GoCardless vs. Way4 Comparison


GoCardless	Way4 OpenWay	+	+
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About Simplify recurring or one-off payment processing with GoCardless, UK's leading online direct debit provider. Cost effective and secure, GoCardless offers a truly paperless Direct Debit set up option, with a simple migration process and transparent fees. The platform also comes with pre-built integrations with leading accountancy, membership and subscription software, including Xero, Quickbooks, Sage, Zuora, Teamup and Online Scout Manager.	About Ensure that your new card issuing engine is future-proofed. Launch various business models on the same software platform, credit, debit, and prepaid cards, fleet projects, virtual cards and loyalty, wallets and tokenization, corporate and family schemes, and much more. Provide the best possible experience for your cardholders, partners, and internal users by delivering personalized services, exactly when and where they need them. Create new and innovative card products with exceptional time-to-market and the best functional coverage. Reduce manual interventions and decrease administration costs by automating and streamlining processes. Scale quickly in terms of volumes and geographies. Increase the profitability of traditional instruments with smart value-added services. Become the customer’s top card for third-party services within the open banking ecosystem thanks to your data-rich APIs. Rely on APIs and SDK for internal and external integration.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience All businesses taking regular or recurring payments, from individuals to multi-national corporations	Audience Businesses and merchants requiring a platform to improve customer-centricity and increase revenue through card processing
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing $0.01/month/user Standard 1% per transaction Min 20p, max £2 No monthly fee Pro Volume-based pricing + £200 per month Free Version Not Supported Free Trial Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 3.0 / 5 ease 2.5 / 5 features 3.0 / 5 design 3.0 / 5 support 3.0 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros Very low fees. Much better than credit cards! Integration with Xero is excellent. Handles multi-currency as well. I have been using GoCardless for my business since 2012. When we first started using them they were a small start-up and we had remained loyal and supportive of them for over 7 years. Cons Getting multi-currency setup correctly in Xero took a few extra steps and wasn't documented clearly at the time (we had to setup an additional clearing account in Xero). But the GoCardless support was very useful, and guided me to the Xero documentation I needed to follow. Sadly their service today is nothing like it was in the past. Over the years there have been some issues with their service but they had generally been helpful in getting things fixed.
Training Documentation Supported Webinars Supported Live Online Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported
Company Information GoCardless Founded: 2011 United Kingdom www.gocardless.com	Company Information OpenWay Founded: 1995 Belgium www.openwaygroup.com/way4-card-management-system
Alternatives Plaid	Alternatives Velmie
Stripe	EnWallet Enqura
Blink Payment	Fisa Credit Card Fisa Group
Melio	Worldline
KORT KORT Payments View All	SAP Card Management SAP View All
Categories Billing and Invoicing Supported Buy Now Pay Later Supported Open Banking Supported Open Finance Supported Payment Gateways Supported Payment Processing Supported Recurring Billing Supported	Categories Card Issuance Supported Open Banking Supported Open Finance Supported
Show More Features Billing and Invoicing Features Billing Portal Supported Contact Database Supported Contingency Billing Not Supported Customer Portal Not Supported Customizable Invoices Not Supported Dunning Management Supported Hourly Billing Not Supported Invoice History Not Supported Mobile Payments Not Supported Multi-Currency Supported Online Invoicing Not Supported Online Payments Supported Payment Processing Supported Project Billing Supported Recurring/Subscription Billing Supported Service Ticket Billing Not Supported Tax Calculator Supported Payment Gateways Features ACH / eCheck support Not Supported Buyer Authentication Not Supported Credit / Debit Support Supported Customer Information Storage Not Supported Fraud Prevention Not Supported Invoicing Not Supported Multi-Currency Not Supported PCI Compliance Not Supported Point-of-Sale (POS) Not Supported Recurring Billing / Subscriptions Not Supported Reporting / Analytics Not Supported Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Supported Debit Card Support Not Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported
Integrations Axis LMS Supported Axonaut Supported CleanerPlanner Supported ERPNext Supported Enapps ERP Supported Evenda Supported GoodVat Supported Gr4vy Supported Gradient Works Supported Kontier Supported Lago Supported OfficeRnD Hybrid Supported PlanMan Supported Quaeris Supported Samsung Pay Not Supported SubscriptionFlow Supported Workbooks Web Insights Supported Wplino Supported keylight Supported membermeister Supported Show More Integrations View All 106 Integrations	Integrations Axis LMS Not Supported Axonaut Not Supported CleanerPlanner Not Supported ERPNext Not Supported Enapps ERP Not Supported Evenda Not Supported GoodVat Not Supported Gr4vy Not Supported Gradient Works Not Supported Kontier Not Supported Lago Not Supported OfficeRnD Hybrid Not Supported PlanMan Not Supported Quaeris Not Supported Samsung Pay Supported SubscriptionFlow Not Supported Workbooks Web Insights Not Supported Wplino Not Supported keylight Not Supported membermeister Not Supported Show More Integrations View All 3 Integrations
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