GoCardless vs. INXY Comparison


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About Simplify recurring or one-off payment processing with GoCardless, UK's leading online direct debit provider. Cost effective and secure, GoCardless offers a truly paperless Direct Debit set up option, with a simple migration process and transparent fees. The platform also comes with pre-built integrations with leading accountancy, membership and subscription software, including Xero, Quickbooks, Sage, Zuora, Teamup and Online Scout Manager.	About INXY Tracker automatically detects all your subscriptions from your transactions. See them all in an informative dashboard. Do you know how much you spend on subscriptions per year? Find out and start saving on what you don't use. Get an overview of all your subscriptions in a convenient dashboard. See how much you spend, when your subscriptions expire and have to be renewed. Find subscriptions you don't use and unsubscribe from them, save your budget! Get notified to most popular messengers never to miss renewal that will hit your pocket. Never forget to prolong the services you need and stop paying for what you don't need. INXY allows you to add users to your account, making it easy to collaborate on subscriptions with your family and friends. Easily share your subscriptions and grant permissions to edit your subscription lists. With open banking integration, INXY automatically identifies your subscriptions. Be informed how much and what you pay for.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Not Supported Chromebook Not Supported
Audience All businesses taking regular or recurring payments, from individuals to multi-national corporations	Audience Companies and individuals requiring a tool to track, manage and find all their available subscriptions
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing $0.01/month/user Standard 1% per transaction Min 20p, max £2 No monthly fee Pro Volume-based pricing + £200 per month Free Version Not Supported Free Trial Supported	Pricing $8.33 per month Free Version Supported Free Trial Supported
Reviews/Ratings Overall 3.0 / 5 ease 2.5 / 5 features 3.0 / 5 design 3.0 / 5 support 3.0 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros Very low fees. Much better than credit cards! Integration with Xero is excellent. Handles multi-currency as well. I have been using GoCardless for my business since 2012. When we first started using them they were a small start-up and we had remained loyal and supportive of them for over 7 years. Cons Getting multi-currency setup correctly in Xero took a few extra steps and wasn't documented clearly at the time (we had to setup an additional clearing account in Xero). But the GoCardless support was very useful, and guided me to the Xero documentation I needed to follow. Sadly their service today is nothing like it was in the past. Over the years there have been some issues with their service but they had generally been helpful in getting things fixed.
Training Documentation Supported Webinars Supported Live Online Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Supported In Person Supported
Company Information GoCardless Founded: 2011 United Kingdom www.gocardless.com	Company Information INXY Founded: 2020 inxy.com
Alternatives Plaid	Alternatives Certero for SaaS Certero
Stripe	GoCardless
Blink Payment	FinCell
Melio	Hapstack
KORT KORT Payments View All	AppBind View All
Categories Billing and Invoicing Supported Buy Now Pay Later Supported Open Banking Supported Open Finance Supported Payment Gateways Supported Payment Processing Supported Recurring Billing Supported	Categories Open Banking Supported Open Finance Supported SaaS Management Supported
Show More Features Billing and Invoicing Features Billing Portal Supported Contact Database Supported Contingency Billing Not Supported Customer Portal Not Supported Customizable Invoices Not Supported Dunning Management Supported Hourly Billing Not Supported Invoice History Not Supported Mobile Payments Not Supported Multi-Currency Supported Online Invoicing Not Supported Online Payments Supported Payment Processing Supported Project Billing Supported Recurring/Subscription Billing Supported Service Ticket Billing Not Supported Tax Calculator Supported Payment Gateways Features ACH / eCheck support Not Supported Buyer Authentication Not Supported Credit / Debit Support Supported Customer Information Storage Not Supported Fraud Prevention Not Supported Invoicing Not Supported Multi-Currency Not Supported PCI Compliance Not Supported Point-of-Sale (POS) Not Supported Recurring Billing / Subscriptions Not Supported Reporting / Analytics Not Supported Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Supported Debit Card Support Not Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported
Integrations Archie Supported BillingServ Supported CodeConductor Supported DojoExpert Supported Enapps ERP Supported Juspay Supported Landlord Vision Supported Matiyas Supported Microsoft Outlook Not Supported OfficeRnD Hybrid Supported Payfacile Supported PlanMan Supported Quickwork Supported ReadyMembership Supported Socket Supported TennisBiz Supported Viber Not Supported Wellyx Supported Zenario CMS Supported membermeister Supported Show More Integrations View All 108 Integrations	Integrations Archie Not Supported BillingServ Not Supported CodeConductor Not Supported DojoExpert Not Supported Enapps ERP Not Supported Juspay Not Supported Landlord Vision Not Supported Matiyas Not Supported Microsoft Outlook Supported OfficeRnD Hybrid Not Supported Payfacile Not Supported PlanMan Not Supported Quickwork Not Supported ReadyMembership Not Supported Socket Not Supported TennisBiz Not Supported Viber Supported Wellyx Not Supported Zenario CMS Not Supported membermeister Not Supported Show More Integrations View All 11 Integrations
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