MeridianLink Opening

MeridianLink Opening

MeridianLink
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About

MeridianLink® Opening is a digital account opening solution that helps financial institutions simplify onboarding and grow deposits across checking, savings, CDs, and more. The platform combines mobile‑first design, automated workflows, fraud protection, and real‑time decisioning to reduce friction and increase conversions. Features include adaptive forms, save‑and‑resume applications, automated identity verification, instant decisions, immediate funding, and built‑in compliance controls for BO, CIP, KYC, AML, and OFAC. Seamless core integration, in‑application cross‑sell, automated document handling, and ready‑to‑use accounts help institutions reduce operational effort, control risk, and deliver fast, secure, paperless onboarding experiences.

About

Numerated is a fast-growing, venture-backed financial technology company powering digital transformation at banks. The platform makes originating bank products exceptionally easy by using data to remove work otherwise required from customers and lenders. The Numerated platform was originally incubated inside one of the highest volume SBA banks in the country before spinning out of the bank in a high-profile round of venture capital financing. Numerated makes it faster, simpler, and more efficient for businesses to purchase financial products from banks and credit unions. Numerated supports a growing number of business banking products: deposit account opening, term loans, lines of credit, SBA loans, overdraft, equipment loans, CRE, working capital lines, credit cards, reviews and renewals, and more. Make it easy for businesses to apply for any product, anywhere, anytime. Give fast decisions on applications, without sacrificing control.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Credit unions and banks looking to deliver seamless, secure digital account opening experiences to grow deposits, improve consumer experiences, and increase efficiency.

Audience

Businesses that need a digital front end with digital application and decisioning solutions for business banking

Support

Phone Support Supported
24/7 Live Support Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Not Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

Pricing

Schedule a demo to see the solution in action and receive a customized pricing plan tailored to your organization's unique needs and goals.
Free Version Not Supported
Free Trial Not Supported

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Reviews/Ratings

Overall 4.2 / 5
ease 4.3 / 5
features 4.2 / 5
design 3.9 / 5
support 4.0 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Pros & Cons from Real Users

Pros

  • I like that I can see all the apps, to help members apply to. I like that I can have easy access to log in
  • MeridianLink Opening is user-friendly and easy to navigate, making it simple for both staff and members to complete the application process. The platform is efficient in data entry, reducing manual input and helping speed up onboarding and loan processing. Its streamlined workflow improves productivity and minimizes errors, allowing for a smoother overall experience.
  • I really enjoy the filter function of the application. I also like the ability of sending DocuSign.
  • I am a Trainer a small credit union. I facilitate the training for loan navigation and we truly enjoy using Meridianlink Modern Experience. This was a huge improvement from the original view. Navigation is easy and the look is easy o the eyes.
  • The Accessibility is nice and it flows well between screens/tabs I Like that it carries over information from our banking system for members

Cons

  • I do not have in cons at the moment. I have been new to the system
  • The platform can occasionally lag, particularly during peak usage times, which can slow down workflow efficiency. There are also instances where errors occur, requiring additional time to troubleshoot or reprocess applications, which can impact productivity and the overall user experience.
  • Inability of seeing active app review or updated app
  • I have seen great improvements in the system. The only con I can think of is that is too many options on the columns in the Queues.
  • How bland it can look- a lot of the tab's ad screens look the same so unless you're used to it can be easy to get lost

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported

Company Information

MeridianLink
Founded: 1998
United States
www.meridianlink.com/products/account-opening-software/

Company Information

Numerated
Founded: 2017
United States
www.numerated.com

Alternatives

Alternatives

SpotBanc

SpotBanc

Fincode Limited
MeridianLink One

MeridianLink One

MeridianLink

Categories

Banking Supported
Loan Origination Supported
Online Banking Supported

Categories

Online Banking Features

Brokerage Not Supported
Cash Management Not Supported
Chat / Messaging Not Supported
Credit Card Management Not Supported
Electronic Statements Supported
Fraud Detection Supported
Loan Management Supported
Marketing Automation Supported
Retail Banking Supported
Single Sign On Supported
Transaction Monitoring Supported

Banking Features

ATM Management Not Supported
Compliance Tracking Not Supported
Corporate Banking Not Supported
Credit Card Management Not Supported
Credit Union Supported
Investment Banking Not Supported
Multi-Branch Not Supported
Online Banking Supported
Private Banking Not Supported
Retail Banking Supported
Risk Management Supported
Securities Management Not Supported
Transaction Monitoring Supported

Integrations

Experian Aperture Data Studio Supported
ClickSWITCH Supported
Docusign Supported
Equifax BusinessConnect Not Supported
Finicity Supported
LenderClose Supported
LexisNexis InterAction Not Supported
Matrix Supported
MeridianLink Access Supported
MeridianLink Engage Supported
MeridianLink Insight Supported
NotaryWorks Supported
PayNet Cloud Not Supported
Plaid Supported
Savvy Content Manager Supported
StarterCRM Supported
SureClose Supported
Wolters Kluwer Passport Supported
Zest Supported

Integrations

Experian Aperture Data Studio Supported
ClickSWITCH Not Supported
Docusign Not Supported
Equifax BusinessConnect Supported
Finicity Not Supported
LenderClose Not Supported
LexisNexis InterAction Supported
Matrix Not Supported
MeridianLink Access Not Supported
MeridianLink Engage Not Supported
MeridianLink Insight Not Supported
NotaryWorks Not Supported
PayNet Cloud Supported
Plaid Not Supported
Savvy Content Manager Not Supported
StarterCRM Not Supported
SureClose Not Supported
Wolters Kluwer Passport Not Supported
Zest Not Supported
Claim Numerated and update features and information
Claim Numerated and update features and information