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Plaid

Plaid

4.4 out of 5 stars
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About

Stop fraud, spam, and account takeovers with 99.5% accurate browser fingerprinting as a service. Access suspicious visitor activity and geolocation at lightspeed. Integrate our API into your server-side business rules or signup process. Receive instant notifications delivered securely to your backend systems, ideal for building scalable and asynchronous processes. Powerful account takeover protection for any web application. Keep your customers' accounts safe by accurately identifying threats before they cause damage. Users that re-use passwords across multiple services are at risk of having their accounts accessed by fraudsters who purchased or hacked their account information from elsewhere. Catch these attempts by associating multiple login attempts from bot networks. Social engineering is still one of the most reliable methods for fraudsters to access accounts. Require new visitors to provide additional authentication to stop phished accounts from being accessed easily.
Plaid:

About

Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services.
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Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported
Plaid:

Platforms Supported

Windows Supported
Mac Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported
Fingerprint:

Audience

Anyone seeking for a browser fingerprinting API that helps stop fraud, spam and account takeovers
Plaid:

Audience

Plaid works with over 12,000 companies, from cutting-edge startups to fintechs like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to empower people with more choice and control over how they manage their money.
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Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported
Plaid:

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Not Supported
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API

Offers API Supported
Plaid:

API

Offers API Supported
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Screenshots and Videos

Plaid:

Screenshots and Videos

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Pricing

$80 per month
Billed annually
Free Version Supported
Free Trial Not Supported
Plaid:

Pricing

Free
Test for free
Free Version Supported
Free Trial Not Supported
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Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

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Plaid:

Reviews/Ratings

Overall 4.4 / 5
ease 4.5 / 5
features 4.0 / 5
design 3.7 / 5
support 3.7 / 5
Plaid:

Pros & Cons from Real Users

Pros

  • Good at what it does, fairly easy to set up and offers a lot of flexible customization features for bringing people into your financial apps.
  • I have dabbled in the business side of plaid but as a customer it was easy to use. This review is more for businesses to hear what a customer thinks. I like how this works with cards. It's nice to be able to trust where you are putting your card info.
  • PLAID is quick and easy to use when connecting your bank accounts. Support response time is quick and efficient, something solutions are not found immediately though.
  • Plaid was able to integrate banks that were not currently available. The time frame was six months but the integration process happened in three months. That was great as we can offer our services to more customers. Plaid has the vast majority of major banks, not so much smaller banks and credit unions.
  • I'm a huge fan of how easy Plaid's API makes it to enable connecting different payment sources from different banks. The user logs in with the same online banking credentials they normally do, and the data stays where it's supposed to.

Cons

  • Not a lot to hate about Plaid, I think the pricing can start to creep up if you have lots of users connecting their banks.
  • Nothing major. Have had issues with Discover not being accepted randomly until try 3.
  • The back-end for companies could use some work it is very confusing. Submitting tickets are confusing and difficult. It is near impossible to get a ticket entered without having to deep dive into the transactions and finding request codes.
  • There is no search option on their website to see if the bank institution is available through plaid. This would make it easier to let customers know right away instead of creating a fake application and searching on a live application.
  • Nothing, really. From a user experience perspective Plaid's doesn't leave much to be desired.
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Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported
Plaid:

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Supported
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Company Information

FingerprintJS
Founded: 2019
United States
fingerprint.com
Plaid:

Company Information

Plaid
Founded: 2013
United States
plaid.com
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Plaid:
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Plaid:
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Categories

Plaid:

Categories

Authentication Supported
Bank Verification Supported
Banking Supported
Crypto APIs Supported
Embedded Finance Supported
Financial Services Supported
Fraud Detection Supported
Loan Servicing Supported
Mobile Banking Supported
Online Banking Supported
Open Banking Supported
Open Finance Supported
Unified APIs Supported
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Marketing Attribution Features

Attribution Modeling Not Supported
Audience Segmentation Not Supported
Conversion Tracking Supported
Cross-Channel Attribution Not Supported
Customer Journey Mapping Not Supported
Multi-Touch Attribution Supported
Predictive Analytics Not Supported
ROI Tracking Not Supported
Plaid:

Banking Features

ATM Management Not Supported
Compliance Tracking Not Supported
Corporate Banking Not Supported
Credit Card Management Supported
Credit Union Not Supported
Investment Banking Supported
Multi-Branch Supported
Online Banking Supported
Private Banking Not Supported
Retail Banking Not Supported
Risk Management Supported
Securities Management Not Supported
Transaction Monitoring Supported

Financial Services Features

Analytics Supported
Branch Optimization Supported
Channel Management Supported
Compliance Management Supported
Customer Engagement Supported
Performance Management Not Supported
Risk Management Supported

Online Banking Features

Brokerage Not Supported
Cash Management Supported
Chat / Messaging Not Supported
Credit Card Management Not Supported
Electronic Statements Not Supported
Fraud Detection Supported
Loan Management Supported
Marketing Automation Not Supported
Retail Banking Supported
Single Sign On Supported
Transaction Monitoring Supported
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Integrations

Neofin Supported
Alder Not Supported
Bakkt Not Supported
Cloudsquare BankLink Not Supported
Everest Not Supported
Finlens Not Supported
Fintech Sandbox Not Supported
Flatly Not Supported
GnomeOwner Not Supported
Modern.ai Not Supported
Mollie Not Supported
Monarch Money Not Supported
Monk Not Supported
OneHash CRM Not Supported
Perfect HOA Not Supported
Slash Not Supported
Stripe Not Supported
TabaPay Not Supported
VeloFlow Not Supported
Vesta Not Supported
Plaid:

Integrations

Neofin Supported
Alder Supported
Bakkt Supported
Cloudsquare BankLink Supported
Everest Supported
Finlens Supported
Fintech Sandbox Supported
Flatly Supported
GnomeOwner Supported
Modern.ai Supported
Mollie Supported
Monarch Money Supported
Monk Supported
OneHash CRM Supported
Perfect HOA Supported
Slash Supported
Stripe Supported
TabaPay Supported
VeloFlow Supported
Vesta Supported
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Plaid:
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