not Supported
Loan Processing Not Supported
Student Loans Supported

Integrations

ARC Cyber Risk Management Supported
BillingTree Supported
CICTotal Manager Supported
ClickSWITCH Supported
ConnectionsOnline Supported
DataFreight Supported
Docusign Supported
Finicity Supported
LenderClose Supported
LexisNexis AML Insight Supported
Matrix Supported
MeridianLink Access Supported
MeridianLink Data Connect Supported
MeridianLink Engage Supported
MeridianLink Insight Supported
NotaryWorks Supported
Savvy Content Manager Supported
SureClose Supported
Wolters Kluwer Passport Supported
Zest Supported

Integrations

ARC Cyber Risk Management Not Supported
BillingTree Not Supported
CICTotal Manager Not Supported
ClickSWITCH Not Supported
ConnectionsOnline Not Supported
DataFreight Not Supported
Docusign Not Supported
Finicity Not Supported
LenderClose Not Supported
LexisNexis AML Insight Not Supported
Matrix Not Supported
MeridianLink Access Not Supported
MeridianLink Data Connect Not Supported
MeridianLink Engage Not Supported
MeridianLink Insight Not Supported
NotaryWorks Not Supported
Savvy Content Manager Not Supported
SureClose Not Supported
Wolters Kluwer Passport Not Supported
Zest Not Supported
Claim Unity Loan System and update features and information
Claim Unity Loan System and update features and information